This invention relates generally to Automated Transaction Machines (ATMs) and systems for automated financial or commercial transactions, sometimes known as an Automated Banking Machine or Automated Teller Machine. Automated Transaction Machines are commonly used to carry out a variety of financial or commercial transactions. Most commonly, these transactions include dispensing cash, checking account balances, paying bills and/or receiving deposits from users. ATMs may also perform a variety of other transactions, including the sale and purchase of tickets, issuance of coupons, check or voucher presentation, the printing of scripts and a variety of other functions.
Specifically, this invention relates to automated banking machines that dispense and/or receive financial instrument sheets to and from users of the machines through a fascia gate mechanism. In carrying out these transactions or performing these functions, a variety of documents may be moved through the Automated Transaction Machine.
This relates more particularly to a core module for an Automated Transaction Machine (ATM) including a housing having a plurality of cassette bays, a first document delivery system, and a second document delivery system. The first document delivery system is capable of transporting a document between the cassette and the second document delivery system via a first transport path, and the second document delivery system is capable of transporting a document between the first document delivery system and another ATM location via a second transport path.
The core module may further include a plurality of first motors, each first motor associated with a respective one of the cassette bays for driving a picking device configured to pick at least documents from a respective cassette disposed in the respective cassette bay.
The core module may further include a plurality of second motors, each second motor associated with a respective one of the cassette bays for driving a push plate to position a document within a respective cassette disposed in the respective cassette bay
The core module may further include a plurality grounding pins, each grounding pin disposed in a respective one of the cassette bays for interaction with a respective cassette disposed within the respective cassette bay for static discharge of the respective cassette. Each grounding pin may be in electrical communication with a ground. Each grounding pin may be in electrical communication with the ground through the housing.
The first document delivery may be generally horizontal relative to a ground level of the ATM, and the second document delivery system may be generally vertical relative to the ground level, and the other ATM location may include a dock location.
A shuttle may be disposed at the dock location in a generally vertical orientation relative to the ground level.
A reject bin may also be also disposed at the other ATM location and the core module may further include a gate disposed along the second transport path and proximate the other ATM location, the gate operable to direct a document traveling along the second transport path to either the dock location or the reject bin.
The core module may further include a document analysis area along the first transport path or between the first transport path and the second transport path or along the second transport path, the document analysis are including at least one hall sensor for detecting at least one of multiple documents in the first transport path or the second transport path and skewness of a documents in the first transport path or the second transport path. The gate may be operable to direct a document traveling along the second transport path to either the shuttle or the reject bin based upon an indication from the document analysis area.
An ATM of the core module may include a user interface for exchange of at least one document between a user and a cassette disposed in one of the cassette bays. The user interface may include a fascia gate separable gear drive having a fixed gear configured to mesh with a spring-loaded gear when moving from a separated position into an interlocking position with the spring-loaded gear. The ATM may include a motor for driving the fascia gate. The motor may be disposed with the core module.
In an exemplary embodiment, the ATM includes a fascia gate mechanism that is configured to open and close a sheet opening, which may be a sheet dispensing opening, a sheet accepting opening, or a sheet dispensing and sheet accepting opening.
In an exemplary embodiment, the fascia gate mechanism comprises a fascia plate, a fascia gate, at least one glide support, at least one gate link arm, a separable gear drive, and a power source. In the exemplary embodiment, the fascia gate mechanism uses the separable gear drive for driving the fascia gate to open and close. The fascia gate mechanism requires the use of the separable gear drive to provide a rotational input that can be translated into a vertical displacement of the fascia gate to open and close the sheet opening.
In a further exemplary embodiment, the separable gear drive comprises a gate drive shaft, at least one gate shaft arm, a drive gear, a cam including a magnet, and a biasing mechanism. In the exemplary embodiment, a user interacts with the ATM, requiring either the dispensing or accepting of sheets, causing the power source to commence operation of the separable gear drive, which controls the opening and closing of the sheet opening. During the operation of the separable gear drive, the gear is initiated and begins rotating. The rotational motion of the gear causes the rotation of the gear drive shaft, the at least one shaft arm, and the at least one gate link arm which are operatively connected thereto.
In an exemplary embodiment, the rotational motion of the separable gear drive is completely translated into vertical sliding motion of the fascia gate. In another exemplary embodiment, the rotational motion of the separable gear drive mechanism is substantially translated into vertical sliding motion of the fascia gate with minor losses in rotational motion of the fascia gate and linking mechanisms therebetween. In an exemplary embodiment the at least one glide support comprises a trough that maintains a slideable engagement with the fascia plate for guiding the operatively connected fascia gate in a vertical motion. In an exemplary embodiment the at least one glide support includes an upper tab for engaging an upper edge of the fascia gate to provide stability during a downward vertical motion of the fascia gate and a lower tab for engaging a lower edge of the fascia gate to provide stability during an upward vertical motion of the fascia gate.
