The present invention relates to the automated teller machine (ATM) which is used at financial institutions etc. and the bill handling machine built in the automated teller machine.
At the automated teller machine a user can deposit the amount of money which the user put into the machine. However, if the user has to deposit all the money the user puts into the machine, it would be inconvenient for the user for example when the user has only a ten-thousand yen bill and wants to deposit only one thousand yen. Therefore, there is a technique which counts the bills that the user put into and store them temporarily in a stacker, then after storing the bills in each bill storage pays the amount resulted from subtracting the amount that the user wants to deposit from the amount that are put into and counted. The amount resulted from subtracting the amount that the user wants to deposit from the amount that are put into and counted is called so-called change and the operation to pay the change is called payment of change.
However, there is a problem that it takes time to execute payment of change after storing the bills in the bill storage. Then for example JP-A-63-187386 provides a medium process method for payment of change with bills reserved temporarily in a stacker, and JP-A-63-187386 has a storage (so-called payment reject storage) to store the bills which are decided to be damaged bills (so-called payment reject bill) when they are taken out from a bill storage and pass a distinction (discriminating) part, in order to execute payment of change in a short time.
Further, JP-A-2000-172946 describes a bill deposit and payment machine (bill handling machine) that enables a simple bill transport path design. And it improves operability and security by putting the bill storages together at the lower part.
There are problems such as that it needs more space and bigger machine if the payment reject storage is arranged after the bills have passed the distinction part from the bill storage as described in the technique of JP-A-63-187386.
On the other hand, the transport path design of bill handling machine of JP-2000-172946 has the advantages of saving space, simplicity of transport path design, and improvement of maintenance and security and so on by not arranging the payment reject storage after the bills have passed the distinction part from the bill storage, and by storing also the payment reject bill in the lower part storage.
However, in order to accomplish the payment of change with this structure, it is needed to store the bills deposited and counted at the distinction part in a temporary storage box to pay out once the bills reserved in the temporary storage box and store them in the bill storage, and after that to pay out the bills of amount of change from the bill storage and pay them, therefore there is a problem that it is time-consuming.
Therefore, it is the object of the present invention to provide techniques for payment in a short time before storing the counted bills in the bill storage without the need to arrange the payment reject storage in the position after the bills have passed the distinction (discriminating) part from the bill storage.
In order to accomplish the above object, according to one aspect of the present invention, there is provided an automated teller machine comprising a customer operation part, a deposit and payment opening or port where bills are put into, a distinction (discriminating) part which discriminates or distinguishes the bills, storages which store the bills, a depository (storage box) which keeps the bills that are distinguished to be true bills at the distinction part among the bills that were put into the deposit and payment opening or port, a main control part which pays out the bills from the storage with the true bills kept in the depository and among the paid out bills keep the bills rejected at the distinction part in the storage when the amount of the bills put into the deposit and payment opening is bigger than the amount of money put into at the customer operation part. Thereby it can provide the payment of change highly convenient for the user in a relatively short time utilizing the advantages such as that there is no need to arrange the payment reject storage in the position after the bills have passed the distinction part from the bill storage, that because bill storage boxes are concentrated in the lower part it can reasonably improve security by covering the shell of the lower part particularly thick, that by utilizing the two-way transport path it can have a simple transport path design and it become easy to maintain, and that for example by not having the reject storage at the upper part it can save space.
Also for example, when the amount of the bills which are decided to be true bills at the distinction part is bigger than the amount of payment put into at the customer operation part, by idle-rotating the temporary storage box of drum type without winding bills a space can be put between the input true bills and the payment reject bills and it is effective to prevent mixture of the bills.
Other objects, features and advantages of the invention will become apparent from the following description of the embodiments of the invention taken in conjunction with the accompanying drawings.
An example of the preferred embodiment of the present invention will be explained below.
When a customer selects the deposit deal at the higher machine 101 (step 801), the shutter of the deposit and payment port 1 is opened by the deposit and payment opening part control part 107 (step 802).
