The invention relates to secure and communicating portable objects such as in particular bank cards or identification documents with a chip, provided with a first microelectronic module with contact-based or contactless operation or with mixed contact-based and contactless operation, and with a second electronic module or component such as a biometric sensor intended to communicate with the first module, in particular in order to transmit biometric information in relation to the user of the chip card thereto.
By way of example and to simplify the disclosure, the invention will be described primarily in the context of the application thereof to chip cards provided with a fingerprint sensor, without however limiting the scope of the invention to other portable objects or other shape factors, and to other types of electronic components such as for example screens, biometric sensors of any kind, or even discrete electronic components not mounted in a support module.
Chip cards with contactless operation produced in the ISO 7816 format and used for banking applications constitute the most widespread example of identification cards to which the invention is applicable. However, the invention also applies to other types of secure documents, in particular passports and other security documents used for digital identification applications.
The majority of known contactless chip cards or dual cards with mixed contact-based and contactless operation comprise a card body, an electronic module inserted into a cavity in the card body and provided with a microelectronic chip, and an antenna arranged in the card body. Said antenna is galvanically connected to output pads of the microelectronic chip, that is to say coupled inductively to a smaller antenna integrated directly into the electronic module of the chip card. In both configurations, the antenna of the card body allows radiofrequency communication with the antenna of a chip card reader.
The antenna of the card body generally consists of turns that are produced using electrically conductive tracks, arranged on a flexible insert or substrate that is integrated into the card body and laminated with the layers thereof during the assembly of the card.
As an alternative, there are chip cards with purely contact-based operation the body of which does not comprise an antenna.
In a certain number of applications, it becomes necessary to integrate one or more additional electronic modules or components into the chip card in addition to the main module or component, for example in order to integrate biometric sensors able to collect biometric information and transmit said biometric information to the main module or component for the purpose of carrying out biometric identification of the user of the chip card.
In this case, as for example in the case of the card shown in
Indeed, the interconnection of multiple electronic modules arranged on a PCB support is expensive since it generally requires additional electronic components that are not integrated into the electronic modules of the chip card, and requires modifying the conventional chip card manufacturing processes, thereby leading to non-negligible excess costs. It is also unreliable over time since repeated bending that the product will have to undergo during use thereof risks breaking the electrical interconnections formed on the PCB between the modules more or less quickly.
However, the market is demanding increased reliability and a lower cost for chip cards or the like provided with a main contact-based or contactless electronic module, on the one hand, and with a biometric sensor or another secondary module, on the other hand. This requires finding a means for eliminating the PCB substrate and finding an alternative, more reliable and less expensive means for interconnecting the main electronic module of the chip card, which serves in particular to identify the card holder, and the biometric sensor or the like, such as for example a fingerprint sensor, in order to ensure that all active and passive electronic components of the chip card are distributed entirely between the main electronic module and the secondary electronic module without requiring a PCB support.
Document WO 2018/158644 A1 discloses a chip card comprising a first banking payment electronic module and a second electronic module provided with a biometric sensor, the two modules being connected to an antenna able to communicate with an external reader. The antenna is used both for the interconnection between the two modules and for radiofrequency communication. The connection between the modules and the antenna is produced by simple solder drops or an anisotropic conductive film. Added connection pads are arranged on the insert and connected to the antenna using an additive process that locally creates an excess thickness enabling a connection between the module and the antenna after the cavity receiving the module has been machined.
Document FR 2 776 796 A1 also discloses a chip card provided with a payment module and a display controlled by a microcontroller. The various components are connected by simple floating electrical wires.
The general aim of the invention is therefore to propose a novel communicating portable object structure, in particular for a chip card or the like, that does not exhibit the above drawbacks, and in particular a structure allowing the various main electronic modules or chips and secondary modules such as biometric sensors integrated into the chip card or equivalent security documents to communicate with one another, without requiring a PCB support provided with discrete electronic components.
Another aim of the invention is to propose a chip card or the like comprising multiple electronic modules capable of communicating with one another, but remaining compatible with a pre-existing and well-controlled chip card manufacturing method, namely transferring thick electronic modules into cavities formed in the card body, and using the corresponding fleet of conventional manufacturing machines.
Another aim of the invention is to propose a chip card comprising multiple electronic modules provided with connection pads that are potentially located in different planes in the thickness of the card, and with interconnection or connection tracks that are capable of compensating for these positioning differences.
Another aim of the invention is to propose a chip card structure provided with an insert that makes it possible to easily adapt to various architectures, such as for example a chip card provided with two thick modules, or with a thick module and a microelectronic chip mounted in a “flip-chip” configuration.
