Sheet folding systems and methods

Information

  • Patent Grant
  • 6623415
  • Patent Number
    6,623,415
  • Date Filed
    Friday, December 21, 2001
    23 years ago
  • Date Issued
    Tuesday, September 23, 2003
    21 years ago
Abstract
The present invention provides exemplary sheet folding systems and methods, including systems and methods for printing on a continuous sheet, and removing and folding individual sheets from the continuous sheet. In one embodiment, a sheet folding system (100) includes a separator (200) adapted to separate an individual sheet from a continuous form sheet, a receiver (300) adapted for receiving the individual sheet, a first folder (500) adapted to perform a first fold of the individual sheet, and a second folder (800) adapted to perform a second fold of the individual sheet. In some embodiments, the first and second folders include two different types of folders.
Description




BACKGROUND OF THE INVENTION




The present invention is directed to sheet folding systems and methods, and more particularly, to systems and methods for folding sheets, such as paper statements, inserts and the like, for subsequent insertion into envelopes.




Financial institutions, long distance telephone companies, and a number of other organizations frequently send paperwork to existing or potential customers. For example, a credit card customer may receive monthly statements, informational inserts, sheets of convenience checks, and the like. In some circumstances, the paperwork accompanies a card, such as a credit card or the like, mounted in or to a card carrier. In order to send the paperwork and/or card to a customer, the information may be sent first to a third party organization for processing and mailing. One such organization is First Data Merchant Services Corporation (FDMS).




Mail processing systems are currently used to mail, for example, a sheet of convenience checks to a customer. Current systems typically will print the checks on an individual sheet of paper, stack large numbers of sheets in a bin, individually retrieve each sheet and then fold the sheet to fit into an envelope. The high volume of mailings, however, makes this an expensive process. The process of printing on individual sheets can be particularly expensive.




The present invention relates to machines and techniques that address at least some of the problems of the current processing equipment.




BRIEF SUMMARY OF THE INVENTION




The present invention provides exemplary sheet folding systems and methods, including systems and methods for printing on a continuous sheet, and removing and folding individual sheets from the continuous sheet. In some embodiments, the folded sheets are subsequently inserted into an envelope.




In one embodiment of the present invention, a sheet folding system includes a separator adapted to separate an individual sheet from the continuous form sheet, a receiver adapted for receiving the individual sheet, a first folder adapted to perform a first fold of the individual sheet, and a second folder adapted to perform a second fold of the individual sheet. In some embodiments, the first and second folders include two different types of folders.




In a particular embodiment, the first folder is a knife folder. In one aspect, the knife folder includes a knife blade coupled to a movement mechanism, such as a pneumatic movement mechanism, and a pair of rollers adapted to at least partially receive the knife blade and the individual sheet therebetween. The knife folder also includes a deflector positioned on a side of the pair of rollers that is generally opposite the knife blade, with the deflector adapted to deflect the individual sheet having the first fold. In this manner, the knife folder may be used to create a first fold in an individual sheet that originated from a continuous form sheet.




In some aspects of the present invention, the first fold is a fold of the individual sheet along a first direction, with the second fold being a fold along a second direction. In one aspect, the first and second directions are generally orthogonal. The second fold may be a wide range of fold types, including but not limited to a half fold, a C-fold and a Z-fold. The second folder includes a buckle plate folder in one aspect.




In one embodiment, a printer adapted for printing alphanumeric characters on the continuous form sheet is coupled to the separator. In another embodiment, the sheet folding system includes an inserter coupled to the second folder, with the inserter adapted to insert the folded individual sheet into an envelope.




In a particular aspect, a system of the present invention includes a sheet transfer mechanism coupled to and between the first and second folders. The sheet transfer mechanism defines a generally right angle alignment between the two folders. In other embodiments, the sheet folding system includes a controller coupled to the first and second folders and/or an edge remover for removing an edge of the individual sheet(s).




In another embodiment, a sheet folding system includes a receiver adapted for receiving a sheet to be folded, and a knife folder coupled to the receiver and adapted to perform a first fold of the sheet. The knife folder includes a knife blade coupled to a pneumatic movement mechanism, and a pair of rollers and a deflector as described above. In one aspect, the sheet folding apparatus further includes a separator for separating an individual sheet to be folded from the continuous form sheet, with the receiver adapted for receiving the individual sheet.




