Claims
- 1. A method for automatically performing a banking transaction with a computer controlled system having public terminals and storage, the steps of:
- storing financial transaction information such as deposit balances and relating to valuable goods, including securities, cash and checks to establish financial evidence relating to transactions such as withdrawal, deposit, transfer and dealing with valuable goods;
- receiving customer input at one of the public terminals dedicated to dealing with the valuable goods to perform withdrawal or deposit of valuable goods as one item of a list of a single banking transaction;
- receiving customer input at another one of the public terminals dedicated to specifying a transaction from among the transactions of deposit, withdrawal, and transfer as another item of the same list of a single banking transaction;
- one of said steps of receiving being a first performed receiving and the other being a subsequently performed receiving;
- executing all of the items of the list of a single banking transaction based upon the presence of sufficient financial evidence independently of the order of said steps of receiving; and
- at one of the corresponding dedicated terminals for dealing valuable goods and specifying a transaction used in said subsequently performed receiving, taking in an inserted medium for identifying the customer for completion of the transaction involving the subsequently performed receiving, and in response to said first performed receiving, issuing the medium for identifying the customer when the operations of the respective terminal are terminated.
- 2. A method for performing a banking transaction according to claim 1, in which said executing includes the following steps:
- judging the executability of the list of a single transaction by comparing a total amount of the single banking transaction with available balance independently of the order of said steps of receiving at the terminals,
- separating the list of a single banking transaction into a list of a transaction executable just after specifying the transaction and a list of a halted transaction in response to said judging, and
- completing the execution of the list of a transaction executable independently of the list of a halted transaction and storing the list of a halted transaction.
- 3. A method for performing a banking transaction according to claim 2, including,
- collecting the list of a halted transaction at time intervals by a host computer, and
- storing the collected lists of halted transactions as a file for halting transactions at a location central to the terminals.
- 4. A method for performing a banking transaction according to claim 1, further comprising the following steps to be performed at one of the terminals:
- displaying the user inputted content of a transaction;
- printing the content of the transaction;
- judging the executability of the content of transaction;
- after completion of the first performed receiving, guiding the customer by indicating another terminal for the subsequently performed receiving to complete the transaction; and
- said executing including communicating with a host computer.
- 5. A method for performing a banking transaction according to claim 1, including:
- operating a confirmation key, at the terminals for dealing valuable goods, only by a bank employee for indicating an acceptance of valuable goods through a person with respect to an acceptance of securities not received by machine.
- 6. A method for performing a banking transaction according to claim 1, including:
- said issuing including issuing the medium with recorded information including a total amount of valuable goods by the terminal for dealing valuable goods or a content of transaction specified by the terminal for specifying a transaction.
- 7. A method of performing a banking transaction according to claim 1, wherein at least one of said steps receiving is conducted at a general purpose terminal outside of a banking institution and includes the step of connecting said general purpose terminal over a telephone wire with the banking institution.
- 8. A method for performing a banking transaction according to claim 4, further comprising storing a program for controlling each of said steps, and storing the content of the transaction.
Priority Claims (1)
Number |
Date |
Country |
Kind |
1-63646 |
Mar 1989 |
JPX |
|
Parent Case Info
This application is a continuation of application Ser. No. 07/493,703, filed Mar. 15, 1990, now abandoned.
US Referenced Citations (3)
Foreign Referenced Citations (3)
Number |
Date |
Country |
157416 |
Oct 1985 |
EPX |
62-237572 |
Oct 1987 |
JPX |
63-244267 |
Oct 1988 |
JPX |
Non-Patent Literature Citations (1)
Entry |
M. D. Grigoriadis. The Design of Hiesarchical Banking Networks. 1977. |
Continuations (1)
|
Number |
Date |
Country |
Parent |
493703 |
Mar 1990 |
|