Patent Grant
9754135
The present application claims priority under 35 U.S.C. §119 to Japanese Application No. 2015-064237 filed Mar. 26, 2015, the entire content of which is incorporated herein by reference.
At least an embodiment of the present invention relates to a card reader for dealing with a card in which an IC chip is built and a magnetic stripe is formed. Furthermore, at least an embodiment of the present invention also relates to a control method for such a card reader.
Conventionally, card readers for reading magnetic data recorded in a card and recording magnetic data into a card are widely used. In the industry of financial organizations and the like in which card readers are used, traditionally so-called “skimming” is a serious issue in which a criminal installs a magnetic head at a card insertion part of a card reader in order to fraudulently obtain magnetic data of the card by use of the magnetic head. Then, proposed is a card reader that generates a jamming magnetic field for prevention of reading a magnetic datum by use of a magnetic head for skimming (hereinafter, called a “skimming magnetic head”) (for example, refer to Patent Document 1). A card reader described in Patent Document 1 is provided with a jamming magnetic field generation mechanism that generates a jamming magnetic field. The jamming magnetic field generation mechanism includes a core formed of a magnetic material and an exciting coil wound around the core. Meanwhile, the jamming magnetic field generation mechanism is placed at a card insertion part where a card insertion slot is formed.
Furthermore, a card reader for dealing with a card, in which an IC chip is built and a magnetic stripe is formed, is traditionally well known (for example, refer to Patent Document 2). A card reader described in Patent Document 2 is provided with a metal sensor for detecting an external connection terminal of an IC chip, which is formed in a card. The metal sensor is provided with a core formed of a magnetic material, an exciting coil wound around the core, and a detecting coil. Meanwhile, the metal sensor is placed at a card insertion part where a card insertion slot is formed.
Patent Document 1: Japanese Unexamined Patent Application Publication No. 2013-12022
Patent Document 2: Japanese Unexamined Patent Application Publication No. 2010-160666
In a card to be dealt with in the card reader described in Patent Document 2, there is formed a magnetic stripe in which a magnetic datum is recorded; and then there exists a risk that the card reader described in Patent Document 2 may also suffer from a skimming fraud. Therefore, it is preferable that, also in the card reader described in Patent Document 2, a jamming magnetic field generation mechanism is positioned at a card insertion part. Unfortunately, in the case where such a jamming magnetic field generation mechanism is positioned at a card insertion part in the card reader described in Patent Document 2, an output from a detecting coil of a metal sensor could possibly fluctuate owing to an effect a jamming magnetic field generated by the jamming magnetic field generation mechanism, so that an external connection terminal could not appropriately be detected by the metal sensor.
Then, at least an embodiment of the present invention provides a card reader that can appropriately detect an external connection terminal of an IC chip by use of a metal detecting mechanism, while preventing a skimming fraud by use of a jamming magnetic field generated by a jamming magnetic field generation mechanism. Furthermore, at least an embodiment of the present invention provides a control method for such a card reader; the control method making it possible to appropriately detect an external connection terminal of an IC chip by use of a metal detecting mechanism, while preventing a skimming fraud by use of a jamming magnetic field generated by a jamming magnetic field generation mechanism.
In order to bring a solution for the subject described above; a card reader according to at least an embodiment of the present invention is a card reader for dealing with a card in which an IC chip is built, and in which an external connection terminal of the IC chip and a magnetic stripe are formed, the card reader including: a card insertion slot into which the card is inserted; a metal detecting mechanism for detecting the external connection terminal of the card inserted into the card insertion slot; a jamming magnetic field generation mechanism that generates a magnetic field for prevention of fraudulently reading a magnetic datum recorded in the magnetic stripe; and a control unit of the card reader; wherein the metal detecting mechanism is provided with an exciting coil and a detecting coil; the jamming magnetic field generation mechanism is provided with a jamming magnetic field generating coil; and the control unit alternately switches from one to the other between a current supply to the exciting coil and a current supply to the jamming magnetic field generation coil, and detects the external connection terminal on the basis of an output from the detecting coil at a time when the exciting coil is supplied with a current.
