Method for Providing Private Civil Security Services Bundled with Second Party Products

Abstract

A first party provides private civil security resources that comprise, at least in part: civil security provisions, civil security facilities, and civil security services. The first party also knowingly permits a second party to offer a product bundle that comprises at least one second party product and at least partial payment for consideration-based access to the private civil security resources. The access to the private civil security resources is provided for potential authorized beneficiaries as an incentive for the potential authorized beneficiaries to obtain the at least one second party product.

Description

BRIEF DESCRIPTION OF THE DRAWINGS

The above needs are at least partially met through provision of the premium-based private civil security policy methods described in the following detailed description, particularly when studied in conjunction with the drawings, wherein:

FIG. 1 comprises a flow diagram as configured in accordance with various embodiments of the invention; and

FIG. 2 comprises a flow diagram as configured in accordance with various embodiments of the invention.

Claims

1. A method, comprising: providing, via a first party, private civil security resources comprising, at least in part: civil security provisions;civil security facilities; andcivil security services; andknowingly permitting, by the first party, a second party to offer a product bundle comprising at least one second party product and at least partial payment for consideration-based access to the private civil security resources for potential authorized beneficiaries as an incentive for the potential authorized beneficiaries to obtain the at least one second party product.

2. The method of claim 1 wherein at least partial payment for consideration-based access to the private civil security resources further comprises offering to potential authorized beneficiaries substantially free access to at least a portion of the private civil security resources for obtaining the at least one second party product.

3. The method of claim 1 wherein at least partial payment for consideration-based access to the private civil security resources further comprises at least partial payment for access to the private civil security resources during a predetermined corresponding time period.

4. The method of claim 1 wherein at least partial payment for consideration-based access to the private civil security resources further comprises payment of a predetermined percentage of at least one of: a one-time lump-sum payment;a periodic fixed payment;a periodic variable payment;a barter exchange between the first and second parties;civil security resources offered by bearer certificates associated with the first party.

5. The method of claim 1 wherein at least partial payment for access to the private civil security resources comprises providing at least one of: a payment to cover any of the private civil security resources the potential authorized beneficiaries desire;a payment to cover a predetermined selection of particular private civil security resources;a payment to cover an option to access at least one predetermined package of private civil security resources.

6. The method of claim 1 further comprising at least one of: compensating the first party, by the second party, by at least one of: a direct payment to the first party;a reimbursement payment to the potential authorized beneficiaries;a payment to a third party accepting payments on behalf of the first party;providing the first party with a promissory note;bartering an exchange between the first and second parties.

7. The method of claim 1 further comprising: in response to an applicable civilly-catastrophic event, permitting the potential authorized beneficiaries to access the private civil security resources as a function, at least in part, of the consideration-based access.

8. The method of claim 1 wherein the second party comprises at least one of: a financial products institution;a financial advisor;a market maker;a brokerage firm;an insurance underwriter;an insurance broker;a bank;a credit union;an academic institution;a club;a certified financial planner;a licensed securities dealer;a religious organization;a trade organization;a fraternal organization;a non-profit entity;a business entity;a manufacturer;a product seller;an inter-market entity;an inter-dealer entity.

9. The method of claim 1 wherein the second party product is at least one of: an insurance policy;a financial product;a financial investment product;a financial savings product;a financial planning product;a financial service product;a derivative financial product;a legal services product;a property investment product;a debt product;real estate;a membership;an extended warranty;an advice-based product;a commodity;a product having a characteristic that suggests a relation to civil security resources;a manufactured article;a purchasable object;a tradable object;a household product;a luxury;a service.

10. The method of claim 1 wherein the second party is a financial services business, and wherein the product bundle is offered to the potential authorized beneficiaries for a minimum amount of funds deposited in an account managed by the financial services business.

11. The method of claim 10 wherein the second party product is at least one of: a financial product;a deposit account;a checking account;a saving account;a money market fund;a mutual fund;a hedge fund;a stock-based product;a bond-based product.

12. The method of claim 1 wherein the second party is an insurance company and the second product is at least one of: a life insurance policy;a health insurance policy;a disability care policy;an asset insurance policy;a home owner's policy;a general liability policy;a vehicular insurance policy;a fire policy;a natural disaster policy;a business interruption policy;an earthquake policy;a flood policy;a hurricane policy;a tornado policy;a terrorism policy;an all-in-one insurance policy;a worker's compensation policy;a board of directors' liability, differences, errors, and omissions insurance policy;an annuity plan.

13. The method of claim 1 further comprising: permitting the authorized beneficiaries to access the private civil security resources after first determining that the authorized beneficiaries are presently authorized to access the private civil security resources.

14. The method of claim 1 further comprising: compensating the first party with respect to permitting the authorized beneficiaries to access the private civil security resources after the first party provides notice to the second party regarding the authorized beneficiaries' access to the private civil security resources.

