A typical data card issuance process involves a data card issuer personalizing a card for a cardholder (a used herein, a “customer”) and then “fulfilling” the card by mailing the card to the customer. As used herein, a “data card” may be a payment card such as a credit card, debit card, smart card, or other card that may be personalized and issued to a customer. In a typical fulfillment process, the data card is mass-distributed from fulfillment centers after the card has been personalized for issuance to a cardholder. Cards are generally mailed to customers after each card has been embossed or otherwise personalized for individual customers. To minimize manufacturing and distribution costs, cards are typically mailed in standard business envelopes.
Some data cards may be used with holders or cases. For example, “contactless” payment cards such as MasterCard® PayPass® cards allow cardholders to make a purchase by simply tapping the payment card on a point-of-sale device. Many PayPass cardholders prefer to carry their PayPass cards on their keychain or in a protective carrying case. The protective cover helps protect the data card and also is shaped to make it easier for a cardholder to hold, carry and use the card.
While the data card itself may be easily and inexpensively mass distributed to a large number of cardholders, mass-distributing a protective cover is not as easy or inexpensive.
The several embodiments described herein are solely for the purpose of illustration. Embodiments may include any currently or hereafter-known versions of the elements described herein. Therefore, persons in the art will recognize from this description that other embodiments may be practiced with various modifications and alterations.
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The subcard attachment 114 and the subcard 115 are, in some embodiments, manufactured as a single card (e.g., such as a card sized and formatted in compliance with ISO Standard 7816) using existing card manufacturing processes. The subcard 115 portion of the card may be detached from the subcard attachment 114 portion of the card at a crease 116 or seam. In some embodiments, the crease 116 may be a scored edge. For example, when a customer receives the mailer, both the subcard attachment 114 and the subcard 115 are removed from the mailer and the customer can detach the subcard 115 from the subcard attachment 114 by bending or cutting at the crease 116. In some embodiments, the crease 116 is a perforated or scored line that makes it easy for a customer to detach the subcard 115 from the subcard attachment 114. The subcard attachment 114 may include printed or embossed information such as, but not limited to, address information, customer information, instructions, or other information.
The subcard 115 may include printed or embossed information such as, but not limited to, a customer's name, an account number, an expiration date, a “member since” date, a logo, or a trademark. The subcard 115 may also include a chip and an antenna. In some embodiments the chip may be coupled to the antenna and the chip. In some embodiments, the subcard 115 may be about 54 millimeters at its longest point and about 30 millimeters at its widest point. In some embodiments, the subcard 115 may be about 0.68 millimeters thick. In some embodiments, the subcard 115 may be about 54 millimeters at its longest point and about 18 millimeters at its widest point. In some embodiments, the data card may be a contactless card.
The foldable card holder 117 may be removably attached to a section 111, 112, 113. The foldable card holder 117 may comprise a first portion 118, a second portion 120, and a third portion 119. The first portion may comprise a first key ring hole 121 and the third portion 119 may comprise a second key ring hole 122. The second portion 120 may include a third key ring hole 123 and a recessed area 126 below the planar surface of the third portion 119 to house the subcard 115.
The first portion 118 may be coupled to the second portion 120 at a crease 125 and the second portion 120 may be coupled to the third portion 119 by a second crease 124. In some embodiments, the crease 125 may be flexible, allowing the first portion 118 to fold onto the second portion 120 and the crease 124 may be flexible, allowing the third portion 119 to fold onto the second portion 120. When folded, the first key ring hole 121 may be aligned with the second key ring hole 122 and the third key ring hole 123 such that a key ring may pass through the first key ring hole 121, the second key ring hole 122, and the third key ring hole 123. In some embodiments, when folded, the first portion 118 the second portion 120, and the third portion 119 may be about 5.4 millimeters thick.
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The foldable card holder 217 may comprise a first portion 218, and a second portion 220. In some embodiments, the fist portion 218 and the second portion 220 may be planar. The first portion may comprise a first key ring hole 221, a first feed gate 224, a first rubber ring 223 within the first key ring hole 221 and a first recess 225. The second portion may comprise a second key ring hole 222, a second feed gate 229, a second rubber ring 223 within the second key ring hole 222 and a second recess 226. In some embodiments, the first recess 225 and the second recess may be used to open the foldable card holder 217. For example, when folded, the first recess 225 and the second recess 226 may combine to form a recess capable of partially holding an inserted object, such as, but not limited to, a coin. Twisting the object when inserted into the recess 225, 226, or using the object as a lever, may separate the first portion 218 from the second portion 220.
The first portion 218 may have a first recessed area 227 and the second portion may have a second recessed area 228. The first recessed area 227 when folded onto the second recessed area 228 may form a container to house the subcard 215 and in some embodiments may be about 5.4 millimeters thick.