Furthermore, in order to bring a solution for the subject described above; a control method for a card reader according to at least an embodiment of the present invention is a control method for a card reader, the card reader including; a card insertion slot into which a card is inserted, while an IC chip being built in the card, and an external connection terminal of the IC chip and a magnetic stripe being formed in the card; a metal detecting mechanism for detecting the external connection terminal of the card inserted into the card insertion slot; and a jamming magnetic field generation mechanism that generates a magnetic field for prevention of fraudulently reading a magnetic datum recorded in the magnetic stripe; wherein the metal detecting mechanism is provided with an exciting coil and a detecting coil; and the jamming magnetic field generation mechanism is provided with a jamming magnetic field generating coil; and the control method for the card reader, including; alternately switching from one to the other between a current supply to the exciting coil and a current supply to the jamming magnetic field generation coil; and detecting the external connection terminal on the basis of an output from the detecting coil at a time when the exciting coil is supplied with a current.
According to at least an embodiment of the present invention, the current supply to the exciting coil included in the metal detecting mechanism and the current supply to the jamming magnetic field generation coil included in the jamming magnetic field generation mechanism are alternately switched from one to the other, and the external connection terminal is detected on the basis of the output from the detecting coil at the time when the exciting coil is supplied with a current. Therefore, according to at least an embodiment of the present invention; by way of switching from one to the other between the current supply to the exciting coil and the current supply to the jamming magnetic field generation coil, with a short period (time) so as not to disturb both functions; i.e., a function for detecting the external connection terminal by the metal detecting mechanism, and a function for prevention of a skimming fraud by the jamming magnetic field generation mechanism, it becomes possible to detect the external connection terminal on the basis of the output from the detecting coil, which is not affected by a jamming magnetic field, while the jamming magnetic field generated by the jamming magnetic field generation mechanism prevents a skimming fraud. Accordingly, in at least an embodiment of the present invention, while the jamming magnetic field generated by the jamming magnetic field generation mechanism prevents a skimming fraud, the external connection terminal can appropriately be detected by the metal detecting mechanism.
According to at least an embodiment of the present invention, it is preferable that an electric current supply period for the exciting coil is specified on the basis of a recording density of a magnetic datum recorded in the magnetic stripe and an expected insertion speed of the card to be inserted into the card insertion slot; and an electric current supply period for the jamming magnetic field generating coil is specified on the basis of a dimension of the external connection terminal in the direction of insertion of the card and the expected insertion speed of the card. According to this configuration, the electric current supply period for the exciting coil and the electric current supply period for the jamming magnetic field generating coil can be specified in such a way as not to disturb both the functions; i.e., the function for detecting the external connection terminal by the metal detecting mechanism, and the function for prevention of a skimming fraud by the jamming magnetic field generation mechanism.
In at least an embodiment of the present invention, for example, the metal detecting mechanism is equipped with a metal detecting core formed of a magnetic material, the exciting coil and the detecting coil being wound around the metal detecting core; and the jamming magnetic field generation mechanism is equipped with a jamming magnetic field generating core formed of a magnetic material, the jamming magnetic field generating coil being wound around the jamming magnetic field generating core.
According to at least an embodiment of the present invention, it is preferable that the control unit detects an anomaly of the metal detecting mechanism and the jamming magnetic field generation mechanism, on the basis of an output from the detecting coil at a time of outputting a supply command for a current to the jamming magnetic field generating coil. According to this configuration, a comparatively simple configuration makes it possible to detect an anomaly of the metal detecting mechanism and the jamming magnetic field generation mechanism.
As described above, according to at least an embodiment of the present invention, it becomes possible to appropriately detect an external connection terminal of an IC chip by use of a metal detecting mechanism, while preventing a skimming fraud by making use of a jamming magnetic field generated by a jamming magnetic field generation mechanism.
