Investment board game and method of playing same

Information

  • Patent Grant
  • 6322076
  • Patent Number
    6,322,076
  • Date Filed
    Thursday, September 2, 1999
    24 years ago
  • Date Issued
    Tuesday, November 27, 2001
    22 years ago
  • Inventors
  • Examiners
    • Layno; Benjamin H.
    • Mendiratta; Vishu K
    Agents
    • Hovey, Williams, Timmons & Collins
Abstract
An investment board game and game method are disclosed. The board includes an endless path along which the players' game pieces are moved. The path includes a plurality of stock spaces, each representing a stock and a stock purchase price. Upon moving to one of the stock spaces, the player is permitted to purchase shares of stock for that space. If shares are purchased, the player must draw a stock value card which has the potential of changing the closing value of the stock. The stock value cards are preferably arranged into low, medium and high risk card sets, with the player being limited to selecting from one of the sets depending on the present value of the stock. A plurality of personal risk spaces are dispersed among the stock spaces along the path, and a player who moves to one of these spaces must draw a personal risk card that is likely to monetarily award or penalize the player. The board similarly includes a plurality of global risk spaces, and a player who moves to one of these spaces must draw a global risk card that has indicia representing a change in the purchase price and closing value for at least one stock. Spaced apart along the path are also a busted space and a confinement space, with the player who has landed on the busted space being required to move to the confinement space pay a penalty, and miss at least one turn.
Description




BACKGROUND OF THE INVENTION




1. Field of the Invention




The present invention relates generally to an investment game. More particularly, the present invention concerns the board and various other components used in playing the investment game. The present invention also particularly concerns an investment game methodology which is believed to realistically represent stock market investing and to provide investment education to the players.




2. Discussion of Prior Art




It is known to provide a board game and/or game method that simulates investment practices and situations in the stock market. However, conventional investment games simply are not realistic, and the players are consequently not given the impression that their participation accurately represents the activities normally associated with the stock market. Moreover, because of the unrealistic nature of conventional investment games, such expedients necessarily lack educational value. That is, traditional investment games are simply incapable of truly educating the game participants about the stock market. Conventional investment games are also often difficult to play, and there is typically a significant amount of time invested in simply understanding the peculiarities and tedious rules of the game.




OBJECTS AND SUMMARY OF THE INVENTION




Responsive to these and other problems, an important object of the present invention is to provide an investment board game and game methodology that overcomes the shortcomings of traditional investment games. Particularly, an important object of the present invention is to provide an investment board game and game methodology that realistically simulates investment situations and practices. Another important object of the present invention is to provide an investment board game and game methodology that is highly educational for the players. In this regard, an important object of the present invention is to not only educate the players about the stock market but also provide education on other issues. Another important object of the present invention is to provide a board game and game methodology that is relatively easy to understand and play, while still sufficiently challenging the players. That is, an important object of the present invention is to provide an investment board game and game methodology that is interesting yet readily understandable.




In accordance with these and other objects evident from the following description of the preferred embodiment, the present invention concerns an investment board game including a board having a plurality of stock spaces that define at least in part an endless path. Each of the stock spaces includes indicia identifying a stock, with each space further including a stock purchase price area in which a purchase price for the stock may be represented. A plurality of game pieces are provided to represent the players as they move along the path. The board game further includes mechanism for providing a random space count for controlling movement of the pieces along the path. A chance indicator is used to determine a closing value for the stock purchased by each of the players. The board game also includes a stock portfolio device operable to permit input and storage of the purchased stock and the closing value for the purchased stock.




The invention also concerns a method of playing an investment game, wherein players are provided with an initial amount of money. Each player is moved along a path that includes a plurality of stock spaces. As above, each stock space is associated with a stock and a purchase price for the stock. When a player is moved to one of the spaces, that player is permitted to purchase the stock represented by that stock space. A closing value for any stock purchased by the player is determined.




Other aspects and advantages of the present invention will be apparent from the following detailed description of the preferred embodiment and the accompanying drawing figures.











BRIEF DESCRIPTION OF THE DRAWING FIGURES




A preferred embodiment of the invention is described in detail below with reference to the attached drawing figures, wherein:





FIG. 1

is a top plan view of a game board for playing an investment game in accordance with the principles of the present invention;





FIG. 2



a


is an enlarged, fragmentary top plan view of a comer section of the game board;





FIG. 2



b


is an enlarged, fragmentary top plan view of a comer section of the game board adjacent to the section shown in

FIG. 2



a;







FIG. 2



c


is an enlarged, fragmentary top plan view of a corner section of the game board adjacent to the section shown in

FIG. 2



b


and opposite from the section shown in

FIG. 2



a;







FIG. 2



d


is an enlarged, fragmentary top plan view of a corner section of the game board between the sections shown in

FIGS. 2



c


and


2




a


and opposite from the section shown in

FIG. 2



b;







FIG. 2



e


is a schematic view of the game board, particularly illustrating the relative locations of the game board sections depicted in

FIGS. 2



a-e;







FIG. 3

is a perspective view of the stock portfolio booklet used for player input and storage of such information as the number of shares purchased of a stock and the closing value for the stock;





FIG. 4

is a top plan view of the stock portfolio booklet, but being opened to a different page than that shown in

FIG. 3

;





FIG. 5

is a top plan view of the silent bid card used by each player when bidding for stock that is being sold by one of the players;





FIG. 6

is a schematic representation of the sides of the six-sided stock value die used when a card from the low risk card set is drawn by one of the players;





FIG. 7

is a perspective view of one of the game pieces used to represent a player and the six-sided dice for controlling movement of the game pieces along the path;





FIG. 8

is a perspective view of the faux bills used by the players to purchase stock;





FIG. 9



a


is a plan view of the stock purchase price face of the laminated disk used to identify changes in the purchase price of one of the stocks;





FIG. 9



b


is a plan view of the opposite share face of the laminated disk;





FIG. 10



a


is a perspective view of a personal risk card set from which the player draws when the player moves to one of the personal risk spaces along the path;





FIG. 10



b


is a plan view of one of the personal risk cards;





FIG. 11



a


is a perspective view of a global risk card set from which the player draws when the player moves to one of the global risk spaces along the path;





FIG. 11



b


is a plan view of one of the global risk cards;





FIG. 12



a


is a perspective view of a judgement day card set from which the player draws when instructed to do so by one of the personal risk cards shown in

FIG. 10



a;







FIG. 12



b


is a plan view of one of the judgement day cards;





FIG. 13



a


is a perspective view of a high risk card set from which the player may draw when determining the closing value for a purchased stock;





FIG. 13



b


is a plan view of one of the high risk cards,





FIG. 14



a


is a perspective view of a medium risk card set from which the player may draw when determining the closing value for a purchased stock;





FIG. 14



b


is a plan view of one of the medium risk cards;





FIG. 15



a


is a perspective view of a low risk card set from which the player may draw when determining the closing value for a purchased stock; and





FIG. 15



b


is a plain view of one of the low risk cards.











DETAILED DESCRIPTION OF THE PREFERRED EMBODIMENT




As shown

FIG. 1

, the board game


10


selected for illustration includes a board


12


that is generally rectangular in shape and formed of any suitable material. As is customary, the board


12


preferably comprises a laminated sheet that has at least one crease so that the sheet is foldable. As will subsequently be described, the top surface


14


of the board


12


is printed with various indicia to facilitate playing of the game.




A path


16


is defined about the perimeter of the board


12


, with the path


16


being endless and rectangular in shape. The path


16


is primarily defined by a plurality of stock spaces, each of which represents a stock and a purchase price for the stock. In the iliustrated embodiment, there are thirty-two stock spaces arranged into eleven stock groups. It will be appreciated that the illustrated arrangement generally coincides with the commonly accepted categorization of the stocks traded on the New York Stock Exchange, and the stock groups therefore include “transportation”, “capital goods”, “basic materials”, “consumer cyclicals”, “financials”, “health care”, “technology”, “consumer staples”, “energy”, “utilities”, and “communication services.”




The transportation group of stock spaces includes two stock spaces


18


and


20


and an identification area


22


that is located adjacent but inward of the spaces


18


,


20


(see

FIG. 2



a


). The identification area


22


includes a border


24


(preferably in the form of a colored strip), identification indicia


26


located inside the border


24


, and group distinguishing indicia


28


also inside the border


24


. The identification indicia is preferably in the form of the word “transportation” and therefore serves to identify the stocks of the associated spaces


18


,


20


as being part of the transportation group. The group distinguishing indicia


28


is preferably in the form of the numreral “1”, and will be used throughout the game


10


to associate things with the transporation group. Associated with the group distinguishing indicia


28


is space indicia


30


that represents the stock spaces forming the group. It is noted that the transportation stock spaces


18


and


20


are separated by another space which will be described hereinbelow.




The first stock space


18


includes a border


32


that defines the perimeter of the space


18


, stock identification indicia


34


located inside the border, purchase price indica


36


just inside the upper right corner of the border


32


, and space identification indicia


38


just inside the upper left corner of the border


32


. The illustrated stock identification indicia


34


is preferably in the form of the words “air freight” and “airlines”. It will be appreciated that these words represent two of the commonly accepted subgroups of the transportation stock group of the New York Stock Exchange. It is entirely within the ambit of the present invention, however, to identify only one specific stock in the space


18


. For example, the principles of the present invention are equally applicable to stock identification indicia that represents only one publicly traded company (if desired, such indicia may take the form of a recognizable trademark or service mark associated with the company). In any case, the illustrated purchase price indicia


36


consists of a dollar amount (i.e., five dollars) identifying the initial purchase price per share for the stock represented by the space


18


. It is noted that the dollar amount is generally located within a circular area. If desired, the dollar amount may be removable so that the stock purchase price may be changed, as will subsequently be described. For example, the circular area may be laminated so that the player can enter an initial purchase price as instructed by the game rules and then change the purchase price as necessary. The space identification indicia


38


is in the form of the alphanumeric symbol “1Z”, with the numeral “1” being the distinguishing indicia for the transportation group. The symbol indicia


38


further includes the letter “Z”, as a result of the stock space


18


being the last of the twenty-six stock space symbols (moving counterclockwise around the board) that have letters cooperatively presenting the English alphabet.




