Patent Grant
9330518
This application claims the benefit of Korean Patent Application No. 10-2011-0073526, filed on Jul. 25, 2011, in the Korean Intellectual Property Office, the disclosure of which is incorporated herein by reference.
1. Field of the Invention
The present invention relates to an automatic teller machine (ATM) and a media alignment method thereof, and more particularly, to an ATM reduced in size to be easily mounted in an apparatus while accurately aligning a paper medium of different sizes and types, and a media alignment method thereof.
2. Description of the Related Art
Generally, an automatic teller machine (ATM) refers to an automated apparatus providing fundamental monetary services, such as payment and withdrawal of cash and checks, using a card or a bankbook regardless of time and places without a bank teller.
Recently, use of the ATM is not limited to banking facilities such as banks but expanded to convenience stores, department stores, and other public places.
The ATM may be classified into a cash dispenser, a cash receiver, and a cash dispenser and receiver. In these days, the ATM is used for not only payment and withdrawal of cash but also payment and withdrawal of checks, bankbook arrangement, fee payment by giro, ticketing, and the like.
Nowadays, the cash receiver among the foregoing types is applying a technology for receiving different types of paper medium, such as cash and checks, together rather than separately.
A structure of the ATM as the cash receiver will be briefly described. The ATM may include a housing to form a main body, a medium receiving portion to receive a paper medium such as cash and checks, a medium transfer portion including a plurality of rollers to transfer the paper medium received through the medium receiving portion, a medium detection portion mounted on a path of the medium transfer portion to detect whether the paper medium includes double sheets, a medium recognition portion to recognize data of the paper medium, a medium alignment portion to align the paper medium before the paper medium is delivered to the medium recognition portion, a temporary stack portion to temporarily store the received paper medium, a retract portion to retract a non-received paper medium among the paper medium, a reject portion to store a paper medium detected to be abnormal by the medium detection portion and rejected, and a cassette portion to finally store the received paper medium. The cassette may include a cash cassette to store only cash and a check cassette to store only checks.
According to the foregoing structure, the paper medium may be received through the medium receiving portion and transferred to the respective corresponding cassettes, passing through the temporary stack portion by the medium transfer portion.
The medium alignment portion is adapted to align a paper medium of different sizes and types, for example cash and checks having different widths and lengths from each other, with reference to one side so that the paper medium is transferred in an aligned state. In particular, by aligning checks, the medium alignment portion helps correctly acquire data of the checks.
However, in the conventional ATM used as the cash receiver, the medium alignment portion has a flat shape, accordingly occupying a large space in the housing. Furthermore, the paper medium may be folded or creased during alignment. Thus, the alignment may not be reliable.
Accordingly, there is a desire for an improved ATM including a medium alignment structure capable of reliably aligning the paper medium with a reduced size.
An aspect of the present invention provides an automatic teller machine (ATM) capable of accurately and efficiently aligning a paper medium of different sizes and types, such as cash and checks, and a media alignment method thereof.
Another aspect of the present invention provides an ATM formed in a drum shape with a reduced size to be easily mounted in an apparatus, and a medium alignment method thereof.
Still another aspect of the present invention provides an ATM preventing a paper medium from creasing or tearing, by restricting interference of a driving roller and an inclined roller with respect to the paper medium when aligning the paper medium, and a medium alignment method thereof.
According to an aspect of the present invention, there is provided automatic teller machine (ATM) including a medium receiving portion to receive a paper medium, a medium transfer portion to transfer the paper medium received through the medium receiving portion to a cassette functioning as a storage space, and a medium alignment portion disposed on a transfer path of the medium transfer portion to align the paper medium, wherein the medium alignment portion includes a drum-type alignment body including a transfer path connected to the transfer path of the medium transfer portion so that the paper medium passes through the transfer path in a rotating manner, and including an alignment reference surface for alignment of the paper medium, a plurality of driving rollers disposed in the alignment body to drive the paper medium forward along the transfer path, and a plurality of inclined rollers disposed at an outside of the alignment body to correspond to the plurality of driving rollers, and selectively inclined with respect to a transfer direction of the paper medium. According to the above structure, the ATM may be reduced in size to be easily mounted in an apparatus while accurately aligning a paper medium of different sizes and types.
The medium alignment portion may further include a detection sensor to detect whether the paper medium is aligned, by detecting a position of the paper medium which is passing along the transfer path of the alignment body by interaction between the plurality of driving rollers and the plurality of inclined rollers.
The plurality of driving rollers may be partially exposed through holes formed through the alignment body, and uniformly mounted along a circumference of the alignment body to contact the paper medium, and the plurality of inclined rollers may be uniformly mounted at an outside along the circumference of the alignment body to partially contact the plurality of driving rollers.