Embodiments will now be described, by way of example only, with reference to the accompanying drawings which are meant to be exemplary, not limiting, and wherein like elements are numbered alike in several Figures, in which:
An embodiment of the present invention is explained below with reference to the accompanying drawings.
(Structure of the Card Reader)
The card reader 1 according to the present embodiment is a device that deals with the card 2. Specifically to describe, the card reader 1 is a device for reading a datum recorded in the card 2, and recording a datum in the card 2; and the card reader is used, for example, being installed in a predetermined higher-level device, such as an ATM. In the card reader 1, there are formed a card insertion slot 3 into which the card 2 is inserted, and a card transfer path 4 through which the card 2, inserted into the card insertion slot 3, passes. Furthermore, the card reader 1 is provided with; a magnetic head 5, which carries out at least either of reading a magnetic datum recorded in the card 2 and recording a magnetic datum in the card 2; an IC contact block 6 that carries out data communication to/from an IC chip built in the card 2; and a card transfer mechanism (not shown) for transferring the card 2 in the card transfer path 4. In the following descriptions, for convenience of explanation, a Z-direction shown in
The card 2 is, for example, a card made of polyvinyl chloride, which is shaped to be almost rectangular, having a thickness of about 0.7 to 0.8 mm. A magnetic stripe 2a, in which a magnetic datum is recorded, is formed on a back side surface of the card 2. The magnetic stripe 2a is formed along a longitudinal direction of the card 2 that is shaped to be almost rectangular. Moreover, the card 2 according to the present embodiment is an IC card that complies with the international standards “ISO/IEC7816-2”, and then an IC chip, which is not illustrated in the drawing, is built in the card 2. Furthermore, on a front side surface of the card 2, there are formed the external connection terminals 2b through 2i of the IC chip. Concretely to describe, on the front side surface of the card 2, there are formed the eight external connection terminals 2b through 2i. Being inserted in the card reader 1, while the back side surface of the card 2 faces downward and the longitudinal direction of the card 2 is almost in consistency with a front-back direction (a right-and-left direction in
Incidentally, the layout extent of the external connection terminals 2b through 2i, formed in the IC card, is specified in the international standards “ISO/IEC7816-2.” Concretely to describe, in the international standards “ISO/IEC7816-2”, the layout extent of the external connection terminals 2b through 2i is so specified as to have dimensions shown in
The magnetic head 5 is so placed as to face the card transfer path 4 from a lower side. Specifically to describe, the magnetic head 5 is placed in such a way that a gap part of the magnetic head 5 faces the card transfer path 4 from a lower side. The IC contact block 6 is so placed as to face the card transfer path 4 from an upper side. The IC contact block 6 is equipped with an IC contact spring that contacts the external connection terminals 2b through 2i. The card transfer mechanism is equipped with a drive roller connected to a motor and a pad roller placed so as to face the drive roller. The card 2 is transferred, while being sandwiched between the drive roller and the pad roller.
Moreover, the card reader 1 is equipped with the metal detecting mechanism 9 for detecting the external connection terminals 2b through 2i of the card 2 inserted into the card insertion slot 3, and the jamming magnetic field generation mechanism 10 that generates a magnetic field (a jamming magnetic field) for prevention of fraudulently reading a magnetic datum recorded in the magnetic stripe 2a. The metal detecting mechanism 9 and the jamming magnetic field generation mechanism 10 are positioned inside a card insertion part where the card insertion slot 3 is formed. Moreover, the metal detecting mechanism 9 and the jamming magnetic field generation mechanism 10 are positioned in such a way as to sandwich the card transfer path 4 in the vertical direction. Concretely to describe, the metal detecting mechanism 9 is placed at an upper side over the card transfer path 4, and meanwhile the jamming magnetic field generation mechanism 10 is placed at a lower side under the card transfer path 4.