15. The method of claim 1 wherein the second party is partially, but not fully, owned by the first party.

16. The method of claim 1 further comprising: permitting the potential authorized beneficiaries to acquire an additional quantity of the private civil security resources from the first party above an amount of the private civil security resources as is provided by the product bundle.

17. The method of claim 1 further comprising: accepting, by the first party, at least one of: consideration-based subscriptions and policies for providing access to the private civil security resources.

18. The method of claim 1 wherein the access to the private civil security resources further comprises at least one of: time-limited rights of access;event-limited rights of access;inheritable rights of access;rights of access predicated upon a series of periodic payments;rights of access predicated upon a one-time payment;ownership-based rights of access;non-transferable rights of access;transferable rights of access;membership-based rights of access;fractionally-based rights of access;non-ownership-based rights of access;option-based rights of access;credit-based rights of access.

19. The method of claim 1 wherein the civil security provisions comprise at least one of: a life-sustaining resource;breathable air;fluids;water;food;protective clothing;a shelter;a medical supply;a personal hygiene supply;an environmental threat abatement supply;a communications device;an item for barter;a luxury item.

20. The method of claim 1 wherein the civil security facilities comprise at least one of: a civil security shelter;a rally point at which the authorized beneficiaries can gather in response to a civilly-catastrophic event in order to receive the civil security services;a location where at least some of the authorized beneficiary's civil security provisions are available;a trans-shipment facility for at least some of the civil security provisions;a medical services facility.

21. The method of claim 1 wherein the civil security services comprise at least one of: transportation away from a location that substantially lacks civil security;transportation to a civil security facility;civil security information for the authorized beneficiaries;civil security information that comprises contingency instructions to guide the authorized beneficiary during a time of need when responding to a civilly-catastrophic event;civil security preparedness training;a long distance communications service that is configured and arranged to provide persistent communication services notwithstanding interaction of the long distance communication service with effects of a civilly-catastrophic event;a rescue service to retrieve selected beneficiaries from dangerous circumstances owing, at least in part, to a substantial lack of civil security;delivery of at least a portion of the civil security provisions;transport of dispossessed persons;physical security;medical services;post-civilly-catastrophic event social relationship facilitation;delivery of fuel;installation of independent utilities facilities.

22. The method of claim 1 further comprising: permitting the potential authorized beneficiaries to access the private civil security resources only in association with a civilly-catastrophic event, as a function, at least in part, of the consideration-based access, andwherein the civilly-catastrophic event comprises an event that substantially disrupts society's infrastructure and ability to provide at least one life-sustaining resource.

23. The method of claim 22 wherein the civilly-catastrophic event is one that is likely to persist in substantial form for more than a predetermined period of time.

24. The method of claim 22 wherein the civilly-catastrophic event comprises at least one of: a natural disaster;a non-naturally-caused disaster.

25. The method of claim 24 wherein the natural disaster comprises at least one of: a severe weather event;a severe geophysical event;a severe astronomical event;a severe disease-based event;a severe natural shortage of a life-sustaining resource.

26. The method of claim 24 wherein the non-naturally-caused disaster comprises at least one of: an intentional act of aggression;an unintentional act of aggression;an unintended event that results in public dispersal of a severe environmentally borne danger;relatively widespread risk of exposure to a mutagenic influence.

27. A method, comprising: providing, via a first party, private civil security resources comprising, at least in part: civil security provisions;civil security facilities; andcivil security services;offering, via a second party, a product bundle comprising at least one second party product and at least partial payment for consideration-based access to the private civil security resources for at least one potential authorized beneficiary as an incentive for the potential authorized beneficiary to obtain the at least one second party product.

28. A method, comprising: providing, via a first party, private civil security resources comprising, at least in part: civil security provisions;civil security facilities; andcivil security services;offering consideration-based access to the private civil security resources for potential authorized beneficiaries; andoffering at least one second party product to the potential authorized beneficiaries as an incentive for purchasing the consideration-based access to the private civil security resources.

29. The method of claim 28 wherein a second party providing the second party product is at least one of: a financial products institution;a financial advisor;a market maker;a brokerage firm;an insurance underwriter;an insurance broker;a bank;a credit union;an academic institution;a club;a certified financial planner;a licensed securities dealer;a religious organization;a trade organization;a fraternal organization;a non-profit entity;a business entity;a manufacturer;a product seller.

30. The method of claim 28 wherein the second party product is at least one of: an insurance policy;a financial product;a financial investment product;a financial savings product;a financial planning product;a financial service product;a derivative financial product;a legal services product;a property investment product;a debt product;real estate;a membership;an extended warranty;an advice-based product;a commodity;a product having a characteristic that suggests a relation to civil security resources;a manufactured article;a purchasable object;a tradable object;a household product;a luxury;a service.

