The present application claims the priority based on Japanese Patent Application No. 2007-138295 filed on May 24, 2007, the disclosure of which is hereby incorporated herein by reference in its entirety.
1. Technical Field
The present invention relates to a cash handling system having an upper unit mounted on a lower unit.
2. Description of the Related Art
The users conventionally use automated teller machines (ATMs) for deposit and withdrawal transactions in financial facilities. The ATM includes a cash handling system, which typically has a cash slot arranged to enable the users' cash deposit and withdrawal, cash cartridges designed to keep bills deposited from and to be withdrawn to the users, and a conveyor line arranged to convey bills between the cash slot and the cash cartridges. One proposed structure of the cash handling system has an upper unit with a cash slot mounted on a lower unit with cash cartridges.
ATMs are installed in financial institutions, convenience stores, and diversity of other locations. There are accordingly various installation circumstances for the ATMs.
One typical installation circumstance of an ATM is outside wall installation to enable the use's access from the outside of a building in financial facility. In the outside wall installation, only a cash slot and a user interface operated for the user's entries of required information are exposed to the outside wall face, while the cash cartridges and the other components are located inside the building.
The cash slot of the separate unit, however, undesirably complicates the structure of the whole system. The complicated structure increases the manufacturing cost of the cash handling system and causes difficulty in removal of jammed bills.
ATMs are often installed as standalone equipment in convenience stores, drug stores, or diversity of other stores. In the standalone ATMs, the arrangement of the cash slot protruded forward from the cash cartridges to be closer to the user would rather interfere with the user's easy approach and posture for cash deposit and withdrawal.
The various installation circumstances change the position of the cash slot relative to the cash cartridges in the cash handling system.
An object of the present invention is to provide a technology that enables to change readily the position of a cash slot relative to cash cartridges in a cash handling system.
In one aspect of the present invention, there is provided a cash handling system having an upper unit mounted on a lower unit. The upper unit comprises a cash slot, a first bill transfer structure, and a first conveyor line. The cash slot is arranged to deposit a bill into the cash handling system and to withdraw a bill from the cash handling system. The first bill transfer structure is provided on a bottom face of the upper unit and configured to transfer the bill from and to the lower unit. The first conveyor line is arranged to convey the bill between the cash slot and the first bill transfer structure. The lower unit comprises a second bill transfer structure, a cash cartridge, and a second conveyor line. The second bill transfer structure is provided on a top face of the lower unit and configured to transfer the bill from and to the upper unit. The cash cartridge is configured to keep the bill deposited or to be withdrawn via the cash slot of the upper unit. The second conveyor line is arranged to convey the bill between the second bill transfer structure and the cash cartridge. Wherein one of the first bill transfer structure and the second bill transfer structure is provided in at least one location, and the other of the first bill transfer structure and the second bill transfer structure is provided in at least two locations.
In the conventional design of the upper unit and the lower unit respectively having only one bill transfer structures, a positional change of the upper unit relative to the lower unit misaligns the positions of the bill transfer structures of the upper unit and the lower unit and interferes with transfer of bills between the upper unit and the lower unit. In response to a requirement for a positional change of the upper unit relative to the lower unit, either of the upper unit and the lower unit is to be changed to a different unit having a bill transfer structure provided at a different location.
In the cash handling system according to one aspect of the invention, in order to enable transfer of bills between the upper unit and the lower unit, the position of one arbitrary first bill transfer structure or the position of one arbitrary second bill transfer structure is adjusted to be aligned with the second bill transfer structure or with the first bill transfer structure. Transfer of bills between the upper unit and the lower unit is enabled even in the case of a positional change of the upper unit relative to the lower unit by simply changing the alignment combination of the first bill transfer structure with the second bill transfer structure. This arrangement enables the position of the upper unit to be readily changed relative to the lower unit without requiring replacement with a different unit.
According to another aspect of the present invention, there is provided a cash handling system having an upper unit mounted on a lower unit. The upper unit comprises a cash slot, a first bill transfer structure, and a first conveyor line. The cash slot is arranged to deposit a bill into the cash handling system and to withdraw a bill from the cash handling system. The first bill transfer structure is provided on an opposed face of the upper unit opposite to the lower unit and configured to transfer the bill from and to the lower unit. The first conveyor line is arranged to convey the bill between the cash slot and the first bill transfer structure. The lower unit comprises a second bill transfer structure, a cash cartridge, and a second conveyor line. The second bill transfer structure is provided on an opposed face of the lower unit opposite to the upper unit and configured to transfer the bill from and to the upper unit. The cash cartridge is configured to keep the bill deposited or to be withdrawn via the cash slot of the upper unit. The second conveyor line is arranged to convey the bill between the second bill transfer structure and the cash cartridge. At least one of the upper unit and the lower unit further has a moving mechanism configured to move the first bill transfer structure or the second bill transfer structure along the opposed face of the upper unit or the lower unit.