The metal detecting mechanism 9 and the jamming magnetic field generation mechanism 10 are connected to a control unit 11 of the card reader 1. The control unit 11 is provided with a metal detection control circuit 13 for controlling the metal detecting mechanism 9, a jamming magnetic field control circuit 14 for controlling the jamming magnetic field generation mechanism 10, and an arithmetic operation circuit 15 to which the metal detection control circuit 13 and the jamming magnetic field control circuit 14 are connected. The arithmetic operation circuit 15 is, for example, a CPU.
As shown in
The metal detection control circuit 13 generates a magnetic field by way of supplying the exciting coils 17 with an electric current, and detects a change in the magnetic field generated by the exciting coils 17, on the basis of a detection signal ‘S1’ created according to an output from the detecting coil 18, in order to detect the external connection terminals 2b through 2i of the card 2. Concretely to describe, as shown in
The jamming magnetic field generation mechanism 10 is equipped with a core 19, as a jamming magnetic field generating core, formed of a magnetic material; and a jamming magnetic field generating coil 20 wound around the core 19. The jamming magnetic field generating coil 20 is connected to the control unit 11. Specifically to describe, the jamming magnetic field generating coil 20 is connected to the jamming magnetic field control circuit 14. The jamming magnetic field control circuit 14 supplies the jamming magnetic field generating coil 20 with an electric current to generate a jamming magnetic field. In other words, when the jamming magnetic field generating coil 20 is supplied with an electric current, the jamming magnetic field generation mechanism 10 generates a jamming magnetic field.
The jamming magnetic field generating coil 20 is supplied with an AC current, and then the jamming magnetic field generation mechanism 10 generates an AC magnetic field that switches a direction of a magnetic field line at predetermined timing. Since it is assumed, as shown in
(Control Method for the Card Reader at a Time of Card Insertion)
As described above, the metal detection control circuit 13 detects the external connection terminals 2b through 2i of the card 2, by way of detecting a change in the magnetic field generated by the exciting coils 17, on the basis of the detection signal ‘S1’. Specifically to describe, the metal detection control circuit 13 makes a judgment on whether or not the external connection terminals 2b through 2i are being detected, depending on whether or not the level of the detection signal ‘S1’ exceeds the threshold ‘th1’. In the meantime, the metal detecting mechanism 9 and the jamming magnetic field generation mechanism 10 are located together inside the card insertion part, and these two elements are so located as to be relatively close to each other. Accordingly, if the jamming magnetic field generating coil 20 is supplied with an electric current, as shown in
Then, in the present embodiment, at a time of inserting the card 2 into the card reader 1, the control unit 11 alternately switches from one to the other between the current supply to the exciting coils 17 and the current supply to the jamming magnetic field generation coil 20, as shown in
In the meantime, the control unit 11 (i.e., specifically, the metal detection control circuit 13) judges that the external connection terminals 2b through 2i are detected, in the case where the level of the detection signal ‘S1’ exceeds the threshold ‘th1’ at a time when the exciting coils 17 is supplied with the current. On the other hand, the control unit 11 does not judge that the external connection terminals 2b through 2i are detected, even in the case where the level of the detection signal ‘S1’ exceeds the threshold ‘th1’ at a time when the jamming magnetic field generating coil 20 is supplied with the current. In this way, the control unit 11 detects the external connection terminals 2b through 2i, on the basis of the output from the detecting coil 18 at the time when the exciting coils 17 is supplied with the current. On the other hand, the control unit 11 suspends the detection control with respect to the external connection terminals 2b through 2i, at the time when the jamming magnetic field generating coil 20 is supplied with the current.