The stock space


20


is generally similar in design to the stock space


18


. Thus, it shall be sufficient to simply identify the distinctions. First, the stock identification indicia


40


of the stock space


20


includes the words “railroads”, “truckers” and “shipping”. It will be appreciated that the stock identification indicia of the stock space


20


represents the remaining commonly accepted subgroups of the transportation stock group of the New York Stock Exchange. That is to say, the stock identification indicia


34


and


40


cooperatively identify the commonly accepted subgroups of the transportation group of stocks in the New York Stock Exchange. Further, the purchase price indicia


42


of the stock space


20


is different from that of the stock space


18


. In particular, the purchase price indicia of the stock space


20


identifies the initial purchase price per share as being ten dollars ($10). The space identification indicia similarly comprises an alphanumeric symbol including the group distinguishing indicia “1”. However, because the stock space


20


makes up part of the set of alphabetical spaces, as noted above, the symbol includes the letter “Y”. It is also noted that the letters “Z” and “Y”, which form part of the space identification symbols


38


,


44


and distinguish the two transportation stock spaces


18


and


20


from one another, are reproduced as the space indicia


30


in the group identification area


22


. The use of the space indicia


30


and space identification symbols


38


,


44


allow the players to readily associate the spaces with their stock group, and vice versa.




All of the other stock groups similarly include a plurality of closely located stock spaces and an inwardly spaced stock identification area, except for two of the stock groups which have spaces dispersed along the path and no identification area. The two exceptions include the utilities and communication services stock groups, and it is also noted that the spaces of the nine similarly arranged groups make up the twenty-six alphabetical spaces noted hereinabove. It is also noted that the stock spaces of each of the nine similarly arranged stock groups include stock identification indicia that cooperatively represent the commonly accepted subgroups of stocks for that stock group of the New York Stock Exchange. Because of the general similarities to the transportation group of stock spaces, the ten remaining stock groups will be briefly described with emphasis on any distinctions.




As perhaps best shown in

FIG. 2



b


, the second stock group is capital goods and consists of three stock spaces


46


,


48


,


50


. The first stock space


46


is spaced from the second space


48


by a space which will subsequently be described, while the second and third spaces


48


and


50


are adjacent one another. More particularly, the first stock space


46


preferably includes space identification indica


52


in the form of the symbol “2X”, purchase price indicia


54


in the form of the amount “$5”, and stock identification indicia


56


in the form of the words “trucks & parts”, “office equipment & supplies”, “waste management” and “aerospace/defense”. The second capital goods stock space


48


preferably includes space identification indica


58


in the form of the symbol “2W”, purchase price indicia


60


in the form of the amount “$10”, and stock identification indicia


62


in the form of the words “containers (metals & gas)”, “construction (cements & aggregates)”, “engineering and construction” and “metal fabricators”. The third capital goods stock space


50


preferably includes space identification indica


64


in the form of the symbol “2V”, purchase price indicia


66


in the form of the amount “$15”, and stock identification indicia


68


in the form of the words “electrical equipment”, “machinery (diversified)”, “manufacturing (diversified)” and “manufacturing (specialized)”. The group identification area


70


for the capital goods stock group includes, among other things, the distinguishing indicia


72


for that group (i.e., the numeral “2”). It is also noted that the group distinguishing indicia forms part of the space symbols


52


,


58


,


64


. As shown in

FIG. 1

, the spaces


46


,


48


,


50


of the capital goods stock group are located along the same side of the board


12


as the spaces


18


,


20


of the transportation stock group.




Returning to

FIG. 2



b


, the third stock group is basic materials and consists of three stock spaces


74


,


76


,


78


. The first and second stock spaces


74


and


76


are adjacent one another, while the second space


76


is separated from the third space


78


by one of the communication services spaces described hereinbelow. More particularly, the first basic materials stock space


74


preferably includes space identification indica


80


in the form of the symbol “3U”, purchase price indicia


82


in the form of the amount “$15”, and stock identification indicia


84


in the form of the words “chemicals (specialty)”, “chemicals” and “chemicals (diversified)”. The second basic materials stock space


76


preferably includes space identification indica


86


in the form of the symbol “3T”, purchase price indicia


88


in the form of the amount “$10”, and stock identification indicia


90


in the form of the words “metals”, “gold & precious metals mining”, “iron steel” and “metals mining”. The third basic materials stock space


78


preferably includes space identification indica


92


in the form of the symbol “3S”, purchase price indicia


94


in the form of the amount “$5”, and stock identification indicia


96


in the form of the words “agricultural products”, “containers & packaging (paper)” and “paper & forest products”. The group identification area


98


for the basic materials stock group includes, among other things, the distinguishing indicia


100


for that group (i.e., the numeral “3”). It is also noted that the group distinguishing indicia forms part of the space symbols


80


,


86


,


92


. As shown in

FIG. 2



b


, the spaces


74


,


76


,


78


of the basic materials stock group arc located along the side of the board


12


that is adjacent but perpendicular to the side along which the capital goods stock spaces


46


,


48


,


50


are located.




As perhaps best shown in

FIG. 2



c


, the fourth stock group is consumer cyclicals and consists of four stock spaces


102


,


104


,


106


,


108


. The first stock space


102


is separated from the second space


104


by a space which will subsequently be described, while the second, third and fourth spaces


104


,


106


,


108


are adjacent one another. More particularly, the first stock space


102


preferably includes space identification indica


110


in the form of the symbol “4R” purchase price indicia


112


in the form of the amount “$20”, and stock identification indicia


114


in the form of the words “retail (specialty)”, “services (advertising & marketing)”, “retail (specialty apparel)”, “services (commercial & consumer)”, “textiles (home furnishings)”, and “textiles (specialty)”. The second consumer cyclical stock space


104


preferably includes space identification indica


116


in the form of the symbol “4Q”, purchase price indicia


118


in the form of the amount “$15”, and stock identification indicia


120


in the form of the words “auto parts & equipment”, “automobiles”, “building materials”, “consumer (jewelry, novelties, gifts)”, “distributors (durables)”, “footwear”, and “gaming, lottery & parimutuel companies”. The third consumer cyclicals stock space


106


preferably includes space identification indica


122


in the form of the symbol “4P”, purchase price indicia


124


in the form of the amount “$10”, and stock identification indicia


126


in the form of the words “hardware & tools”, “home building”, “household furnishings & appliances”, “leisure time (products)”, “lodging & hotels”, “photography/imaging” and “publishing”. The fourth consumer cyclicals stock space


108


preferably includes space identification indica


128


in the form of the symbol “4O”, purchase price indicia


130


in the form of the amount “$5”, and stock identification indicia


132


in the form of the words “publishing (newspapers)”, “retail (building supplies)”, “retail (computers & electronics)”, “retail (department & stores)”, “retail (discounters)”, “retail (general merchandise)” and “retail (home shopping). The group identification area


134


for the consumer cyclicals stock group includes, among other things, the distinguishing indicia


136


for that group (i.e., the numeral “4”). It is also noted that the group distinguishing indicia forms part of the space symbols


110


,


116


,


122


,


128


. As shown in

FIG. 1

, the spaces


102


,


104


,


106


,


108


of the consumer cyclicals stock group are located along the same side of the board


12


as the spaces


74


,


76


,


78


of the basic materials stock group.




As also shown in

FIG. 2



c


, the fifth stock group is financials and consists of three stock spaces


138


,


140


,


142


. The first and second stock spaces


138


,


140


are adjacent one another, while the second and third stock spaces


140


,


142


are separated by one of the communication services spaces described hereinbelow. More particularly, the first stock space


138


preferably includes space identification indica


144


in the form of the symbol “5N”, purchase price indicia


146


in the form of the amount “$15”, and stock identification indicia


148


in the form of the words “financial (diversified)”, “savings & loans companies”, “investment management” and “investment banking & brokerage”. The second financials stock space


140


preferably includes space identification indica


150


in the form of the symbol “5M”, purchase price indicia


152


in the form of the amount “$10”, and stock identification indicia


154


in the form of the words “insurance (brokers)”, “insurance (life & health)”, “insurance (multi line)” and “insurance (property & casualty)”. The third financials stock space


142


preferably includes space identification indica


156


in the form of the symbol “5L”, purchase price indicia


158


in the form of the amount “$5”, and stock identification indicia


160


in the form of the words “banks (major regional)”, “banks (money centers)”, “banks (regional)” and “consumer finance”. The group identification area


162


for the financials stock group includes, among other things, the distinguishing indicia


164


for that group (i.e., the numeral “5”). It is also noted that the group distinguishing indicia forms part of the space symbols


144


,


150


,


156


. As shown in

FIG. 2



c


, the spaces


138


,


140


,


142


of the financials stock group are located along the side of the board


12


that is adjacent but perpendicular to the side along which the consumer cyclicals stock spaces


102


,


104


,


106


,


108


are located.




As perhaps best shown in

FIG. 2



d


, the sixth stock group is healthcare and consists of three stock spaces


166


,


168


,


170


. The first stock space


166


is separated from the second space


168


by one of the utilities stock spaces described hereinbelow, while the second and third spaces


168


,


170


are adjacent one another. More particularly, the first stock space


166


preferably includes space identification indica


172


in the form of the symbol “6K”, purchase price indicia


174


in the form of the amount “$15”, and stock identification indicia


176


in the form of the words “healthcare (drugs, generic & other)”, “healthcare (major pharmaceuticals)” and “healthcare (medical products & supplies)”. The second healthcare stock space


168


preferably includes space identification indica


178


in the form of the symbol “6J”, purchase price indicia


180


in the form of the amount “$10”, and stock identification indicia


182


in the form of the words “biotechnology” and “healthcare (diversified)”. The third healthcare stock space


170


preferably includes space identification indica


184


in the form of the symbol “6I”, purchase price indicia


186


in the form of the amount “$5”, and stock identification indicia


188


in the form of the words “healthcare (hospital management)”, “healthcare (long term care)”, “healthcare (managed care)” and “healthcare (specialized services)”. The group identification area


190


for the healthcare stock group includes, among other things, the distinguishing indicia


192


for that group (i.e., the numeral “6”). It is also noted that the group distinguishing indicia forms part of the space symbols


172


,


178


,


184


. As shown in

FIG. 1

, the spaces


166


,


168


,


170


of the healthcare stock group are located along the same side of the board


12


as the spaces


168


,


140


,


142


of the financials stock group.