In the cash handling system according to another aspect of the invention, in order to enable transfer of bills between the upper unit and the lower unit, the position of one of first bill transfer structure and second bill transfer structure is able to be moved. This cash handling system does not require the multiple first bill transfer structures or second bill transfer structures, and desirably simplifies the structure of itself. It is able to reduce the total number of parts and thereby to reduce the manufacturing cost of the cash handling system.
These and other objects, features, aspects, and advantages of the present invention will become more apparent from the following detailed description of the preferred embodiments with the accompanying drawings.
Next, aspects of the present invention will be described in the following order on the basis of embodiment:
A. First Embodiment
B. Second Embodiment
C. Third Embodiment
D. Fourth Embodiment
E. Fifth Embodiment
F. Other Aspects
A cash handling system 10 embodying the invention is built in, for example, an automated teller machine or ATM to keep banknotes or bills deposited by the users and to withdraw the bills kept therein in response to the users' requests.
As shown in
The upper unit 100 includes a cash slot 110, a conveyor line 120, a bill detector 130, a conveyance route selector 140, a reject cartridge 150, and multiple first bill transfer openings 160a to 160c. The cash slot 110 is provided to enable the user to insert bills into the cash handling system 10 and to take out bills from the cash handling system 10. The cash slot 110 has a function of sending the inserted bills forward one by one. The cash slot 110 has a shutter 112 to open and close the opening of the cash slot 110. The conveyor line 120 interconnects the cash slot 110, the bill detector 130, the reject cartridge 150, and the first bill transfer openings 160a to 160c and conveys the bills received from the user or to be supplied to the user via the cash slot 110 in the upper unit 100. In the conveyor line 120, the bills are conveyed on conveyor belts spanned between respective conveyance rollers (shown by circles in the drawings).
The bill detector 130 classifies the bills received and to be supplied, checks the authenticity of the bills, and detects significantly damaged bills. The conveyance route selector 140 changes over the conveyance route to deliver the bills to one of the multiple first bill transfer openings 160a to 160c. The reject cartridge 150 keeps bills identified as unsuitable to be supplied (for example, counterfeit bills and significantly damaged bills) by the bill detector 130. The multiple first bill transfer openings 160a to 160c are open in a size suitable for bill transfer in a bottom face of the upper unit 100 to enable transfer of bills between the upper unit 100 and the lower unit 200.
The lower unit 200 has a vault 250, a second bill transfer opening 210, a conveyor line 220, and multiple circulation cash cartridges 240 provided to keep the bills received and to be supplied by the respective denominations. The vault 250 is formed as a tough and rigid casing for safety. One second bill transfer opening 210 is open above the vault 250 and has a substantially similar size to those of the multiple first bill transfer openings 160a to 160c. The conveyor line 220 interconnects the second bill transfer opening 210 and the respective circulation cash cartridges 240 to convey the bills between the second bill transfer opening 210 and the respective circulation cash cartridges 240. In the structure of this embodiment, there are five circulation cash cartridges 240 in the lower unit 200: two for 1000-yen bills, one for 5000-yen bills, and two for 10000-yen bills. Allocation of the denominations to the respective circulation cash cartridges 240 may be set arbitrarily. In the lower unit 200 as in the upper unit 100, bills are conveyed on conveyor belts spanned between respective conveyor rollers (shown by circles in the drawings).
In an application of the cash handling system 10 built in the ATM, the flow of bills in the cash handling system 10 is explained briefly with reference to
For the user's deposit transaction, the user first inserts bills into the cash slot 110. The bills inserted into the cash slot 110 are sent forward from the cash slot 110 and conveyed along the conveyor line 120 to the bill detector 130. The conveyed bills are subjected to the authentication check and damage check by the bill detector 130. The bills identified as unacceptable by the bill detector 130 (for example, significantly damaged bills) are conveyed through the conveyor line 120 to the reject cartridge 150 and are kept therein. The bills identified as acceptable by the bill detector 130, on the other hand, are conveyed through the conveyor line 120 to the first bill transfer opening 160b. The bills are then transferred through the second bill transfer opening 210 into the lower unit 200 and are classified by the denominations and are kept in the circulation cash cartridges 240 by the respective denominations.