According to the present embodiment, an electric current supply period T1 for the exciting coils 17 and an electric current supply period T2 for the jamming magnetic field generating coil 20 (refer to
Specifically to describe, the electric current supply period T1 is specified on the basis of a recording density of a magnetic datum recorded in the magnetic stripe 2a and an expected insertion speed of the card 2 to be inserted into the card insertion slot 3. In other words, a suspension time of an intermittent jamming magnetic field at the time of insertion of the card 2 is specified on the basis of a recording density of a magnetic datum recorded in the magnetic stripe 2a and an expected insertion speed of the card 2 to be inserted into the card insertion slot 3. For example, in the case where a recording density of a magnetic datum recorded in the magnetic stripe 2a is 75 bpi (bits per inch), and five bits constitute one character, and an expected insertion speed of the card 2 is 250 mm/sec, the electric current supply period T1 (namely, the suspension time of an intermittent jamming magnetic field) is specified so as to be 13 m-sec, which is shorter than 13.55 m-sec (=(25.4/75×5×2)/250), in such a way that a significant magnetic datum for two characters is not read by the skimming magnetic head 50.
In the meantime, the electric current supply period T2 is specified on the basis of a dimension of the external connection terminals 2b through 2i in the direction of insertion of the card 2 (namely, the longitudinal direction of the card 2) and an expected insertion speed of the card 2. In other words, a suspension time of an intermittent detection for the external connection terminals 2b through 2i at the time of insertion of the card 2 is specified on the basis of a dimension of the external connection terminals 2b through 2i in the longitudinal direction of the card 2 and an expected insertion speed of the card 2. For example, in the case where an expected insertion speed of the card 2 is 250 mm/sec, the electric current supply period T2 (namely, the suspension time of an intermittent detection for the external connection terminals 2b through 2i) is specified so as to be 7 m-sec, which is shorter than 8 m-sec (=2/250), in such a way that the metal detecting mechanism 9 can detect the external connection terminals 2b through 2i, even though the dimension of the external connection terminals 2b through 2i in the longitudinal direction of the card 2 is 2 mm of the minimum dimension.
(Primary Advantageous Effect of the Present Embodiment)
As explained above, in the present embodiment, the control unit 11 alternately switches from one to the other between the current supply to the exciting coils 17 and the current supply to the jamming magnetic field generation coil 20, and detects the external connection terminals 2b through 2i on the basis of the output from the detecting coil 18 at the time when the exciting coils 17 is supplied with the current. Moreover, in the present embodiment, the electric current supply period T1 for the exciting coils 17 and the electric current supply period T2 for the jamming magnetic field generating coil 20 are each specified as a short period in such a way as not to disturb both the functions; i.e., the function for detecting the external connection terminals 2b through 2i by the metal detecting mechanism 9, and the function for prevention of a skimming fraud by the jamming magnetic field generation mechanism 10. Therefore, according to the present embodiment, it becomes possible to detect the external connection terminals 2b through 2i on the basis of the output from the detecting coil 18, which is not affected by a jamming magnetic field, while the jamming magnetic field generated by the jamming magnetic field generation mechanism 10 prevents a skimming fraud attempted with the skimming magnetic head 50. Accordingly, in the present embodiment, while the jamming magnetic field generated by the jamming magnetic field generation mechanism 10 prevents a skimming fraud attempted with the skimming magnetic head 50, the external connection terminals 2b through 2i can appropriately be detected by the metal detecting mechanism 9.
Incidentally, according to the present embodiment, the electric current supply period T1 is specified on the basis of the recording density of a magnetic datum recorded in the magnetic stripe 2a and the expected insertion speed of the card 2 to be inserted into the card insertion slot 3; and in the meantime, the electric current supply period T2 is specified on the basis of the dimension of the external connection terminals 2b through 2i in the longitudinal direction of the card 2 and the expected insertion speed of the card 2. Therefore, according to the present embodiment, the electric current supply periods T1 and T2 can be specified in such a way as not to disturb both the functions; i.e., the function for detecting the external connection terminals 2b through 2i by the metal detecting mechanism 9, and the function for prevention of a skimming fraud by the jamming magnetic field generation mechanism 10.