The medium alignment portion may further include inclination adjustment portions connected to the plurality of inclined rollers, respectively, to adjust an inclination of the plurality of inclined rollers with respect to the transfer direction of the paper medium.
The inclination adjustment portion may include a mounting member to which the plurality of inclined rollers are rotatably mounted, including a rotational shaft, and a rotational driving member to axially rotate the mounting member with respect to the rotational shaft so as to adjust the inclination of the plurality of inclined rollers with respect to the transfer direction of the paper medium.
The inclination of the plurality of inclined rollers may be adjusted to be the same as an orientation of the plurality of driving rollers after the paper medium is completely aligned while passing through the alignment body.
The ATM may further include a gate disposed at a connection part between an exit of the medium alignment portion and the medium transfer portion to determine the transfer direction of the paper medium, wherein the gate may be switched to allow the paper medium to be transferred to the medium transfer portion when the detection sensor detects an aligned state of the paper medium, and switched so that the paper medium rotates around the alignment body again when the detection sensor detects a non-aligned state of the paper medium.
The medium alignment portion may perform alignment of one paper medium, transfer the aligned paper medium to the transfer path of the medium transfer portion, and then perform alignment of another paper medium.
The alignment body may include a first body formed in a drum shape, through which the paper medium is passed in a rotating manner and in which the plurality of driving rollers are mounted, and a second body disposed at one side of the first body and formed to have a greater diameter than the first body, of which a surface directed to the first body is defined as the alignment reference surface.
The first body may be fixed to the housing while the second body is rotatable with respect to the first body corresponding to a driving speed of the paper medium.
The alignment reference surface may include a plurality of grooves formed along a circumference of the alignment reference surface to prevent folding of one side of the paper medium which contacts the alignment reference surface.
According to another aspect of the present invention, there is provided a medium alignment method of the ATM, the medium alignment method including aligning to introduce the paper medium into the medium alignment portion through the medium transfer portion and to align the paper medium by operation of the plurality of driving rollers and the plurality of inclined rollers, alignment detecting to detect whether the paper medium is aligned using the detection sensor, and discharging to discharge the paper medium from the medium alignment portion and transfer the paper medium to the medium transfer portion when the paper medium is detected to be aligned in the alignment detecting.
The medium alignment portion may include inclination adjustment portions connected to the plurality of inclined rollers, respectively, to adjust an inclination of the plurality of inclined rollers with respect to the transfer direction of the paper medium, and the inclination of the plurality of inclined rollers may be adjusted to be the same as an orientation of the plurality of driving rollers by the inclination adjustment portion when the paper medium is detected to be aligned in the alignment detecting.
The paper medium may be rotated along the transfer path of the alignment body and aligned again when the paper medium is detected to be not aligned by the detection sensor in the alignment detecting.
According to embodiments of the present invention, accurate alignment of a paper medium is achieved. Therefore, an automatic teller machine (ATM) may efficiently align a mixed paper medium such as cash and checks having different sizes and types.
Additionally, according to embodiments of the present invention, the ATM may be formed as a drum with a reduced size to be efficiently mounted in an apparatus.
Additionally, according to embodiments of the present invention, the ATM may restrict interference of a driving roller and an inclined roller with respect to the paper medium when the paper medium is aligned by interaction of the driving roller and the inclined roller, thereby preventing the paper medium from creasing or tearing.
These and/or other aspects, features, and advantages of the invention will become apparent and more readily appreciated from the following description of exemplary embodiments, taken in conjunction with the accompanying drawings of which:
Hereinafter, structure and application of embodiments of the present invention will be described in detail with reference to the accompanying drawings. The following description illustrates one of various aspects of the present invention and constitutes part of a detailed description about the present invention.
However, in explaining the embodiments of the present invention, generally known functions and structures will not be explained in detail for conciseness.
In the following description, an automatic teller machine (ATM) will be described as a cash receiver that receives a paper medium such as cash and checks. However, technical aspects of the present invention are applicable to other types of ATM such as a combined cash receiver and dispenser.
Referring to
The respective elements will be described. The housing 101 constitutes an appearance of the ATM 100. The housing 101 includes the medium receiving portion 102 disposed at one side, the cassettes 117 built in a lower space, and the other foregoing elements disposed in an inner space. However, configuration of the housing 101 is not limited to the foregoing embodiment.
