1. Field of Invention
The present invention relates to a recording medium, such as an IC card, a recording medium reading/writing apparatus, and a method of using the recording medium. More specifically, the present invention relates to a recording medium, a recording medium reading/writing apparatus, and a method of using the recording medium which allow a single recording medium (such as an IC card) to be used for a plurality of applications and which allow different security levels to be set up for the application of information to be recorded.
2. Description of Related Art
The current society can be referred to as a card or cashless society, and various types of cards can be used for a variety of applications, including ID cards, credit cards, ID certificates, bank cards, prepaid cards, point cards to record the frequency of use of shops or facilities, debit cards, and IC telephone cards. Such cards are issued according to specifications defined by card providers who provide services for card users in order to provide benefits for both the card providers and the card users.
However, individuals who use cards must always carry a number of cards depending upon the application, and must use different cards according to the purpose, which can bother such individuals. In some cases, users who desire issuance of a card, such as a credit card, must submit a card issuance application form filled in with necessary information and must wait for a few days for the card to be issued and mailed.
Another problem is that card providers must prepare cards that are specific to the purpose and method of use of the card. Furthermore, the card providers or stores in which cards are used must prepare a card reader or a card writer suitable for the card to write necessary information to the card or update the information stored in the card.
The present invention addresses or solves the above and/or other problems, and provides a recording medium, such as an IC card, having multipurpose functions, and a recording medium, a recording medium reading/writing apparatus, and a method of using the recording medium which allow different security levels to be set up for the application of information to be recorded.
According to the present invention, a recording medium includes an identity verification information area in which information to verify the identity of a recording medium owner is recorded; a personal information area in which personal information of the recording medium owner is classified and recorded with different security levels set up; and a company or organization information area in which company or organization record information of a company or organization using an encryption key unique to the company or organization is provided.
Thus, a user is able to use a single recording medium (such as an IC card) which he/she carries for multipurpose applications. A unified recording medium issued by each company or organization can be used, thus making it possible to reduce the cost involved with issuing recording media. Furthermore, a lost recording medium cannot be abused by others. The uniformity of recording media, such as IC cards and the standardization of identity verification information expedite issuance of recording media.
In the recording medium of the present invention, the personal information area is formed of an information area accessed with verification of the identity, and an information area accessed without verification of the identity.
Thus, a user of the recording medium is able to separately record personal information to be freely disclosed to a third party, such as residence address and name, and secret personal information, such as date of birth and family structure, in the recording medium.
In the recording medium of the present invention, when data is written to the company or organization information area, pre-selected information of the data is also recorded in an appropriate region of the personal information area at the same time.
Therefore, information, such as “bank account balance” or “accumulated points for a discount store” among the information written to the company or organization information area, can be accessed at any time by a user at home.
In the recording medium of the present invention, the information recorded in the personal information area and the company or organization information area can be classified and recorded with different security levels.
Therefore, security levels can flexibly be set up according to the type of information, such as using only the “identity verification information”, the “encryption key”, the “password”, or the like, or using a combination thereof.
In the recording medium of the present invention, the information recorded in the recording medium contains information which can be referred to by authentication of a plurality of individuals.
Therefore, in a case in which it is impossible to verify the identity of a person, such as when a will is disclosed after the person has died, the information can be viewed while maintaining the security.
In the recording medium of the present invention, the information to verify the identity or authenticate the individuals contains fingerprint or other biometric data.
Thus, since verification of the identity is accomplished based on fingerprint or other biometric data (voiceprints or irises), such inconvenience that is associated with a password, such as the fact that it is not desirable for a third party to know the password, is avoided, thus achieving high-level security.
In the recording medium of the present invention, the information to verify the identity or authenticating the individuals further contains a password.
Therefore, security can be applied using the “identity verification information” (such as fingerprint information), the “encryption key”, and the “password”, so that significantly high-level security can be applied to particularly important information.
In the recording medium of the present invention, the information to verify the identity or authenticate the individuals contains a password.
Therefore, security can be applied using the “password”.
In the recording medium of the present invention, the recording medium is a contact or contactless IC card.
Therefore, any kind of IC card may be used.