As perhaps best shown in

FIG. 2



d


, the seventh stock group is technology and consists of three stock spaces


194


,


196


,


198


, all of which are adjacent one another. The first stock space


194


preferably includes space identification indica


200


in the form of the symbol “7H”, purchase price indicia


202


in the form of the amount “$15”, and stock identification indicia


204


in the form of the words “computers (software & services)”, “computers (peripherals)”, “computers (networking)” and “computers (hardware)”. The second technology stock space


196


preferably includes space identification indica


206


in the form of the symbol “7G”, purchase price indicia


208


in the form of the amount “$10”, and stock identification indicia


210


in the form of the words “electronics (components & distributors)”, “electronics (defense)”, “electronics (instrumentation)” and “electronics (semiconductors)”. The third technology stock space


198


preferably includes space identification indica


212


in the form of the symbol “7F”, purchase price indicia


214


in the form of the amount “$5”, and stock identification indicia


216


in the form of the words “communications equipment”, “services (computer systems)”, “equipment (semiconductors)” and “services (data processing)”. The group identification area


218


for the technology stock group includes, among other things, the distinguishing indicia


220


for that group (i.e., the numeral “7”). It is also noted that the group distinguishing indicia forms part of the space symbols


200


,


206


,


212


. As shown in

FIG. 2



d


, the spaces


194


,


196


,


198


of the technology stock group are located along the side of the board


12


that is adjacent but perpendicular to the side along which the healthcare stock spaces


166


,


168


,


170


are located.




As perhaps best shown in

FIGS. 2



d


and


2




a


, the eighth stock group is consumer staples and consists of three stock spaces


222


,


224


,


226


, all of which are adjacent one another. The first stock space


222


preferably includes space identification indica


228


in the form of the symbol “8E”, purchase price indicia


230


in the form of the amount “$15”, and stock identification indicia


232


in the form of the words “personal care”, “services (employment)”, “entertainment”, “services (facilities & environmental)”, “specialty printing” and “broadcasting (TV, radio & cable)”. The second consumer staples stock space


224


preferably includes space identification indica


234


in the form of the symbol “8D”, purchase price indicia


236


in the form of the amount “$10”, and stock identification indicia


238


in the form of the words “housewares”, “retail (drug stores)”, “restaurants”, “household products (nondurables)” and “retail (food chains)”. The third consumer staples stock space


226


preferably includes space identification indica


240


in the form of the symbol “8C”, purchase price indicia


242


in the form of the amount “$5”, and stock identification indicia


244


in the form of the words “foods”, “beverages (alcoholic)”, “tobacco”, “beverages (nonalcoholic)” and “distributors (food & health)”. The group identification area


246


for the consumer staples stock group includes, among other things, the distinguishing indicia


248


for that group (i.e., the numeral “8”). It is also noted that the group distinguishing indicia forms part of the space symbols


228


,


234


,


240


. As shown in

FIG. 1

, the spaces


222


,


224


,


226


of the consumer staples stock group are located along the same side of the board


12


as the spaces


194


,


196


,


198


of the technology stock group.




As perhaps best shown in

FIG. 2



a


, the ninth stock group is energy and consists of two stock spaces


250


,


252


. The spaces


250


,


252


are separated by a space which will be described further. More particularly, the first stock space


250


preferably includes space identification indica


254


in the form of the symbol “9B”, purchase price indicia


256


in the form of the amount “$10”, and stock identification indicia


258


in the form of the words “oil & gas (drilling & equipment)”, “oil & gas (exploration & production)” and “oil & gas (refining & marketing)”. The second energy stock space


252


preferably includes space identification indica


260


in the form of the symbol “9A”, purchase price indicia


262


in the form of the amount “$5”, and stock identification indicia


264


in the form of the words “oil (domestic integrated)”, “power producers (independent)” and “oil (international integrated)”. The group identification area


266


for the energy stock group includes, among other things, the distinguishing indicia


268


for that group (i.e., the numeral “9”). It is also noted that the group distinguishing indicia forms part of the space symbols


254


,


260


. As shown in

FIG. 2



a


, the spaces


250


,


252


of the energy stock group are located along the same side of the board


12


as the spaces


222


,


224


,


226


of the consumer staples stock group.




The utilities stock group includes three stock spaces


270


,


272


,


274


. The first utilities stock space


270


is located adjacent the first capital goods stock space


46


(see

FIGS. 2



a


and


2




b


). The second utilities stock space


272


is located adjacent the first consumer cyclicals stock space


102


. The third utilities stock space


274


is located between the first and second healthcare stock spaces


166


,


168


. The utilities stock spaces


270


,


272


,


274


are identical in design, except for differences in the space identification indicia and stock identification indicia. It shall therefore be sufficient to detailedly describe one of the utilities stock spaces and then simply identify the distinctions of the others.




As shown in

FIG. 2



a


, adjacent the top of the first utilities stock space


270


is a group identification area


276


including a border


278


, group identification indicia


280


located inside the border


278


, and group distinguishing indicia


282


also inside the border


278


. The identification indicia


280


is preferably in the form of the word “utilities” and therefore serves to identify the space


270


as being part of the utilities stock group. The group distinguishing indicia


282


is preferably in the form of the numeral “10” and will be used throughout the game to associate things with the utilities group. Similar to the previously described stock spaces, the stock space


270


further includes space identification indicia


284


in the form of the symbol “10A”, purchase price indicia


286


in the form of the amount “$20”, and stock identification indica


288


in the form of the words “electric companies”. The utilities stock spaces


270


,


272


,


274


all include the same purchase price indicia and group identification area. Furthermore, the stock identification indicia of the spaces


270


,


272


,


274


cooperatively present the commonly accepted subgroups of the utilities stock group of the New York Stock Exchange. With particular respect to the distinctions, the second utilities stock space


272


includes space identification indicia


290


in the form of the symbol “10B” and stock identification indica


292


in the form of the words “natural gas” (see

FIG. 2



b


). The third utilities stock space


274


includes space identification indicia


294


in the form of the symbol “10C” and stock identification indicia


296


in the form of the words “water utilities” (see

FIG. 2



d


).




The communication services stock group also includes three stock spaces


298


,


300


,


302


. The first communication services stock space


298


is located between the second and third basic materials stock spaces


76


and


78


(see

FIG. 2



b


). The second communication services stock space


300


is located between the second and third financials stock spaces


140


and


142


(see

FIG. 2



c


). The third communication services stock space


302


is located between the third technology stock space


198


and the first consumer staples stock space


222


(see

FIG. 2



d


). The communication services stock spaces


298


,


300


,


302


are identical in design, except for differences in the space identification indicia and stock identification indicia. It shall therefore be sufficient to detailedly describe one of the communication services stock spaces and then simply identify the distinctions of the others.




As shown in

FIG. 2



b


, adjacent the top of the first communication services stock space


298


is a group identification area


304


including a border


306


, group identification indicia


308


located inside the border


278


, and group distinguishing indicia


310


also inside the border


278


. The identification indicia


308


is preferably in the form of the words “communication services” and therefore serves to identify the space


298


as being part of the communication services stock group. The group distinguishing indicia


310


is preferably in the form of the numeral “11” and will be used throughout the game to associate things with the communication services group. Similar to the previously described stock spaces, the stock space


298


further includes space identification indicia


312


in the form of the symbol “11A”, purchase price indicia


314


in the form of the amount “$20”, and stock identification indica


316


in the form of the words “telecommunications (cellular/wireless)”. The communication services stock spaces


298


,


300


,


302


all include the same purchase price indicia and group identification area. Furthermore, the stock identification indicia of the spaces


298


,


300


,


302


cooperatively present the commonly accepted subgroups of the communication services stock group of the New York Stock Exchange. With particular respect to the distinctions, the second communication services stock space


300


includes space identification indicia


318


in the form of the symbol “11B” and stock identification indica


320


in the form of the words “telecommunications (long distance)” (see

FIG. 2



c


). The third communication services stock space


302


includes space identification indicia


322


in the form of the symbol “11C” and stock identification indicia


324


in the form of the word “telephone” (see

FIG. 2



d


).




When one of the players moves or is moved to one of the stock spaces, that player is given the opportunity to purchase the stock represented by that space. Because the illustrated purchase prices for the stock spaces are represented in dollar amounts, the preferred monetary system used to purchase stocks comprises a plurality of faux bills


326


(see FIG.


8


). Each of the bills


326


includes value indicia


328


(e.g., “$10,000”) identifying the dollar amount the bill represents. Preferably, the denominations of the bills are $25, $50, $100, $500, $1,000, $5,000 and $10,000. The game


10


is preferably provided with fifty $25 bills, fifty $50 bills, one hundred $100 bills, fifty $500 bills, one hundred $1,000 bills, fifty $5,000 bills and thirty $10,000 bills; although the type of denominations and the number of bills of each denomination may be varied if desired. It is noted that each of the players is preferably provided with bills having a total value of $25,000 at the start of the game.




As will be described further below, when stock is purchased by a player, a closing value for the purchased stock is determined. In other words, the purchased stock has the potential to immediately change value. The closing value is determined by using a chance indicator which, in the illustrated embodiment, instructs the player to either change the stock value a given amount or to make no change in the present stock value. The preferred game methodology also requires the player to use the chance indicator when landing on a stock space for which stock has already been purchased. In the illustrated embodiment, the chance indicator comprises a plurality of high risk stock value cards


330


(see

FIGS. 13



a


and


13




b


), a plurality of medium risk stock value cards


332


(see

FIGS. 14



a


and


14




b


), a plurality of low risk stock value cards


334


(see

FIGS. 15



a


and


15




b


), and a stock value die


335


(see FIG.


6


). Each of the cards


330


,


332


,


334


identifies either a change or no change in stock value. As will subsequently be indicated, the high risk cards


330


have the potential of increasing the stock value a greater amount than the medium risk cards


332


but also present a relatively greater risk of decreasing the stock value than the medium risk cards


332


. The same may be said of the medium risk cards


332


relative to the low risk cards


334


.