The present invention further includes methods of folding a sheet of paper. One such method includes printing on a continuous form sheet, separating an individual sheet from the continuous form sheet, performing a first fold of the individual sheet with a knife folder, and performing a second fold of the individual sheet with a second folder. The method may include inserting the folded individual sheet into an envelope with an inserter that is coupled to the second folder.











Other objects, features and advantages of the present invention will become more fully apparent from the following detailed description, the appended claims and the accompanying drawings.




BRIEF DESCRIPTION OF THE DRAWINGS





FIG. 1

is a simplified schematic of a sheet folding system according to an embodiment of the present invention;





FIGS. 2A and 2B

are simplified overall views of two portions of a sheet folding system according to the present invention;





FIG. 3

is a simplified overall view of a receiver as part of the sheet folding system of

FIGS. 1-2B

;





FIG. 4

is a simplified overall view of a sheet translation component of the system of

FIGS. 1-2B

;





FIG. 5A

depicts a portion of a knife folder according to the present invention;





FIGS. 5B-5D

are simplified side views of the knife folder of

FIG. 5A

, depicting an individual sheet at various positions therein;





FIGS. 6 and 7

depict simplified overall views of two sheet translation components which effectuate an approximate right angle turn of the individual sheet through the system of

FIG. 1

; and





FIG. 8

is a simplified overall view of a second folder according to the present invention.











DETAILED DESCRIPTION OF THE INVENTION





FIG. 1

depicts a simplified schematic of a sheet folding system


100


according to the present invention. System


100


includes a series of stations adapted to produce a folded sheet ready to be inserted into an envelope for mailing. Documents or sheets processed by system


100


include one or more sheets of paper, such as a customer billing statement, a new cardholder agreement, convenience checks, and the like. Documents also may include a variety of paper inserts, such as advertisements and the like, which require folding.




Turning now to

FIG. 1

, one embodiment of a sheet folding system


100


according to the present invention will be described. System


100


includes a receiver


300


adapted for receiving paper from a paper source


150


. Paper source


150


may include, or be coupled to a printer for printing customer documents. The printer may print, for example, alphanumeric characters to identify the customer, the customer's address, the customer's billing information, and the like. The printer further may print bar codes and other identifying marks on the documents. In one embodiment, paper source


150


is a continuous form paper source. In this manner, paper source


150


provides for the continuous printing of statements, convenience checks or the like for multiple customers.




In one embodiment, the continuous form sheet is fed into a separator


200


. Separator


200


cuts or separates a sheet to be folded from the continuous form sheet in order to, for example, distinguish one customer's documents from a second customer's documents. Separator


200


also may remove an edge of the individual sheet, such as a perforated edge, tractor pins, or the like. In one embodiment, separator


200


is a Laurenti Cutter, commercially available from EMC Document Systems, Inc., having its headquarters in Batavia, Ill. The individual sheet is received from separator


200


by a receiver


300


. In this manner, a printer coupled to paper source


150


may print multiple customer documents in series, with receiver


300


receiving documents for one customer separately from the documents for another customer. Receiver


300


transfers the sheet to a first folder


500


, by way of a first sheet translation component


400


. In another embodiment, receiver


300


transfers the sheet directly to first folder


500


.




First folder


500


performs a first fold of the paper sheet. The folded paper sheet is transferred to a second folder


800


by way of a second sheet translation component


600


and a third sheet translation component


700


. As shown in

FIG. 1

in one embodiment, translation components


600


and


700


are configured such that system


100


has an approximate ninety degree (90°) turn for sheets processed therethrough. In this manner, system


100


maintains a small footprint. Further, in one embodiment the ninety degree turn helps align the sheet for subsequent folds.




Second folder


800


performs a second fold of the paper sheet. In some embodiments, second folder


800


folds the sheet both a second and a third time. For example, second folder


800


may perform a half-fold of the folded sheet, a C-fold, a Z-fold, or the like. In one embodiment, an inserter system


850


is coupled to second folder


800


. In this manner, the folded sheet may be transferred from second folder


800


to inserter


850


for subsequent insertion into an envelope or the like. Sheet processing times may vary through system


100


. In one embodiment, the amount of time it takes a sheet received by receiver


300


to travel through system


100


, including through second folder


800


, is less than 0.5 seconds. In a particular embodiment, the sheet passes from receiver


300


though second folder


800


in about 400 milli-seconds. System


100


is controlled by a controller


900


, which is electrically coupled to system


100


.





FIGS. 2A and 2B

depict one embodiment of system


100


according to the present invention. As best seen in FIG.