The invention consists in principle in proposing an asymmetric insert (also called an inlay), provided with a substrate comprising, on a first face, thin conductor tracks, in particular made of aluminum, of the order of 10 micrometers, so as to form interconnection tracks between the various electronic modules or components of a chip card integrating the insert, and the substrate comprising, on a second face, thicker tracks, of the order of 80 micrometers, typically made of aluminum, for the connection between the interconnection tracks and the connection pads of a relatively thick electronic module. The cavity intended to receive the electronic module is then machined at the connection tracks, the thickness of which is calculated on the basis of the thickness of the substrate of the module and the machining tolerance of the cavity of the module to be integrated. It thereby becomes possible to integrate modules of slightly different thicknesses or modules requiring slightly different machining depths on one and the same type of insert, the differences in machining depth being absorbed by the sufficient thickness of the connection tracks.
The invention therefore relates to a communicating portable object with contact-based or contactless operation or with mixed contact-based and contactless operation, comprising a body having external protective layers and an insert arranged between said protective layers, said insert comprising a substrate carrying a first electronic component having first connection pads and also carrying at least one second electronic component in the form of an electronic module arranged in a cavity of the body that is obtained by machining, said electronic module having second connection pads, and said insert furthermore comprising interconnection tracks intended to connect said first electronic component to said electronic module so as to provide a power supply for them or transfer data between them, on the one hand, and connection tracks between said first electronic component and said interconnection tracks, on the other hand, characterized in that said connection tracks are located on the same side of the insert as the electronic module and in that they have a thickness at least equivalent to the absolute value of the machining tolerance (T) of said cavity.
According to one embodiment, said first component and said second electronic component are electronic modules and consist of a substrate provided with a microelectronic chip that is protected by a drop of coating resin.
According to one embodiment, the thickness (denoted E) of the connection tracks in each electronic module is at least equal to the absolute value of the machining tolerance (denoted T) of the cavities of the electronic modules, plus a small margin (denoted R) corresponding to the residual thickness of the connection tracks after each cavity has been machined in order to ensure electrical continuity of the connection tracks, this then being expressed by the relationship: E=T+R.
According to one practical embodiment, the absolute value of said machining tolerance (T) is of the order of 70 micrometers and the connection tracks have a thickness of the order of 80 μm.
In practice, there may be a difference (denoted D) in thickness between the value of the thicknesses of the substrates of the two electronic modules, and in this case the thickness (denoted E) of the connection tracks (29) in each module (11, 12) is preferably at least equal to the absolute value of the machining tolerance (denoted T) of the cavities of the electronic modules, plus a small margin (denoted R) corresponding to the residual thickness of the connection tracks after the cavities have been machined in order to ensure electrical continuity thereof, plus the difference in thickness (D) of the substrates of the modules, this being expressed by the relationship: E=T+R+D.
By way of example, the substrate of the first electronic module has a thickness of the order of 200 μm, the substrate of the second electronic module has a thickness of the order of 210 μm, the difference D between the two thicknesses is of the order of 10 μm, and the thickness of the connection tracks is of the order of 80+10=90 micrometers.
According to one embodiment, said second electronic module comprises a biometric sensor, in particular a fingerprint sensor.
According to one variant embodiment, said first component is a microelectronic chip mounted in a “flip-chip” configuration on one of the faces of the insert.
According to one embodiment, said first electronic component is a contact-based module arranged on the same face of the portable object as the second electronic component, and the connection tracks merge with the interconnection tracks between the first component and the second component.
According to one embodiment, said first electronic component is a contactless module or a dual-communication-interface module, and the insert comprises an antenna produced in the form of conductor tracks located on one of the faces of the insert.
According to one embodiment, the interconnection tracks are located on a face of the substrate.
According to one embodiment, the interconnection tracks have a thickness of between 10 and 30 micrometers, and the connection tracks have a thickness of between 70 and 100 micrometers.
According to one embodiment, a first end of each connection track is connected to a connection pad of an electronic component by an anisotropic conductive adhesive.
According to one embodiment, a second end of each connection track is connected to an end of an interconnection track by way of a crimp connection.
According to one embodiment, the insert comprises a polymer substrate with a thickness of between 25 and 250 micrometers, preferably between 25 and 50 micrometers, and the interconnection tracks and the connection tracks are made of aluminum on said polymer substrate.
According to one embodiment, said polymer substrate has two opposing faces and the interconnection tracks are formed on a first face of the substrate and the connection tracks are formed on a second face of said substrate.
According to one embodiment, said first electronic component is an electronic module comprising a module antenna electromagnetically coupled to a booster antenna located on the insert and electromagnetically coupled to an antenna that is also arranged on the insert and provides the radiofrequency link to the antenna of the reader.
According to one embodiment, each electronic module comprises its own module antenna, coupled respectively to a booster antenna located on the insert and electromagnetically coupled to an antenna that is also arranged on the insert and provides the radiofrequency link to the antenna of the reader.