The top face of each high risk stock value card


330


includes identification indicia


336


so that the card is quickly recognizable as being part of the high risk card set. As shown in

FIG. 13



a


, the identification indicia


336


preferably includes the words “high risk”. The opposite bottom face of the high risk card


330


is provided with value change indicia


338


representing a change in stock value or no change indicia (not shown) representing no change in stock value. The value change indicia


338


of the high risk cards


330


preferably identifies whether it is to be considered an increase or decrease in stock value. As shown in

FIG. 13



b


, the indicia


338


includes the symbol “+” to represent an increase in stock value, and it will be appreciated that a decrease in stock value is represented by the symbol “−”. The principles of the present invention are equally applicable to various other symbols or means for distinguishing between an increase and decrease in stock value. For example, color coding may be used, such as coloring the value change amount in green to represent an increase in value or in red to represent a decrease. The no change indicia is preferably in the form of an ellipses (e.g., “ . . . ”).




There are preferably a total of forty high risk cards


330


, seven of which include no change indicia, eleven of which include value change inclicia


338


representing an increase in stock value and twenty-two of which include value change indicia


338


representing a decrease in stock value. The eleven cards with stock value increase indicia preferably represent dollar increase amounts per share as follows: one card identifying an increase of $3.25, one card identifying an increase of $6.25, one card identifying an increase of $12.50, three cards identifying an increase of $25.00, two cards identifying an increase of $75.00 and one card identifying an increase of $100.00. The twenty-two cards with stock value decrease indicia preferably represent dollar decrease amounts per share as follows: one card identifying a decrease of $0.75, three cards identifying a decrease of $1.50, four cards identifying a decrease of $3.25, one card identifying a decrease of $4.25, four cards identifying a decrease of $6.25, one card identifying a decrease of $9.50, three cards identifying a decrease of $12.50, one card identifying a decrease of $18.75, two cards identifying a decrease of $25.00, one card identifying a decrease of $37.50 and one card identifying a decrease of $50.00.




As perhaps best shown in

FIG. 2



c


, the illustrated board


12


is provided with an undrawn high risk card space


340


and a drawn high risk card space


342


, both of which are spaced inward of the financials group identification area


162


. The high risk cards that have not been drawn by one of the players are stacked on the space


340


, while drawn cards are discarded to the space


342


. The board


12


is preferably also provided with a high risk card listing space


344


that includes indicia


346


identifying the total number of high risk cards


330


. Although not shown, the preferred indicia


346


also identifies the number of cards having no change indicia, the number of cards having stock value increase indicia, the number of cards having stock value decrease indicia, and each of the various amounts of increase or decrease in stock value represented by the cards having value change indicia


338


. The card listing space


344


is aligned with and spaced just inward of the undrawn card space


340


. It is also noted that the undrawn high risk card space


340


includes minimum stock value indicia


348


in the form of the dollar amount “10”. As will subsequently be described, the players are limited to selecting among the high, medium and low risk cards depending upon the present value of the stock for which the closing value is being determined. Particularly, the player is not permitted to draw one of the high risk cards


330


unless the present per share value of the stock is at least the value represented by the indicia


348


.




Similar to the high risk cards


330


, the top face of each medium risk stock value card


332


includes identification indicia


350


so that the card is quickly recognizable as being part of the medium risk card set. As shown in

FIG. 14



a


, the identification indicia


350


preferably includes the words “medium risk”. The opposite bottom face of the medium risk card


332


is provided with value change indicia


352


representing a change in stock value or no change indicia (not shown) representing no change in stock value. Another similarity to the high risk cards


330


is that the value change indicia


352


identifies whether it is to be considered an increase or decrease in stock value. As shown in

FIG. 14



b


, the indicia


352


includes the symbol “−” to represent a decrease in stock value, and it will be appreciated that an increase in stock value is represented by the symbol “+”. As with the high risk cards


330


, various alternatives to the symbols may be used. Furthermore, the no change indicia is preferably in the form of an ellipses (e.g., “ . . . ”).




There are preferably a total of thirty-two medium risk cards


332


, six of which include no change indicia, ten of which include value change indicia


352


representing an increase in stock value and sixteen of which include value change indicia


352


representing a decrease in stock value. The ten cards with stock value increase indicia preferably represent dollar increase amounts per share as follows: one card identifying an increase of $3.25, three cards identifying an increase of $6.25, two cards identifying an increase of $12.25, one card identifying an increase of $18.75, one card identifying an increase of $25.00, one card identifying an increase of $37.75 and one card identifying an increase of $50.00. The sixteen cards with stock value decrease indicia preferably represent dollar decrease amounts per share as follows: one card identifying a decrease of $0.75, five cards identifying a decrease of $1.50, four cards identifying a decrease of $3.25, three cards identifying a decrease of $6.25, two cards identifying a decrease of $12.50 and one card identifying a decrease of $25.00.




Similar to the spaces


340


,


342


,


344


for the high risk card set, the illustrated board


12


is provided with an undrawn medium risk card space


354


, a drawn medium risk card space


356


and a medium risk card listing space


358


(see

FIG. 2



d


). The medium risk card spaces


354


,


356


,


358


are aligned relative to one another and spaced inward of the healthcare group identification area


190


. It will be appreciated that the medium risk card spaces


354


,


356


,


358


are similar to the high risk card spaces


340


,


342


,


344


. Particularly, the card listing space


358


identifies the same type of information identified by the high risk card listing space


344


, such that the space


358


includes indicia


360


identifying, among other things, each of the medium risk cards


332


. Furthermore, the undrawn medium risk card space


354


includes minimum stock value indicia


362


in the form of the dollar amount “5”.




Similar to the both the high and medium risk cards


330


and


332


, the top face of each low risk stock value card


334


includes identification indicia


364


so that the card is quickly recognizable as being part of the low risk card set. As shown in

FIG. 15



a


, the identification indicia


364


preferably includes the words “low risk”. The opposite bottom face of the low risk card


334


is provided with value change indicia (not shown) representing a change in stock value or no change indicia


366


representing no change in stock value. As previously noted, the no change indicia


366


is preferably in the form of an ellipses (e.g., “ . . . ”). Moreover, contrary to the high and medium risk cards


330


and


332


, the value change indicia of the low risk cards


334


does not indicate whether it is to be considered an increase or decrease in stock value. But rather the stock value die


335


is used by the player to determine whether the value change indicia involves an increase or decrease in stock value or whether the value change indicia should be ignored altogether. If desired, it is entirely within the ambit of the present invention to provide value change indicia on the high and medium risk cards that, similar to the low risk cards


334


, does not indicate whether the change should be considered an increase or decrease in stock value. In this respect, the stock value die


335


or some alternative die or mechanism may be used with such alternative medium and high risk cards to determine whether the value change indicia shall be considered an increase or decrease in stock value.




As shown in

FIG. 6

, the stock value die


335


is a standard six-sided die, however, the indicia provided on the sides is unique to this game. Particularly, three of the sides


368


,


370


,


372


include respective indicia


374


,


376


,


378


indicating that the value change indicia of the low risk card should be considered an increase in stock value. It is particularly noted that there are two forms of stock value increase indicia, one in the shape of a bull (indicia


376


,


378


) to represent a bull market and another in the shape of an green-colored arrow (indicia


374


) so as to be consistent with the color-coding of the high and medium risk cards


330


and


332


. Two sides


380


,


382


of the die


335


include respective stock value decrease indicia


384


,


386


. Similar to the stock value increase indicia


374


,


376


,


378


, the stock value decrease indicia


384


,


386


is in two forms, one in the shape of a bear (indicia


384


) to represent a bear market and another in the shape of a red-colored arrow (indicia


386


) so as to be consistent with the color-coding of the high and medium risk cards


330


and


332


. The final side


388


of the die


335


includes indicia


390


representing no change in stock value. As shown in

FIG. 6

, the indicia


390


preferably includes the words “no change” and an ellipses.




A player who decides to draw one of the low risk cards


334


is preferably required to roll the die


335


before the card is drawn, although it entirely within the ambit of the present invention to roll the die


335


after the low risk card is drawn. In this respect, there is no need for the player to draw a low risk card


334


when the no change side


388


of the die


335


is rolled. However, if any of the other sides


368


,


370


,


372


,


380


,


382


of the die are rolled, the player must select one of the low risk cards


334


. If the game alternatively involves drawing a low risk card


334


before the die


335


is rolled, then the die


335


need not be rolled when a low risk card


334


having no change indicia


366


is drawn.




There are preferably a total of fifty-four low risk cards


334


, seven of which include no change indicia


366


and forty-seven of which include value change indicia. The forty-seven cards with value change indicia preferably represent dollar change amounts per share as follows: sixteen cards identifying a change of $0.25, ten cards identifying a change of $0.50, six cards identifying a change of $0.75, five cards identifying a change of $1.00, four cards identifying a change of $2.00, three cards identifying a change of $3.00, two cards identifying a change of $4.00 and one card identifying a change of $5.00.




It is noted that the board


12


is also provided with an undrawn low risk card space


392


(see

FIG. 2



d


), a drawn low risk card space


394


and a low risk card listing space


396


(see

FIG. 2



b


). The undrawn and drawn card spaces


392


and


394


are aligned relative to one another and spaced between the high risk card spaces


340


,


344


and medium risk card spaces


354


,


358


. The card listing space


396


is spaced inward and offset to the right of the undrawn card space


392


. The low risk card spaces


392


,


394


,


396


are similar to the high risk card spaces


340


,


342


,


344


and medium risk card spaces


354


,


356


,


358


. It is particularly noted that the low risk card listing space


396


preferably includes indicia


398


identifying each of the low risk cards


334


, as well as other information similar to that described above with respect to the high risk card listing indicia


346


. Furthermore, the undrawn low risk card space


392


includes minimum stock value indicia


400


in the form of the dollar amount “¼”. The board


12


is also provided with a stock value die space


402


located alongside the card listing space


396


(see

FIGS. 1 and 2



a


). If desired, the stock value die


335


may be located on the space


402


when it is not being used. Moreover, the stock value space


402


is provided with indicia


404


in the form of the words “bull or bear dice” to identify the stock value die


335


. Although not shown, the indicia


404


preferably also identifies each of the sides of the die


335


.




In view of the foregoing, it will be appreciated that there is a greater risk of reducing the stock value when drawing one of the high risk cards


330


as opposed to the medium risk cards


332


. However, the possible increases in stock value are higher with the high risk cards


330


than those of the medium risk cards


332


. The same relationships may be said of the medium risk cards


332


relative to the low risk cards


334


(taking into account of course the stock value die


335


). The low risk cards


334


cooperatively present the lowest risk of reducing the stock value but also provide the smallest potential increases in stock values. The high risk cards


330


cooperatively present the highest risk of reducing stock value and the greatest potential stock value reduction amounts but also the greatest potential stock value increase amounts. The medium risk cards


332


fall somewhere between the low and high risk card sets.