Through the medium receiving portion 102, a customer directly puts in the paper medium P. The medium receiving portion 102 according to the present embodiment does not separately include a cash receiving path and a check receiving path but is configured to receive cash and checks together. That is, the customer may put random combination of cash and checks as the paper medium P in the medium receiving portion 102. The paper medium P including the cash and checks may be separated by structures to be described later and transferred to the respective cassettes 117.
The medium separation portion 103 may receive the paper medium P, for example in a bundle, from the medium receiving portion 102 and deliver the paper medium P sheet by sheet to a starting position of the medium transfer portion 105. For this, the medium separation portion 103 may include rollers 104 to separate the paper medium sheet by sheet.
The medium transfer portion 105, forming a path for transfer of the paper medium P, may include a plurality of transfer paths. Referring to
The medium transfer portion 105 may include a belt 105a circulating in a predetermined direction while providing a holding force to the paper medium P, and a plurality of rollers 105b supporting and driving the belt 105a.
As shown in
The medium recognition portion 108 may be mounted to a tail end of the medium detection portion 107 to recognize whether the paper medium P is cash or a check. When the paper medium P is recognized as cash, the medium recognition portion 108 may identify a cash type and even a forged bill. The medium recognition portion 108 may include a contact image sensor (CIS) image scanner, an infrared (IR) sensor, a (MR) sensor, and an ultraviolet (UV) sensor. As aforementioned, with respect to the cash, even a forged bill may be recognized. However, with respect to the check, only whether the paper medium P is a check may be determined using a check image.
The check recognition portion 110 may recognize a check from the paper medium P aligned by the medium alignment portion 150. Although not shown, the check recognition portion 110 may include magnetic ink character recognition (MICR) to correctly recognize data recorded on the check.
In further details, the MICR of the check recognition portion 110 may identify whether the check is a forged paper medium P, that is, a forged bill, by recognizing a magnetic ink character of the check among the paper medium P. Whether the paper medium P is forged may be correctly determined through the check image obtained by the medium recognition portion 108 and check data obtained by the MICR of the check recognition portion 110.
Here, for correct recognition of the check among the paper medium P by the check recognition portion 110, the paper medium P needs to be in the aligned state when passing through the transfer path of the medium transfer portion 105 to which the check recognition portion 110 is mounted. The alignment may be performed by the medium alignment portion 150 that will be described later.
The reject portion 113 may be provided in a cassette type to store the paper medium P determined to be rejected by the medium recognition portion 108 and transferred. The reject portion 113 may be removably connected to the housing 101.
The temporary stack portion 111 may be a box to temporarily store a paper medium P recognized to be normal by the medium recognition portion 108. The reason for temporarily storing the paper medium P in the temporary stack portion 111 is to collect the single sheet of the paper medium P and handle the paper medium P in a bundle, thereby increasing cash receiving efficiency. Although not shown, the temporary stack portion 111 may include a drum and a band. Therefore, the temporary stack portion 111 may temporarily store the paper medium P by winding the paper medium P on the drum or the band rather than by stacking the paper medium P. However, the configuration of the temporary stack portion 111 is not limited to the foregoing structure.
Although not shown, a printer (not shown) may be mounted on the transfer path of the medium transfer portion 105 disposed between the check recognition portion 110 and the temporary stack portion 111. The printer may print the data recorded on the check among the paper medium P recognized by the check recognition portion 110.
As shown in
As shown in
Based on the data recognized by the medium recognition portion 108 and the check recognition portion 110, a control portion (not shown) of the ATM 100 may obtain storage order information of the paper medium P to be temporarily stored in the temporary stack portion 111. According to the storage order information, the paper medium P may be transferred from the temporary stack portion 111 to the cash cassette 118 or the check cassette 119. Accordingly, the cash cassette 118 may store the paper medium P corresponding to the cash while the check cassette 119 stores the paper medium P corresponding to the checks.
As described above, the ATM 100 according to the embodiment is configured such that the paper medium P received through the medium receiving portion 102 is stored in the cassettes 117 through several routes. Here, unless the paper medium P is accurately aligned by the medium alignment portion 150, the data recoded on the paper medium P may be incorrectly recognized, thereby causing an error during reception of the paper medium P. Also, when the paper medium P is moved in a non-aligned state, the paper medium P may be creased or torn. In this case, the operation of the ATM 100 may stop.
Therefore, the medium alignment portion 150 may include a structure for accurately aligning the paper medium P.
The structure will be described in detail. As shown in
According to the structure of the medium alignment portion 150, the paper medium P may be aligned with respect to the alignment reference surface 155s regardless of size and type. Therefore, recognition of the paper medium P by the medium recognition portion 108 and the check recognition portion 110 may be correctly performed. Also, the paper medium P accurately aligned may be prevented from creasing or folding during transfer. As a result, unexpected stoppage of the ATM 100 may be prevented.