According to one embodiment, the communicating portable object is in the form of a chip card in the ID-1 format defined in the ISO 7810 standard, or in the format of an ID-3 electronic passport in accordance with the ISO 7810 standard.
Another subject of the invention is a method for manufacturing a communicating portable object as defined above, comprising steps of preparing an insert provided with tracks of an antenna, with at least two electronic modules or components provided with connection pads and with interconnection tracks extending between said electronic modules or components, characterized in that it furthermore comprises the following steps:
Other features and advantages of the invention will become apparent on reading the detailed description given in the context of the application of the invention to a chip card, and the appended drawings, in which:
Reference is made to
To this end, the known chip card 10 comprises a printed circuit board 13 (or PCB) enabling a complex circuit to be set up between the two modules 11, 12, thus both providing the supply of power for the second module 12 from the first module 11 and allowing data communication between the two modules 11, 12. In the prior art, this printed circuit board 13 comprises discrete electronic components (not shown) and is integrated between external faces 15, 16 of the chip card, this being more complicated and more expensive to implement than simply transferring a single electronic module into a cavity formed in a monolithic card body, as is commonly carried out for chip cards provided with a single electronic module.
By contrast, the two electronic modules 11, 12, namely for example a conventional main chip card module 11 and a biometric module 12, are connected to one another by galvanic links, namely conductor tracks 21, 22 that are used to transmit and receive data, and conductor tracks 23, 24 that are used to supply electric power to the biometric module 12 from the main module 11, which picks up its energy from the inductive link to the reader 27.
In order to simplify the manufacture of the chip card 20 according to the invention and to make said manufacture more reliable, the tracks of the antenna 25 and the interconnection tracks 21, 22, 23, 24 are preferably produced in a similar manner. This involves in particular thin aluminum tracks, of a thickness of the order of 10 micrometers, produced on a face of an insert 40, for example by chemical etching.
However, given the differences in thickness of the electronic modules 11, 12 and the position of their connection pads 17, 18, which might not be in one and the same plane, it is necessary to employ particular measures in order to effectively connect the ends of the antenna 25 and the interconnection tracks 21, 22, 23, 24 to the respective connection pads 17, 18 of the electronic modules 11, 12.
To this end, the invention makes provision to use conductive connection tracks 29 that are thicker than the antenna tracks 25 and the interconnection tracks 21, 22, 23, 24 of the modules 11, 12. These connection tracks 29 are dimensioned in 3D (that is to say along a Z-axis corresponding to the thickness of the chip card and perpendicular to the X-Y plane of the chip card) and have a thickness sufficient to be able to compensate for or make up for the differences in location on the Z-axis between the ends of the antenna tracks 25, of the interconnection tracks 21-24, and the corresponding connection pads 17, 18 located on the electronic modules 11, 12. In other words, it may be stated that the connection tracks 29 are tracks extending in 3D between the ends of the antenna tracks 25 or interconnection tracks 21-24, and the corresponding connection pads 17, 18 located on the electronic modules 11, 12.
Moreover, the connection tracks 29 are able to be machined and are intended to be machined when forming the cavities for the insertion of the electronic modules 11, 12 into a card body.
Since the modules 11, 12 are positioned in cavities 51 machined in the card body, in order for the connection tracks 29 to be able to fulfill their role and come into contact with the connection pads 17, 18 of the modules 11, 12, it is necessary for the thickness of the connection tracks 29 to be sufficient, in each module and in all scenarios, for the depth of the plane P1 of the cavity (corresponding to the pressing zone for the connection pads of the module) to reach the connection tracks 29 when the cavity is machined, but without passing through these connection tracks 29 and eliminating their entire thickness during the machining operation. It is therefore essential for the thickness (denoted E) of the connection tracks 29 in each module 11, 12 to be at least equal to the absolute value of the machining tolerance of the cavities 51 of the modules 11, 12 (denoted T), plus a small margin (denoted R) corresponding to the residual thickness of the connection track after the cavity has been machined in order to ensure electrical continuity thereof, this then being expressed by the relationship E=T+R. Thus, by way of example, if the cavity 51 of a module has to be machined to a depth P1+/−35 micrometers, the recommended thickness of the connection track 29 will be for example of the order of 80 micrometers.
If, in practice, there is a difference D in thickness between the value of the thicknesses of the substrates of the two modules, the upper recommended thickness E of the connection track 29 should then be increased by the value of this difference D. The recommended value of the thickness E of the connection track 29 will then be equal to T+R+D. For example, if the first module 11 has a substrate thickness of 200 μm and the second module 12 has a thickness of 210 μm, then the difference D is equal to 10 μm, and the recommended thickness of the connection track 29 will be of the order of 80+10=90 micrometers.