2


A and

FIG. 3

, receiver


300


has two or more entry rollers


310


which are designed to grasp a paper sheet (not shown) to be processed by system


100


. In one embodiment, entry rollers


310


grasp a continuous form sheet of paper from paper source


150


, with receiver


300


subsequently separating an individual sheet from the continuous form sheet. In another embodiment, rollers


310


grasp an individual sheet from separator


200


.




Receiver


300


has a plurality of rollers


320


onto which the individual sheet is drawn by rollers


310


. As the individual sheet enters receiver


300


, it engages one or more brush bars


340


to help maintain the sheet on rollers


320


. Further, the sheet is drawn by rollers


310


across rollers


320


so that the sheet engages a plate


350


. The sheet is registered against plate


350


, to facilitate proper alignment of the sheet prior to being transferred to first folder


500


.




In one embodiment, a bar


360


is positioned above rollers


320


. Bar


360


includes one or more ports for blowing a fluid, such as air, down onto the sheet. In this manner, the air helps maintain the paper sheet against rollers


320


. Bar


360


is coupled to a fluid source (not shown). The fluid source provides compressed air or other gases or fluids to bar


360


, which are blown or directed toward the paper sheet on rollers


320


. Rollers


320


are adapted to rotate in a counterclockwise direction as shown in FIG.


3


. Rollers


320


transfer the paper sheet received by receiver


300


to the left as indicated by arrow


330


.




As can be seen in FIG.


2


A and

FIG. 4

, first sheet translation component


400


permits the transfer of the individual sheet from receiver


300


to first folder


500


. In one embodiment, a lid


405


is coupled to receiver


300


and first sheet translation component


400


, and preferably remains closed during operation. In one embodiment, cover


405


is translucent. In another embodiment, receiver


300


and translation component


400


have separate lids.




In another embodiment of the present invention, system


100


does not include first sheet translation component


400


. In this embodiment, receiver


300


is directly coupled to first folder


500


. The paper sheet is transferred to first folder


500


by rollers


320


.




As can be seen in

FIG. 2A

, a first folder


500


receives the individual sheet from translation component


400


, or from receiver


300


. First folder


500


has a lid


505


(FIG.


2


A). In one embodiment, lid


505


is translucent to allow visual access to folder


500


when lid


505


is closed during system


100


operation. In one embodiment, first folder


500


is a knife folder.




As best seen in

FIGS. 5A and 5B

, a paper sheet


590


is received between a first set of rollers


510


and a second set of rollers


520


. Rollers


520


are each coupled to a bar or axle


524


having a gear


526


disposed near one or both ends of bar


524


. Gear


526


may be driven or rotated by a wide range of rotation devices (not shown). Similarly, rollers


510


are coupled to a bar or axle


514


having a gear


516


disposed near one or both ends of bar


514


. As can be seen in

FIG. 5A

, in one embodiment gears


516


and


526


interact to produce opposite rotations of bars


524


and


514


, and hence opposite rotation of rollers


520


and


510


. Rollers


520


are coupled to a second set of rollers


520


′ by a cord


522


. Cord


522


may comprise a band of elastic, metal, or a wide range of flexible materials. In this manner, when gear


526


is rotated, both sets of rollers


520


and


520


′ rotate in the same direction as shown in

FIG. 5B. A

similar arrangement exists for rollers


510


and a second set of rollers


510


′, which are coupled together by a cord


512


. Hence, the rotation of gear


516


results in a rotation of bar


514


and rollers


510


. The second set of rollers


510


′ rotate in the same direction as rollers


510


, as a result of cord


512


.




As can be seen in

FIG. 5B

, sheet


590


is received between rollers


510


and


520


and drawn into first folder


500


. In one embodiment sheet


590


contacts rotating cords


512


and


522


and is drawn into first folder


500


. Sheet


590


is drawn over a gap


564


and partially drawn over a series of rollers


530


and under a series of rollers


540


. Rollers


530


are coupled to a second set of rollers


530


′ by a cord


532


. Preferably, rollers


530


,


530


′,


510


and


510


′ rotate in the same direction. In one embodiment, when sheet


590


is approximately centered over gap


564


, a knife blade


560


is actuated to engage sheet


590


as shown in FIG.


5


C.




In one embodiment, sheet


590


engages a stop bar


566


as best seen in FIG.