It is particularly noted that the high risk cards


330


cooperatively present a range of change values (i.e., from a decrease of $50.00 per share to an increase of $100.00 per share) that is greatcr than the range of change values for the medium risk cards


332


(i.e., from a decrease of $25.00 per share to an increase of $50.00 per share). Both of these ranges are greater than the range of change values for the low risk cards


334


(i.e., no more than $5.00 increase or decrease). In addition, there are twice as many high risk cards


330


having value change indicia representing a stock value decrease than cards having value change indicia representing a stock value increase (i.e., twenty-two high risk cards with stock value decrease indicia versus eleven cards with stock value increase indicia). Similarly, there are a greater number of medium risk cards


332


having stock decrease indicia than medium risk cards having stock increase indicia (i.e., sixteen cards with stock value decrease indicia versus ten cards with stock value increase indicia). It will also be appreciated that the high risk card set has a greater proportion of cards with stock value decrease indicia to cards with stock value increase indicia than the medium risk card set. Furthermore, when drawing one of the low risk cards


334


, there is a greater likelihood that the stock value will increase than decrease. This is attributable to the fact that the stock value die


335


has three sides


368


,


370


,


372


with indicia representing a stock value increase and only two sides


380


,


382


with indicia representing a stock value decrease.




Returning to the path


16


, there are three global risk spaces


406


,


408


,


410


disbursed among the stock spaces along the path. The first global risk space


406


is located between the transportation stock spaces


18


and


20


(see

FIG. 2



a


). The second global risk space


408


is located between the basic materials stock space


78


and the utilities stock space


272


(see

FIG. 2



b


). The third global risk space


410


is located between the financials stock space


142


and the healthcare stock space


166


(see

FIGS. 2



c


and


2




d


). The global risk spaces


406


,


408


,


410


are identical in design, and it shall therefore be sufficient to describe just one of these spaces with the understanding that the other spaces are identical. With respect to the first global risk space


406


, indicia


412


including the words “global risk cards” is provided within the space.




Associated with the global risk spaces


406


,


408


,


410


are a plurality of global risk cards


414


(see

FIGS. 11



a


and


11




b


), one of which is drawn when a player lands on one of the global risk spaces. As shown in

FIG. 11



b


, each of the global risk cards


414


includes indicia


416


that represents an increase or decrease in the value of at least one of the stocks. The indicia


416


shown in

FIG. 11



b


is in the form of stock identification (e.g., “stock 2V”), an upwardly pointing arrow, and a value increase dollar amount of “9”. This exemplary global risk card shown in

FIG. 11



b


consequently represents a $9.00 per share increase for the stock represented by the third capital goods space


50


.




There are preferably a total of sixty global risk cards


414


. There are two cards for each of the eleven stock groups, with one of the cards representing a $5.00 per share increase in value and the other representing a $2.50 per share decrease in value. For example, there is a card representing a $5.00 per share increase in value of the transportation stock and another representing a $2.50 per share decrease in value of the transportation stock. The values for the stocks represented by both the transportation stock spaces


18


and


20


are both affected by each of these cards. For each of the stock spaces having an initial purchase price of $5.00 as shown in the drawings (i.e., stock spaces


18


,


46


,


78


,


108


,


142


,


170


,


198


,


226


and


252


), there is one corresponding global risk card representing a $3.00 per share increase in value and another global risk card representing $1.50 per share decrease in value. Of these spaces, the stock spaces


18


and


46


are identified on the same card, the spaces


78


and


108


are identified on the same card, the spaces


142


and


170


are identified on the same card, and the spaces


198


,


226


and


252


are identified on the same card. There are consequently a total of eight global risk cards identifying the stocks having an initial purchase price of $5.00. Two of the global risk cards, one representing a $6.00 per share increase in value and another representing a $3.00 per share decrease in value, are provided for each of the stock spaces having an initial purchase price of $10.00 (i.e., stock spaces


20


,


48


,


76


,


106


,


140


,


168


,


196


,


224


and


250


). Of these spaces, the stock spaces


20


and


48


are identified on the same card, the stock spaces


76


and


106


are identified on the same card, the stock spaces


140


and


168


are identified on the same card, and the stock spaces


196


,


224


and


250


are identified on the same card. There are consequently a total of eight global risk cards identifying the stocks having an initial purchase price of $10.00. For each of the stock spaces having an initial purchase price of $15.00 (i.e., stock spaces


50


,


74


,


104


,


138


,


166


,


194


and


222


), there is one corresponding global risk card representing a $9.00 per share increase in value and another global risk card representing a $4.50 per share decrease in value. Of these spaces, the stock space


50


is identified singly on one of the global risk cards, the stock spaces


74


and


104


are identified on the same card, the stock spaces


138


and


166


are identified on the same card, and the stock spaces


194


and


22


are identified on the same card. There are consequently a total of eight global risk cards identifying the stocks having an initial purchase price of $15.00. There is one global risk card representing an $18.00 per share increase in value and another representing a $9.00 decrease in value for each of the stock spaces having an initial purchase price of $20.00 (i.e., the stock spaces


270


,


298


,


272


,


102


,


300


,


274


and


302


). All of these spaces are identified on separate cards, such that there are a total of fourteen global risk cards identifying the stock spaces having an initial purchase price of $20.00.




Preferably, when one of the global risk cards


414


is drawn, it affects both the closing value and the purchase price of the stock. That is to say, any player who owns the stock identified on the drawn global risk card, must change the stock value accordingly. Additionally, the purchase price for the identified stock is changed the same amount. For example, with respect to the card shown in

FIG. 11



b


, the purchase price for stock 2V (i.e., the stock represented by the capital goods space


50


) is increased by $9.00 and all players owning shares of that stock receive an increase in value of $9.00 per share.




To help keep track of the current purchase price for a stock and to facilitate changing of the purchase price, a plurality of laminated disks


418


are provided (only one of the disks being shown in

FIGS. 9



a


and


9




b


). Each disk


418


is preferably circular in shape and presents opposite faces


420


and


422


. The face


420


includes indicia


424


in the form of a line and the symbol “$” (see

FIG. 9



a


), and preferably one of the players erasably writes the current purchase price for the stock space oil the face


420


. Because the purchase price of each of the stock spaces may vary, there are preferably at least as many disks


418


as stock spaces. The face


422


includes indicia


426


in the form of a line and the words “# of shares” (see

FIG. 9



b


). In the preferred embodiment, only one thousand shares are available for each of the stock spaces, and the face


422


consequently permits the players to keep track of the number of shares available for that stock space. If desired, each disk


418


is placed on a corresponding one of the stock spaces while the game


10


is played. Additionally, a plurality of standard dry erase markers (not shown) may be provided to facilitate use of the disks


418


.




The board


12


is provided with an undrawn global risk card space


426


and a drawn global risk card space


427


(see

FIG. 2



b


). The spaces


426


and


427


are located inward of the basic materials group of stock spaces


74


,


76


,


78


and are positioned along a line that is generally parallel to that side of the path


16


.




The path


16


is further defined by a start space


428


and a return to start space


430


. The spaces


428


and


430


are located at opposite corners of the path


16


, with the start space


428


being located between the transportation stock space


18


and the energy stock space


252


(see

FIG. 2



a


) and the return to start space


430


being located between the consumer cyclicals space


108


and the financial space


138


(see

FIG. 2



c


). The return to start space


430


is consequently midway along the path


16


relative to the start space


428


. The players preferably begin at the start space


428


, and this is preferably identified by indicia


432


such as the words “start your work week”. The start space


428


preferably also includes monetary award indicia


434


in the form of the words “full week $400” and “half week $200”. The return to start space


430


includes indicia


436


instructing a player who has moved to the space


430


to return to the start space


428


. As shown in

FIG. 2



c


, the indicia


436


is preferably in the form of words “go to start, ½ work=½ pay”. As instructed by the indicia


434


of the start space


428


, a player who makes it entirely around the path


16


will be awarded $400, while a player who makes it only halfway around the path


16


(i.e., a player who is returned to the start space


428


as a result of landing on the return to start space


430


) will be awarded $200.




A confinement space


438


and a busted space


440


are located at the other opposite corners of the path


16


. In this respect, the confinement space


438


is located between the capital goods stock space


50


and the basic materials stock space


74


(see

FIG. 2



b


), and the busted space


440


is located between the healthcare stock space


170


and the technology stock space


194


(see

FIG. 2



d


). The busted space


440


has indicia


442


representing a conviction for insider trading. The indicia


442


includes the words “insider trading”, as shown in

FIG. 2



d


, and further includes wording identifying first, second and third offenses. Preferably, the first offense involves a $500 penalty and two missed turns, a second offense involves a $1,000 penalty and three missed turns, and the third offense involves a $3,000 penalty and the end of the game for that player. The type of offense corresponds with the number of times that a player has moved to the busted space


440


. For example, the second time a player lands on the busted space


440


, that player will be required to relinquish $1,000 and skip three turns. It is also noted that a player who lands on the busted space


440


is relocated to the confinement space


438


and remains in the confinement space


438


during the missed turns. As shown in

FIG. 2



b


, the confinement space


438


includes four game piece areas


444


,


446


,


448


,


450


to help track the number of turns lost by a player. The areas


444


,


446


,


448


,


450


include respective indicia in form of “spot 4”, “spot 3”, “spot 2” and “spot 1”. Thus, a player required to skip two turns will initially move to area


448


and, after the first turn is skipped, to the area


450


.




As shown in

FIG. 2



a


, the path


16


further includes two spaces


452


,


454


each representing a monetary penalty for any player who moves to that space. The space


452


is located between the transportation stock space


20


and the utilities stock space


270


, while the space


454


is located between the energy stock spaces


250


and


252


. The space


452


has indicia


456


including the words “internal revenue service audit”. Although not shown, the indicia


456


also includes various monetary penalties depending upon the total amount of cash (in the form of the bills


326


) currently held by the player. The penalties are preferably as follows: $250 must be relinquished when the total cash in hand is less than $2,500; $500 must be relinquished when the total cash in hand exceeds $2,500 but is less than $5,000; $1,000 must be relinquished when the total cash in hand exceeds $5,000 but is less than $7,500; $2,000 must be relinquished when the total cash in hand exceeds $7,500 but is less than $10,000; and $3,500 must be relinquished when the total cash in hand exceeds $10,000. The space


454


has indicia in the form of the words “broker fees due” and the amount “$250”. Accordingly, a player who moves or is moved to the space


454


is required to relinquish $250.




