The disclosed technology relates generally to systems for insurance claim workflows, and more particularly, some embodiments relate to automation of those workflows.
A claimed solution rooted in computer technology overcomes problems specifically arising in the realm of computer technology.
In general, one aspect disclosed features a system, comprising: a hardware processor; and a non-transitory machine-readable storage medium encoded with instructions executable by the hardware processor to perform a method comprising: receiving an insurance claim, wherein the insurance claim comprises at least one line, and wherein each line comprises at least one procedure code and at least one explanation code; determining a first hierarchical rank of a plurality of the hierarchical ranks for a first explanation code in a first line based on predetermined associations between the explanation codes and the hierarchical ranks; determining, according to the determined first hierarchical rank for the first explanation code, whether the first line comprising the first code should be modified; modifying the first line comprising the first explanation code when it is determined that the first line comprising the first explanation code should be modified; and outputting the insurance claim after determining whether the first line comprising the first explanation code should be modified.
Embodiments of the system may include one or more of the following features. In some embodiments, the method further comprises: determining, according to a modifier in the first line, whether the first line should be modified. In some embodiments, modifying the first line comprises: modifying the first line according to the first procedure code. In some embodiments, the method further comprises: determining a second hierarchical rank of the plurality of the hierarchical ranks for a second explanation code in the first line based on the predetermined associations between the explanation codes and the hierarchical ranks; and determining, according to the determined second hierarchical rank for the second explanation code, whether the first line should be modified. In some embodiments, the method further comprises: modifying at least one of the first and second explanation codes when it is determined that the first line comprising the first explanation code should be modified. In some embodiments, modifying at least one of the first and second explanation codes comprises: deleting at least one of the first and second explanation codes from the first line. In some embodiments, the method further comprises: determining, according to a first procedure code in the first line, whether the first line should be modified.
In general, one aspect disclosed features a non-transitory machine-readable storage medium encoded with instructions executable by a hardware processor of a computing component, the machine-readable storage medium comprising instructions to cause the hardware processor to perform a method comprising: receiving an insurance claim, wherein the insurance claim comprises at least one line, and wherein each line comprises at least one procedure code and at least one explanation code; determining a first hierarchical rank of a plurality of the hierarchical ranks for a first explanation code in a first line based on predetermined associations between the explanation codes and the hierarchical ranks; determining, according to the determined first hierarchical rank for the first explanation code, whether the first line comprising the first code should be modified; modifying the first line comprising the first explanation code when it is determined that the first line comprising the first explanation code should be modified; and outputting the insurance claim after determining whether the first line comprising the first explanation code should be modified.
Embodiments of the non-transitory machine-readable storage medium may include one or more of the following features. In some embodiments, the method further comprises: determining, according to a modifier in the first line, whether the first line should be modified. In some embodiments, modifying the first line comprises: modifying the first line according to the first procedure code. In some embodiments, the method further comprises: determining a second hierarchical rank of the plurality of the hierarchical ranks for a second explanation code in the first line based on the predetermined associations between the explanation codes and the hierarchical ranks; and determining, according to the determined second hierarchical rank for the second explanation code, whether the first line should be modified. In some embodiments, the method further comprises: modifying at least one of the first and second explanation codes when it is determined that the first line comprising the first explanation code should be modified. In some embodiments, modifying at least one of the first and second explanation codes comprises: deleting at least one of the first and second explanation codes from the first line. In some embodiments, the method further comprises: determining, according to a first procedure code in the first line, whether the first line should be modified.
In general, one aspect disclosed features a computer-implemented method for automatically processing insurance claims, the method comprising: receiving an insurance claim, wherein the insurance claim comprises at least one line, and wherein each line comprises at least one procedure code and at least one explanation code; determining a first hierarchical rank of a plurality of the hierarchical ranks for a first explanation code in a first line based on predetermined associations between the explanation codes and the hierarchical ranks; determining, according to the determined first hierarchical rank for the first explanation code, whether the first line comprising the first code should be modified; modifying the first line comprising the first explanation code when it is determined that the first line comprising the first explanation code should be modified; and outputting the insurance claim after determining whether the first line comprising the first explanation code should be modified.