The first portion 218 may be coupled to the second portion 220 by a hinge 219. The hinge 219 may be flexible, allowing the first portion 218 to fold onto the second portion 220. In some embodiments, the hinge 219 may be rigid and when folded may act as a rigid fastener or locking hinge between the first portion 218 and the second portion 220. In some embodiments, when the first portion 218 is folded onto the second portion 220, the first key ring 221 may align with the second key ring 222, the first feed gate 224 may align with the second feed gate 229, and the first recessed area 227 may align with the second recessed area 228. In some embodiments, when the first key ring hole 221 is aligned with the second key ring hole 222 a key ring may be passed between through the first feed gate 224 and the second feed gate 229. In some embodiments, the first portion 218 may be about 61.47 millimeters at a longest point and about 37.47 millimeters at a widest point.
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The foldable card holder 317 may comprise a first portion 318, and a second portion 320. The first portion 318 may include a first key ring hole 321 and the second portion may contain a second key ring hole 322 and a recessed area 326 below the planar surface of the second portion 320 to house the subcard 315.
The first portion 318 may be coupled to the second portion 320 by a crease 319. In some embodiments, the crease 319 may be flexible, allowing the first portion 318 to fold onto the second portion 320. In some embodiments, when the first portion 318 is folded onto the second portion 320, the first key ring hole 321 may be aligned with second key ring hole 322 such that a key ring may pass through the first key ring hole 321 and the second key ring hole 322. In some embodiments, when folded, the first portion 318 and the second portion 320 may be about 5.4 millimeters thick.
At 402, a foldable card holder may be removably attached to the backing. The foldable card holder may be any card holder such as, but not limited to, the foldable card holders of mailing kit 100, 200, or 300. The foldable card holder may be removably attached to the backing using any available means, such as, but not limited to, glue, rubber cement, wax, plastic cement, and plastic.
The backing is folded at 403. The backing may be folded in any configuration that allows the backing, the removably attached subcard, and the removably attached foldable card holder to fit in a mailer such as, but is not limited to, an envelope, a bag, a box, or any suitable packaging.
At 404, the backing may be inserted into a mailer. In some embodiments, the subcard and the foldable card holder may be removably attached to the backing when the backing is inserted into the mailer.
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The backing 502 may be folded such that it may be contained within the mailer 501. In some embodiments, the mailer containing the backing 502 may be about 5.4 millimeters thick.
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The first portion 718 may have a first recessed area 727 and the second portion may have a second recessed area 728. The first recessed area 227 when folded onto the second recessed area 728 may house a subcard and in some embodiments may be about 5.4 millimeters thick.
The first portion 718 may be coupled to the second portion 720 by a hinge 719. The hinge 719 may be flexible, allowing the first portion 718 to fold onto the second portion 720. In some embodiments, the hinge 719 may be rigid and when folded may act as a rigid fastener between the first portion 718 and the second portion 720. When folded, the first key ring hole 721 may align with the second key ring hole 722 and the first recessed area 727 may align with the second recessed area 728. In some embodiments, when a the first key ring 721 is aligned with the second key ring 722 the rubber ring 723 may create a seal between the first key ring hole 721 and the second key ring hole 722 to prevent liquid or debris from entering the foldable card holder.
The first seal 729 and the second seal 730 may couple the first portion 718 to the second portion 720. The first seal 729 may comprise a snap, a flexible lip, or a dovetail such that it may be coupled with a corresponding snap, flexible lip, or dovetail of the second seal 730.
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The foldable card holder 1017 may comprise a first portion 1018, and a second portion 1020. In some embodiments, the fist portion 1018 and the second portion 1020 may be planar. The first portion 1018 may comprise a first key ring hole 1021, a first connector 1024, a second connector 1025, a first tab 1030, a second tab 1031, a third tab 1032, a fourth tab 1033 and a first rubber ring 1023 within the first key ring hole 1021.
The second portion 1020 may comprise a second key ring hole 1022, a third connector 1029, a fourth connector 1026, a fifth tab 1034, a sixth tab 1035, a seventh tab 1036, an eighth tab 1037 and a second rubber ring 1023 within the second key ring hole 1022.
In some embodiments, the plurality of connectors 1024/1025/1026/1029 and the plurality of tabs 1030-1037 may couple the first portion to the second portion. For example, when folded, the first connector 1024 and the third connector may interlock such that the first portion 1018 and the second portion 1020 may be coupled. In a similar fashion, the second connector 1025 may interlock with the fourth connector 1026, the first tab 1030 may interlock with the fifth tab 1034, the second tab 1031 may interlock with the sixth tab 1035, the third tab 1032 may interlock with the seventh tab 1036, and the fourth 1033 tab may interlock with the eighth tab 1037. In some embodiments, the distance between the first tab 1030 and the fourth tab 1032 may be about 18 millimeters.
The first portion 1018 may have a first recessed area 1027 and the second portion may have a second recessed area 1028. The first recessed area 1027 when folded onto the second recessed area 1028 may form a container to house the subcard 1015 and in some embodiments may be about 5.4 millimeters thick. The first portion 1018 may be coupled to the second portion 1020 by a hinge 1019. The hinge 1019 may be flexible, allowing the first portion 1018 to fold onto the second portion 1020. In some embodiments, the hinge 1019 may be rigid and when folded may act as a rigid fastener or locking hinge between the first portion 1018 and the second portion 1020.
Various modifications and changes may be made to the foregoing embodiments without departing from the broader spirit and scope set forth in the appended claims.