The present invention relates to a bill handling machine that handles bills, and more particularly to an Automated Teller Machine (hereinafter called an ATM) installed in financial institutions such as a bank to execute processing such as deposit, payment, and money transfer in response to a customer's request with a card, receipt paper, and bills as the medium, and to a Bill Recycle Module (hereinafter called a BRM) included in an ATM to recycle deposited bills for withdrawal.
An ATM is required to handle bills stored under various conditions of a country, a region, or a financial institution where it is used. For example, JP-A-2000-20783 discloses a technology for use on an ATM or a BRM for ensuring consistency between bill storage boxes, such as a deposit-only box, a withdrawal-only box, and a recycling box, by providing boxes of uniform size to allow those boxes to be used in any combination and to be added or removed according to the condition.
According to the technology disclosed in JPA-2000-20783, one of the following two may be selected; an ATM or a BRM has deposit-only boxes and withdrawal-only boxes separately, and an ATM or a BRM has recycling box that are used as both deposit-only boxes and withdrawal-only boxes. The former is selected in a case where, for reasons of bill distribution conditions, bill recycling involves a risk of counterfeit bills or a jam condition caused by broken bills. The latter is selected in a case where there is a strong need for making use of cash, such as bills, stored in an ATM or a BRM to save labor in exchanging boxes when a box is short of, or filled with, bills. In addition to a regional reason, boxes may be added or removed depending upon the deposit/withdrawal transaction operation status. For example, although bills are recycled on week days, it is also possible to add withdrawal-only boxes on days or during time zones, such as holidays or a pay day or during a lunch hour, when the withdrawal transaction is supposed to be done more frequently than the deposit transaction.
However, according to the technology disclosed in JP-A-2000-20783, when the deposit-only boxes, withdrawal-only boxes, or recycling boxes are exchanged during operation to meet the requirement described above (for example, when the operation is changed from the recycle operation to the withdrawal operation), the operator must exchange the recycling box with the withdrawal-only box. That is, the operator must remove a recycling box that is installed on the machine and install a withdrawal-only box provided in a separate place. The problem is that a financial institution must have an extra withdrawal-only box that will replace the recycling box. In view of this, it is an object of the present invention to provide a bill handling machine that handles bills under various condition with no need for an extra bill storage box.
When the operation condition for a recycling box in a bill handling machine is changed in the same manner as that for other boxes, the following problem will develop. That is, because a bill storage box to be used as “withdrawal only” does not accept bills, the operator usually stores rather more bills in that box before setting it in the machine. If “Deposit/Withdrawal” is set for the box in the ATM or BRM, the box accepts bills according to that information. As a result, the bill storage box becomes full soon and the transaction in the bill handling machine stops. This requires maintenance such as the collection of bills. In particular, there is a high possibility that a box is mistakenly inserted when the same-size boxes are used for consistency. Thus, it is another object of the present invention to provide a bill handling machine that prevents bill storage boxes from being inserted mistakenly and that allows an operator to use bill storage boxes as he or she intends.
To achieve the above objects, there is provided a bill handling machine comprising a deposit/withdrawal port via which bills are deposited and withdrawn; and a plurality of recycling boxes each having a function to store bills for each denomination and to dispense deposited and stored bills, wherein the operation of each recycling box may be set to the operation of a recycling box, a deposit-only box, and a withdrawal-only box. In addition, the operation information on a recycle box is stored in the recycle box for checking consistency with the machine to prevent the malfunction of the recycling box.
Other objects, features and advantages of the invention will become apparent from the following description of the embodiments of the invention taken in conjunction with the accompanying drawings.
An embodiment of the present invention will be described with reference to
An automated teller machine installed in financial institutions to execute processing such as deposit, payment, money transfer in response to a customer's request with a card, receipt paper, and bills as the medium is called an ATM. A bill recycling module, included in the ATM and having a recycling mechanism that uses deposited bills for withdrawal, is called a BRM. The bill handling machine means an ATM or a BRM.
There are many types of bill storage boxes 206: recycling box (also called an RB), deposit-only box (also called an AB), withdrawal-only box, and reject box. Those bill storage boxes, similar in shape for consistency, may be exchanged according to the purpose, and bill storage boxes and frames may be added or removed. Each bill storage box 206 has a box memory 208 that allows an operator to change the denominations in use and operation information on the bill storage box via the operator operation unit on a software basis. Each frame 207 has a box memory reader 209 that reads information from the box memory 208 in the bill storage box 206 installed on the frame 207.