When it is detected that the bills are put into at the deposit and payment opening 1 (step 803), the shutter of the deposit and payment opening 1 is closed (step 804), the transport path motor control part 103 operates the transport path 17-20 to send the bills to the distinction part 3 to distinguish and count the bills, and to store the true bills in the temporary storage box 2 (step 805). The detailed description will be given later referring to
The count result by the distinction part 3 is displayed at the customer operation part of the higher machine 101 and acknowledgement of the count result by the customer is received. And desired deposit amount is received to enable deposit of only the amount the customer wants to, and to enhance the convenience of the customer (step 806).
If the input and acknowledged count result coincides with the desired deposit amount the deal or transaction is closed, and the temporary storage box control part 108 pays out the true bills stored in the temporary storage box 2 (step 808), and the bills are stored in the reject storage 4 or storages 5, 6 based on information in the transport sequence memory part 110 which stores the information and sequence of the bills to be stored in the temporary storage box 2 (step 814). Further, here, the distinction part 3 may distinguish the bills again, and based on this distinction result the bills may be stored in the reject storage 4 or storages 5, 6 respectively, and in this case improved precision of distinction will be expected. When the input and acknowledged count result is smaller than the desired deposit amount, the error message will be displayed at the customer operation part.
Then, if the desired amount is smaller than the input and acknowledged count result, it is decided that there is change (step 807). Further, the decision whether there is change or not may be performed either at the higher machine 101 or the main control part 112.
It takes time to pay out again the amount of change from the storages 5, 6 after storing the true bills kept in the temporary storage box 2 in the storages 5, 6. Therefore in the present invention the payment of change is performed with the input true bills kept in the temporary storage box 2.
Then, if the payment reject bills are occurred at the payment of change, then the payment reject bills will be kept in the temporary storage box 2, but there have already been kept the true bills in the temporary storage box 2, and in order to avoid the mixture of the true bills and the payment reject bills, to prevent the adhesion or so on of the input bills and the payment reject bills, and to recognize the switch from deposit to payment, the temporary storage box control part 108 directs the temporary storage box 2 to idle-rotate without winding bills to a certain degree (for example 300 mm) (step 8075). Namely, the temporary storage box 2 waits next bill with a certain interval or distance on the belt from the bills kept in the temporary storage box 2 of drum type, the interval (hereafter also will be called interval A) which is broader than the interval between each true bill.
The interval A works effectively on paying out the bills from the temporary storage box other than the effect to prevent the adhesion or so on. Namely, it also has the effect to prevent the mixture of the payment reject bill and the true bill by the narrowing of the interval between the payment reject bill and the true bill by the separation of the bill (split of one payment reject bill into two, separation of the payment reject bills that were detected as 2 sheets error).
Moreover, in case the machine changes the process of paying out depending on payment reject bill or true bill (when paying out payment reject bill it is not distinguished at the distinction part 3, but when paying out true bill it is distinguished at the distinction part 3), it is expected to have an effect to reserve time to switch the process by putting a certain interval between the payment reject bill and the true bill that is broader than the interval between each true bill.
The storage part control part 109 receives a direction to pay out the bills from the storages 5, 6 (step 808), then the bills paid out from the storages 5, 6 are sent to the distinction part 3 and distinguished (step 809).
When the bills paid out for payment are distinguished to be true bills and are in good condition as not inconvenient to be passed to the customer, the bills are transported to the deposit and payment opening 1 (No at step 810).
However, even the bills that were stored in the storages 5, 6 may erroneously include bills that are not true bills or may get dirty or torn during the carriage for some reason or other. In this case, those bills are treated as payment reject bills which are rejected at the distinction part 3 (Yes at step 810).
Here, conventionally, there was need to prepare a box to store the payment reject bills, but according to the present invention technique, in order to make the box unnecessary and to realize the space saving of the bill handling machine 100, if payment reject bills occur, it keeps them in the temporary storage box 2 (step 811). The detailed description will be given later referring to
The bills are paid out successively from the storages 5, 6, and the bills which are decided to be true bills and appropriate to payment to the customer at the distinction part 3 are transported to the deposit and payment port 1 in the amount of the change decided at step 807, then the shutter of the deposit and payment port 1 opens (step 812). If the machine detects that the bills are taken out, the shutter of the deposit and payment port closes (step 813).