According to the present invention, furthermore, a recording medium reading/writing apparatus to write information to a recording medium and to read the information from the recording medium includes a device to read identity verification information input by a recording medium owner to verify the identity of the recording medium owner; a device to write the identity verification information input by the recording medium owner to an identity verification information area of the recording medium, and to read the recorded identity verification information; a device to compare the identity verification information input by the recording medium owner with the identity verification information recorded in the recording medium to verify the identity; a device to classify and write personal information of the recording medium owner to a personal information area with different security levels set up, and to read the recorded personal information according to the set up security levels; and a device to write information of a company or organization to a company or organization information area of the recording medium using an encryption key unique to the company or organization, and to read the recorded information of each company or organization using the encryption key unique to the company or organization.
With the structure of the present invention, a recording medium, such as an IC card, is provided with an area in which information to verify the identity of a user, such as fingerprint information, is recorded, an area in which personal information of the user is recorded, and an area in which company or organization information is recorded. The information is recorded with security levels set up according to the information content. The company or organization information is recorded and read using an encryption key unique to each company or organization. Therefore, the “identity verification information”, such as fingerprint information, and the “encryption key” are used to ensure high-level security. Furthermore, information of each company or organization is read and written only by the company or organization, thus enabling information of a plurality of companies and organizations to be separately recorded without interfering with each other. Thus, a user is able to use a single recording medium (such as an IC card) which he/she carries for multipurpose applications with safety. A unified recording medium issued by each company or organization can be used, thus making it possible to reduce the cost involved with issuing recording media. Furthermore, a lost recording medium cannot be abused by others. The uniformity of recording media, such as IC cards and the standardization of security, such as using fingerprint information, expedite issuance of recording media.
The recording medium reading/writing apparatus of the present invention further includes a device to record the personal information as information accessed with verification of the identity, and a device to record the personal information as information accessed without verification of the identity.
Thus, a user of the recording medium is able to separately record personal information to be freely disclosed to a third party, such as residence address and name, and secret personal information, such as date of birth and family structure, in a recording medium such as an IC card.
The recording medium reading/writing apparatus of the present invention further includes a device to, when data is written to the company or organization information area, also recording pre-selected information of the data in an appropriate region of the personal information area at the same time.
Therefore, information, such as “bank account balance” among the information written to the company or organization information area, can be accessed at any time by a user at home.
In the recording medium reading/writing apparatus of the present invention, the information recorded in the personal information area and the company or organization information area is classified and recorded with different security levels.
Therefore, security levels can be flexibly set up according to the type of information, such as using only the “identity verification information” (such as fingerprint information), the “encryption key”, the “password”, or the like, or using a combination thereof.
The recording medium reading/writing apparatus of the present invention further includes a device to read fingerprint or other biometric data of a user as the identity verification information; and a device to record the read biometric data serving as the identity verification information in the recording medium, and to read the biometric data from the recording medium.
Thus, since verification of the identity is accomplished based on fingerprint or other biometric data (voiceprints or irises), such an inconvenience that is associated with a password, such as the fact that it is not desirable for a third party to know the password, is avoided, thus achieving high-level security.
The recording medium reading/writing apparatus of the present invention further includes a device to record a password in the recording medium as the identity verification information, and to read the recorded password.
Therefore, security can be applied using the “identity verification information” (such as fingerprint information), the “encryption key”, and the “password”, so that significantly high-level security can be applied to particularly important information.
In the recording medium reading/writing apparatus of the present invention, the recording medium is a contact or contactless IC card.
Therefore, any kind of IC card may be used.
According to the present invention, a method of using a recording medium in which identity verification information to verify the identity of a recording medium owner, personal information of the recording medium owner, and information of a company or organization are recorded includes: comparing identity verification information input by the recording medium owner with the identity verification information recorded in the recording medium to verify the identity; classifying and writing the personal information with different security levels set up, and reading the personal information; and after verification of the identity, reading or writing information relating to the company or organization using an encryption key unique to the company or organization.
Thus, a user is able to use a single recording medium (such as an IC card) which he/she carries for multipurpose applications. A unified recording medium issued by each company or organization, such as an IC card, can be used, thus making it possible to reduce the cost involved with issuing recording media. Furthermore, a lost recording medium cannot be abused by others.
In the method of using a recording medium according to the present invention, fingerprint information or other biometric data of a user is used as the identity verification information input by the recording medium owner and the identity verification information recorded in the recording medium.