31. The method of claim 28 wherein offering at least one second party product comprises only offering the second party product with the purchase, by the potential authorized beneficiaries, of at least one of: access to the private civil security resources for a minimum predetermined amount of time;a minimum predetermined amount of the private civil security resources;private civil security resources having at least a minimum predetermined cost;a predetermined package of private civil security resources;one of a plurality of offered different packages of private civil security resources;a particular private civil security resource.

32. The method of claim 28 wherein offering at least one second party product comprises offering the second party product for free.

33. The method of claim 28 wherein acquiring the second party product is ordinarily based on a periodic payment, and wherein offering at least one second party product comprises offering to cover the periodic payment for the second party product for a predetermined time period.

34. The method of claim 28 wherein offering at least one second party product comprises offering to pay for the second party product by at least one of: a one-time lump-sum payment;a periodic fixed payment;a periodic variable payment;a barter exchange between the second party and the first party.

35. The method of claim 28 wherein offering at least one second party product comprises offering to pay a predetermined percentage of a cost of the second party product.

36. The method of claim 28 further comprising: compensating, by the first party, a second party providing the second party product by at least one of:a direct payment to the second party;a reimbursement payment to the potential authorized beneficiaries;a payment to a third party accepting payments on behalf of the second party.

37. The method of claim 28 further comprising: permitting the potential authorized beneficiaries to access the private civil security resources only in association with an at least imminently threatened civilly-catastrophic event as a function, at least in part, of the consideration-based access.

38. The method of claim 28 wherein the second party is an insurance company and the second product is at least one of: a life insurance policy;a health insurance policy;a disability care policy;an asset insurance policy;a home owner's policy;a general liability policy;a vehicular insurance policy;a fire policy;a natural disaster policy;a business interruption policy;an earthquake policy;a flood policy;a hurricane policy;a tornado policy;a terrorism policy;an all-in-one insurance policy;a worker's compensation policy;a board of directors' liability, differences, errors, and omissions insurance policy;an annuity plan.

39. The method of claim 28 wherein the second party is partially, but not fully, owned by the first party.

40. The method of claim 28 further comprising: permitting the potential authorized beneficiaries to purchase additional private civil security resources above the amount of private civil security resources needed to obtain the second party product.

41. The method of claim 28 further comprising: accepting at least one of: subscriptions and policies for access to the private civil security resources.

42. The method of claim 28 wherein the access is based on at least one of: time-limited rights of access;event-limited rights of access;inheritable rights of access;rights of access predicated upon a series of periodic payments;rights of access predicated upon a one-time payment;ownership-based rights of access;non-transferable rights of access;transferable rights of access;membership-based rights of access;fractionally-based rights of access;non-ownership-based rights of access;option-based rights of access;credit-based right of access.

43. The method of claim 28 wherein the civil security provisions comprise at least one of: a life-sustaining resource;breathable air;fluids;water;food;protective clothing;a shelter;a medical supply;a personal hygiene supply;an environmental threat abatement supply;a communication device;an item for barter;a luxury item.

44. The method of claim 28 wherein the civil security facilities comprise at least one of: a civil security shelter;a rally point at which the authorized beneficiaries can gather in response to a civilly-catastrophic event in order to receive the civil security services;a location where at least some of the authorized beneficiary's civil security provisions are available;a trans-shipment facility for at least some of the civil security provisions;a medical services facility.

45. The method of claim 28 wherein the civil security services comprise at least one of: transportation away from a location that substantially lacks civil security;transportation to a civil security facility;civil security information for at least one of individual ones and any of the authorized beneficiaries;civil security information that comprises contingency instructions to guide the authorized beneficiary during a time of need when responding to a civilly-catastrophic event;civil security preparedness training;a long distance communications service that is configured and arranged to provide persistent communication services notwithstanding interaction of the long distance communication service with effects of a civilly-catastrophic event;a rescue service to retrieve selected beneficiaries from dangerous circumstances owing, at least in part, to a substantial lack of civil security;delivery of at least a portion of the civil security provisions;transport of dispossessed persons;physical security;medical services;post-civilly-catastrophic event social relationship facilitation;delivery of fuel;installation of independent utilities facilities.

46. A method, comprising: providing, via a first party, private civil security resources comprising, at least in part: civil security provisions;civil security facilities; andcivil security services; andoffering, via a second party, a bundle of services comprising at least one second party service and at least partial payment for consideration-based access to the private civil security resources for potential authorized beneficiaries as an incentive for the potential authorized beneficiaries to obtain the at least one second party product.

47. The method of claim 46, wherein the access to the private civil security resources are offered in the form of bearer certificates issued in association with the first party and corresponding to a predetermined at least one of: amount and kind of civil security resources.