When the shutter of the deposit and payment port 1 is closed, at this timing the machine stores the bills kept in the temporary storage box 2 in the reject storage 4 or storages 5,6 respectively (step 814) and close the deal. The detailed description will be given later referring to
Hereafter, using the flow charts of
For example, assume that thirty thousand yen (three ten-thousand yen bills) are set at the deposit and payment opening 1, and the user input to deposit twenty-two thousand yen. Here, assume that the storage 5 is a ten-thousand yen bill reflux storage and the storage 6 is a thousand yen bill reflux storage.
The ten-thousand yen bills put into the deposit and payment port 1 by the user are taken into the bill handling machine 100 according to the deposit and count direction from the higher machine 101.
First, the deposit of the bills put into the deposit and payment opening 1 (step 805) will be explained below referring to
The main control part 112 closes the open-close part of the deposit and payment port 1 after receiving a deposit and count direction via the circuit control part 102. The main control part 112 directs the transport path motor control part 103 to drive the transport paths 17-20 from the deposit and payment port 1 in the direction to the temporary storage box 2, and the sensor not shown checks the existence of the bill to determine if the temporary storage box 2 is empty or not (step 401). If it is empty, the main control part 112 clears the memory area 311 of the stack bill information 310 (step 402), and initialize the stack bill information 310 with the store pointer 313 and process pointer 312 for the control of stack bill information 310 at the head as 301 of
The deposit and payment port part control part 107 separates the bills at the deposit and payment opening 1, and drives the transport path to transport the bill. The bill separated from the separation part 10 is distinguished at the distinction part 3 of its money kind, true or false etc. and if the distinction result is right bill (step 404) it is wound in the temporary storage box 2 by the temporary storage box control part 108. If the distinction result is not right bill, the bill is sent to the opposite side of the partition board 21 of the deposit and payment port to the space where the user put into the bills (in
As the bill being wound to the temporary storage box 2, the distinction information (money kind, right or damaged, length, etc.) is stored in the memory area 311 of the stack bill information 310 by the transport sequence memory part 110 (step 405), next, in order to store the information on the bill wound to the temporary storage box 2, the store pointer 313 is set to the memory area 311 where the bill information is stored as 302 of
Further, storing the money kind and the distinction result of the bills to be stored in the temporary storage box 2 is to distinguish them later from the payment reject bills which are stored in the temporary storage box 2 together, particularly when the temporary storage box 2 is a wind style drum type there is not much possibility that the order would be changed, so it is effective because when paying out the bills from the temporary storage box 2 it is possible to store the bills in the reject storage 4, storage 5 or 6 without distinguish them at the distinction part 3 and only based on the memory in the transport sequence memory part 110.
Moreover, the process stores the length of the bills to detect that the bills are transported overlapped as the bills are being paid out from the temporary storage box 2. If the bills are transported overlapped, the overlap can be detected because they are longer than the bill length stored in the transport sequence memory part 110.
Step 805, that is when the flow chart of
At the higher machine 101, it displays that thirty thousand yen has been counted to the customer at the customer operation part not shown, and let the customer put in the amount that the customer wants to deposit. Here, if the customer puts in twenty-two, thousand yen, the process subtracts the desired deposit amount put into by the customer (twenty-two thousand yen) from the amount input and counted (thirty thousand yen), and as there is a surplus amount (eight thousand yen), the process determines the surplus amount as the amount of change.
The higher machine which received the report that the deposit and count has been completed, to pay eight thousand yen as change directs the payment of change via the circuit control part 102, and the main control part 112 which received the direction of payment of change via the circuit control part 102 directs the transport path motor control part 103 to drive the transport paths 16-20 from the storages 5, 6 in the direction to the temporary storage box 2. After the temporary storage box rotates to a certain degree, thousand bills are paid out from the storage 6 one by one in order by the storage part control part 109.
