Claims
- 1. A method of certification, comprising:
clearing property of at least some deadwood, the deadwood being selected form a group consisting of fallen timber and sickly trees and a combination thereof; certifying that a sufficient amount of the deadwood has been cleared off the property so that a percentage of a volume of the deadwood remaining on the property relative to a total volume of healthy tree species remaining on the property falls within a percentage range of what is needed for forest regeneration without exceeding such a range; submitting proof of the certifying, and realizing a monetary benefit based on the submitting of the proof.
- 2. A method as in claim 1, wherein the property either belongs to an Insured or is where an Insured resides, the realizing being derived from a reduction in an insurance premium of the Insured to cover a potential risk of loss, the reduction being based on the proof.
- 3. A method as in claim 2, wherein the potential risk of loss includes a risk of fire damage arising from fire burning the deadwood on the property because of spontaneous combustion of the deadwood on the property prior to the clearing or from fires spreading from adjacent property areas to the deadwood on the property prior to the clearing.
- 4. A method as in claim 2, wherein the potential risk of loss includes a risk of the Insured contracting a disease that is derived from insect infestation of the deadwood on the property prior to the clearing.
- 5. A method as in claim 2, wherein the potential risk of loss includes a risk to health of the Insured attributed in part to exposure to organisms that reside on or in the deadwood prior to the clearing.
- 6. A method as in claim 2, wherein the potential risk of loss includes a risk of fire damage or wind damage to a structure on the property of the Insured that has intrinsic historical value where the risk of fire damage is from combustion of the deadwood on the property prior to the clearing and the risk of wind damage is from breakage of the deadwood on the property falling on the structure prior to the clearing.
- 7. A method as in claim 2, wherein the potential risk of loss includes breakage from trees falling that is in proximity to either a property boundary with adjacent property or to a public thoroughfare.
- 8. A method as in claim 2, wherein the potential risk of loss includes risk of pollution from water runoff on the property, wherein contaminants from the deadwood seep into the water runoff.
- 9. A method as in claim 1, wherein the benefit is derived from purchase or sale of air rights over the property that may be bought and sold with respect to satisfying an emission level of carbon monoxide and carbon dioxide.
- 10. An apparatus to reduce an insurance premium, comprising:
means for clearing property of at least some deadwood, the deadwood being selected from a group consisting of fallen timber and sickly trees and a combination thereof; means for certifying that a sufficient amount of the deadwood has been cleared off the property to provide certification so that a percentage of a volume of the deadwood remaining on the property relative to a total volume of healthy tree species remaining on the property falls within a percentage range of what is needed for forest regeneration without exceeding such a range; and means for submitting proof of the certification, which results in realizing a monetary benefit based on the proof.
- 11. An apparatus as in claim 10, wherein the property either belongs to an Insured or is where the Insured resides, the monetary benefit arising from reduction in an insurance premium of the Insured to cover a potential risk of loss.
- 12. An apparatus as in claim 11, wherein the potential risk of loss includes a risk of fire damage arising from fire burning the deadwood on the property because of spontaneous combustion of the deadwood on the property prior to the clearing or from fires spreading from adjacent property areas to the deadwood on the property prior to the clearing.
- 13. An apparatus as in claim 11, wherein the potential risk of loss includes a risk of the Insured contracting a disease that is derived from insect infestation of the deadwood on the property prior to the clearing.
- 14. An apparatus as in claim 11, wherein the potential risk of loss includes a risk to health of the Insured attributed in part to exposure to organisms that reside on or in the deadwood prior to the clearing.
- 15. An apparatus as in claim 11, wherein the potential risk of loss includes a risk of fire damage or wind damage to a structure on the property of the Insured that has intrinsic historical value where the risk of fire damage is from combustion of the deadwood on the property prior to the clearing and the risk of wind damage is from breakage of the deadwood on the property falling on the structure prior to the clearing.
- 16. An apparatus as in claim 11, wherein the potential risk of loss includes breakage from trees falling that is in proximity to either a property boundary with adjacent property or to a public thoroughfare.
- 17. A method as in claim 11, wherein the potential risk of loss includes risk of pollution from water runoff on the property, wherein contaminants from the deadwood seep into the water runoff.
- 18. An apparatus as in claim 10, wherein the benefit is derived from purchase or sale of air rights over the property that may be bought and sold with respect to satisfying an emission level of carbon monoxide and carbon dioxide.
CROSS-REFERENCE TO CO-PENDING PATENT APPLICATIONS
[0001] Priority is claimed from provisional application serial No. 60/276,294, filed Apr. 26, 2002.
Provisional Applications (1)
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Number |
Date |
Country |
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60376294 |
Apr 2002 |
US |