Patent Application
20210004784
The invention relates generally to checking out, and more specifically, to systems and methods for checking in at a point of sale system in a checkout area of a store.
Merchant point of sale systems can be an inconvenience to the customer. The customers have to wait for all the items to be scanned and totaled before facilitating their payment through the merchant's point of sale systems. The customers must also thumb through their wallet to determine what form of payment they would like to use for the purchase and swipe/dip the payment instrument for payment. At the end of the transaction, the customer receives a paper receipt they may need to store or track for refunds, etc.
In one aspect, provided is a method for checking in at a point of sale. The method comprises: starting a transaction at the point of sale; generating a code in response to starting a transaction at the point of sale, wherein the code includes a transaction identification; scanning the code at the point of sale; and associating the transaction identification with a customer payment profile in response to scanning of the code, wherein payment is effected at the end of the transaction at the point of sale.
In another aspect, provided is a method for checking in at a point of sale. The method comprises: generating a code for requesting a transaction identification; scanning the code at a point of sale; associating the transaction identification with a customer payment profile in response to scanning of the code; and starting a transaction at a point of sale, wherein payment is effected at the end of the transaction at the point of sale.
In another aspect, provided is a method for checking in at a point of sale. The method comprises: starting a transaction at the point of sale; generating a transaction identification at the point of sale and providing it to a wireless device of the point of sale; transmitting data including the transaction identification from the wireless device to a customer mobile device; automatically sending a check-in event from the backend systems to the point of sale in response to receiving the transaction identification from the wireless device; and associating the transaction identification with a customer payment profile by the backend system, wherein payment is effected at the end of the transaction at the point of sale.
In another aspect, provided is a check-in system at a point of sale, the system comprising: a point of sale, wherein a transaction identification is generated at the point of sale; and backend systems, wherein: the transaction identification is received by the backend systems from one of the point of sale or a customer mobile device; the backend systems gather information for associating the transaction identification with a customer payment profile in response to receiving transaction identification; and wherein the point of sale communicates with the backend systems to effect payment at the end of the transaction at the point of sale.
The above and further advantages of this invention may be better understood by referring to the following description in conjunction with the accompanying drawings, in which like numerals indicate like structural elements and features in various figures. The drawings are not necessarily to scale, emphasis instead being placed upon illustrating the principles of the invention.
Many store customers have times when they shop online and other times when they are physically present at a brick-and-mortar store. In order to shop online, a customer must establish an e-commerce account with the particular business which often includes entering and storing payment instruments in a database for use with the that particular business. This provides ease of checking out at the end of an online shopping session, wherein the customer can simply execute a few mouse clicks or other input, such as use of a touchscreen and the like, to execute payment to complete an online transaction. Sometimes the payment instruments are stored for future re-use as part of checking out and completing an order.
Shopping in a brick-and-mortar store requires the customer must move around and peruse items and goods with the store, select the goods, often putting them within a cart and then proceeding to a checkout line, where a point of sale terminal is then used to scan or otherwise total the amount of money due to purchase the items. The customer must then retrieve the payment instrument from his or her wallet or purse and provide the payment instrument to the point of sale terminal. If a payment card is the type of payment instrument, the card is either swiped by the customer or the employee at the checkout and the payment is processed either by entering a personal identification number (“PIN”) or signing to authorize the payment, thus completing the transaction.
Online customers enjoy an expedient check out that is typically not offered at a brick-and-mortar store. The present inventive concepts provide a system and methods for expeditiously processing payment and checking out with a check-in process that occurs at the beginning of the transaction taking place at the point of sale. For example, the customer can check-in at the beginning of the process, allowing payment to occur when all items are scanned without having to use a physical payment instrument.
Referring additionally to
Further, access to the user accounts 14, payment accounts 16, non-payment cards/identifiers 18 and payment preferences 20 databases are secured by restricting access to the information. The username and password stored in the user accounts 14 database includes the information that must be input through a user graphical interface in order for a customer to login to his or her e-commerce account to access, update, change and the like the information stored in the user accounts 14, payment accounts 16, non-payment cards/identifiers 18, and payment preferences 20 databases. The customer may login to the e-commerce account through the e-commerce application 12 or through the mobile application 22.
It is anticipated that the user account 14 may be changed and updated at any time through use of the e-commerce application 12 or the mobile application 22. For example, address information may be updated, additional payment instruments may be added to the payment accounts 16, and additional non-payment cards may be added to the non-payment cards/identifier 18. Further, as payment instruments expire, the payment instrument information stored in the payment accounts 16 may be updated or removed.