The following describes deposit processing and withdrawal processing executed by the BRM controller 303 of the BRM 200. When a deposit transaction is selected on the customer operation panel 101, the shutter of the deposit/withdrawal port 201 is opened. When bills are inserted into the deposit/withdrawal port 201, a mechanism such as a rubber-surrounded supply roller takes out bills, one at a time, and sends them to a transportation path 202. The transportation path 202, composed of belts, rollers, and so on, transports a bill by holding it and by moving and rotating the belts and the rollers with the actuators such as a drive motor and an electromagnetic solenoid. The bill discrimination unit 203 discriminates a bill transported on the transportation path 202. When a bill is determined by the bill discrimination unit 203 as inadequate for the transaction because, for example, the bill is forged or broken and its size is small, the gate is switched to return the bill (deposit rejected bill) to the deposit/withdrawal port 201. On the other hand, a bill determined as adequate for the transaction is stored in the temporary storage box 204. The amount of stored bills is displayed on the customer operation panel 101. When the operator presses the confirmation key to confirm the amount stored in the temporary storage box 204, the bills are taken out from the temporary storage box 204 and transported to the bill storage boxes 206 over the transportation path 202 via the bill discrimination unit 203. A bill determined by the bill discrimination unit 203 as inadequate for dispensing to the customer is treated as a deposit-storage-rejected bill. The transportation switching gate unit 307 switches the transport switching gates 205 to store the bill into the corresponding bill storage box 206 according to the validation result of the bill discrimination unit 203 (denomination such as a thousand yen bill or ten-thousand yen bill or deposit-storage-rejected bill) based on the information stored in the box setting memory unit 308.
On the other hand, when withdrawal processing is selected on the customer operation panel 101, a predetermined number of bills are taken out from the corresponding bill storage boxes 206 based on the information stored in the box setting memory unit 308 and are sent onto the transportation path 202. When a bill is determined by the bill discrimination unit 203 as inadequate for withdrawal (withdrawal-rejected bill) when the bill passes through the bill discrimination unit 203, the gate is switched to store the bill in the temporary storage box 204. A bill determined by the bill discrimination unit 203 as adequate is transported to the deposit/withdrawal port 201. After the predetermined number of bills are transported, the shutter of the deposit/withdrawal port 201 is opened. A withdrawal-rejected bill is taken out from the temporary storage box 204 and is stored in the corresponding bill storage box 206 based on the information stored in the box setting memory unit 308.
“ten-thousand yen” means that ten-thousand yen bills are stored, “thousand yen” means that thousand yen bills are stored, and “Reserved” means that bills are not stored. “ALL” means that not only ten-thousand yen bills and thousand yen bills but also a plurality of types of bills such as 5000 yen bills, 2000 yen bills, and 10 dollar bills are stored. For example, in the box setting information table 400 shown in
When the box type column 501 contains “Deposit”, the denomination information column 502 contains either one type of bill, such as ten-thousand yen bill and thousand yen bill, or “ALL”. When a bill type is entered, the operation information column 503 should be left blank; if entered, an error will result or entered data is treated as invalid. When “ALL” is entered into the denomination information column 502, “RJ-A”, “RJ-B”, or “RJ-C” is entered into the operation information column 503. “RJ-B” indicates that the box stores bills taken out from the bill storage box but rejected such as withdrawal-rejected bills and left-behind bills. “RJ-C” indicates that the box stores bills inserted by a customer into the deposit/withdrawal port 201 but rejected such as deposit-storage-rejected bills. “RJ-A” indicates that the box stores both bills stored in “RJ-C” and bills stored in “RJ-B”. The classifications “RJ-B” and “RJ-C” are made according to the source of bills in the ATM 100 or BRM 200, for example, the bill storage box 206 and the deposit/withdrawal port 201. That is, a bill taken out from the bill storage box 206 but is rejected is stored in “RJ-B”. On the other hand, a bill inserted into the deposit/withdrawal port 201 and deposited as a result of validation but is determined as inadequate for dispensing to the customer (deposit-storage-rejected bill) is stored in “RJ-C”. Examples of this type of bill include a bill determined as genuine by the bill discrimination unit 203 but is damaged or foul, a bill that cannot be determined as non-genuine but is suspicious, and so on. Managing those bills separately is meaningful for accounting or counting because they must be treated separately for those purposes. In particular, if the genuineness of a bill is suspected, managing the bill separately from other bills has a crime-prevention effect because it prevents the bill from being distributed and makes it easy to track the bill. In some cases, non-genuine bills may be managed more rigidly by storing those bills determined by the bill discrimination unit 203 as non-genuine and those bills not determined as non-genuine but deemed suspicious into one deposit-only box and by storing those bills determined by the bill discrimination unit 203 as genuine but found damaged or foul and the withdrawal-rejected bills into another deposit-only box.
