Patent Application
20160352922
The present invention relates to a technique for activating a SIM card and associating an attribution, such as a credit top-up, to an activated SIM card, the SIM card preferably being for use in a pay-as-you-go mobile device.
In a typical prior art arrangement a user may purchase a SIM card for use in a mobile device such as a mobile telephone. The user may purchase a SIM card at a point-of-sale. After the SIM card is purchased, in order to activate the SIM card the user needs to call a specific number. Once the number is called, the SIM card is activated and may be used in a mobile telephone. Typically the SIM card is inserted into the mobile telephone and the number called to activate the SIM card.
In the prior art when such SIM cards are purchased, certain problems arise. Once the SIM card is purchased, it is up to the user to activate it by registration. Unless and until the user effects the activation, the SIM card is unaccounted for post-purchase.
In a typical prior art arrangement, a user may purchase a ‘swipe’ card from a point of sale for use for providing credit to a pay-as-you-go mobile telephone. On purchase of the card it is authorized at the point-of-sale by the retailer swiping the card. The user then calls a number associated with the top-up card to link the card with their mobile telephone. An initial amount of credit may be applied to the mobile telephone associated with an initial value of the top-up card.
The user then purchases additional top-up amounts at points of sale, and any top-up amount is automatically allocated to their mobile phone account through providing the top-up card at the point-of-sale which is swiped by the retailer, and the purchaser's top-up applied to the mobile telephone.
When a user purchases a SIM card and a top-up card at the same time, to activate the SIM card and apply the credit to the mobile telephone using the SIM card the retailer must swipe the top-up card to authorise it, the user must make a telephone call to activate the SIM card, and the user must make a telephone call to link the top-card to the mobile telephone. A user must therefore make two telephone calls, firstly to activate the SIM card and secondly to activate the swipe card.
It is an aim of the present invention to provide an improvement over the prior art.
In accordance with the invention there is provided a method of enabling a SIM circuit of a mobile telephone and associating an attribute to the SIM circuit, the method comprising: associating a unique identifier of the SIM circuit with a unique identifier of the attribute; retrieving an identity of one of the SIM circuit and the attribute at a point-of-sale; transmitting a message including the retrieved identity; responsive to the message, enabling the SIM circuit and applying the attribute to the SIM circuit.
Correspondingly, the invention provides a system for enabling a SIM circuit for a mobile telephone and associating an attribute to the SIM circuit, in which system a unique identifier of a SIM card is associated with a unique identifier of the attribute, the system comprising: a point-of sale device for retrieving an identity of one of the SIM circuit and the attribute, and for transmitting a message including the retrieved identity to a network controller; the network controller for enabling, on receipt of the message, the SIM circuit and applying the attribute to the SIM circuit.
Retrieving the identify of one of the SIM circuit and the attribute at the point-of-sale may include retrieving the associated unique identifier.
The message may include an indication of the unique identifier. The message may include the unique identifier.
The step of retrieving the identity of one of the SIM circuit and the attribute at the point-of-sale may include swiping or scanning a device associated with the attribute. The message may include an indication of a unique identifier of a card associated with the attribute.
Responsive to the message the SIM circuit associated with the attribute may be identified, and the SIM circuit is enabled and the attribute applied to the SIM circuit. The message may be transmitted from the point-of-sale, and on enablement of the SIM circuit and application of the attribute a success message is transmitted to the point-of-sale.
The attribute may be a value. A card may identify the attribute. The card may be a top-up card or pay-as-you go card. In general the card may be associated with the value. The card may be a pre-paid card. The SIM circuit may be provided on a SIM card.
The method may further comprise manufacturing a SIM card and value card (such as a top-up card or pre-paid card) pair, and presenting such pair for purchase at the point-of-sale. A housing card or support card may be provided which houses or supports the SIM card.
The invention further provides a service provider entity of a mobile telephony system, in which system a unique identifier of a SIM circuit is associated with a unique identifier of an attribute, the service provider entity adapted to: receive, from a point-of-sale, an identity of a device, associated with the attribute, retrieve at the point-of-sale; forward the identity to an operator; receive, from the operator, confirmation that the SIM circuit associated with the identified attribute is activated, and that the attribute has been applied to the SIM circuit; and forward a confirmation to the point-of-sale.
There is similarly provided a method of enabling a SIM circuit of a mobile telephone and associating a unique identifier of the SIM circuit with a unique identifier of an attribute, the method comprising: receiving, from a point-of-sale, an identity of a device, associated with the attribute, retrieved at the point-of-sale; forwarding the identity to an operator; receiving, from the operator, confirmation that the SIM circuit associated with the identified attribute is activated, and that the attribute has been applied to the SIM circuit; and forwarding a confirmation to the point-of-sale.