Described above is an example of a preferred embodiment according to the present invention. Incidentally, the present invention is not limited to the above embodiment and various variations and modifications may be made without changing the concept of the present invention.
In the embodiment described above, the control unit 11 may detect an anomaly of the metal detecting mechanism 9 and the jamming magnetic field generation mechanism 10, on the basis of the output from the detecting coil 18 at the time of outputting a supply command for the current to the jamming magnetic field generating coil 20. In such a case, for example, depending on whether or not the level of the detection signal ‘S1’ exceeds the threshold ‘th2’ at the time when the arithmetic operation circuit 15 outputs a supply command to the jamming magnetic field control circuit 14 for the current to the jamming magnetic field generating coil 20, the control unit 11 judges whether or not there happens an anomaly of the metal detecting mechanism 9 and/or the jamming magnetic field generation mechanism 10.
Specifically, if the arithmetic operation circuit 15 outputs a supply command for the current to the jamming magnetic field generating coil 20, in the case where the metal detecting mechanism 9 and the jamming magnetic field generation mechanism 10 are under normal conditions, the current flows through the jamming magnetic field generating coil 20, and the level of the detection signal ‘S1’ exceeds the threshold ‘th2’, as shown with a solid line in
On the other hand, for example, if the detecting coil 18 gets broken from any cause, the level of the detection signal ‘S1’ does not change in a way as shown with a two-dot chain line in
Thus, in the case where an anomaly of the metal detecting mechanism 9 and the jamming magnetic field generation mechanism 10 is detected on the basis of the output from the detecting coil 18 at the time of outputting a supply command for the current to the jamming magnetic field generating coil 20, a comparatively simple configuration makes it possible to detect an anomaly of the metal detecting mechanism 9 and the jamming magnetic field generation mechanism 10. Incidentally, the threshold ‘th2’ is lower than the threshold ‘th1’.
Although, in the embodiment described above, the metal detecting mechanism 9 and the jamming magnetic field generation mechanism 10 are positioned in such a way as to sandwich the card transfer path 4 in the vertical direction, both the metal detecting mechanism 9 and the jamming magnetic field generation mechanism 10 may be positioned at an upper side of the card transfer path 4. Otherwise, both the metal detecting mechanism 9 and the jamming magnetic field generation mechanism 10 may be positioned at a lower side of the card transfer path 4. Moreover, although the card 2 in the embodiment described above is a card made of polyvinyl chloride, which is shaped to be almost rectangular, having a thickness of about 0.7 to 0.8 mm, the card 2 may be a polyethylene terephthalate (PET) card having a thickness of about 0.18 to 0.36 mm, or a paper card having a predetermined thickness, and the like.
Although, the card reader 1 in the embodiment described above is a card reader of a card-transfer type, provided with a card transfer mechanism, a card reader to which a configuration of at least an embodiment of the present invention is applied may be a manual card reader with which a user manually handles the card 2. For example, a card reader to which a configuration of at least an embodiment of the present invention is applied may be a card reader of a so-called dip type, in which the card 2 is manually inserted down to a rear end of the card reader, and then the card 2 is manually pulled out.
While the description above refers to particular embodiments of the present invention, it will be understood that many modifications may be made without departing from the spirit thereof. The accompanying claims are intended to cover such modifications as would fall within the true scope and spirit of the present invention.
The presently disclosed embodiments are therefore to be considered in all respects as illustrative and not restrictive, the scope of the invention being indicated by the appended claims, rather than the foregoing description, and all changes which come within the meaning and range of equivalency of the claims are therefore intended to be embraced therein.
| Number | Date | Country | Kind |
|---|---|---|---|
| 2015-064237 | Mar 2015 | JP | national |
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| 2010160666 | Jul 2010 | JP |
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| Number | Date | Country | |
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| 20160283754 A1 | Sep 2016 | US |