For the user's withdrawal transaction, required numbers of respective denomination bills corresponding to the user's specified amount of money are sent from the respective circulation cash cartridges 240 and are conveyed through the conveyor line 220 to the second bill transfer opening 210. The respective denomination bills are then transferred to the upper unit 100 via the first bill transfer opening 160b. The bills are further conveyed through the conveyor line 120 to the bill detector 130 and are subjected to the authentication check and damage check. As in the case of the deposit transaction, the bills identified as non-withdrawable by the bill detector 130 (for example, significantly damaged bills) are conveyed through the conveyor line 120 to the reject cartridge 150 and are kept therein. The bills identified as withdrawable by the bill detector 130, on the other hand, are conveyed through the conveyor line 120 to the cash slot 110 and are supplied to the user.
The conveyor line 120 has three conveyance branch paths 120a, 120b, and 120c corresponding to the three first bill transfer openings 160a, 160b, and 160c to convey the bills to the respective first bill transfer openings 160a, 160b, and 160c. Conveyance route switches 140a, 140b, and 140c are provided respectively in the neighborhood of the conveyance branch paths 120a, 120b, and 120c. The respective conveyance route switches 140a, 140b, and 140c are operated to change their angles and thereby switch over the conveyance route of the bills. For example, in the state of
Optical sensors 170a to 170c are provided at the respective first bill transfer openings 160a to 160c. The bills shield the light emitted from one of the optical sensors 170a to 170c. This identifies which of the multiple first bill transfer openings 160a to 160c the bills pass through.
In the application of the cash handling system 10 built in the ATM, the user naturally stands on a side close to the cash slot 110 (on the right side in the illustration of
In the cash handling system 10 of
In the cash handling system 10 of this embodiment, the upper unit 100 may be mounted on the lower unit 200 to make either the first bill transfer opening 160a or the first bill transfer opening 160c aligned with the second bill transfer opening 210.
In the illustrations of
The first bill transfer openings 160a to 160c and the conveyance branch paths 120a to 120c of this embodiment are equivalent to the first bill transfer structure of the invention. The second bill transfer opening 210 and the conveyor line 220 are equivalent to the second bill transfer structure of the invention. The conveyance route switches 140a to 140c correspond to the selector of the invention, and the optical sensors 170a to 170c correspond to the bill sensor of the invention.
The card/passbook processor 30, the cash handling system 10, and the user interface 40 are connected to the main controller by means of, for example, USB connection lines to be controlled by the main controller. For example, in the case of the user's withdrawal transaction from the ATM 1000, the main controller controls the card/passbook processor 30 to read required pieces of information from a card or a passbook for the user identification and authentication. The main controller also controls the cash handling system 10 based on the user's entered pieces of information through the user interface 40 to supply the user a required amount of bills. The shutter 112 is automatically opened and closed in response to commands of the main controller.
The main controller may additionally connected with an external interface, a human teller interface system, and an external storage device (not shown) to control transmission of various pieces of information required for maintenance of the ATM 1000.
In the structure of the cash handling system 10 of the first embodiment described above, the position of the upper unit 100 mounted on the lower unit 200 is changeable relative to the lower unit 200 by adjusting the position of one of the multiple first bill transfer openings 160a to 160c to be aligned with the second bill transfer opening 210. This structure enables the position of the upper unit 100 relative to the lower unit 200 to be readily changed according to the installation circumstance of an ATM with the built-in cash handling system 10.
The conveyance branch paths 120a to 120c are provided corresponding to the respective first bill transfer openings 160a to 160c. The combination of one of the conveyance branch paths 120a to 120c with the conveyor line 220 enables transfer of bills between the upper unit 100 and the lower unit 200. The conveyance branch paths 120a to 120c are respectively equipped with the conveyance route switches 140a to 140c. The angles of the conveyance route switches 140a to 140c are adjusted to guide the bills through a selected conveyance branch path among the conveyance branch paths 120a to 120c to the conveyor line 220. Such angle adjustment lowers the potential for the bills to be conveyed through the remaining conveyance branch paths (for example, the conveyance branch paths 120a and 120c in
As explained above, the optical sensors 170a to 170c are provided corresponding to the respective first bill transfer openings 160a to 160c to check for the successful transfer of the bills through the selected conveyance branch path. This arrangement enables detection of a wrong bill conveyance in the event of transfer of the bills through any of the remaining conveyance branch paths other than the selected conveyance branch path. In response to detection of the wrong bill conveyance, the cash handling system 10 may be stopped and may give a display informing the user of the wrong bill conveyance on the user interface 40 of the ATM 1000.