Next, with reference to
The bills separated by the separation part 9 are distinguished by the bill distinction such as state of transport by the distinction part 3, and if the distinction result is transport error by skew, gates 11, 12 are set off by the gate control part 106, and the bills are wound into the temporary storage box 2 by the temporary storage box control part 109. Likewise, other than the skew if the distinction result is not normal such as damaged bill, not the kind of money (amount) to pay, paying out excessively, the interval between the bills are abnormal, thickness detection error, the control part directs the temporary storage box 2 to wind the bills.
When the temporary storage box 2 winds the payment reject bills, the payment reject bill, the cause of reject etc. are set to the stack bill information 310 by the transport sequence memory part 110 (step 501). It can store in order the kind of bill that are wound in order into the wind style drum type temporary storage box, the result of the distinction, and the length of the bill etc. as step 405, step 406 by updating the store pointer 313 to point the memory area 311 where the payment reject bill is stored as 304 of
When the result of the distinction of the bill which was separated from the separation part 9 is right bill, the process directs the gate control part to set gate 11 on and gate 12 off, and the bill passes the transport path 20, 18, and get stacked at the back side of the partition board 21 of the deposit and payment port 1 (in
When the designated count is paid at the deposit and payment opening or port 1, the main control part 112 directs the transport path motor control part 103 to stop the transport paths 16-20. At this stage, the process opens the open and close part of the deposit and payment port 1 and let the customer take out the change, so it can pay the change to the customer prior to storing the true bills that were put into in the storage 5, 6, and shorten the waiting time of the customer.
Next, in order to store the deposit bills and payment reject bills wound in the temporary storage box 2 in the corresponding storages 5, 6 and reject storage 4, the main control part 112 directs the transport path motor control part 103 to drive the transport paths 16-20 from the temporary storage box 2 in the direction to the storages 5, 6. The stack bill information 310 of 304 of
After the transport paths are driven, the process directs the temporary storage box control part 108 to rewind bills from the temporary storage box 2 and also directs the gate control unit 106 to set off the gates 11, 12.
Finally, referring to
The machine transports the bills of the amount of payment to the deposit and payment port 1, and closes the shutter when the bills are taken out by the customer, pays out the bills kept in the temporary storage box 2 onto the transport path and sends them to the distinction part 3. At detecting the bills at the distinction part 3, if the bill information pointed by the process pointer 312 of the stack bill information 310 is the payment reject bill (step 601), the bills may be sent to the reject storage unconditionally without distinguishing the bills at the distinction part 3 (step 605). Because even if the payment reject bills are distinguished and decided to be true bills, there is no criterion as to which is to rely on the first distinction result (at the payment of change) or the second distinction result (at the storage). And the bills are sent to the reject storage 4 because at least the bills can be rejected, therefore the second result is useless. Every time the process pays out a bill from the temporary stacker, it takes out the bill information pointed by the process pointer 312, and updates the process pointer 312 to the next bill information area (step 609). It directs the gate control part 106 to set the gate 13 on, stores the payment reject bills in the reject storage 4.
When the bill is sent to the distinction part 3 and the bill information of the stack bill information 310 pointed by the process pointer 312 is not the payment reject bill (N at step 601), it is decided whether the previous bill data is payment reject bill or not (step 602).
If the previous bill data is payment reject bill, the process decides if there is a certain interval, the interval A or a interval slightly narrower than the interval A, which is placed to recognize the change of the payment reject bill and the deposit bill, between the present bill and the previous bill (step 603). This interval is measured by a sensor in the distinction part 3, but it may be measured from the timing of the bills passing a sensor provided at the temporary storage box or the transport path.
If there is no certain interval, the process may set the stack destination unconditionally to the reject storage without distinguishing the bill at the distinction part 3 (step 606), and there is no need to update the process pointer 312 of the stack bill information 310. Particularly, when the temporary storage box is of the drum type, there is a case that there is broader interval as the bill gets jammed and delayed as it is paid out from the temporary storage box, but there is no possibility that there would be interval narrower than the certain interval. Therefore if there is no certain interval, it is more likely that some dirt may have come in between the payment reject bill and the true bill. Dirt can be dust or a fragment of bill.