When the box type column 501 contains “Recycle”, any combination of one type of bill such as ten-thousand yen bill and thousand yen bill in the denomination information column 502 and “Deposit/Withdrawal”, “Deposit-only”, or “Withdrawal-only” in the operation information column 503 is allowed. “Deposit/Withdrawal” is operation information indicating that bills are stored into, and taken out from, the recycling box, “Deposit-only” is operation information indicating that bills are only stored into the recycling box, and “Withdrawal-only” is operation information indicating that bills are only taken out from the box. It is also accepted that, when the box type is “Recycle” and the denomination information is “ALL”, the operation information is set automatically to “Deposit-only”.
When the box type column 501 contains “Withdrawal”, one type of bill such as ten-thousand yen bill or thousand yen bill is entered into the denomination information column 502. In either case, the operation information column 503 should be left blank and any data, if entered, is treated as an error or invalid data.
As described above, the bill-usage condition of the bill handling machine may be changed by changing the setting of a recycling box from one setting to “Deposit/Withdrawal”, “Deposit-only”, or “Withdrawal-only” without having to exchange bill storage boxes. With “Reserved” in the denomination information column 502 of a deposit-only box, recycling box, and withdrawal-only box, a “Reserved” bill storage box 206 may be taken out of service, for example, when there are too many bill storage boxes. When “Reserved” is entered, no data need be entered into the operation information column 503 and any data, if entered, is treated as an error or invalid data.
The configuration of the embodiment of the present invention has been described. Next, how to maintain the consistency between the bill storage box operation information stored in the box setting memory unit 308 and the operation information in the box memory 208 included in the bill storage boxes will be described as follows.
The consistency between the box setting memory unit 308 and the box memory 208 is maintained at one of the following three times. First, the consistency is maintained when the ATM 100 or the BRM 200 is turned on. Because there is a possibility that the setup of bill storage boxes 206 was changed while the power was turned off, the information stored in the box setting memory unit is checked and, at the same time, the consistency between the box setting memory unit 308 and the box memory 208 is maintained. Second, the consistency is maintained when the sensor, not shown, detects that the door of the ATM 100 is closed and then opened. Because there is a possibility that the setup of the bill storage boxes 206 was changed after the door was closed and before it was opened, the consistency between the box setting memory unit 308 and the box memory 208 is maintained and checked. Third, the consistency is maintained when the BRM 200 receives a deposit operation command or a withdrawal operation command from the ATM 100. Although there should be no problem if the consistency is maintained when the power is turned or the door is closed and then opened, the consistency between the box setting memory unit 308 and the box memory 208 is maintained and checked before each deposit or withdrawal operation considering that the consistency maintenance operation was not performed for some reason.
When the power is turned on (S701), the ATM controller 301 first checks the box setting information table 400 stored in the box setting memory unit 308 (S702). The detail will be described with reference to
If it is found in step S903 that the combination of the box type and the denomination information is valid, the controller checks if the operation information is valid for the combination of the box type and the denomination information based on the condition table 500 in
The sensors installed in the frames 207 check if the bill storage boxes 206 are set in all frames 207 for which denomination information (except “Reserved”) is set in the box setting information table 400 in the box setting memory unit 308 (S1001). If the result of step S1001 is Yes, the sensor not shown checks if the door of the ATM 100 is closed (S1002). If the result of step S1002 is Yes, the box memory reader 209 in each frame 207 reads setting information from the box memory 208 (S1003). The controller compares the box type, denomination information, and operation information stored in the box memory 208 with the information in the box setting information table 400 in the box setting memory unit 308 for each frame number to check if they are consistent (if the information is inconsistent or consistent) (S1004). If the result of step S1004 is No (that is, the box memory 208 and box setting memory unit 308 are inconsistent), an option is provided to decide whether to change the contents (setting information) of the box setting memory unit 308 (S1005). Either this option may be displayed on the operator operation unit 305 during operation or whether to change the box setting memory unit 308 may be determined in advance. In the former case, the operator may decide which information is to use according to the condition: information in the storage of the inserted box memory 208 (change the contents of box setting memory unit 308) or the information stored in the ATM 100 or BRM 200 (do not change the contents of box setting memory unit 308). In the latter case, if it is decided, in advance, that the box setting memory unit 308 should not be changed, the operator cannot change the setting in the ATM 100 or the BRM 200 without permission.