In an exemplary embodiment, the separable gear drive biasing mechanism comprises a spring. In an exemplary embodiment, the spring of the biasing mechanism maintains a constant but variable force during operation on the separable gear drive mechanism biasing the fascia gate towards the closed position. When in the resting position with the fascia gate closed, the spring maintains a constant force of the separable gear drive, always biasing the fascia gate to the closed position. The biasing mechanism may also be separable from the remaining portions of the separable gear drive, which allows easy maintenance, and replacement of parts.
In an example embodiment, the power source initiates the rotation of the separable gear drive as a result of user or servicer interaction with the ATM. The power source rotates the gear until the fascia gate reaches a position wherein the sheet opening is completely uncovered by the fascia gate. At this point, the drive gear stops rotating and maintains its' position until a sensor or other device operates to notify the separable gear drive that the transaction, the presenting of sheets or the dispensing of sheets, has finished. When the transaction is finished, the gear is released from its stopped position and is able to rotate back to the starting position wherein the fascia gate is completely closed.
In an exemplary embodiment, the gear is rotated back to its starting position by the power source. In another exemplary embodiment, the biasing mechanism forces the rotation of the separable gear drive back to its original starting point, which closes the fascia gate. In this embodiment, the separable gear drive is not rotated back by a power source and returns to its starting point by the biasing mechanism.
Further, in an exemplary embodiment the controller for the ATM is operative to illuminate the transaction areas at those times when the user would be expected to receive or place items in such transaction areas during the conduct of transactions. This facilitates guiding the user to the particular transaction area on the machine even when the machine is being operated during daylight hours.
Various aspects will become apparent to those skilled in the art from the following detailed description and the accompanying drawings.
With reference to the drawings, reference numerals designate identical or similar corresponding parts throughout the several views. However, the inclusion of like elements in different views does not necessarily mean that any particular embodiment includes any such element or that any particular embodiment includes all such elements.
The term “document”, as used herein, is to include currency, checks, bills, receipts, tickets, paper, and/or any other type of document that may be used with an Automated Transaction Machine (ATM).
The term “document analysis area” as used herein, is intended to include any location in an automated transaction machine where a document is analyzed for authenticity, quality, denomination, number of document(s), or any other characteristic of the document. The analysis may be performed by capturing an image of a portion of the document, capturing and evaluating an indicia on the document, capturing a video of the portion of the document, scanning a serial number, identifying an indicia on the document, and/or a combination thereof.
The term “controller”, as used herein, any piece of or portion of hardware, or software, or any piece or portion of logic, or a combination thereof. The piece or portion of hardware may include at least a processor and a portion of memory, and the memory includes an instruction to execute. The term “component”, as used herein, is generally any piece or portion of hardware of the Automated Transaction Machine that, wholly or in part, performs a function of the Automated Transaction Machine.
Further, it should be noted that certain terms used herein, such as “upper”, “lower”, “middle”, “upward”, “downward”, “top”, “bottom”, “front”, “back”, “side”, and the like, are used to facilitate the description of the embodiment(s) illustrated in the accompanying figures. Unless otherwise specified or made apparent by the context of the discussion, such terms should be interpreted as intended merely to facilitate the description of the features under discussion. Such terms are not intended as a limitation on the orientation in which components exist or may be used.
Referring now to the drawings, and particularly to
The ATM 10 includes a top housing 12 having side walls 14 and 16, and a top wall 18. The housing 12 encloses an interior area indicated at 20. The housing 12 has a front opening 110. In this exemplary embodiment, the rear of the housing 12 is closed by a rear wall. However, in other embodiments, the rear of the housing 12 may be accessible through an access door or similar device. The top housing 12 is used to house certain machine components such as, but not limited to, input devices, and output devices, among others.
Generally, the ATM 10 is an automated device that can dispense documents, receive documents, communicate with a financial institution, and communicate with a user, among others. It is to be appreciated and understood that the ATM 10 may be a stand-alone unit (as depicted), partly incorporated into a structure (e.g., interior wall, exterior wall, structure associated with a drive-in access system, structure associated with a walk-up system, and the like), among others. Additionally, the machine 10, as illustrated, includes an upper section (generally indicated at 80 in
With particular reference to
Another input device in the exemplary embodiment includes input keys 26. The input keys 26 may be arranged in a keypad or keyboard. The input keys 26 may alternately or in addition include function keys or other types of devices for receiving manual inputs. It must be understood that in various embodiments other types of input devices may be used such as biometric readers, speech or voice recognition devices, inductance type readers, IR type readers, touch screens, and other devices capable of communicating with a person, article or computing device, radio frequency type readers and other types of devices which are capable of receiving information that identifies a customer and/or their account.