5


B. Stop bar


566


may comprise a wide range of materials and dimensions. For example, in one embodiment, stop bar


515


comprises a generally comb-shaped bar having a plurality of fingers


568


which extend between adjacent cords


532


and/or between cords


532


and the side of folder


500


. Stop bar


566


is slidably positioned prior to operation of system


100


so that when sheet


590


registers against stop bar


566


, or one or more fingers


568


, an approximate middle of sheet


590


overlies knife blade


560


. In this manner, once actuated, knife blade


560


performs a half-fold of sheet


590


. It will be appreciated by those skilled in the art that stop bar


566


may be otherwise positioned, so that the middle of sheet


590


is not over knife blade


560


when knife blade


560


is actuated to perform a first fold. Further, the location of stop bar


566


may be adjusted so that a single folder


500


may accommodate and fold different sizes of paper sheets


590


.




Knife blade


560


may comprise a wide range of materials, including, plastics, metals and the like. Knife blade


560


may have a length that extends a full width of first folder


500


, or a portion of the width of first folder


500


. In one embodiment, the length of knife blade


560


is at least as long as the width of sheet


590


. As shown in

FIGS. 5B and 5C

, knife blade


560


is coupled to a movement mechanism or actuator


562


designed to impart an up-and-down movement of knife blade


560


as shown by arrows


566


. Actuator


562


, in one embodiment, is a pneumatically driven actuator


562


. In this manner, air pressure is used to translate knife blade


560


as shown in

FIGS. 5B-5D

. Other movement mechanisms, including electric solenoids, cam drivers, and the like, are used in place of actuator


562


in other embodiments of the present invention.




As best shown in

FIG. 5C

, knife blade


560


engages the undersurface of sheet


590


and causes sheet


590


to be drawn up into and between two rotating rollers


570


and


572


. In one embodiment, knife blade


560


extends at least partially between rollers


570


,


572


to ensure sheet


590


engages rollers


570


,


572


. In one embodiment, rollers


570


and


572


are decoupled, namely, rollers


570


and


572


are each separately driven. In another embodiment, rollers


570


and


572


have gear mechanisms engaging one another to provide for nearly identical rotation speeds of rollers


570


and


572


, albeit in opposite directions. As the folded sheet


590


engages rollers


570


and


572


, it is drawn between rollers


570


and


572


so that a folded edge


592


of sheet


590


engages a deflector


580


positioned above rollers


570


and


572


. Deflector


580


is configured and positioned to deflect the now folded sheet


590


to the left as shown in FIG.


5


D.




The folded sheet


590


is drawn into and between one or more rollers


540


and


550


. In one embodiment, rollers


550


are coupled to a second set of rollers


550


′ by a cord


552


. Similarly, rollers


540


are coupled to a second set of rollers


540


′ by a cord


542


. In one embodiment, each pair of rollers


540


,


540


′ have a separate cord


542


. Rollers


550


,


550


′,


540


and


540


′ operate in a similar fashion as rollers


510


,


50


′,


520


and


520


′. For example, in one embodiment, rollers


550


′ and


540


′ are coupled to an axle or bar


554


and


544


, respectively. Bars


554


and


544


have gear mechanisms


556


and


546


, respectively, disposed at one or more positions therealong. In one embodiment, gear mechanisms


556


and


546


interlock to provide similar rotation speeds of rollers


540


,


540


′,


550


and


550


′. As a result, cords


542


and


552


have similar rotation speeds in that embodiment. The now folded sheet


590


is drawn by cords


542


,


552


and/or rollers


540


,


540


′,


550


and


550


′ into second sheet translation component


600


as can be seen in

FIGS. 2B and 6

.




Second sheet translation component


600


includes a plurality of rollers


610


. In one embodiment, rollers


610


are coupled to adjacent rollers by a plurality of cords


620


as shown in FIG.


6


. In this manner, a rotation mechanism may be coupled to one or more rollers


610


, but produce similar rotation of all rollers


610


. Sheet


590


, having a first fold, enters component


600


as shown by arrow


640


and may engage a brush bar


630


. Brush bar


630


operates to help maintain sheet


590


on rollers


610


. In one embodiment, sheet


590


travels at least partially under brush bar


630


so that folded edge


592


contacts a register bar


660


. Edge


592


registers against register bar


660


to properly align sheet


590


for transfer towards second folder


800


.




In one embodiment, sheet


590


registers against a stop bar


670


as can be seen in FIG.