In the case shown in
If the result of step S1005 in
A supplementary description of step S1005 and step S1007 will be given below. When the ATM 100 or the BRM 200 is ready for use in the configuration in which a plurality of bill storage boxes 206 have been set (where “ready for use” means that an application is available), it is possible to change the setting in the box setting memory unit 308 and doing so is efficient. However, if the ATM 100 or the BRM 200 is not ready for use, a denomination not consistent with the existing applications cannot be used. In that case, the boxes must be reset. For example, if a 2000 yen box is inserted when an application supports only ten-thousand yen and thousand yen bills, only “ten-thousand yen” and “thousand yen” are displayed on the customer's operation panel. In this case, a 2000 yen box cannot be used and another ten-thousand yen box or thousand yen box must be inserted. However, if an application consistent also with a 2000 yen bill is available, a 2000 yen box may be inserted and the operation may be executed by changing the box setting information. Thus, the setting of the boxes is usually changed according to an application that is consistent with the bills in use. The reason why priority is given to the information in the box memory is to enable the denomination information to be changed easily even when an improper denomination must be used or even when an improper-denomination box has been inserted mistakenly. For example, assume that an ATM booth is installed outdoors and that a maintenance engineer has mistakenly brought with him a bill storage box 206 containing an improper denomination. Even in this case, the bill storage box 206 may be used on the ATM 100 or the BRM 200 by inserting the bill storage box 206 and then changing the denomination information in the box setting memory unit 308. When the proper bill storage box 206 becomes available for the operation later, the ATM 100 or the BRM 200 may be used efficiently by exchanging the boxes and then changing the denomination information in the box setting memory unit 308.
The result of step S1007 may be predetermined to be Yes, in which case the information in the box setting memory unit 308 is always overwritten by the information in the box memory 208. This has the following effect. For example, this method is used when those not familiar with the operation of the ATM 100 or the BRM 200, such as guards or security company's personnel, replenish the ATM 100 or the BRM 200 with money before the operation is started or after the operation is ended. In this case, the information in the box setting memory unit 308 is automatically overwritten by the information in the box memory 208 with no manual invention. Even in this case, the ATM must have an application installed that can process every possible denomination.
When the information in the box setting memory unit 308 is changed in step S1007, the box setting checking operation shown in
In response to a deposit or withdrawal operation command from the ATM controller 301 via the IF 302 (S801), the BRM controller reads via the box memory reader 209 the information in the box memory 208 provided in each frame 207.
The controller checks the consistency between the information in the box memory 208 that has been read and the information in the box setting memory unit 308 (S802) and, if they are consistent, executes the deposit or withdrawal operation corresponding to the received operation command. If the box memory 208 and the box setting memory unit 308 are not consistent, the controller displays an error message on the screen of the operator operation unit 305 (S803). Providing a memory in each recycling box in the machine according to the present invention allows the controller to check the consistency between the operation information in each memory and the operation information that is set. At the same time, this allows the ATM or the BRM and the bill storage box to share the same box type information, denomination information, and operation information. Consistency is checked when the ATM or the BRM is turned on, when the sensor not shown detects that the door of the ATM is closed and then opened, or when the BRM receives a deposit or withdrawal operation command from the ATM. This reduces the risk of a problem that would be caused by a mismatch in the operation information. When it is found that the information is not consistent, which information is to be prioritized may be selected; information in the box setting memory. unit or information in the box memory. Those steps prevent an operator's unintentional operation that would be executed when a recycling box or a deposit-only box is set mistakenly and allows the operator to select an action to be taken next.
It is to be understood that this embodiment is one of embodiments of the present invention and that any modification may be made thereto without departing from the spirit of the invention. For example, bills of different countries may be handled and the steps in the flowcharts may be changed.
The present invention allows the bill handling machine and the bill storage boxes to share the same box type information, denomination information, and operation information, thus reducing the risk of a problem that would be generated by a mismatch in the operation information.
It should be further understood by those skilled in the art that although the foregoing description has been made on embodiments of the invention, the invention is not limited thereto and various changes and modifications may be made without departing from the spirit of the invention and the scope of the appended claims.
Number | Date | Country | Kind |
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2002-154941 | May 2002 | JP | national |
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4649832 | Hain et al. | Mar 1987 | A |
5777304 | Awatsu et al. | Jul 1998 | A |
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0 019 191 | Nov 1980 | EP |
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Number | Date | Country | |
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20040011622 A1 | Jan 2004 | US |