The illustrated exemplary embodiments of the machine 10 also include output devices providing outputs to the customer. In the exemplary embodiments, the machine 10 includes a display 28, where display 28 can be, but is not limited to being, an LCD, CRT and/or other type display that is capable of providing visible indicia to a customer. In other embodiments, output devices can include devices such as audio speakers, RF transmitters, IR transmitters, Wi-Fi devices or other types of devices that are capable of providing outputs which may be perceived by a user either directly or through use of a computing device, article, or machine. It must be understood that certain embodiments also include combined input and output devices, such as a touch screen display, that are capable of providing outputs to a user as well as receiving inputs.
The exemplary embodiment of the automated transaction machine 10 also includes a receipt printer schematically indicated at 30, although such is not required. The receipt printer is operative to print receipts for users reflecting transactions conducted at the machine. Embodiments can also include other types of printing mechanisms such as statement printer mechanisms, ticket printing mechanisms, check printing mechanisms and other devices that operate to apply indicia to media in the course of performing transactions carried out with the machine 10.
The automated transaction machine 10 further includes one or more processors schematically indicated at 33. The processor 33, alternately referred to as a computer or a controller, is in operative connection with at least one memory or data store, which is schematically indicated at 34. The processor 33 is operative to carry out programmed instructions to achieve operation of the machine in accomplishing transactions. The processor 33 is in operative connection with a plurality of the transaction function devices included in the machine.
The exemplary embodiment includes at least one communications device 36. The communications device 36 can be one or more of a plurality of types of devices that enable the machine 10 to communicate with other systems and devices for purposes of carrying out transactions. For example, the communications device 36 may include a modem for communicating messages over a data line or wireless network, with one or more other computers that operate to transfer data representative of the transfer of funds in response to transactions conducted at the machine 10. Alternately, the communications device 36 can include various types of network interfaces, line drivers, or other devices suitable to enable communication between the machine 10 and other computers and systems.
The exemplary ATM 10 further includes a safe or chest 40 enclosing a secure area 42. The secure area 42 is used in the exemplary embodiment to house critical components and/or valuable documents. Specifically, in the exemplary embodiment, the secure area 42 is used for housing currency, currency dispensers, currency stackers, and other machine components. For purposes of this disclosure, a cash dispenser shall include any mechanism that makes currency stored within the machine accessible from outside the machine.
The chest 40 includes a chest housing 44 including a top wall 46 having an upper surface 48 outside of the secure area 42. The top housing 12 is supported on the chest 40 such that the secure area 42 is generally below the interior area 20.
The chest 40 further includes a chest door 50 that is moveably mounted in supporting connection with the housing 12. The chest door 50 can be in a closed position or in an open position and can be generally closed to secure the contents of the chest 40. In other embodiments, the chest opening and door may have other configurations. In the exemplary embodiment, the chest door 50 can include a first device opening (not shown) therethrough and cooperates with mechanisms inside and outside the chest for passing currency or other items between a customer and devices located inside the chest 40.
In still another embodiment, the chest door 50 can be opened to allow a portion of the secure area 42 to be a lower rollout tray (not shown) to access a portion thereof. For example, the lower rollout tray can be used to insert/remove cassettes or cartridges 68 into the machine 10.
Referring
Exemplary automated transaction machine 10 further includes a plurality of actuators schematically indicated at 60 and 62 respectively. The actuators may comprise a plurality of devices such as motors, solenoids, cylinders, rotary actuators and other types of devices that are operated responsive to the processor 33. It should be understood that numerous components within the automated transaction machine 10 are operated by actuators positioned in operative connection therewith. Actuators 60 and 62 are shown to schematically represent such actuators in the machine 10 and to facilitate understanding.