In further details, as aforementioned, the paper medium P randomly including cash and checks may be received through the medium receiving portion 102 of the ATM 100. Since the cash and the checks are in different sizes, the paper medium P including the cash and the checks need to be aligned with reference to one side. This is because the medium recognition portion 108 and the check recognition portion 110 are mounted under the presumption that the paper medium P is aligned with reference to one side. When the paper medium P is not accurately aligned, abnormality of the paper medium P may not be correctly recognized. Also, data of the check may not be correctly recognized.
However, as will be described later, the medium alignment portion 150 according to the present embodiment may accurately align the paper medium P including the cash and the checks with respect to one side of the paper medium P, that is, the alignment reference surface 155s, thereby solving the aforementioned limits.
The respective parts will be described. First, the alignment body 151 forming an appearance of the medium alignment portion 150 may include a first body 152 provided in a drum shape through which the paper medium P passes in a rotating manner, and a second body 155 disposed at one side of the first body 152 and formed to have a greater diameter than the first body 152. A surface of the second body 152 directed to the first body 152 may be defined as the alignment reference surface 155s.
As shown in
The driving rollers 160 may be five in number, being mounted along an inner circumference of the first body 152 as simply shown in
The driving rollers 160 may be rotated by respectively corresponding driving motors (not shown). Accordingly, the driving rollers 160 may be rotated at almost the same speed as one another when driving the paper medium P in one direction. As a result, creasing of the paper medium P that may be caused by different speeds among the driving rollers 160 may be prevented. Although the driving rollers 160 are described to be independently driven by the respective driving motors in the present embodiment, the structure is not limiting. That is, the plurality of driving rollers 160 may be driven by a single driving motor.
As shown in
Whereas the first body 152 is fixed to an inside of the housing 101, the second body 155 is rotatable with respect to the first body 152. According to such a structure, when the paper medium P aligned by the alignment reference surface 155s of the second body 155 and then driven by the driving rollers 160, creasing or tearing of the paper medium P may be prevented.
After the paper medium P is aligned, the paper medium P stays in contact with the alignment reference surface 155s of the second body 155. Here, since the second body 155 rotates with respect to the first body 152 at almost the same speed as a speed of the paper medium P driven by the driving rollers 160, friction may be prevented from generating between the paper medium P and the alignment reference surface 155s. As a result, creasing or tearing of the paper medium P may be prevented.
Furthermore, as shown in the partial enlarged view of
The plurality of inclined rollers 170 may be disposed at the outside of the alignment body 151 to correspond to the plurality of driving rollers 160, respectively, as shown in
That is, the inclined rollers 170 may push the paper medium P against the alignment reference surface 155s of the second body 155 so that the paper medium P being driven by the driving rollers 160 is moved to one side, that is, the alignment reference surface 155s. Thus, the inclined rollers 170 may actually perform alignment of the paper medium P.
The inclined rollers 170 may partially contact with an outer surface of the driving rollers 160 and therefore rotate in a direction opposite to a rotation direction of the driving rollers 160 as the driving rollers 160 rotate. By a rotational force, the inclined rollers 170 may push the paper medium P toward the alignment reference surface 155s of the second body 155. However, the inclined rollers 170 may each be provided with a driving portion to rotate the inclined rollers.
When the inclined rollers 170 continues pushing the paper medium P being driven by the driving rollers 160 in the inclined direction, for example, when the inclined rollers 170 continues pushing even after the paper medium P is aligned with respect to the alignment reference surface 155s, interference may be caused between the paper medium P and the alignment reference surface 155s, thereby creasing the paper medium P.
To prevent the foregoing situation, the medium alignment portion 150 may include a plurality of detection sensors (not shown) to detect a position of the paper medium P, thereby detecting whether the paper medium P is aligned, and the inclination adjustment portion 175 to adjust the inclination of the inclined rollers 170 based on information detected by the detection sensors.
At least one of the plurality of detection sensors may be adapted to detect whether the paper medium P is aligned with respect to the alignment reference surface 155s of the alignment body 151. The at least one detection sensor may be mounted adjacent to the alignment body 155 where the alignment reference surface 155s is formed, to obtain detected information related to the alignment and transmit relevant information to the control portion (not shown) so that the control portion (not shown) adjusts the inclination of the inclination adjustment portion 175.