Embodiments of the method may include one or more of the following features. Some embodiments comprise determining, according to a modifier in the first line, whether the first line should be modified. In some embodiments, modifying the first line comprises: modifying the first line according to the first procedure code. Some embodiments comprise determining a second hierarchical rank of the plurality of the hierarchical ranks for a second explanation code in the first line based on the predetermined associations between the explanation codes and the hierarchical ranks; and determining, according to the determined second hierarchical rank for the second explanation code, whether the first line should be modified. Some embodiments comprise modifying at least one of the first and second explanation codes when it is determined that the first line comprising the first explanation code should be modified. In some embodiments, modifying at least one of the first and second explanation codes comprises: deleting at least one of the first and second explanation codes from the first line.
The present disclosure, in accordance with one or more various embodiments, is described in detail with reference to the following figures. The figures are provided for purposes of illustration only and merely depict typical or example embodiments.
The figures are not exhaustive and do not limit the present disclosure to the precise form disclosed.
With the advent of high-power, cost effective computing systems came the increased automation of numerous facets of our contemporary society. In the insurance and other casualty and loss industries, for example, computerized claims estimating, processing, tracking and payment systems have long been in use to streamline processes and to expedite claims handling and closure.
Despite these advances, the insurance claim workflow remains a long and tedious process, requiring input and review from multiple parties involved in the workflow. In some cases this process produces flawed insurance claims, requiring correction by a human analyst. For example, an insurance claim may include a number of lines, each for a particular procedure, and each including one or more explanation codes that map to explanations of why the procedure was allowed, denied, price reduced, and the like. In some cases these explanation codes may be erroneous, and may conflict with other explanation codes. One way to improve the insurance claim workflow is to reduce the number of such conflicts.
In this description, various embodiments are disclosed for medical insurance claim workflow automation. However, embodiments of the disclosed technology apply to other types of workflows as well. For example, embodiments may apply to other types of insurance claims, to similar workflows, and the like. These and other applications will be apparent to one skilled in the relevant art after reading this description. Before describing embodiments of the disclosed technology in detail, it is useful to describe an example environment in which the disclosed technology may be implemented.
The insurance claim 114 may be generated by an author 108 employing one or more computing devices. For example, the author 108 may employ a client device 110 to interact with a claims generator 112. In this example, the client device 110 may be implemented as a desktop, laptop, tablet, smartphone, or the like, while the claims generator 112 may be implemented as a server computer. In the example of
An analyst 120 may access the corrected insurance claim 116 using a client device 118. The client device 118 may be implemented as a desktop, laptop, tablet, smartphone, or the like.
In processing the ingested insurance claim 114, the claims processor 102 may communicate with one or more databases, which may include a database 104 of explanation code ranks and a database 106 of procedure codes. The database 104 of explanation code ranks may contain predetermined associations between explanation codes and a plurality of hierarchical ranks. In particular, each explanation code may be assigned a particular hierarchical rank in a set of the hierarchical ranks. In some embodiments, the hierarchical ranks are assigned to explanation codes according to the types of the explanation codes.
Referring to
The “PREMIUM EDIT—Absolute Denial” indicates an absolute denial that is related to clinical factors or coding guidelines. The “STATE EDIT—Provisional Denial” indicates a provisional denial that is mandated by the rules of a particular state. Provisional denial means that the denial may be overridden or overturned based on specified criteria. The “PREMIUM EDIT—Provisional Denial” indicates a provisional denial related to clinical factors or coding guidelines. For example, an endnote value of EN99 indicates a provisional denial that may be overturned by providing required documentation.