Further, if there is a certain interval, the bill is distinguished again of kind of money, true or false, right or damaged, transport state etc. at the distinction part 3. Here, it may store the bill only based on the memory in the transport sequence memory part 110 without distinguishing it, but as for the bills to be stored in the storages 5, 6, the process performs the second distinction because it can improve precision of the distinction by repeating the distinction, and there are bills which were received from the customer but they are appropriate to be stored in the reject storage 4 rather than in the storages 5, 6 as the possible bill for the following deal because they are damaged bills with dirt or tear (store reject bill).
If the distinction result is right bill (step 604) the process sets the stack destination to the corresponding money kind storage (step 608), updates the process pointer 312 (step 609).
The process directs the gate control part 106 to set the gate of the corresponding money kind storage on, stores the bill in the corresponding money kind storage 5 or 6.
If the distinction result is not right bill (step 604), the process sets the stack destination to the reject storage (step 607), updates the process pointer 312 (step 609).
It sets the gate 13 on by the gate control part 106, stores the bill in the reject storage 4.
The machine performs this process to the point where the store pointer 313 points updating the process pointer 312, and the process is completed when the process pointer 312 and the store pointer 313 point the same area as 307 of
Further, referring to
For example
Further, there is a switching flag 720 between the deposit bills and the payment reject bill. By this flag, for example, without measuring the transport distance between the ten-thousand yen bill and the payment reject bill to decide, only by referring the transport sequence memory part the process can recognize the switching of the deposit bill and the payment reject bill.
When paying out the bills kept in the temporary storage box, the process updates the indicator point 713 in the opposite direction of storing the bills as 705 of
According to the example of
Moreover, because it has a switch flag though it is not requisite, if the first bill is payment reject bill, it can be known thereafter that the subsequent bills are payment reject bills until the switch flag is recognized without checking for each bill the distinction result stored in each memory area of the transport sequence memory part as paying out the bills from the temporary storage box 2. Further, it is obvious that in the example of
Further, it is desirable to have the temporary storage box of wind style drum type, but excepting the points clearly described as the special effect of the wind style drum type, the temporary storage box is not restricted to the drum type and it may be any storage box (accepting unit) provided with functions of bringing in and paying out the bills.
Also, a bill deposit and payment machine (bill handling machine) which is provided with a junction between the temporary storage box and the distinction part, namely at the transport path 20, and has a transport path directly connected to the reject storage 4 without passing the distinction part is disclosed for example in JP-A-2001-118111. In this case, the technique to store the true bills put into by the customer and the payment reject bills in the temporary storage box at the payment of change is effective. Namely, when the machine wants to store the payment reject bill that was transported to the distinction part 3 from the transport path 16 and decided to be reject in the reject storage 4 from the junction provided at the transport path 20, it is necessary to switch the transport path switching gate provided at the junction at a high speed because of the short distance between the distinction part and the junction. Then the structure would get complicated and there would be more transport error such as jam. Then by once keeping the payment reject bill in the temporary storage box 2, and according to the paying out from the temporary storage box 2 and the memory in the transport sequence memory part 110 storing the payment reject bill from the junction provided at the transport path 20 to the reject storage without passing the bill through the distinction part, it can provide a bill deposit payment (bill handling) machine with fewer jam and saved space.
And, as it is necessary to switch the junction provided at the transport path 20 according to the case of reject bill and true bill as paying out the bills from the temporary storage box 2, if relatively broad interval is placed between the reject bill and the true bill at they are kept in the temporary storage box 2, this would prevent the error at distributing the bills (deposit bills to payment reject bills or payment reject bills to input bills) and also it can reserve time to switch this junction, and the effect of preventing the difficulties such as jam will be expected.
Additionally, the present invention can be implemented other than the preferred embodiment described above as falling within the scope of the invention.
It should be further understood by those skilled in the art that although the foregoing description has been made on embodiments of the invention, the invention is not limited thereto and various changes and modifications may be made without departing from the spirit of the invention and the scope of the appended claims.
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