Thus, since verification of the identity is accomplished based on fingerprint or other biometric data (voiceprints or irises), such inconvenience associated with a password that it is not desirable for a third party to know is avoided, thus achieving high-level security.
According to the present invention, a computer program that causes a computer in a recording medium recording/writing apparatus that writes information to a recording medium and that reads information from the recording medium includes: a program for reading identity verification information input by a recording medium owner to verify the identity of the recording medium; a program for writing the identity verification information input by the recording medium owner to an identity verification information area of the recording medium, and reading the recorded identity verification information; a program for comparing the identity verification information input by the recording medium owner with the identity verification information recorded in the recording medium to verify the identity; a program for classifying and writing personal information of the recording medium owner to a personal information area with different security levels set up, and reading the recorded personal information according to the set up security levels; and a program for writing information of each company or organization to a company or organization information area of the recording medium using an encryption key unique to the company or organization, and reading the recorded information of each company or organization using the encryption key unique to the company or organization.
An exemplary embodiment of the present invention is described below in conjunction with an example shown in the drawings.
The present invention is intended to incorporate a plurality of types of typically used cards into a single recording medium, and such a recording medium is implemented herein as an IC card.
IC cards themselves are included in the related art, and therefore they are described briefly and a detailed description thereof is omitted. IC cards include a memory-card-type IC card having an IC chip embedded therein and having only a memory chip, and a built-in-CPU-type IC card incorporating a CPU. In addition to the difference in type based on the presence or absence of a CPU, IC cards are also classified into two types, i.e., “contact IC cards” and “contactless IC cards”. A contact IC card supplies power and exchanges data to/from an IC card reader/writer through terminals provided on the card surface. A “contactless card” is also referred to as an RF ID, and an antenna is embedded in the card. The contactless card supplies power and exchanges data via the medium of electromagnetic waves.
Since the contactless IC card exchanges data via the medium of electromagnetic waves, it is not necessary to attach the IC card to terminals of an IC card reader/writer, and instead it is only necessary to put the IC card near the IC card reader/writer. This prolongs the mechanical lifetime of the IC card and the IC card reader/writer, and does not bother users since it is not necessary to correctly insert the IC card into a slot.
A recording medium according to the present invention is applicable to any IC card of the above-described “memory card having only a memory chip”, “built-in-CPU card also having a CPU”, “contact IC card”, and “contactless IC card”. However, in an example shown in an exemplary embodiment discussed below, a “contactless IC card” is primarily used.
The personal information area 13, the company information area 14, and the public organization information area 15 are further divided into sections each having a different security level and each having data recorded therein using an encryption key and encryption algorithm which differ from one company or organization to another.
(1) Personal Information Area
(2) Company Information Area 14
(3) Public Organization Information Area 15
According to the present invention, furthermore, the information written to the personal information area 13, the company information area 14, and the public organization information area 15 can be read and written with different security levels set up for the information content.
(1) Security Level {circle around (1)}
The information recorded with this security level is information freely readable by a third party. For example, personal information, such as residence address and name, may be information freely readable by a third party without security being applied by particular selection of the corresponding person.
(2) Security Level {circle around (2)}
The information recorded with this security level is information readable or writable with “password” verification. For example, information such as date of birth and family structure may be readable with “password” verification.
(3) Security Level {circle around (3)}
The information recorded with this security level is information readable or writable with fingerprint verification. For example, disease history or medical information of a person is readable only when a fingerprint of the person is verified. This security level may be used for storage of “student ID” information at school and so on.
(4) Security Level {circle around (4)}
The information recorded with this security level is information writable and readable with “fingerprint verification” and the “encryption key”. For example, for “bank balance inquiry”, fingerprint verification is performed using an IC card reader/writer installed in a bank, and the IC card data is then read and written using the encryption key unique to the bank.
(5) Security Level {circle around (5)}
The information recorded with this security level is information readable and writable with fingerprint verification, the encryption key, and entry of a password. For example, when money is drawn from a bank, fingerprint verification is performed using the IC card reader/writer installed in the bank, after which the IC card data is read and written using the encryption key and a depositor further enters a password (or identification number) to draw money.
(6) Security Level {circle around (6)}
The information is recorded with this security level in a case in which fingerprints of a plurality of individuals are to be verified. For example, when a person died, fingerprints of his family members are verified to retrieve the IC card data.