The “STATE EDIT—Capping Rule” indicates a provisional denial or adjustment in amount allowed related to fee capping rules mandated by a particular state. The “STATE EDIT—Pricing Adjustment” indicates an adjustment in amount allowed related to state-mandated fee schedules. The “PREMIUM EDIT—Pricing Adjustment” indicates an adjustment in amount allowed related to generally accepted coding guidelines. The “BENCHMARK—Pricing Adjustment” indicates an adjustment in amount allowed related to benchmark pricing. The “INFORMATIONAL EDIT” is informational only. The “EXTERNAL EDIT” indicates a final reimbursement change or pricing reduction based on customer-specific contracts or medical/service provider contracts.
The second column lists the hierarchical rank (also referred to herein as the “hierarchy ID”) for each endnote type. In the example of
The fourth, fifth, and sixth columns categorize the endnotes in three different categories: absolute denial, provisional denial, and pricing reduction. The seventh column indicates which endnotes have no category (N/A).
Referring again to
The process 400 may include determining the hierarchical rank of each explanation code in the selected line of the insurance claim, at 406. In the example of
Referring again to
In some embodiments, the determination of whether the selected line should be modified may include consideration of one or more other lines in the estimate. For example, the selected line may be considered an “add-on” line that depends on another “base” or “primary” line. In this example, the selected line may be modified to add, modify, or remove one or more explanation codes to account for this dependency.
In some embodiments, the determination of whether the selected line should be modified may include consideration of a modifier code in the line. For example, within the medical billing industry modifier codes refer to two-character codes that provide a means for reporting or indicating that a service or procedure that has been performed has been altered by some specific circumstance, but the definition of the original procedure or service has not changed. Modifiers also enable health care professionals to effectively respond to payment policy requirements established by other entities, including payers.
In some embodiments, the determination of whether the selected line should be modified may include consideration of the procedure code for the selected line and/or another line of the insurance claim. This may be the case, for example, when the selected line is an “add-on” line or “primary” line. In the example of
Referring again to
When the insurance claim includes more lines to be processed, at 414, part of the process 400 may repeat, resuming at 404. When all of the lines of the insurance claim have been processed, at 414, the process 400 may include outputting the insurance claim, at 416, for example as an electronic document. In the example of
In line 2, the modifier 80 indicates the procedure code applies to all states, but the endnote 1061 indicates that the bill line is denied according to “Assistant at Surgery” rules.
In line 3, the modifier 83 indicates the procedure code applies only in New York state, and the endnote 269 indicates that the bill line is denied as not valid for that state.
In line 4, the combination of modifiers 59 and 80 indicate that the procedure code applies to all of the states, but the endnotes conflict. In particular, the endnote 179 indicates that the bill line is allowed, while the endnote 1061 indicates that the bill line is denied according to “Assistant at Surgery” rules. In this case, endnote 1061 is the higher priority edit. The systems appropriately accepts the higher priority edit and the result is an appropriate denial of payment (Amount Allowed=$0.00). Therefore the system retains the endnote 1061 in the bill line.
In line 5, the combination of modifiers 59 and 83 indicate that the procedure code applies to all of the states, but the endnotes conflict. In particular, the endnote 179 indicates that the bill line is allowed, while the endnote 269 indicates that the bill line is denied. The endnote 269 has a higher hierarchical rank than the endnote 179. Therefore the system retains the endnote 269 in the bill line, while deleting the endnote 179, and the result is an appropriate denial of payment (Amount Allowed=$0.00).
Embodiments of the disclosed technology may provide several advantages compared with previous solutions. The disclosed technology may allow users to adjudicate medical bills using data to more effectively make informed claim payment decisions. The disclosed technology may reduce conflicts in the endnotes of insurance claims, resulting in fewer processing iterations, and less manual review and adjustment.
The computer system 700 also includes a main memory 706, such as a random access memory (RAM), cache and/or other dynamic storage devices, coupled to bus 702 for storing information and instructions to be executed by processor 704. Main memory 706 also may be used for storing temporary variables or other intermediate information during execution of instructions to be executed by processor 704. Such instructions, when stored in storage media accessible to processor 704, render computer system 700 into a special-purpose machine that is customized to perform the operations specified in the instructions.