The machine 10 further includes at least one dispenser mechanism 64 housed in secure area 42. The dispenser mechanism 64 is operatively responsive to the processor 33 to pick documents from a stack of documents 66 housed in one or more canisters which may be alternatively referred to herein as cassettes or cartridges 68. The dispenser mechanism 64 includes a first document delivery system 100 that transports the document from the cassette 68 to a document analysis area 101 via a first transport path 104. It is noted and must be understood that the document analysis area 101 may lie along the first transport path 104, lie along a subsequent transport path, or be separate from the transport path. After being analyzed by the document analysis area 101 or passing through the document analysis area 101, the document may be collected or passed along. The picked documents may be arranged in a stack by an accumulator mechanism 70 in a shuttle 102, where the shuttle is moveable to deliver the stack of documents to a customer at an opening 110. If the document(s) are to be discarded after the analysis at the document analysis area 101, the document(s) are directed to a retract/reject bin 108. It is to be appreciated that the retract/reject bin 108 can include a first compartment for rejected documents and a second compartment for retracted documents. Moreover, it is to be appreciated that there can be one or more bins or compartments within bins for designation of the placed document(s).
In response to operation of the processor 33, when a desired number of document(s) have been collected in a stack, the stack is moved through the opening 110 via the shuttle 102 and, in particular, via a belt system, for example, coupled to one or more platen within the shuttle 102.
As the stacks are delivered through the opening 110, the controller 32 operates a suitable actuating device to operate a gate 78, see
With particular reference to
This exemplary embodiment further includes an upper fascia 86 in supporting connection with the upper rollout tray 23. The upper fascia 86 may include user interface openings such as a card opening 88 through which a customer operating the machine 10 may insert a credit, debit or other card, or a receipt delivery slot 90 through which printed transactions receipts may be delivered to the customer. The upper rollout tray 23 moveably supports upper fascia 86 relative to the top housing 12 so that upper fascia 86 is movable between a first position covering the front opening and a second position in which the upper fascia is disposed from the front opening.
As illustrated in
The cassette(s) 68 can be inserted from a front of the machine 10 indicated at 92 in which the front 92 is opposite to a rear of the machine 10 indicated at 94. Such a load configuration can be referred to as a “front-load” automated transaction machine 10. In such a front-load configuration, the cassettes 68 can be loaded via the lower rollout tray (not shown) that slides in and out of the secure area 42. It is to be appreciated and understood that the cassette(s) 68 can be inserted from a rear of the machine 10 indicated at 94. Such a load configuration can be referred to as a “rear-load” automated transaction machine 10. In such a rear-load configuration, the cassettes 68 can be loaded via the lower rollout tray (not shown) that slides in and out of the secure area 42.
The first document delivery system 100 can transport, via the first transport path 104, a document from at least one cassette 68 to the document analysis area 101. The document analysis area 101 can analyze certain aspects of the documents and/or capture an image of the document. Based on one or more parameters of the machine 10, the document can be transported from the document analysis area 101 to either a retract/reject bin 108 or to a shuttle 102, both generally in ATM location 103. The transport of the document from the document analysis area 101 can be via a second document delivery system 106, see
The retract/reject bin 108 can include a first section that receives documents that are rejected and a second section that receives documents that are retracted.
It is to be appreciated that the first document delivery system 100, the second document delivery system 106, and/or additional document delivery systems can include various components, mechanical devices, and electronics such as, but not limited to, feed rollers, belt drives, belts, axles, shafts, drive shafts, platen, rollers, plates, gears, and the like. It is to be understood that various techniques can be employed to transport the document from a first location to a second location either within the machine 10 or to an exterior of the machine 10. Moreover, it is to be appreciated that two or more document delivery systems can be employed with the subject innovation and/or two or more transport paths can be employed with the subject innovation.
The document analysis area 101 is a location within the automated transaction machine 10 that can analyze certain aspects and/or capture an image of a portion or an area of the document. The first document delivery system 100 can transport a document from the cassette 68 to the document analysis area 101 and the second document delivery system 106 can transport the document from the document analysis area 101 to an other ATM location (e.g., the ATM location 103, retract/reject bin 108, shuttle 102, among others). In the occurrence of image capture, in order to capture an image of the document, an unobstructed line of sight of the document is necessary which translates into the document analysis area being free of feeder rolls, belts, and/or any other components used with a document delivery system. By way of example and not limitation, the document analysis area 101 can include one or more scan components, positioned in an area that has an unobstructed line of sight, that are configured to capture an image of the document or a portion of the document.