In the present invention, therefore, a plurality of hierarchical security levels and an encryption key for each company or organization can be set up, and the security level of data to be read and written can be set up accordingly.
(1) Basic personal information, such as “name”, “residence address”, and “date of birth”, must be less confidential, and may be freely read by a third party (including a company and an organization) without setting up security.
(2) When the information stored in the information areas of “Bank ◯◯”, “Company: K Corporation”, “Consumer Finance: A Corporation”, and “Discount Store B” is read and written, the information is encoded and decoded using an “encryption key” and “encryption algorithm” unique to each of the companies after verification of the identity based on fingerprint information. Therefore, the information area of each company can be handled only by that company having an “encryption key” unique thereto. An “encryption key” is also used for public organizations such as “municipal offices”.
(3) Predetermined information contained in the company or organization information area, such as “account balance information” and “point information” indicated by dotted arrows “a” and “b”, respectively, may also be written to the corresponding region of the personal information area at the same time when the information is written to the company information area by the corresponding company.
The first time an IC card is created or when it is re-issued, personal information is written in advance to the IC card using a personal computer and personal IC card reader/writer described below. The IC card having the personal information written therein is taken to a bank, a store, or the like, where necessary information is written to the IC card. Therefore, the IC card can be issued easily and rapidly.
In
In this example, the personal IC card reader/writer equipped with a fingerprint verifier is shown, by way of example. However, an IC card reader/writer without a fingerprint verifier may be used. The interrogator 105a is a transmission/reception apparatus for wirelessly transmitting and receiving data to and from the IC card.
The operation of a personal IC card reader/writer equipped with a fingerprint verifier illustrated in
(1) Operation of Reading and Verifying User Fingerprint
(2) Operation of Writing User Fingerprint Information to IC Card
(3) Operation of Writing Personal Information to IC Card 102
(4) Operation of Reading Personal Information Stored in IC Card
The personal information data read from the IC card 102, such as “residence address information”, is read by the interrogator 105a of the IC card reading/writing unit 105.
In
The operation of a commercial IC card reader/writer equipped with a fingerprint verifier illustrated in
(1) Operation of Reading and Verifying User Fingerprint
(2) Operation of Writing User Fingerprint Information to IC Card
(3) Operation of Writing Company Information to IC Card 202
(4) Operation of Reading Company Information Stored in IC Card
(5) Password Authentication Operation
In
The following information is stored in the database 320 as information related to the present example:
(1) A user who desires to change the residence address updates residence address information stored in the personal information area of an IC card using a personal computer and IC card reader/writer at home (step S1).
(2) The IC card in which the residence address has been updated is taken to a municipal office.
(3) In the municipal office, the IC card 202 is inserted to a card slot of the IC card reader/writer 200 of the terminal 190 installed at a counter, and a user's finger is imprinted on a fingerprint sensor of the IC card reader/writer 200 (steps S2 and S3).
(4) The user's fingerprint is captured by the fingerprint sensor of the IC card reader/writer 200 (step S4). The fingerprint information stored in the IC card 202 is also read (step S5).
(5) The user's fingerprint information captured by the fingerprint sensor is compared with the fingerprint information read from the IC card 202 to perform “verification of the identity” (step S6).
(6) After verification of the identity based on the fingerprint information, the terminal 190 reads the “name and residence address information” contained in the personal information area of the user, and also reads the “name and residence address information” recorded in the public organization information area (steps S7 and S8).
(7) In the terminal 190, it is determined that the “residence address information” contained in the personal information area and the “residence address information” contained in the public organization information area differ from each other, and a message indicating “whether or not a change of residence is required” is presented to the user on the touch panel 191. Also presented are selection buttons of “YES” and “NO” (step S9).
(8) The user touches the “YES” button on the touch panel 191 (step S10).
(9) A request to update the residence address information in the database is transmitted from the terminal 190 to the municipal office server 300 (step S11). The server 300 updates the residence address data in the database 320 (step S12).
(10) When updating of the “residence address information” in the database 320 is completed, the terminal 190 uses the “encryption key” unique to the municipal office to update and record the residence address information authenticated by the municipal office to the public organization information area of the IC card 202 of the user (step S13).