The computer system 700 further includes a read only memory (ROM) 708 or other static storage device coupled to bus 702 for storing static information and instructions for processor 704. A storage device 710, such as a magnetic disk, optical disk, or USB thumb drive (Flash drive), etc., is provided and coupled to bus 702 for storing information and instructions.
The computer system 700 may be coupled via bus 702 to a display 712, such as a liquid crystal display (LCD) (or touch screen), for displaying information to a computer user. An input device 714, including alphanumeric and other keys, is coupled to bus 702 for communicating information and command selections to processor 704. Another type of user input device is cursor control 716, such as a mouse, a trackball, or cursor direction keys for communicating direction information and command selections to processor 704 and for controlling cursor movement on display 712. In some embodiments, the same direction information and command selections as cursor control may be implemented via receiving touches on a touch screen without a cursor.
The computing system 700 may include a user interface module to implement a GUI that may be stored in a mass storage device as executable software codes that are executed by the computing device(s). This and other modules may include, by way of example, components, such as software components, object-oriented software components, class components and task components, processes, functions, attributes, procedures, subroutines, segments of program code, drivers, firmware, microcode, circuitry, data, databases, data structures, tables, arrays, and variables.
In general, the word “component,” “engine,” “system,” “database,” data store,” and the like, as used herein, can refer to logic embodied in hardware or firmware, or to a collection of software instructions, possibly having entry and exit points, written in a programming language, such as, for example, Java, C, C++, and Python. A software component may be compiled and linked into an executable program, installed in a dynamic link library, or may be written in an interpreted programming language such as, for example, BASIC, Perl, or Python. It will be appreciated that software components may be callable from other components or from themselves, and/or may be invoked in response to detected events or interrupts. Software components configured for execution on computing devices may be provided on a computer readable medium, such as a compact disc, digital video disc, flash drive, magnetic disc, or any other tangible medium, or as a digital download (and may be originally stored in a compressed or installable format that requires installation, decompression or decryption prior to execution). Such software code may be stored, partially or fully, on a memory device of the executing computing device, for execution by the computing device. Software instructions may be embedded in firmware, such as an EPROM. It will be further appreciated that hardware components may be comprised of connected logic units, such as gates and flip-flops, and/or may be comprised of programmable units, such as programmable gate arrays or processors.
The computer system 700 may implement the techniques described herein using customized hard-wired logic, one or more ASICs or FPGAs, firmware and/or program logic which in combination with the computer system causes or programs computer system 700 to be a special-purpose machine. According to one embodiment, the techniques herein are performed by computer system 700 in response to processor(s) 704 executing one or more sequences of one or more instructions contained in main memory 706. Such instructions may be read into main memory 706 from another storage medium, such as storage device 710. Execution of the sequences of instructions contained in main memory 706 causes processor(s) 704 to perform the process steps described herein. In alternative embodiments, hard-wired circuitry may be used in place of or in combination with software instructions.
The term “non-transitory media,” and similar terms, as used herein refers to any media that store data and/or instructions that cause a machine to operate in a specific fashion. Such non-transitory media may comprise non-volatile media and/or volatile media. Non-volatile media includes, for example, optical or magnetic disks, such as storage device 710. Volatile media includes dynamic memory, such as main memory 706. Common forms of non-transitory media include, for example, a floppy disk, a flexible disk, hard disk, solid state drive, magnetic tape, or any other magnetic data storage medium, a CD-ROM, any other optical data storage medium, any physical medium with patterns of holes, a RAM, a PROM, and EPROM, a FLASH-EPROM, NVRAM, any other memory chip or cartridge, and networked versions of the same.
Non-transitory media is distinct from but may be used in conjunction with transmission media. Transmission media participates in transferring information between non-transitory media. For example, transmission media includes coaxial cables, copper wire and fiber optics, including the wires that comprise bus 702. Transmission media can also take the form of acoustic or light waves, such as those generated during radio-wave and infra-red data communications.