According to the invention, the connection tracks 29 are produced on the insert 40 and positioned on the same side of the chip card as the electronic modules 11, 12 when these are assembled on the chip card, whereas the antenna tracks 25 and the interconnection tracks 21-24 are produced on the opposite face of the insert 40. The ends 29b of the connection tracks 29 and the ends of the interconnection tracks 21-24 are interconnected for example by crimp connections 28.
In practice, the connection tracks 29 will generally have a thickness of the order of 70 to 100 micrometers, in the case of a chip card having a thickness of the order of 800 micrometers.
The connection tracks 29 have a first end 29a that is positioned facing a corresponding connection pad 17, 18 of the electronic modules 11, 12. This first end 29a is machined in part during the machining of the cavity 51 for receiving each electronic module. This machining makes it possible to locally bring the thickness of the end 29a of the connection track 29 to the exact level intended for the positioning of the connection pads 17, 18 of the electronic modules 11, 12. The machined surface of this first end 29a may then be electrically connected to the corresponding connection pad 17, 18 of a module 11, 12 by way of a thin layer of anisotropic conductive adhesive, denoted ACF, which may be dispensed at the same time as the adhesive for fastening each electronic module 11, 12 in its respective cavity of the card body is dispensed.
In the case of a chip card with contactless operation and therefore provided with an antenna 25 (
The first electronic module 11 is a conventional dual-communication-interface module, comprising a substrate 70 and, on its upper face, contacts 63 in the ISO 7816 format. A microelectronic chip 60 is fastened underneath the substrate 70 and protected by a drop of encapsulating resin 62. The output terminals of the microelectronic chip 60 are connected to connection pads 17 of the module 11.
The second electronic module 12 is a module with a similar structure but comprising a biometric sensor 61, for example a fingerprint sensor, on its upper face. The chip 60 of this module is connected to connection pads 18 of the module 12. The connection pads 17, 18 are connected to respective connection tracks 29, which are interconnected by interconnection tracks 21-24 via crimp connections 28.
The insert 40 comprises a plastic substrate 41 on which there have been formed, on one face, for example the lower face, conductor tracks 21-24, in particular made of aluminum, for the interconnection of the modules 11, 12. The upper face of the substrate 41 carries the connection tracks 29 according to the invention. These are also made of aluminum, and are thicker than the interconnection tracks 21-24. The upper part U thereof corresponds to the zone that will be machined when the cavity 51 is machined. When the electronic module 11 is transferred into the cavity 51 of the card body, the connection pads 17, 18 of the module 11 or of the module 12, respectively, will be adhesively bonded to the upper face of the ends 29a of the connection tracks 29, by way of a thin layer of anisotropic conductive adhesive 30.
More precisely, the connection tracks 29 are designed so as to originally have a greater thickness so as to take account of the machining tolerances T of the cavity, meaning that they impinge into the zone intended for the cavities of the modules. By virtue of the step of machining the cavities, the excess thickness of the ends 29a of the connection tracks 29 is reduced until the final thickness of these connection tracks is adapted to the thickness of each module, namely that of the main identification module 11 and that of the second electronic module 12.
Thus, after this step of machining each cavity 51, the machined surfaces of the ends of the connection tracks 29 are located at the bottom of the cavities exactly at a depth corresponding to the thickness of the substrate of each module 11, 12 at its connection pads, thereby allowing each module to be inserted and adhesively bonded precisely, even when said modules have different thicknesses.
In these
In another embodiment (not shown), it is possible to provide a chip card with just contact-based operation, comprising two electronic modules arranged on one and the same face of the chip card. In this scenario, it is possible to use a single-face insert metallized on just one face, and then the connection and interconnection tracks between the modules may merge and have the same thickness, namely the thickness that is at least equal to the machining tolerance T of the cavities plus a margin R, as explained above.
To sum up, the invention proposes a communicating portable object, in particular a chip card 20 or an electronic passport, that makes it possible to achieve the intended objectives. In particular, the use of an insert provided with connection tracks 29 having an excess thickness and able to be machined locally to a thickness that takes account of the machining tolerances of the cavities and that is tailored to the thickness of each electronic module makes it possible to interconnect the electronic modules more effectively without having to use a printed circuit board PCB, thereby contributing to reducing the manufacturing cost of the chip card and increasing manufacturing yield.
Moreover, the structure of the chip card according to the invention is compatible with conventional low-cost and high-yield manufacturing methods, consisting in machining cavities in the card body and then integrating electronic modules into these surface cavities of the card body.
The proposed technique makes it possible to integrate, into the chip card or into an equivalent communicating device, an insert that is already equipped with components able to enter into a connection with an inlaid module according to the invention.
Number | Date | Country | Kind |
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FR2110915 | Oct 2021 | FR | national |
Filing Document | Filing Date | Country | Kind |
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PCT/FR2022/000093 | 10/14/2022 | WO |