6


. In one embodiment stop bar


670


has one or more fingers


680


against which sheet


590


registers. Stop bar


670


is coupled to an actuation device


690


, which in one embodiment is an air-controlled or pneumatic device


690


. Stop bar


670


is actuated so that bar


670


and/or fingers


680


provide a structure against which sheet


590


registers, and release sheet


590


for transfer to second folder


800


. In this manner, stop bar


670


helps ensure sheet


590


is properly aligned for transfer to the second folder


800


after undergoing an approximately ninety degree (90°) turn through second sheet translation component


600


. Sheet


590


exits component


600


as shown by arrow


650


as a result of the rotation of rollers


620


. In this manner, translation component


600


effectuates an approximately ninety degree (90°) turn in the course of travel of sheet


590


. Sheet


590


enters a third sheet translation component


700


as can be seen in FIG.


7


. Translation component


700


passes the single-folded sheet


590


to a second folder


800


as can be seen in FIG.


2


B and FIG.


8


.




Second folder


800


performs a second fold of sheet


590


. In one embodiment, the second fold is a half fold of sheet


590


. In other embodiments, second folder


800


performs at least a second fold and a third fold of sheet


590


. For example, second folder


800


may effectuate a C-fold, a Z-fold, or other types of folds known to those skilled in the art. In one embodiment, second folder


800


performs a second fold of sheet


590


so that the second fold is approximately orthogonal to the first fold created by first folder


500


. In this manner, larger sheets of paper may be processed through system


100


than may otherwise be possible should the first and second fold be parallel in relation. In one embodiment, second folder


800


is a buckle plate folder. In a particular embodiment, buckle plate folders are MBO folders available from MBO America, headquartered in Westampton, N.J., as well as from other suppliers.




In a particular embodiment, the sheet includes first and second portions, with the first portion including a customer statement and the second portion including one or more checks, such as convenience checks. In this embodiment, the first fold may be formed between the first and second portions, with the second folder


800


performing folds between the checks. It will be appreciated by those skilled in the art that the first and second portions may contain different information than described above. For example, the first or second portion may include any combination of advertisements, a customer account agreement, checks, a customer statement, or the like. In one embodiment the first and second folds are performed such that a customer name and address printed on the sheet are positioned such that they are visible through a window in an envelope into which the folded sheet is inserted.




In one embodiment, folded sheets


590


exit second folder


800


and are directed to an inserter


850


as shown schematically in FIG.


1


. Inserter


850


may be a wide range of inserters designed to insert a folded sheet into an envelope. Exemplary inserters


850


for use with the present invention include those described in the three applications previously incorporated herein by reference in the “Cross References To Related Applications” section of the present application.




Systems according to the present invention provide one or more advantages over the prior art. System


100


is a more cost effective system requiring a lower level and/or greater ease of maintenance than systems which print directly on individual sheets. Further, the cost of printing on a continuous sheet paper is considerably less than printing on individual sheets, and faster than printing on individual sheets. In this manner, the cost of processing a statement through systems of the present invention may be on the order of 25% of the cost of processing a similar statement through prior-art systems that print on individual sheets prior to folding.




The invention has now been described in detail for purposes of clarity and understanding. However, it will be appreciated that certain changes and modifications may be practiced within the scope of the appended claims.