In particular,
The automated transaction machine 10 includes the following: the cassette 68 that stores a document; a first document delivery system 100 that transports the document from the cassette 68 to a document analysis area 101; a second document delivery system 106 that transports the document from the document analysis area 101 to a shuttle 102, where the second document delivery system 106 (see at least
At least one embodiment of the core module 150 includes a plurality of cassette bays 743 to receive a respective plurality of cassettes 68, the cassettes 68 configured to hold and facilitate dispensing/receiving of documents. The picking mechanism, such as dispenser mechanism 64, is configured to pick at least one document from a cassette 68 and facilitate moving the at least document from the cassette 68 to the first documents delivery system 100, shown as a horizontal transport. The horizontal transport (first document delivery system 100) facilitates moving the at least one document from one of the plurality of cassettes 68 to the second document delivery system 106, shown as a vertical transport. The vertical transport (second document transport system 106) facilitates moving the at least one documents from the horizontal transport (first document delivery system 100) to the shuttle 102. The shuttle 102 facilitates moving the at least document from the vertical transport (second document transport system 106) to an ATM document dispensing port (the opening 110).
An additional embodiment includes a foot-lever module latch that is configured to release the core module end door and thereby allow the end door to pivot to an open position. In an embodiment, the foot-lever module latch has a configuration that includes a body portion and a flange portion that allows it to be kicked or foot-activated by a user to thereby allow the front panel to pivot or swivel to an open position. With reference to at least
In an additional exemplary embodiment, the ATM includes a fascia gate mechanism 78, see
First Motors 740 and Second motors 741 are radially disposed from and fixedly secured to sub-assembly frame or core housing 777. The plurality of first motors 740 are each associated with a respective one of the cassette bays 743 for driving a picking device (part of The dispenser mechanism 64) configured to pick at least documents from a respective cassette 68 disposed in the respective cassette bay 743. The plurality of second motors 741 are each associated with a respective one of the cassette bays 743 for driving a push plate (not shown) to position a document within a respective cassette 68 disposed in the respective cassette bay 743.
The core housing 777 includes cassette connectors 714 each associated with a respective one of the cassette bays 743 for mating with a respective cassette 68. It at least one embodiment the connectors 714 enable communication between the cassettes 68 and another component in the ATM 10. The core housing 777 includes cassette-wall dividers 771 that are fixedly attached to the core housing 777 create physical separation between the cassette bays 743, although such is not required.
With reference to
The word “exemplary” or various forms thereof are used herein to mean serving as an example, instance, or illustration. Any aspect or design described herein as “exemplary” is not necessarily to be construed as preferred or advantageous over other aspects or designs. Furthermore, examples are provided solely for purposes of clarity and understanding and are not meant to limit or restrict the claimed subject matter or relevant portions of this disclosure in any manner. It is to be appreciated that a myriad of additional or alternate examples of varying scope could have been presented, but have been omitted for purposes of brevity.
In the specification and claims, reference will be made to a number of terms that have the following meanings. The singular forms “a”, “an” and “the” include plural referents unless the context clearly dictates otherwise. Approximating language, as used herein throughout the specification and claims, may be applied to modify a quantitative representation that could permissibly vary without resulting in a change in the basic function to which it is related. Accordingly, a value modified by a term such as “about” is not to be limited to the precise value specified. In some instances, the approximating language may correspond to the precision of an instrument for measuring the value. Moreover, unless specifically stated otherwise, a use of the terms “first,” “second,” etc., do not denote an order or importance, but rather the terms “first,” “second,” etc., are used to distinguish one element from another.
As used herein, the terms “may” and “may be” indicate a possibility of an occurrence within a set of circumstances; a possession of a specified property, characteristic or function; and/or qualify another verb by expressing one or more of an ability, capability, or possibility associated with the qualified verb. Accordingly, usage of “may” and “may be” indicates that a modified term is apparently appropriate, capable, or suitable for an indicated capacity, function, or usage, while taking into account that in some circumstances the modified term may sometimes not be appropriate, capable, or suitable. For example, in some circumstances an event or capacity can be expected, while in other circumstances the event or capacity cannot occur—this distinction is captured by the terms “may” and “may be.”
In certain embodiments of an Automated Transaction Machine (ATM), a shuttle receives a stack of documents. The shuttle is moveable between a dock location and a user interface location along a track system. The shuttle may be utilized with a rear-load configuration or a front-load configuration in which the track system has a travel path between the dock location to the user interface location. Although, none of which is required.
While principles and modes of operation have been explained and illustrated with regard to particular embodiments, it must be understood, however, that this may be practiced otherwise than as specifically explained and illustrated without departing from its spirit or scope.
This application is a continuation-in-part of U.S. application Ser. No. 15/736,752 filed Dec. 14, 2017, national stage entry of application PCT/US2016/037442, filed Jun. 14, 2016, and which claims priority to and the benefit of U.S. Provisional Patent Application No. 62/175,330 filed Jun. 14, 2015, the contents of all of which are hereby incorporated by reference in their entirety.
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Parent | 15736752 | US | |
Child | 15881301 | US |