Claims
- 1. A computer-implemented transaction processing method comprising:
receiving a query at a clearinghouse computer system from an electronic commerce system, the query identifying a product and a first entity; processing clearinghouse data to determine whether the first entity meets a handling standard associated with the identified product; and sending a response to the electronic commerce system indicating whether the first entity meets the applicable handling standard.
- 2. The method of claim 1 wherein:
the query is generated at the electronic commerce system in response to processing of a purchase transaction; and when the clearinghouse system determines that the first entity fails to meet the handling standard associated with the product, the response indicates denial of the purchase transaction.
- 3. The method of claim 1 wherein the first entity comprises an entity selected from the group consisting of an individual, a corporation, a shipper, an intermediate product handler, and an end-user.
- 4. The method of claim 1 wherein:
the clearinghouse data comprises product data records comprising a product identifier and a handling standard identifier identifying a hazard avoidance standard; determining whether the first entity meets requirements of the handling standard further comprises querying a entity database identifying entities meeting requirements of the handling standard.
- 5. The method of claim 4 further comprising:
when the entity database does not comprise data indicating status of the first entity with respect to the handling standard, automatically initiating a certification process to determine if the first entity meets the handling standard.
- 6. The method of claim 4 wherein each product identifier comprises a chemical product identifier.
- 7. The method of claim 6 wherein at least one chemical product identifier identifies a group of chemicals associated with a common handling standard.
- 8. A computer implemented transaction processing method comprising:
at an electronic commerce computer system, interacting over a network with a user to generate transaction data comprising a product identifier; sending from the electronic commerce computer system to a clearinghouse computer system an authorization query requesting authorization of a transaction based on a handling standard associated with the identified product; and receiving at the electronic commerce computer system a response from the clearinghouse computer system, the response comprising authorization data generated at the clearinghouse in response to the authorization query.
- 9. The method of claim 8 wherein interacting with a user comprises exchanging data between the electronic commerce computer system and a web browser.
- 10. The method of claim 8 wherein the entity comprises the user.
- 11. The method of claim 8 wherein the entity comprises an intermediate handling entity taking physical possession of the product from a supplier prior to delivery of the product to the user.
- 12. The method of claim 11 wherein the intermediate handling entity comprises a common carrier.
- 13. A transaction processing system comprising:
a product database comprising data associating each of a plurality of products with a product handling standard; and a processing system operatively coupled to the product database and configured to:
receive a data request from a first one of the electronic commerce systems, the data request comprising a product identifier; and querying the product database to identify a product handling standard associated with the identified product.
- 14. The system of 13 wherein each handling standard comprises a standard for avoidance of a hazardous condition.
- 15. The system of claim 14 wherein each handling standard comprises a handling standard applicable to at least one chemical product.
- 16. The system of claim 14 further comprising:
an entity database identifying a plurality of entities and indicating compliance of each of the entities with at least one handling standard; and wherein each data request further comprises an entity identifier; and the processing system is further configured to process each data request by querying the entity database to determine compliance of an identified entity with the first handling standard.
- 17. The system of claim 16 wherein the processing system is further configured to transmit a response to the first electronic commerce system indicating whether the identified entity complies with a handling standard applicable to the identified product.
- 18. The system of claim 17 wherein the first entity comprises an entity selected from the group consisting of an individual, a corporation, a shipper, an intermediate product handler, and an end-user.
CROSS-REFERENCE(S) TO RELATED APPLICATIONS
[0001] This application claims the benefit of the filing date of U.S. provisional application Ser. No. 60/189,996 entitled “Electronic Transaction Clearing System” which was filed on Mar. 17, 2000.
Provisional Applications (1)
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Number |
Date |
Country |
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60189996 |
Mar 2000 |
US |