Step 43 of selecting an existing payment instrument may be repeated to select multiple payment instruments for use with mobile in-store payments. If multiple payment instruments are selected, the customer may also indicate how he or she prefers to use the payment instruments when conducting transactions in the store.
The method 40 may also include entering a new payment instrument through the mobile application 22 and indicating if it may also be used for e-commerce transactions and/or how the customer prefers to use the payment instrument when transacting in the store.
The method 40 may also include presenting a list of existing non-Payment cards/identifiers (e.g. Membership, Loyalty, Discount, Offers) to a customer and selecting which non-payment cards/identifiers to load for mobile in-store processing. This may be repeated if there are multiple non-payment cards on file. The method may also include entering new non-Payment cards/identifiers to the non-payment cards/identifiers 18 database and selecting it to be used for e-commerce transactions or when transacting in the store.
The backend systems 120 operate to gather additional information, determine the specific POS 112 device from the data in transaction/basket ID. The backend systems 120 then sends a check-in event, which includes the gathered data, to the POS 112. The POS 112 acknowledges receipt of the message. At this point, a notification may be sent to the mobile application 22 that the check-in was successful. Once the check-in is successful, a link is established by the check in for information to flow from the backend systems 120, the mobile device 116 and the POS 112, such as, without limitation, payment data, authorizations, customer IDs, basket data, electronic receipts, etc.
The backend systems 120 operate to gather additional information, determine the specific POS 112 device from the data in transaction/basket ID. The backend systems 120 then send a check-in event, which includes the gathered data, to the POS 112. The POS 112 acknowledges receipt of the message. At this point, a notification may be sent to the mobile application 22 that the check-in was successful. Once the check-in is successful, a link is established by the check in for information to flow from the backend systems 120, the mobile device 116 and the POS 112, such as, without limitation, payment data, authorizations, customer IDs, basket data, electronic receipts, etc.
The backend systems 120 operate to gather additional information, determine the specific POS 112 device from the data in transaction/basket ID. The backend systems 120 then send a check-in event, which includes the gathered data, to the POS 112. The POS 112 acknowledges receipt of the message. At this point, a notification may be sent to the mobile application 22 that the check-in was successful. Once the check-in is successful, a link is established by the check in for information to flow from the backend systems 120, the mobile device 116 and the POS 112, such as, without limitation, payment data, authorizations, customer IDs, basket data, electronic receipts, etc.
In order for the system to operate, some pre-requisite steps must first be accomplished as shown in
Step 161 of generating the code may comprise generating a QR code or generating a one-dimensional code. Step 163 of scanning the code may include scanning the code with a customer mobile device operating a mobile application. Scanning of the code with the customer mobile device operating the mobile application transfers the transaction identification and the customer payment profile to a backend system for associating the transaction identification with the customer payment profile. The code may further include a store identification and a register identification, as well as additional data to prevent the contents from being predictable.
The method 160 may further include sending a check-in event the backend systems to the point of sale for associating the transaction identification with the customer payment profile, wherein the check-in event automatically triggers operation of software instruction on the backend system to associate the transaction identification with the customer payment profile.
Step 171 of generating the code comprises generating a QR code or generating a one-dimensional code. Step 172 of scanning the code includes scanning the code with an input device of the point of sale.
The method 170 may further comprising sending a check-in event the backend systems to the point of sale for associating the transaction identification with the customer payment profile, wherein the check-in event automatically triggers operation of software instruction on the backend system to associate the transaction identification with the customer payment profile.
Step 183 of transmitting data from the wireless device to the customer mobile device may include transmitting data with a Bluetooth/Bluetooth low energy communication, a near field communication, or a radio frequency communication. The data transmitted from the wireless device to the customer mobile device further comprises a store identification and a register identification.
As will be appreciated by one skilled in the art, aspects of the present invention may be embodied as a system, method, or computer program product. Accordingly, aspects of the present invention may take the form of an entirely hardware embodiment, an entirely software embodiment (including firmware, resident software, micro-code, etc.) or an embodiment combining software and hardware aspects that may all generally be referred to herein as a “circuit,” “module” or “system.” Furthermore, aspects of the present invention may take the form of a computer program product embodied in one or more computer readable medium(s) having computer readable program code embodied thereon.