Finally, the path


16


includes three personal risk spaces


458


,


460


,


462


dispersed among the stock spaces along the path. The first personal risk space


458


is located between the capital goods stock spaces


46


and


48


(see

FIG. 2



b


). The second personal risk space


460


is located between the consumer cyclicals stock spaces


102


and


104


(see

FIG. 2



c


). The third personal risk space


462


is located between the consumer staples stock space


226


and the energy stock space


250


(see

FIG. 2



a


). The personal risk spaces


458


,


460


,


462


are identical in design, and it shall therefore be sufficient to describe just one of these spaces with the understanding that the other spaces are identical. With respect to the first personal risk space


458


, indicia


464


including the words “personal risk cards” is provided within the space.




Associated with the personal risk spaces


458


,


460


,


462


are a plurality of personal risk cards


466




a


(see

FIGS. 10



a


and


10




b


) and


466




b


(see

FIGS. 12



a


and


12




b


). A player who moves or is moved to one of the personal risk spaces


458


,


460


,


462


is required to draw one of the cards


466




a


shown in

FIG. 10



a


and, if instructed to do so by that card, to also draw one of the cards


466




b


shown in

FIG. 12



a


. As will subsequently be described, the cards


466




a


shown in

FIG. 10



a


include indicia representing a monetary award or penalty or indicia representing no monetary impact to the player. For example, the card


466




a


shown in

FIG. 10



b


includes monetary penalty indicia in the form of the words “car accident $1500 damage”. When this card is drawn, the player must relinquish $1500 unless an insurance policy, as identified below, has been obtained. The top face of each of the cards


466




a


includes indicia


470


identifying the card as being one of the personal risk cards. As will also be subsequently be described, the cards


466




b


shown in

FIG. 12



a


include indicia representing a monetary penalty and a number of turns to be skipped by the player. For example, the card


466




b


shown in

FIG. 12



b


includes lost turn indicia


472


representing the number of turns to be skipped by the player and monetary penalty indicia


474


representing the amount of money to be relinquished by the player. The illustrated lost turn indicia


472


includes the numeral “1” thereby requiring the player to lose one turn, while the monetary penalty indicia


474


represents a $200 penalty for the first DWI offense, a $300 penalty for the second DWI offense, and a $1250 penalty for the third DWI offense. The top face of each of the cards


466




b


includes indicia


476


including the words “judgement day” so as to separate the cards


466




b


from the cards


466




a


shown in

FIG. 10



a.






A total of thirty-three cards


466




a


are preferably provided in the game


10


. Of these cards


466




a


, ten include indicia (not shown) representing no monetary penalty or award for the player. This indicia is preferably in the form of the word “relax” and a design often referred to as a “smiley face”. The preferred card set


466




a


further includes five cards including indicia (not shown) representing a monetary award to the player. The monetary award indicia is preferably in the form of the words “good night at the casino! $500”, “state income tax return $200”, “federal income tax return $500”, “Christmas bonus $200”, or “employee of the month $150”. When a player draws one of these cards, he/she is awarded the amount indicated. There are preferably six of the cards


466




a


that include indicia representing a monetary penalty to the player (e.g., the indicia


468


shown in

FIG. 10



b


). Beyond the monetary penalty indicia


468


shown in

FIG. 10



b


, the monetary penalty indicia is preferably in the form of the words “car accident $1000”, “car accident (liability) $1200”, “bad night at the casino! $500”, “state income tax (you owe) $200”, or “federal income tax (you owe) $500”. Nine of the cards


466




a


have indicia (not shown) representing various car insurance policies that may be purchased by the player to minimize the monetary penalty identified on the cards having car accident indicia (such as the card shown in

FIG. 10



b


). A player is not required to purchase the insurance represented on the card; however, if the insurance is purchased, the player preferably retains the card in his/her possession until the insurance is used. The player must discard the insurance card once it is used and must again purchase one of the policies to obtain insurance coverage. It is also noted that several types of insurance policies are provided. Particularly, two of the cards


466




a


include indicia representing a $200 premium for a full coverage policy having a $250 deductible; three of the cards


466




a


include indicia representing a $100 premium for a full coverage policy having a $500 deductible; two of the cards


466




a


include indicia representing a $100 premium for a liability only policy having a $500 deductible; one of the cards


466




a


includes indicia representing a $150 premium for a liability only policy having a $250 deductible; and one of the cards


466




a


includes indicia representing a $300 premium for a full coverage policy having a $0 deductible. The premium is the amount the player pays for the insurance, and the insurance coverage lessens the monetary penalty represented by one of the car accident cards (such as that shown in

FIG. 10



b


) the identified coverage amount minus the amount of any deductible. The liability policies may only be used to mitigate the monetary penalty of the card identifying a “liability” accident, while the full coverage policies may be used on any of the car accident cards. Finally, the card set


466




a


includes one card having indicia (not shown) representing a first driving while intoxicated (“DWI”) offense, one card having indicia (not shown) representing a second DWI offense, and one card having indicia (not shown) representing a third DWI offense. Each of these cards requires the player to draw one of the judgement day cards


466




b


shown in

FIG. 12



a.






There are a total of thirteen judgement day cards


466




b


. Six of the cards


466




b


include the lost turn indicia


472


and monetary penalty indicia


474


shown in

FIG. 12



b


. The remaining judgement day cards are similar to that shown in

FIG. 12



b


, except for differences in the lost turn and monetary penalty indicia. Particularly, four of the remaining cards have lost turn indicia including the numeral “2” and monetary penalty indicia representing a $300 penalty for the first DWI offense, a $500 penalty for the second DWI offense, and a $1750 penalty for the third DWI offense. Two of the remaining judgement day cards have lost turn indicia including the numeral “3” and monetary penalty indicia representing a $400 penalty for the first DWI offense, a $750 penalty for the second DWI offense, and a $3000 penalty for the third DWI offense. The final judgement day card has lost turn indicia including the numeral “4” and monetary penalty indicia representing a $500 penalty for the first DWI offense, a $1000 penalty for the second DWI offense, and a $5000 penalty for the third DWI offense. A player, who is required to draw one of the judgement day cards


466




b


as a result of drawing one of the DWI cards of the personal risk card set


466




a


, must consequently lose the number of turns represented by the lost turn indicia. Preferably, the player will be required to move to the confinement space


438


and remain thereon until all of the turns have been skipped, as described above. Furthermore, the player will be required to relinquish the monetary penalty for the first, second, or third offense depending upon which of the DWI cards had been drawn. For example, if the player draws the DWI card representing a second DWI offense, the player must relinquish the monetary amount for the second DWI offense identified on the judgement card


466




b.






Similar to the card spaces


426


and


427


for the global risk cards


414


, the board


12


includes an undrawn personal risk card space


477


and a spaced drawn personal risk card space


478


spaced inwardly from the consumer staples and energy stock group identification areas


246


and


266


(see

FIG. 2



a


). The personal risk cards


466




a


are normally located on the space


477


until they are drawn and discarded to the space


478


. Located between the card spaces


477


and


478


is judgement day card space


479


. The judgement day cards


466




b


may be placed on the card space


479


. Because the judgement day cards


466




b


are preferably shuffled before a player draws one of the judgement day cards


466




b


, the board does not include a drawn judgement day card space.




Player movement along the path is represented by a plurality of game pieces


480


(see FIG.


7


), with each of the pieces


480


representing one of the players. Although the illustrated game piece


480


has a generally standard construction, the principles of the present invention are equally applicable to various other game piece designs. For example, the game may alternatively be provided with a plurality of variously shaped game pieces, such as game pieces in the shape of a bull, a bear, a gavel, a bell, a dollar sign (e.g., “$”), a podium, a pocket watch having indicia indicating that the market is open, a pocket watch having indicia indicating that the market is closed, a “Wall Street” street sign, a tombstone having indicia representing the inception of the New York Stock Exchange, etc.




Player movement along the path is controlled by a pair of standard dice


481


,


482


(see FIG.


7


). As is customary, the sides of each die


481


or


482


includes indicia in the form of spots numbering one to six. The game preferably involves having each player roll the dice


481


,


482


to determine the number of spaces that the player's game piece


480


is to be moved along the path


16


. The principles of the present invention are equally applicable to various other devices for providing a random space count for player movement. For example, a numbered spinning wheel (such as that used in the board game sold under the designation “LIFE”) may be used.




The game


10


further includes a plurality of stock portfolio booklets


484


(only one being shown in FIGS.


3


and


4


), each of which serves as a log for one of the players to assist the player with, among other things, tracking of the number of shares purchased of a stock and the present closing value for the stock. The preferred booklet


484


comprises a plurality of laminated sheets


486


provided between top and bottom covers


488


and


490


. In the illustrated embodiment, the sheets


486


and covers


488


,


490


are bound to one another by a so-called “GBC binding” element


492


, although other suitable binding devices or arrangements may be used. The sheets


486


and covers


488


,


490


present numerous pages in which indicia is provided, as will subsequently be described. Each of the stock groups is represented on a separate one of the sheets


486


, such that there are a total of eleven sheets.