There is also provided a method for enabling a SIM circuit of a mobile telephone and associating an attribute to the SIM circuit, the method comprising: linking unique identifiers of a plurality of SIM circuits with unique identifiers of a respective plurality of attributes; manufacturing sets of SIM circuits and attribute devices, a set being determined by the link; offering for sale the manufactured sets of SIM circuits and attribute devices; on purchase of a set, retrieving an attribute identifier of the set at a point-of sale, and transmitting a message including an identification of the attribute identifier to a mobile network entity; retrieving, at the mobile network entity, the identity of the linked SIM circuit in dependence on the identity of the attribute; activating, at the mobile network entity, the SIM circuit; applying, at the mobile network entity, the attribute to the SIM circuit; transmitting a successful completion message from the mobile network entity to the point-of-sale apparatus.
Correspondingly there is provided an apparatus for enabling a SIM circuit of a mobile telephone and associating an attribute to the SIM circuit, wherein unique identifiers of a plurality of SIM circuits are linked with unique identifiers of a respective plurality of attributes, the apparatus comprising: a manufacturer for manufacturing sets of SIM circuits and attribute devices, a set being determined by the link; merchants for offering for sale the manufactured sets of SIM circuits and attribute devices, and on purchase of a set, retrieving an attribute identifier of the set at a point-of sale, and transmitting a message including an identification of the attribute identifier; a mobile network entity for receiving the message including the identification of the attribute identifier, and adapted to: retrieving, at the mobile network entity, the identity of the linked SIM circuit in dependence on the identity of the attribute; activating, at the mobile network entity, the SIM circuit; applying, at the mobile network entity, the attribute to the SIM circuit; and transmitting a successful completion message from the mobile network entity to the point-of-sale apparatus.
In general, the attribute may be associated with a device, and the device may be a card. The attribute may be a value. A card may be associated with the value. The card may be a pre-paid card. When the card is a pre-paid card, the value (or the attribute) may be provided by the credit on the pre-paid card. Part or all of the credit may be applied to the SIM circuit.
When the attribute is provided by a pre-paid card, the pre-paid card is enabled or activated together with the SIM circuit being enabled or activated.
In general, the attribute is a value, and the value and the SIM circuit are each respectively associated with a pre-aid account and a mobile account. The pre-paid account and the mobile account are connected by the association of the unique identifiers, and credit may be transferred from one account to the other using this association.
The invention is now described by way of reference to the drawings, in which:
The invention is described by way of example to an exemplary process provided in an exemplary architecture. One skilled in the art will appreciate that the invention is more broadly applicable than the specific examples given in the following description, and the protection afforded by the invention is defined by the appended claims.
With reference to
The mobile operator entity 102 is connected to the service provider entity 104 by electronic communications lines 112, the service provider entity 104 is connected to the point-of-sale entity 108 by electronic communication lines 116, and the point-of-sale entity 108 is connected to the user entity 110 by electronic communication lines 118. The service provider entity 104 is also shown as connected to the card manufacturer 106 by electronic communication lines 120.
A subscriber identity module or subscriber identification module (SIM) is an integrated circuit that securely stores an international mobile subscriber identity (IMSI) and a related key used to identify and authenticate subscribers on mobile telephony devices (such as mobile phones and computers). A SIM circuit is typically embedded into a removable plastic card. This plastic card is called a “SIM card”.
As well as other information, a SIM card contains its own unique serial number (ICCID—integrated circuit card identifier), which uniquely identifies the SIM card and can be used to provide a unique identifier for the SIM card. The other information stored on the SIM card may comprise an international mobile subscriber identity (IMSI), security authentication and ciphering information, temporary information related to the local network, a list of the services the user has access to and two passwords: a personal identification number (PIN) for ordinary use and a personal unblocking code (PUK) for PIN unlocking.
A SIM card can be purchased by a user for use with a mobile telephone device. In particular a user may transfer a SIM card to a mobile telephone which is used with a pay-as-you-go account.
For a pay-as-you-go account, a user must purchase credit to be applied to their mobile telephone, in particular to be applied to the SIM used in their mobile telephone. As noted in the background section above, this involves a user purchasing a pay-as-you-go swipe card which is then subsequently associated with a mobile telephone, to apply credit for use by that mobile telephone.