In the cash handling system 10 of the first embodiment, the upper unit 100 has the three first bill transfer openings 160a to 160c and the three corresponding branch paths of the conveyor line 120 for conveyance of bills. In the cash handling system 10A of the second embodiment, on the other hand, the lower unit 200A has three second bill transfer openings 210a to 210c and three corresponding branch paths 220a to 220c of the conveyance line 220 for conveyance of bills. The upper unit 100A has only one first bill transfer opening 160 and no branch path of the conveyor line 120.
Conveyance route switches 230b and 230c are respectively provided in the neighborhood of the conveyance branch paths 220b and 220c. The angles of the conveyance route switches 230b and 230c are changed to switch over the conveyance route of bills. For example, the conveyance route switch 230c is set to the angle illustrated in
In the state of
In the case of transfer of bills sent from the circulation cash cartridges 240 to the upper unit 100A, the conveyance route switches 230b and 230c are set at the illustrated angles. Such angle adjustment of the conveyance route switches 230b and 230c prevents the bills from being conveyed through the conveyance branch path 220b or the conveyance branch path 220c but causes the bills to be conveyed through the conveyance branch path 220a to the second bill transfer opening 210a. The bills are then transferred via the first bill transfer opening 160 and conveyed through the conveyor line 120 in the upper unit 100A.
In the structure of the cash handling system 10A of the second embodiment described above, the position of the upper unit 100A mounted on the lower unit 200A is changeable relative to the lower unit 200A by adjusting the position of the first bill transfer opening 160 to be aligned with one of the multiple second bill transfer openings 210a to 210c. This structure of the second embodiment accordingly has the same advantages and effects as those of the first embodiment explained above.
The unit position detector 180 is constructed as an optical sensor and has light emitting elements 180a to 180c and a light receiving element 180d. The light emitting elements 180a to 180c are provided in the upper unit 100B to emit light. The light emitted from each of the light emitting elements 180a to 180c is transmitted through corresponding one of the first bill transfer openings 160a to 160c. The light receiving element 180d is provided in the vicinity of the second bill transfer opening 210 in the lower unit.
In the state of
For example, while the bills are conveyed through the conveyance branch path 120c to the lower unit as shown in
The bill transfer interference elements 190a to 190c are provided as movable elements in the structure of the embodiment, but may alternatively be given as unmovable fixed elements. The latter case may use, for example, two bill transfer interference elements 190a and 190b. When the bills are conveyed through the conveyance branch path 120c as shown in
The upper unit 100D has one first bill transfer opening 160D open to its bottom face. The first bill transfer opening 160D is significantly longer in the front-back direction of the upper unit 100D, compared with each of the first bill transfer openings 160 formed in the upper unit 100 of the first embodiment. The conveyor line 120 has one conveyance branch path 120a to enable conveyance of bills to the first bill transfer opening 160D. In the upper unit 100D of this embodiment, the conveyance branch path 120a is movable in the front-back direction along and in the range of the first bill transfer opening 160D.
A conveyance path moving mechanism 122S is provided to move the conveyance branch path 120a as explained below with reference to
The conveyance path moving mechanism 122S includes two plates 122, multiple conveyor rollers 124, and a conveyance route selector 140. The two plates 122 are arranged to be parallel and face each other. The multiple conveyor rollers 124 are located between the two plates 122. The conveyance route selector 140 is attached to the plates 122 in a pivotally movable manner to change the angle.
The conveyance path moving mechanism 122S is set inside the upper unit 100D in such a manner that the two plates 122 are respectively fastened to the opposed inner side faces of the upper unit 100D (left and right side faces seen from the user). The plate 122 fastened to the right side face (seen from the user) is shown in
A conveyor belt is set to interconnect the respective conveyor roller 124 in the conveyance path moving mechanism 122S built in the upper unit 100D. Adjusting the angle of the conveyance route selector 140 completes the conveyor line 120 and the conveyance branch path 120a shown by the one-dot chain lines in
The position of the conveyance path moving mechanism 122S may be shifted in a certain range in the front-back direction in the upper unit 100D by displacing the slots 126 of the plates 122 relative to the slots 126 of the respective side faces of the upper unit 100D and fastening the plates 122 to the side faces with bolts and nuts. This shifts the position of the conveyance branch path 120a in the front-back direction in the upper unit 100D. The position of the upper unit 100D relative to the lower unit 200 is thus changeable by making the position of the conveyor line 220 in the lower unit 200 aligned with the position of the conveyance branch path 120a.