As shown in

FIG. 4

, the communication services stock group is represented on the eleventh sheet, which corresponds with the group distinguishing indicia


310


. This sheet not only includes indicia


494


in the form of the words “communication services stock” but also a laterally projecting tab


496


having indicia


498


in the form of the numeral “11”. The page is provided with indicia


500


that is identical to the space identification indicia


312


for the first communication services stock space


298


, as well as indicia


502


representing the initial purchase price for that stock space


298


. The other two communication services stock spaces


300


and


302


are similarly identified by respective indicia


504


,


506


and


508


,


510


. The indicia


500


,


504


,


508


identifying the three communication services stock spaces are positioned in a column below heading indica


512


in the form of the word “stock”. Similar heading indicia


514


in the form of the word “original value” is similarly provided for the column of purchase price indicia


502


,


506


,


510


. A column of shares purchased spaces


516


,


518


,


520


is provided under heading indicia


521


in the form of the words “#shares”, and a column of closing value spaces


522


,


524


,


526


is provided under heading indicia


528


in the form of the word “close”. The spaces


516


,


518


,


520


,


522


,


524


,


526


are blank and therefore permit the player to input the number of shares purchased and closing value of the stock represented by each of the spaces


298


,


300


,


302


. Because the sheets


486


are preferably laminated, the player may erasably write information within the spaces


516


,


518


,


520


,


522


,


524


,


526


. Again, the game


10


is provided with dry erase markers (not shown) for use with the portfolio booklet


484


. Each of the communication services stock spaces is consequently represented along a horizontal row including the stock space identification indicia, the initial purchase price indicia, and player inputted information including the number of shares purchased and the present closing value per share. A column of stock value spaces


530


,


532


,


534


is provided under heading indicia


536


in the form of the words “$ stock value”. The stock value spaces


530


,


532


,


534


permit the player to removably input the total dollar value for the shares purchased (the player preferably enters a value amount determined by multiplying the number of shares purchased and the closing value per share). A total value space


538


is provided below the stock value spaces


530


,


532


,


534


and alongside indicia


540


in the form of the words “total stocks value”. The space


538


permits the player to enter the aggregate value of all owned communication services stock.




It will be appreciated that the sheets


486


for each of the other stock groups are arranged and constructed in essentially the same manner as that just described for the communication services stock group. Accordingly, these other sheets will not be described in detail. It is also noted that the inside face


542


of the top cover


488


includes a low risk card listing space


544


, a medium risk card listing space


546


, and a high risk listing space


548


. The low risk card listing spaces


544


includes indicia


550


that is similar to the indicia


398


provided in the card listing space


396


of the board


12


. The medium risk and high risk card listing spaces


546


and


548


are provided with similar card listing indicia


552


and


554


, respectively. If desired, the inside face


556


of the bottom cover


490


is provided with a grand total space (not shown) in which the total value of the player's stock portfolio may be entered.




It will be appreciated that the principles of the present invention are equally applicable to various other devices capable of permitting input and storage of the stock purchased by the players and the closing value per share for those stocks. For example, a single log may be provided for all of the players. Alternatively, each player may be provided with a computerized portfolio device that stores inputted information and is capable of processing the information to automatically calculate total stock and stock group values and a grand total for the portfolio. It is noted that, with the preferred stock portfolio booklets


484


, the game


10


is preferably provided with a calculator (not shown) to assist the players with calculating stock values and other calculations while playing the game.




In the preferred game method, players will be given the opportunity to purchase stock sold by one of the players. Such bidding is facilitated by a silent bid card


558


having indicia


560


identifying it as such. The card


558


is preferably laminated so that any writings on the card with one of the dry erase markers (not shown) are erasable. The card


558


is provided with a bid value space


562


, in which the player enters the price he/she is willing to pay for the stock, and a shares bid space


564


, in which the player enters the number of shares he/she wishes to purchase at the bid price. As will subsequently be indicated, it may be desirable to change the number written in the space


564


when the number of shares purchased by the bid is different than the number of shares for which the bid was made. Each of the bidding players is provided with one of the silent bid cards


558


and the game


10


consequently includes a plurality of the cards


558


. As will subsequently be described, the closing value for stock purchased from another player may be different than the price paid for that stock. Accordingly, the bid card


558


includes a closing value space


566


in which the player may enter the closing value per share. The final value of the shares purchased from another player (i.e., the number of shares purchased multiplied by the closing value per share) is preferably entered in a silent bid value space


568


. The card


558


is arranged to facilitate revaluation of a player's stock when the player purchases stock through a successful bid and already owns shares of that stock. Particularly, the card


558


includes a stock identification space


570


located below the closing value space


566


. The alphanumeric identification for the stock (e.g., 1Z) is entered within the space


570


. Below the shares bid space


564


is a prior shares owned space


572


in which the player enters the number of shares owned before the bid. A prior stock value space


574


is located below the silent bid value space


568


. It will be appreciated that the player may simply transfer information from the stock portfolio booklet


484


to the spaces


572


and


574


. Once the closing value per share for the stock purchased by a silent bid is determined, the total value of the purchased shares is entered in space


568


and this value may then be added to that entered in space


574


, as represented by the symbol


576


. A total stock value space


578


is provided so that the player may enter the result of this addition. The number of shares purchased by the bid (i.e., the number entered in space


564


) is added to the number of shares previously owned (i.e., the number entered in space


572


), as represented by symbol


579


, and the aggregate amount may be entered in a total shares space


580


. The closing value for all of the owned shares (the previously owned shares and the shares purchased by the silent bid) may simply be calculated by dividing the value in space


578


by the number in space


580


, as represented by symbol


582


. The card


558


includes an average closing value space


584


in which the closing value for all of the owned shares may be entered. Upon making the above-noted calculations, the information contained within the spaces


578


,


580


,


584


is transferred to the appropriate spaces within the portfolio booklet


484


.




The method of playing the game


10


should be at least somewhat apparent from the foregoing description. Thus, it shall be sufficient to explain that the preferred game method begins with players' game pieces


480


being placed on the start space


428


and each player being given an initial amount of money (preferably $25,000). The players each take a turn rolling the die


481


,


482


and moving the number of spaces indicated thereby. Player movement along the path


16


is preferably in a clockwise direction, when viewing FIG.


1


.




When a player moves to one of the stock spaces, the player is given the opportunity to purchase the stock represented by that space. The player is not required to purchase any stock; however, if stock is purchased, the player is preferably limited to purchasing the stock in increments of one hundred shares. To purchase stock, the player must relinquish an amount of money (preferably in the form of the faux bills


326


) equal to the purchase price value of the stock. The purchase price value of the stock is determined simply by multiplying the present purchase price per share of the stock by the number of shares purchased. It is preferred that the player have enough faux bills


326


in hand to pay for the stock. That is to say, the preferred game method does not permit stock to be traded for stock. It is noted that any payment made by a player for stock or for monetary penalties is returned to a central depository in which unused faux bills


326


are stored. One of the players is preferably in charge of controlling money movement in and out of the depository.




Once a player has purchased stock, a closing value for the stock must be determined. In the illustrated embodiment, this is accomplished by having the player draw one of the stock value cards


330


,


332


,


334


. Of course, the cards may alternatively be dealt to the player. In any case, the player is limited to selecting from the low, medium or high risk cards depending on the present value per share of the stock. As noted above, one of the high risk cards


330


may only be drawn when the value per share is at least $10, and one of the medium risk cards


332


may only be drawn when the value per share is at least $5. Because the preferred absolute minimum value per share for all the stocks is $0.25, one of the low risk cards


334


may always be drawn. It is again noted that the preferred game method requires the player to roll the stock value die


335


before one of the low risk cards


334


is drawn. Once a closing value is determined, the number of shares purchased and closing value for the stock is preferably entered in the player's portfolio booklet


484


. It is noted that the closing value determined by the player does not affect the value of the same stock owned by other players. In this respect, several of the players may own shares of the same stock but have different closing values per share for that stock. Only when one of the global risk cards


414


is drawn does the closing value change for all of the players owning shares of the same stock, as will subsequently be described. It is also noted that, after the shares are purchased, the remaining number of available shares is written on the face


422


of one of the laminated disks


418


and this disk is placed on the stock space.




If the player moves to one of the stock spaces for which stock is already owned, the player is permitted to purchase additional shares (assuming all one thousand shares of the stock have not been purchased). The shares are purchased at the current purchase price and a closing value for only the newly purchased shares is determined. The average closing value per share is calculated from the values for the previously purchased shares and newly purchased shares and then entered in the portfolio book


484


. In other words, the preferred game method does not require the player to determine a new closing value for previously purchased shares of stock when the player is purchasing additional shares of that stock. However, if the player moves to a stock space for which stock is already owned and the player decides not to purchase additional stock, the preferred game method requires the player to determine a new closing value for the previously purchased stock. The new closing value is determined by drawing one of the stock value cards


330


,


332


,


334


, as described hereinabove.




As noted above, the players are given an opportunity to keep track of which of the high, medium and low risk cards


330


,


332


,


334


have been dealt or drawn. Particularly, players can use the card listing spaces


544


,


546


,


548


provided in the portfolio booklet


484


or the listing spaces


344


,


358


,


396


provided on the board


12


to monitor which of the cards


330


,


332


,


334


have been drawn or dealt. The preferred game method permits the players to request that any one of the card sets


330


,


332


,


334


be reshuffled before that player's turn. Such reshuffling involves combining all of the drawn and undrawn cards and shuffling the combined stack of cards. For example, it may be prudent to make a request for reshuffling when a large proportion of the cards having stock increase indicia have already been drawn or dealt.




Each player is not required to roll the die


481


,


482


and move to another space during his/her turn. Instead, the preferred game method permits the player to alternatively sell stock during his/her turn. This permits the player to gain cash for purchasing additional stock. The player is permitted to sells shares in one hundred share increments of any one of the stocks owned by that player. The player is payed cash from the depository based on the present closing value for the stock in that player's portfolio. Moreover, the shares sold by the player are immediately available for purchase by any of the players (including the player who just sold the shares). The players are permitted to make bids for purchasing the stock in one hundred share increments using their respective silent bid cards


558


. The bid made by each of the bidding players is not disclosed to the other players until all bids have been entered on the cards


558


. Again, the bids must be at least as high as the absolute minimum value per share of $0.25. The player having the highest bid per share receives the number of shares he/she desires. If any of the sold shares remain, the next highest bidder receives the number of shares he/she desires. This continues until all bidding players receive the shares they desire or until all of the shares are purchased, whichever occurs first. Each successful bidding player pays for the stock with cash based on the bid value made by that player. Additionally, the closing value of the stock purchased by each of the bidding players is equal to the lowest successful bid value, regardless of what each of the bidding players payed for their stock. For example, if player A purchases one hundred shares of stock for $10 per share and player B purchases the remaining one hundred shares of stock for $5, the closing value for both players A and B is $5, notwithstanding the fact that player A paid $1000 for the stock and player B paid $500 for the stock. If any of the shares remain after the bidding transaction, these shares are added to the amount of available shares noted on the corresponding laminated disk


418


.