At least two detection sensors (not shown) of the plurality of detection sensors may be mounted collinearly on the first body 152 and orthogonally to the transfer direction of the paper medium P. The at least two detection sensors (not shown) may detect whether the paper medium P is aligned, by detecting a skew angle of the paper medium P being transferred. In addition, information detected by the at least two detection sensors (not shown) may be transmitted to the control portion (not shown) so that the inclination is adjusted by the inclination adjustment portion 175 that will be described later.
Here, width of the at least two detection sensors (not shown) detecting the skew angle of the paper medium P may be smaller than a smallest width of the paper medium P passing through the medium alignment portion 150. Therefore, the aligned state of all the paper medium P passing through the medium alignment portion 150 may be correctly recognized.
Referring to
The mounting member 176 may include a first part 176a to which the inclined rollers 170 are rotatably mounted, and a second part 176b to which the first part 176a is connected to be elastically supported and the rotational shaft 177 is rotatably connected. Since the first part 176a is connected to the second part 176b to be elastically supported, application of an excessive force to the paper medium P may be prevented when the paper medium P passes through between the driving rollers 160 and the inclined rollers 170. As a result, transfer of the paper medium P may be efficiently performed.
As shown in
Owing to the elastic member 178 mounted to the mounting member 176, the rotational driving member 179 may not be necessarily driven during initial alignment of the paper medium P. Accordingly, power consumption caused by driving may be reduced.
When the paper medium P is brought into contact with the alignment reference surface 155s, the detection sensors may detect completion of alignment and, based on the detected information, the inclination of the inclined rollers 170 may be adjusted. The inclination adjustment is performed by the rotational driving member 179.
The rotational driving member 179 may adjust the inclination of the inclined rollers 170 rotatably mounted to the mounting member 176, by rotating the mounting member 176 about the rotational shaft 177. As shown in
As shown in
Conversely, as shown in
Referring to
When the detection sensors detect an aligned state of the paper medium P, the gate 120 may be switched to allow the paper medium P to be transferred to the medium transfer portion 105. When the detection sensors detect a non-aligned state of the paper medium, the gate 120 may be switched so that the paper medium P rotates around the alignment body 151 again.
Thus, the medium alignment portion 150 according to the present embodiment may accurately and efficiently align the paper medium P even in different sizes and types such as cash and checks. In addition, since the medium alignment portion 150 is a small drum type, installment in an apparatus may be convenient. Furthermore, the paper medium P may be smoothly transferred by interaction of the driving rollers 160 and the inclined rollers 170 without creasing or tearing.
Hereinafter, a medium alignment method of the ATM 100 structured as aforementioned will be described with reference to
The medium alignment method of the ATM 100 may include aligning S100 to introduce a paper medium P into a medium alignment portion 150 through a medium transfer portion 105 and to align the paper medium P by operation of driving rollers 160 and inclined rollers 170, alignment detecting S200 to detect whether the paper medium P is aligned using detection sensors, and discharging S300 to transfer the paper medium P from the medium alignment portion 150 to the medium transfer portion 105 when the paper medium P is detected to be aligned.
As described above, the aligning S100 may be performed in such a manner that the inclined rollers 170 transfer the paper medium P toward an alignment reference surface 155s of an alignment body 151 when the paper medium P is driven in a transfer direction by the driving rollers 160.
Whether the paper medium P is aligned may be detected by the detection sensors during the aligning S100. When the aligned state of the paper medium P is detected, an inclination of the inclined rollers 170 may be adjusted by the alignment adjustment portion 175 to be parallel with the driving rollers 160.
Next, when it is confirmed that alignment of the paper medium P is completed at the medium alignment portion 150, the gate 120 may be switched to a direction for discharging the paper medium P from the medium alignment portion 150. Therefore, the paper medium P may be transferred from the medium alignment portion 150 to the medium transfer portion 105 during the discharging S300.
However, when the detection sensors detect that the paper medium P is not aligned, during the alignment detecting S200, the gate 120 may be switched so that the paper medium P is rotated the transfer path of the alignment body 151 and aligned again.
Thus, according to the medium alignment method, the paper medium P may be aligned with respect to the alignment reference surface 155s regardless of the sizes and types, and then transferred to the medium transfer portion 105. Here, the inclination adjustment portion 175 may properly adjust the inclination of the inclined rollers 170 according to the detected information of the detection sensors. Therefore, creasing or tearing of the paper medium P during the alignment may be prevented.
Although a few exemplary embodiments of the present invention have been shown and described, the present invention is not limited to the described exemplary embodiments. Instead, it would be appreciated by those skilled in the art that changes may be made to these exemplary embodiments without departing from the principles and spirit of the invention, the scope of which is defined by the claims and their equivalents.
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| 10-2011-0073526 | Jul 2011 | KR | national |
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