(11) With the foregoing procedure, the change of residence procedure in the municipal office is completed, and the IC card is returned to the user (steps S14 and S15).
Although the exemplary embodiment of the present invention has been discussed in conjunction with an example in which “fingerprint information” is used for verification of the identity, the identity verification information including biometric data such as voiceprints, irises, and facial images, and patterns, such as hand-written signatures, in addition to the “fingerprint information”, may also be used.
While an exemplary embodiment of the present invention is described above, each of the processors in the IC card readers/writers 100 and 200 shown in
When the function of each of the processors in the above-noted IC card readers/writers is achieved by a general-purpose information processing apparatus, such as a CPU (central processing unit), a program for achieving that function may be recoded in a computer-readable recording medium, and the program recorded in the recording medium may be read and executed by an internal computer of the IC card readers/writers, thereby achieving the function of the IC card readers/writers of the present invention.
The term “computer-readable recording medium” means a portable medium, such as a flexible disc, a magneto-optical disc, a ROM, and a CD-ROM, or a storage device, such as a hard disk built in a computer system. The term “computer-readable recording medium” may also include a unit for storing a program for a certain time, such as an internal volatile memory (RAM) of a computer system serving as a server or client when the program is transmitted over a network such as the Internet or a communication line such as a telephone line.
The above-noted program may be transmitted from a computer system having the program stored in a storage device thereof to another computer system via transmission media or through transmitted waves of the transmission media. As used herein, the term “transmission media” via which the program is transmitted means media via which information is transmitted, including a network (communication network), such as the Internet and a communication line (communication cable), such as a telephone line.
While an IC card and an IC card reader/writer according to the present invention have been described above, the present invention is not limited to the above-described example illustrated in the drawings, and it is anticipated that a variety of modifications may be made without departing from the scope and spirit of the present invention.
[Advantages]
As discussed above, a recording medium of the present invention includes an identity verification information area in which information to verify the identity of a recording medium owner is recorded; a personal information area in which personal information of the recording medium owner is recorded with security levels set up for the information content; and a company or organization information area in which company or organization write information of a company or organization using an encryption key unique to the company or organization is provided. Thus, a user is able to use a single recording medium (such as an IC card) which he/she carries for multipurpose applications with safety. A unified recording medium issued by each company or organization can be used, thus making it possible to reduce the cost involved with issuing recording media. Furthermore, a lost recording medium cannot be abused by others. The uniformity of recording media such as IC cards and the standardization of security based on “identity verification information” (such as fingerprint information) expedite issuance of recording media such as IC cards.
In the recording medium of the present invention, the personal information area is formed of an information area accessible with verification of the identity, and an information area accessible without verification of the identity. Thus, a user of the recording medium is able to separately record personal information to be freely disclosed to a third party, such as residence address and name, and secret personal information, such as date of birth and family structure, in the recording medium.
In the recording medium of the present invention, when data is written to the company or organization information area, pre-selected information of the data is also recorded in the personal information area at the same time. Therefore, information, such as “bank account balance” among the information written to the company or organization information area, can be accessed at any time by a user at home.
In the recording medium of the present invention, the information recorded in the personal information area and the company or organization information area can be classified and recorded with different security levels. Therefore, security levels can flexibly be set up according to the type of information, such as using only the “identity verification information” (such as fingerprint information), the “encryption key”, the “password”, or the like, or using a combination thereof.
In the recording medium of the present invention, the information recorded in the recording medium contains information which can be referred to by authentication of a plurality of individuals. Therefore, in a case in which it is impossible to verify the identity of a person, such as when a will is disclosed after the person has died, the information can be viewed while maintaining the security.
In the recording medium of the present invention, the information to verify the identity or authenticating the individuals contains fingerprint or other biometric data. Since verification of the identity is accomplished based on fingerprint or other biometric data (voiceprints or irises), such inconvenience associated with a password that it is not desirable for a third party to know is avoided, thus achieving high-level security.
In the recording medium of the present invention, the information to verify the identity or authenticating the individuals further contains a password. Therefore, security can be applied using the “identity verification information” (such as fingerprint information), the “encryption key”, and the “password”, so that significantly high-level security can be applied to particularly important information.
In the recording medium of the present invention, a contact or contactless IC card can be used as the recording medium. Therefore, any kind of IC card may be used.