A swipe card provided for such pay-as-you-go purposes has a unique identifier, so any credit can be uniquely associated with the pay-as-you-go card. A pay-as-you-go swipe card is provided with a unique permanent account number (PAN) which uniquely identifies the card.
The card for providing pay-as-you-go credit may not necessarily be a swipe card with a magnetic strip. For example the card may be provided with a bar-code instead of a magnetic strip. Such a card may be a hybrid card provided with both a magnetic strip and a bar-code. It will be understood that the mechanism which allows for point-of-sale activation may vary, and the essential characteristics for the purposes of this invention is that a unique identifier can be read from the card.
Thus a SIM card can be uniquely identified by an ICCID number, and a pay-as-you-go card can be uniquely identified by a PAN number. Embodiments of the invention utilise these two numbers to uniquely identify the respective cards, but in alternative implementations different numbers may be utilised or specific numbers may be allocated for unique identification. The mechanism for unique identifications of the cards is unimportant, the cards merely needing to be uniquely identified.
For example, a SIM card may be uniquely identified not only by an ICCID, but also by an MSSISDN, an SSN, some combination of all three, or some other unique number.
Similarly the mechanisms for generation of the unique identifiers is outside the scope of the invention. Whilst embodiments of the invention utilise the ICCID and PAN numbers, the generation of these numbers is outside the scope of the invention.
An exemplary process for implementation of the invention is now described further with reference to
The mobile operator is assumed to ‘own’ the first identifier, i.e. the unique number or identifier allocated to a SIM card which, in the described embodiment, is the ICCID. The mechanism by which the mobile operator acquires or generates the ICCID is outside the scope of this invention. As denoted by step 202 of
The mobile operator, in a described embodiment, is provided with the second identifier, i.e. the unique number or identifier allocated to the pay-as-you-go card or top-up payment card which, in the described embodiment, is the PAN number.
In general a top-up payment card is an example. The top-up payment is an example of an attribute which may be applied to a SIM circuit. The attribute may be another feature applied to the SIM circuit or a mobile account associated with the SIM circuit. The attribute may be provided on a card, such as providing a top-up payment card, or in general on a device. More than one attribute may be associated with a SIM circuit.
The mechanism by which the mobile operator acquires or generates the PAN number is outside the scope of this invention, but in an embodiment the service provider may generate the PAN number and provide the PAN number to the mobile operator. As denoted by step 204 of
The mobile operator preferably associates each of the first identifiers with one of the second identifiers. This association does not need to be carried out by the mobile operator. For example, the service provider may link the first and second identifiers and notify the mobile operator of the link between the first and second identifiers. However the mobile operator must at least know of the link between the first and second identifiers, and in implementations the association may be conveniently carried out by the mobile operator.
The mobile operator and the service provider can be considered to each be a network controller or part of a network controller.
In the described embodiment, the service provider transmits the PAN number to the mobile operator in a message as denoted by message 201.
In a step 206 the mobile operator 102 then associates the ICCID number with the PAN number, and may generate a file identifying the link between the two numbers.
The mobile operator 102 then transmits the file identifying the link to the service provider in a message as denoted by message 203.
At this stage the link between the two unique identifiers has been established. Once the first and second identifier are linked, they become a pair, and if the linking is carried out by the mobile operator the mobile operator provides the information identifying the link to the service provider as noted above. Alternatively the service provider is aware of the link. The link between the first and second identifiers may be conveniently provided from the mobile operator to the service provider in a linking file.
Once the link is established, the SIM card and pay-as-you-go swipe card each need to be manufactured, and preferably presented for sale in such a way as they can only be purchased as a pair.
The service provider may utilise a third party manufacturer to manufacture the cards, and provides the link between the two unique numbers to the card manufacturer which manufactures cards in association with the service provider's specification. As shown in
The service provider's specification may vary, and the production of the cards may vary. However in accordance with the invention the service provider provides the manufacturer with the link, such that the manufacturer pairs SIM cards containing the first identification number with pay-as-you-go cards containing the second identification number.
The manufacturer pairs the cards in a way specified by the service provider. This may comprise the manufacturer manufacturing the two cards in a pair, connected by some form of perforated edging connector, or the manufacturer providing the separated cards in a single package. The specifics of the manifestation of the pairing are not important, and one skilled in the art will appreciate that the important aspect is that after manufacture the cards are paired and are offered for sale as a pair.
The SIM card and the pay-as-you-go card may thus be physically connected together for sale. Alternatively, for example, the SIM card and the pay-as-you-go card may be contained in a wrapping such that they are presented as a single item for purchase at a point-of-sale.