In the illustrations of
The structure of the fifth embodiment does not require the multiple branch paths of the conveyor line 120 or the conveyor line 220 or the multiple elements of the conveyance route selector 140, unlike the cash handling systems of the first through the fourth embodiments described above. This desirably simplifies the structure of the cash handling system, while reducing the total number of parts and thereby reducing the manufacturing cost of the cash handling system.
The present invention is not limited to the embodiments and aspects described above. The present invention may be worked in various aspects within limits that involve no departure from the spirit of the invention; for example, the following variations are possible.
F1. Variation 1
The cash handling systems of the first through the fourth embodiments described above have either the multiple first bill transfer openings 160 or the multiple second bill transfer openings 210. The multiple first or second bill transfer openings are, however, not essential. The cash handling system may have only one first bill transfer opening and only one second bill transfer opening. For example, in the branched structure of the conveyor line 120 to the multiple conveyance branch paths 120a to 120c as in the first embodiment, one first bill transfer opening 160 is formed to have a large opening area, in order to ensure transfer of bills through any of the conveyance branch paths 120a to 120c to the first bill transfer opening 160. In this modified structure, the position of the upper unit 100 relative to the lower position is changeable by adjusting the position of one of the conveyance branch paths 120a to 120c to be aligned with the position of the conveyor line 220.
F2. Variation 2
In the cash handling systems of the first through the fourth embodiments described above, the three first bill transfer openings 160a to 160c or the three second bill transfer openings 210a to 210c are arrayed in the front-back direction. This arrangement is, however, neither restrictive nor essential. The multiple first bill transfer openings 160 or the multiple second bill transfer openings 210 may be arrayed in a left-right direction seen from the user. In the cash handling system 10 of the first embodiment, the conveyance branch paths 120a to 120c may be branched off in the left-right direction from the conveyor line 120 corresponding to the left-right array of the three first bill transfer openings 160a to 160c. This structure enables the position of the upper unit 100 to be changed relative to the lower unit 200 in the left-right direction.
F3. Variation 3
In the cash handling system 10B of the third embodiment, the unit position detector 180 includes the light emitting elements 180a to 180c located in the upper unit 100B and the light receiving element 180d in the lower unit. The unit position detector 180 is, however, not restricted to this structure but may have a modified structure as explained below.
(1)
In the illustrated state, the upper unit 100E is mounted on the lower unit in such a manner that the first bill transfer opening 160c is aligned with the second bill transfer opening 210. In this state, light emitted from the light emitting element 180c is reflected by the reflecting mirror 184 and is received by the light receiving element 182c. This proves the positional alignment of the first bill transfer opening 160c with the second bill transfer opening 210. This modified structure in Modified Example 1 accordingly has the same advantages and effects as those of the structure of the third embodiment.
(2)
In the illustrated state, the upper unit 100F is mounted on the lower unit in such a manner that the first bill transfer opening 160c is aligned with the second bill transfer opening 210. In this state, light emitted from the light emitting element 180c is shielded by the light shield element 186, so that the light receiving element 182c does not receive the light emitted from the light emitting element 180c. No reception of light emitted from the light emitting element 180c by the light receiving element 182c proves the positional alignment of the first bill transfer opening 160c with the second bill transfer opening 210. This modified structure in Modified Example 2 accordingly has the same advantages and effects as those of the structure of the third embodiment.
(3) The unit position detector is not restricted to the optical sensor as in the third embodiment and its modified examples. Any of other diverse techniques may be adopted to detect the position of the upper unit relative to the lower unit. One available technique measures the distance between the front face of the upper unit and the front face of the lower unit.
F4. Variation 4
In the cash handling systems of the respective embodiments described above, the conveyor belts are used for conveyance of bills. The conveyance belts are, however, not essential. A modified structure may not use any conveyor belts but utilize the combination of conveyor rollers and plastic guides. The combination of conveyor rollers and plastic guides also enables conveyance of bills.
Number | Date | Country | Kind |
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2007-138295 | May 2007 | JP | national |
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Number | Date | Country | |
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