Claims
  • 1. A sheet folding system comprising:a separator adapted to separate an individual sheet from a continuous form sheet; a receiver adapted for receiving said individual sheet; a first folder, said first folder adapted to perform a first fold of said individual sheet; a second folder, said second folder adapted to perform a second fold of said individual sheet, wherein the first and second folders comprise two different types of folders; and a sheet transfer mechanism coupled to and between the first folder and the second folder, the sheet transfer mechanism defining a generally right angle alignment between the first and second folders to reduce a system footprint.
  • 2. The sheet folding system as in claim 1 wherein said first folder is a knife folder.
  • 3. The sheet folding system as in claim 2 wherein said knife folder comprises:a knife blade coupled to a movement mechanism; a pair of rollers adapted to at least partially receive said knife blade and said individual sheet therebetween; and a deflector positioned on a side of said pair of rollers that is generally opposite said knife blade, said deflector adapted to deflect said individual sheet having said first fold.
  • 4. The sheet folding system as in claim 3 wherein said movement mechanism comprises a pneumatic movement mechanism.
  • 5. The sheet folding system as in claim 1 wherein said first fold is a fold of said individual sheet along a first direction.
  • 6. The sheet folding system as in claim 5 wherein said second fold is a fold of said individual sheet along a second direction.
  • 7. The sheet folding system as in claim 6 wherein said first and second directions are generally orthogonal.
  • 8. The sheet folding system as in claim 1 wherein said second fold is a half fold.
  • 9. The sheet folding system as in claim 1 wherein said second fold is a C-fold.
  • 10. The sheet folding system as in claim 1 wherein said second fold is a Z-fold.
  • 11. The sheet folding system as in claim 1 wherein said second folder comprises a buckle plate folder.
  • 12. The sheet folding system as in claim 1 further comprising a printer coupled to said separator, said printer adapted for printing alphanumeric characters on said continuous form sheet.
  • 13. The sheet folding system as in claim 1 further comprising an inserter coupled to said second folder, said inserter adapted to insert said folded individual sheet into an envelope.
  • 14. The sheet folding system as in claim 1 further comprising a controller coupled to said first and second folders.
  • 15. The sheet folding system as in claim 1 further comprising an edge remover for removing an edge of said individual sheet.
  • 16. A sheet folding system comprising:a receiver adapted for receiving a sheet to be folded; and a knife folder coupled to said receiver and adapted to perform a first fold of said sheet, said knife folder comprising: a knife blade coupled to a pneumatic movement mechanism; a pair of rollers adapted to at least partially receive said knife blade and said sheet therebetween; and a deflector positioned on a side of said pair of rollers that is generally opposite said knife blade, said deflector adapted to deflect said sheet having said first fold; a second folder coupled to the knife folder and adapted to perform a second fold of the sheet, wherein the second fold is generally orthogonal to the first fold; and an inserter coupled to the second folder, the inserter adapted for inserting the folded sheet into an envelope.
  • 17. The sheet folding system as in claim 16 further comprising a sheet transfer mechanism coupled to and between said knife folder and said second folder, said sheet transfer mechanism defining a generally right angle alignment between said knife folder and said second folder.
  • 18. The sheet folding system as in claim 16 further comprising a separator for separating said sheet to be folded from a continuous form sheet, said receiver being adapted for receiving said sheet from said separator.
  • 19. A method of folding a sheet of paper, said method comprising:printing on a continuous form sheet; separating an individual sheet from said continuous form sheet; performing a first fold of said individual sheet with a knife folder; and performing a second fold of said individual sheet with a second folder, wherein the second folder is not a knife folder; wherein the first and second folds are generally orthogonal to each other.
  • 20. The method as in claim 19 wherein said performing said first fold comprises pneumatically moving a knife blade in said knife folder to contact said individual sheet.
  • 21. The method as in claim 19 wherein said knife folder for performing said first fold comprises:a knife blade coupled to a movement mechanism; a pair of rollers adapted to at least partially receive said knife blade and said sheet therebetween; and a deflector positioned on a side of said pair of rollers that is generally opposite said knife blade, said deflector adapted to deflect said sheet having said first fold.
  • 22. The method as in claim 21 wherein said movement mechanism comprises a pneumatic movement mechanism.
  • 23. The method as in claim 19 further comprising inserting said folded individual sheet into an envelope with an inserter, said inserter coupled to said second folder.
  • 24. The method as in claim 19 wherein said individual sheet further comprises a first portion and a second portion, and wherein said first fold is positioned between said first and second portions.
  • 25. The method as in claim 24 wherein said printing comprises printing a customer statement on said first portion and printing at least one check on said second portion.
  • 26. A method of folding a sheet of paper, the method comprising:printing on a continuous form sheet; separating an individual sheet from the continuous form sheet; performing a first fold of the individual sheet with a knife folder; and performing a second fold of the individual sheet with a second folder; wherein the individual sheet further comprises a first portion and a second portion, and wherein the first fold is positioned between the first and second portions; and wherein the printing comprises printing a customer statement on the first portion.
  • 27. The method as in claim 26 father comprising printing at least one check on the second portion.
CROSS-REFERENCES TO RELATED APPLICATIONS

This case is related to the following U.S. Patent Applications, each of which is assigned to the assignee of the present invention and each of which is incorporated herein by reference: a) U.S. patent application Ser. No. 10/045,589 entitled “SYSTEM AND METHODS OF PROVIDING INSERTS INTO ENVELOPES,” filed on Nov. 8, 2001; b) U.S. patent application Ser. No. 10/036,653 entitled “MAIL HANDLING EQUIPMENT AND METHODS,” filed on Nov. 8,2001; and c) U.S. patent application Ser. No. 10/028,449 entitled “INTELLIGENT INSERTING SYSTEMS AND METHODS,” filed on Dec. 19, 2001.

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