In a recording medium reading/writing apparatus of the present invention, a recording medium such as an IC card is provided with an area in which information to verify the identity of a user, such as fingerprint information, is recorded, an area in which personal information of the user is recorded, and an area in which company or organization information is recorded. The information is recorded with security levels set up according to the information content. The company or organization information is recorded and read using an encryption key unique to each company or organization. Therefore, the “identity verification information”, such as fingerprint information, and the “encryption key” are used to ensure high-level security. Furthermore, information of each company or organization is read and written only by the company or organization, thus enabling information of a plurality of companies and organizations to be separately recorded without interfering with each other. Thus, a user is able to use a single recording medium such as an IC card which he/she carries for multipurpose applications with safety. A unified recording medium issued by each company or organization can be used, thus making it possible to reduce the cost involved with issuing recording media. Furthermore, a lost recording medium cannot be abused by others. The uniformity of recording media such as IC cards and the standardization of security, such as using fingerprint information expedite issuance of recording media such as IC cards.
In the recording medium reading/writing apparatus of the present invention, the personal information is divided into information accessed with verification of the identity and information accessed without verification of the identity, which are recorded in a separate manner. Thus, a user of the recording medium is able to separately record personal information to be freely disclosed to a third party, such as “residence address and name”, and secret personal information, such as “date of birth and family structure”, in the recording medium such as an IC card.
In the recording medium reading/writing apparatus of the present invention, when data is written to the company or organization information area, pre-selected information of the data is also recorded in an appropriate region of the personal information area at the same time. Therefore, information such as “bank account balance” among the information written to the company or organization information area can be accessed at any time by a user at home.
In the recording medium reading/writing apparatus of the present invention, the information recorded in the personal information area and the company or organization information area is classified and recorded with different security levels. Therefore, security levels can be flexibly set up according to the type of information, using only the “identity verification information” (such as fingerprint information), the “encryption key”, the “password”, or the like, or using a combination thereof.
In the recording medium reading/writing apparatus of the present invention, the identity verification information contains fingerprint or other biometric data. Since verification of the identity is accomplished based on fingerprint or other biometric data (voiceprints or irises), such an inconvenience associated with a password, such as the fact that it is not desirable for a third party to know the password, is avoided, thus achieving high-level security.
In the recording medium reading/writing apparatus of the present invention, the information to verify the identity or authenticate the individuals further contains a password. Therefore, security can be applied using the “identity verification information” (such as fingerprint information), the “encryption key”, and the “password”, so that significantly high-level security can be applied to particularly important information.
In the recording medium reading/writing apparatus of the present invention, a contact or contactless IC card can be used. Therefore, any kind of IC card may be used.
In a method of using recording medium according to the present invention, an identity verification information area in which information to verify the identity of a recording medium owner is recorded, a personal information area in which personal information of the recording medium owner is recorded with security levels set up for the information content, and a company or organization information area in which each company or organization write information of the company or organization using an encryption key unique to the company or organization are provided. Thus, a user is able to use a single recording medium (such as an IC card) which he/she carries for multipurpose applications. A unified recording medium issued by each company or organization, such as an IC card, can be used, thus making it possible to reduce the cost involved with issuing recording media. Furthermore, a lost recording medium cannot be abused by others.
In the method of using a recording medium according to the present invention, fingerprint information or other biometric data of a user is used as the identity verification information recorded in the recording medium. Since verification of the identity is accomplished based on fingerprint or other biometric data (voiceprints or irises), the inconvenience associated with a password, such as the fact that it is not desirable for a third party to know the password, is avoided, thus achieving high-level security.
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59-043473 | Mar 1984 | JP |
A 62-152898 | Jul 1987 | JP |
62-177696 | Aug 1987 | JP |
62-200441 | Sep 1987 | JP |
63-073348 | Apr 1988 | JP |
06-282701 | Oct 1994 | JP |
09-106470 | Apr 1997 | JP |
11-085881 | Mar 1999 | JP |
A 11-338985 | Dec 1999 | JP |
2000-215279 | Aug 2000 | JP |
2000-285210 | Oct 2000 | JP |
A 2001-167241 | Jun 2001 | JP |
Number | Date | Country | |
---|---|---|---|
20030172279 A1 | Sep 2003 | US |