The computer system 700 also includes a communication interface 718 coupled to bus 702. Network interface 718 provides a two-way data communication coupling to one or more network links that are connected to one or more local networks. For example, communication interface 718 may be an integrated services digital network (ISDN) card, cable modem, satellite modem, or a modem to provide a data communication connection to a corresponding type of telephone line. As another example, network interface 718 may be a local area network (LAN) card to provide a data communication connection to a compatible LAN (or a WAN component to communicate with a WAN). Wireless links may also be implemented. In any such implementation, network interface 718 sends and receives electrical, electromagnetic or optical signals that carry digital data streams representing various types of information.
A network link typically provides data communication through one or more networks to other data devices. For example, a network link may provide a connection through local network to a host computer or to data equipment operated by an Internet Service Provider (ISP). The ISP in turn provides data communication services through the world wide packet data communication network now commonly referred to as the “Internet.” Local network and Internet both use electrical, electromagnetic or optical signals that carry digital data streams. The signals through the various networks and the signals on network link and through communication interface 718, which carry the digital data to and from computer system 700, are example forms of transmission media.
The computer system 700 can send messages and receive data, including program code, through the network(s), network link and communication interface 718. In the Internet example, a server might transmit a requested code for an application program through the Internet, the ISP, the local network and the communication interface 718.
The received code may be executed by processor 704 as it is received, and/or stored in storage device 710, or other non-volatile storage for later execution.
Each of the processes, methods, and algorithms described in the preceding sections may be embodied in, and fully or partially automated by, code components executed by one or more computer systems or computer processors comprising computer hardware. The one or more computer systems or computer processors may also operate to support performance of the relevant operations in a “cloud computing” environment or as a “software as a service” (SaaS). The processes and algorithms may be implemented partially or wholly in application-specific circuitry. The various features and processes described above may be used independently of one another, or may be combined in various ways. Different combinations and sub-combinations are intended to fall within the scope of this disclosure, and certain method or process blocks may be omitted in some implementations. The methods and processes described herein are also not limited to any particular sequence, and the blocks or states relating thereto can be performed in other sequences that are appropriate, or may be performed in parallel, or in some other manner. Blocks or states may be added to or removed from the disclosed example embodiments. The performance of certain of the operations or processes may be distributed among computer systems or computers processors, not only residing within a single machine, but deployed across a number of machines.
As used herein, a circuit might be implemented utilizing any form of hardware, or a combination of hardware and software. For example, one or more processors, controllers, ASICs, PLAs, PALs, CPLDs, FPGAs, logical components, software routines or other mechanisms might be implemented to make up a circuit. In implementation, the various circuits described herein might be implemented as discrete circuits or the functions and features described can be shared in part or in total among one or more circuits. Even though various features or elements of functionality may be individually described or claimed as separate circuits, these features and functionality can be shared among one or more common circuits, and such description shall not require or imply that separate circuits are required to implement such features or functionality. Where a circuit is implemented in whole or in part using software, such software can be implemented to operate with a computing or processing system capable of carrying out the functionality described with respect thereto, such as computer system 700.
As used herein, the term “or” may be construed in either an inclusive or exclusive sense. Moreover, the description of resources, operations, or structures in the singular shall not be read to exclude the plural. Conditional language, such as, among others, “can,” “could,” “might,” or “may,” unless specifically stated otherwise, or otherwise understood within the context as used, is generally intended to convey that certain embodiments include, while other embodiments do not include, certain features, elements and/or steps.
Terms and phrases used in this document, and variations thereof, unless otherwise expressly stated, should be construed as open ended as opposed to limiting. Adjectives such as “conventional,” “traditional,” “normal,” “standard,” “known,” and terms of similar meaning should not be construed as limiting the item described to a given time period or to an item available as of a given time, but instead should be read to encompass conventional, traditional, normal, or standard technologies that may be available or known now or at any time in the future. The presence of broadening words and phrases such as “one or more,” “at least,” “but not limited to” or other like phrases in some instances shall not be read to mean that the narrower case is intended or required in instances where such broadening phrases may be absent.