If two of the players bid the same value amount for different numbers of shares, the player bidding for the greatest number of shares receives all of the desired shares and the other player receives any remaining shares. For example, if the players are bidding on four hundred shares of stock and player A bids $10 for three hundred shares and player B bids $10 for two hundred shares, player A purchases three hundred shares and player B purchases one hundred shares. If two of the players bid the same value amount for an equal number of shares and there are not enough shares for both players, the players will roll the dice


481


,


482


with the highest roll receiving the desired number of shares.




If one of the players moves to one of the global risk spaces


406


,


408


,


410


, one of the global risk cards


414


must be drawn. As indicated previously, the drawn global risk card affects the closing value for all owned shares of the identified stock and also changes the purchase price for that stock. For example, if the global risk card


414


shown in

FIG. 11



b


is drawn, any player owning shares represented by the stock space “2V” (i.e., stock space


50


) must increase the closing value per share by $9. The purchase price for stock space


50


is also increased by $9, and the new purchase price is preferably written on the face


420


of the corresponding laminated disk. It is again noted that the closing value and the purchase price cannot be lowered by one of the global risk cards beyond the absolute minimum of $0.25 per share.




As noted above, there are a plurality of spaces on the board that affect only the player who moved to that space. For example, each player is monetarily awarded each time he/she passes the start space


428


, with the award being relatively less when the player is returned to the start space


428


as a result of landing on the return to start space


430


. The busted space


440


monetarily penalizes the player, causes the player to lose at least one turn, and relocates the player to the confinement space


438


. In fact, the game will end for any player who lands on the busted space


440


a third time. The board also includes two spaces


452


and


454


that monetarily penalize only the player who lands on that space, as noted hereinabove. As also previously described, the personal risk spaces


458


,


460


,


462


and associated personal risk cards


466




a


,


466




b


also have the potential of monetarily penalizing the player and causing the player to lose turns.




It is also noted that the preferred game method rewards a player who rolls a so-called “double” when rolling the dice


481


,


482


. Particularly, a player receives an extra turn each time the rolled dice


481


,


482


represent the same value. For example, if a player rolls the dice


481


,


482


and both dice represent a value of four, the player will move eight spaces and, depending upon the space to which the player moves, sell or purchase stock, be monetarily penalized or awarded, etc. The player will then be given another turn, and this will continue as long as the player rolls doubles. Such an occurrence in the game method is preferably referred to as “on a roll”. However, there are two instances when a player will not be rewarded an extra turn for rolling a double. First, if upon rolling a double the player moves to the busted space


440


, the player will not receive an extra turn and will be required to lose the appropriate number of turns as described above. Alternatively, if the player lands on one of the personal risk spaces


458


,


460


,


462


and draws one of the personal risk cards


466




a


having DWI indicia such that one of the judgement day cards


466




b


must also be drawn, the player will not be rewarded an extra turn and will be required to skip the appropriate number of turns as described above.




The preferred game method involves having the players take turns until a predetermined amount of time has lapsed or until a predetermined monetary amount is exceeded by the combined money and stock value held by one of the players, whichever occurs first. For example, a suitable time limit is believed to be two hours, although no time limit is required. Instead, the end of the game may be defined only by a predetermined amount. For example, the game may be played until one of the players has a total portfolio value (i.e., the cash in hand added to the value of the owned stocks) in excess of $100,000.




The preferred game method is also applicable to computerized versions of the game


10


. For example, the board may be displayed on a computer screen and random player movement may be provided by the computer, as well as dealing of the various cards


330


,


332


,


334


,


414


,


466




a


,


466




b


. In fact all or some the cards may be eliminated with the computer being configured to randomly provide monetary penalties and awards, “global” changes to the closing values and purchase price of one of the stocks, etc. The computerized version of the game method would also automatically process stock values and other calculations for the players. A computerized version of the game method would permit remotely located players to play against one another using a computer network.




The preferred forms of the invention described above are to be used as illustration only, and should not be utilized in a limiting sense in interpreting the scope of the present invention. Obvious modifications to the exemplary embodiments, as hereinabove set forth, could be readily made by those skilled in the art without departing from the spirit of the present invention.




The inventor hereby states his intent to rely on the Doctrine of Equivalents to determine and assess the reasonably fair scope of the present invention as pertains to any apparatus not materially departing from but outside the literal scope of the invention as set forth in the following claims.



Claims
  • 1. A method of playing an investment game, said method comprising the steps of:(a) providing each player with an initial amount of money; (b) having each player move along a game path that includes a plurality of stock spaces, each of which is associated with a stock and a purchase price for the stock; (c) permitting each player to purchase the stock represented by one of the stock spaces when that player moves to said one of the stock spaces; and (d) determining a closing value for the stock purchased by the player, step (d) including the step of having the player select one of a plurality of risk levels, wherein the risk levels differ from one another by their respective ranges of possible changes in stock value.
  • 2. A method as claimed in claim 1,step (d) including the step of using a chance indicator when the player purchases stock to determine the closing value of the stock.
  • 3. A method as claimed in claim 2,step (d) including the step of having the player draw one of a plurality of stock value cards when the player purchases stock, with each of the stock value cards including value change indicia representing a change in stock value or no change indicia representing no change in stock value.
  • 4. A method as claimed in claim 3,step (d) including the step of having the player select the stock value card from a low risk card set, a medium risk card set, or a high risk card set, with the high risk card set having cards with value change indicia that cooperatively identify a greater range of changes in stock value than the cards of the medium risk card set and the medium risk card set having cards with value change indicia that cooperatively identify a greater range of changes in stock value than the cards of the low risk card set.
  • 5. A method as claimed in claim 4,step (d) including the step of limiting the player to selecting from one of the card sets based on a present value of the stock.
  • 6. A method as claimed in claim 4,step (d) including the step of rolling a six-sided stock value die before one of the cards is drawn from the low risk card set, with the stock value die having three sides with indicia indicating that any value change indicia of the drawn card shall be considered an increase in stock value, two sides with indicia indicating that any value change indicia of the drawn card shall be considered a decrease in stock value, and one side with indicia indicating that there is no change in stock value and that one of the low risk cards consequently need not be drawn.
  • 7. A method as claimed in claim 1,step (d) including the step of dealing to the player one of a plurality of stock value cards when the player purchases stock, with each of the stock value cards including value change indicia representing a change in stock value or no change indicia representing no change in stock value.
  • 8. A method as claimed in claim 1,step (b) including the step of using a mechanism operable to provide a random space count to control player movement along the path.
  • 9. A method as claimed in claim 8,step (b) including the step of rolling at least one six-sided die, with each of the sides including indicia representing a number.
  • 10. A method as claimed in claim 1;(e) providing a board that includes the plurality of stock spaces; and (f) providing a plurality of game pieces, with each of the pieces representing one of the players.
  • 11. A method as claimed in claim 1; and(e) monetarily awarding or penalizing the player when the player moves to one of a plurality of personal risk spaces interspersed among the stock spaces along the path.
  • 12. A method as claimed in claim 1; and(e) having the player draw one of a plurality of personal risk cards when the player moves to one of a plurality of personal risk spaces interspersed among the stock spaces along the path, with at least some of the personal risk cards including indicia representing a monetary award or penalty for the player.
  • 13. A method as claimed in claim 1; and(e) permitting the player to sell stock for money during the player's turn.
  • 14. A method as claimed in claim 13; and(f) permitting each player to bid on stock sold by one of the players.
  • 15. A method as claimed in claim 14,step (f) including the step of each player using a bid card to make a bid for stock, wherein the bid card includes a bid value space and a shares bid space that cooperatively permit player entry of the price per share and number of shares for which the player's bid is made.
  • 16. A method as claimed in claim 1; and(e) relocating the player to a confinement space located along the path when the player moves to a busted space spaced from the confinement space along the path.
  • 17. A method as claimed in claim 16,step (e) including the step of making the player skip at least one turn when the player moves to the busted space.
  • 18. A method as claimed in claim 17,step (e) including the step of making the player miss a progressive number of turns each time the player moves to the busted space.
  • 19. A method as claimed in claim 1; and(e) returning the player to a start space located along the path when the player moves to a return to start space spaced from the start space along the path.
  • 20. A method as claimed in claim 1; and(e) determining a new closing value for the stock purchased previously by the player when the player moves to the stock space associated with that stock.
  • 21. A method as claimed in claim 1; and(e) changing the closing value of at least one stock when one of the players moves to one of a plurality of global risk spaces interspersed among the stock spaces along the path.
  • 22. A method as claimed in claim 21,step (e) including the step of also changing the purchase price of said at least one stock an amount equal to the change in the closing value.
  • 23. A method as claimed in claim 22,step (e) including the step of having the player draw one of a plurality of global risk cards when the player moves to the global risk space, with each of the global risk cards including indicia representing an increase or decrease in the purchase price and closing value for said at least one stock.
  • 24. A method as claimed in claim 1; and(e) repeating steps (b) through (d) until a predetermined amount of time has lapsed or until a predetermined monetary amount is exceeded by the combined money and stock value held by one of the players, whichever occurs first.
  • 25. A method as claimed in claim 1; andstep (d) including the step of limiting the player's risk level selection depending on the purchase price of the stock.
US Referenced Citations (10)
Number Name Date Kind
3765682 Braude Oct 1973
4061336 Lincoln Dec 1977
4244579 Campos Jan 1981
4934707 Koster Jun 1990
5183257 Shore Feb 1993
5810359 Wilkins Sep 1998
5826878 Kiyosaki Oct 1998
5829746 Pacella Nov 1998
5829747 Nebel Nov 1998
5934674 Bukowsky Aug 1999
Non-Patent Literature Citations (2)
Entry
3M Company Board Game entitled “Stocks & Bonds”; specifically copies of Front and Back Covers of Box, Stocks & Bonds Securities Review Sheet, Game Board, Record Keeping Sheet, Stocks & Bonds Bear and Bull Market Calculator, Stock Certificates, and Bull and Bear Game Cards (1964).
Herbko International, Inc. Board Game entitled “Stock Market The Wall Street Trading Game”; specifically copies of Front and Back Covers of Box, Instructions, Game Board, Record Keeping Sheet, Stocks & Bonds Bear and Bull Market Calculator, Stock Certificates, and Bull and Bear Game Cards (1997).