Any combination of one or more computer readable medium(s) may be utilized. The computer readable medium may be a computer readable signal medium or a computer readable storage medium. A computer readable storage medium may be, for example, but not limited to, an electronic, magnetic, optical, electromagnetic, infrared, or semiconductor system, apparatus, or device, or any suitable combination of the foregoing. More specific examples (a non-exhaustive list) of the computer readable storage medium would include the following: an electrical connection having one or more wires, a portable computer diskette, a hard disk, a random access memory (RAM), a read-only memory (ROM), solid-state drives (SSD), an erasable programmable read-only memory (EPROM or Flash memory), an optical fiber, a portable compact disc read-only memory (CD-ROM), an optical storage device, a magnetic storage device, or any suitable combination of the foregoing. In the context of this document, a computer readable storage medium may be any tangible medium that can contain, or store a program for use by or in connection with an instruction execution system, apparatus, or device.
A computer readable signal medium may include a propagated data signal with computer readable program code embodied therein, for example, in baseband or as part of a carrier wave. Such a propagated signal may take any of a variety of forms, including, but not limited to, electro-magnetic, optical, or any suitable combination thereof. A computer readable signal medium may be any computer readable medium that is not a computer readable storage medium and that can communicate, propagate, or transport a program for use by or in connection with an instruction execution system, apparatus, or device.
Program code embodied on a computer readable medium may be transmitted using any appropriate medium, including but not limited to wireless, wire-line, optical fiber cable, RF, etc., or any suitable combination of the foregoing.
Computer program code for carrying out operations for aspects of the present invention may be written in any combination of one or more programming languages, including an object oriented programming language such as Java, Smalltalk, C++ or the like and conventional procedural programming languages, such as the “C” programming language or similar programming languages. The program code may execute entirely on the user's computer, partly on the user's computer, as a stand-alone software package, partly on the user's computer and partly on a remote computer or entirely on the remote computer or server. In the latter scenario, the remote computer may be connected to the user's computer through any type of network, including a wireless network, a cellular data network, a local area network (LAN) or a wide area network (WAN), or the connection may be made to an external computer (for example, through the Internet using an Internet Service Provider).
Aspects of the present invention are described herein with reference to flowchart illustrations and/or block diagrams of methods, apparatus (systems) and computer program products according to embodiments of the invention. It will be understood that each block of the flowchart illustrations and/or block diagrams, and combinations of blocks in the flowchart illustrations and/or block diagrams, can be implemented by computer program instructions. These computer program instructions may be provided to a processor of a general purpose computer, special purpose computer, or other programmable data processing apparatus to produce a machine, such that the instructions, which execute via the processor of the computer or other programmable data processing apparatus, create means for implementing the functions/acts specified in the flowchart and/or block diagram block or blocks.
These computer program instructions may also be stored in a computer readable medium that can direct a computer, other programmable data processing apparatus, or other devices to function in a particular manner, such that the instructions stored in the computer readable medium produce an article of manufacture including instructions which implement the function/act specified in the flowchart and/or block diagram block or blocks.
The computer program instructions may also be loaded onto a computer, other programmable data processing apparatus, cloud-based infrastructure architecture, or other devices to cause a series of operational steps to be performed on the computer, other programmable apparatus or other devices to produce a computer implemented process such that the instructions which execute on the computer or other programmable apparatus provide processes for implementing the functions/acts specified in the flowchart and/or block diagram block or blocks.
The flowchart and block diagrams in the Figures illustrate the architecture, functionality, and operation of possible implementations of systems, methods and computer program products according to various embodiments of the present invention. In this regard, each block in the flowchart or block diagrams may represent a module, segment, or portion of code, which comprises one or more executable instructions for implementing the specified logical function(s). It should also be noted that, in some alternative implementations, the functions noted in the block may occur out of the order noted in the figures. For example, two blocks shown in succession may, in fact, be executed substantially concurrently, or the blocks may sometimes be executed in the reverse order, depending upon the functionality involved. It will also be noted that each block of the block diagrams and/or flowchart illustration, and combinations of blocks in the block diagrams and/or flowchart illustration, can be implemented by special purpose hardware-based systems that perform the specified functions or acts, or combinations of special purpose hardware and computer instructions.
While the invention has been shown and described with reference to specific preferred embodiments, it should be understood by those skilled in the art that various changes in form and detail may be made therein without departing from the spirit and scope of the invention as defined by the following claims.
This application is a continuation of U.S. patent application Ser. No. 15/308,473 filed on Nov. 2, 2016 and titled “Check-In to Checkout Systems and Methods,” which is a '371 national stage patent application of International Patent Application No. PCT/US15/55130 filed on Oct. 12, 2015 and titled “Check-In to Checkout Systems and Methods,” the entirety of which are included entirely herein by reference.
| Number | Date | Country | |
|---|---|---|---|
| Parent | 15308473 | Nov 2016 | US |
| Child | 17022174 | US |