After the cards are manufactured, as denoted by step 208, the card manufacturer may transmit an appropriate message to the service provider, as denoted by message 207.
The cards are then provided by the service provider to various point-of-sale locations of merchants, as denoted by message 209. Thus on sale are pairs of cards providing SIM cards and top-up cards, which have unique identifiers which have been pre-associated. Although only one point-of-sale is referred to for ease of explanation, it will be understood that the card pairs are in fact provided for sale in multiple points-of-sale. Step 210 denotes the offer-for-sale of card pairs.
A user may then purchase a suitably packaged card pair at a point-of-sale. Again, although only one user is described for ease of explanation, multiple users may purchase card pairs at any of multiple points-of-sale.
The purchase of a card pair by a user is illustrated by message 211 in
On purchasing, the merchant at the point of sale swipes the swipe section of the pay-as-you-go card (the magnetic strip 312 in
Responsive to the swiping of the pay-as-you go card, the point-of-sale apparatus transmits a top-up message to the service provider as denoted by message 213. In this example the message type is a top-up message. However the message may be of another type, and in general may be a message to ‘top-up’. The message may be just to ‘activate’ the SIM through the top-up mechanism. The ‘message’ may be such as to add additional features to the mobile account, not just to activate the SIM and/or top-up the account.
The service provider 104 then forwards an appropriate top-up message to the mobile operator as denoted by message 215.
The mobile operator accesses the link file associated with the PAN number of the top-up message, provided by the pay-as-you-go card. The PAN number then provides the link to the ICCID number of the SIM card.
The mobile operator 102 then activates the associated SIM card, as denoted by step 214, and applies the top-up of the pay-as-you-go card to the SIM card, as denoted by step 216.
The mobile operator then transmits a success message to the service provider 104, as denoted by message 217. The service provider 104 then transmits an appropriate success message to the point-of-sale apparatus, as denoted by message 219.
As denoted by step 218 the point-of-sale operation is then complete. The swipe operation (or other point-of-sale operation in accordance with the card technology, such as a scan operation) is acknowledged as successfully completed. The merchant operating the point-of-sale apparatus may hand the package to the user, as denoted by message 221, to finish the transaction, and the user receives an activated SIM card with an appropriate top-up applied to it.
Thus the SIM card is activated at the point-of-sale.
The description of
The mobile operator may also be referred to as the network operator.
The location and date/time of the activation of the SIM card is known.
The purchased SIM card can then be used in a mobile telephone, and a credit is associated with the SIM straight away.
Any further top-up is automatically credited to that SIM card as the top-card is used.
The example above describes a scenario in which the card pair comprises a SIM card and a pay-as-you-go card. As noted above, the use of a pay-as-you go card is exemplary. The card pair is not limited to these specific types of card, and other types of card may be provided.
For example, the pay-as-you-go card may be replaced by a pre-paid card. As well as adding a top-up payment to the account associated with the SIM card on activation (e.g. when the magnetic stripe of the card is swiped), this action to activate the SIM card and apply a credit to the SIM card may also enable the pre-paid card. The card may then further be used as a pre-paid card, with value being added to it at various point-of-sale locations.
The pre-paid card may be considered as or referred to as a pre-paid credit card or a pre-paid debit card, i.e. a card that can be used like a credit card or debit card to make purchases at points-of-sale. However the pre-paid card can only be used if it has a card value associated with it which is equal to or greater than the value of the transaction being made. It can thus be used like a credit or debit card, but no credit is actually given or used.
The pre-paid card may have a value associated with it, which is the purchase value of the card pair. When purchased, that purchase value may be applied as a top-up value to the mobile account associated with the SIM, and the pre-paid card is then left with zero balance. The pre-paid card may then be credited with money, e.g. at an appropriate point-of-sale location thereafter, for further use as a pre-paid card.
The pre-paid card may have a value associated with it, which is the purchase value of the card pair. When purchased, part of that purchase value may be applied as a top-up value to the mobile account associated with the SIM, and the pre-paid card is then left with the remaining amount as a balance. The pre-paid card can then be used for further purchases, and further credited with money, e.g. at an appropriate point-of-sale location, thereafter.
In general part or all of the value for which the card pair is purchased may be applied to the mobile account associated with the SIM, and part or none of the value for which the card pair is purchased may be applied to the pre-paid card. The purchaser may be able to specify, at the point-of-sale, how the purchase value is to be used in terms of dividing it between a top-up payment to the mobile account and credit for the pre-paid card. When this option is provided, the top-up message 213 is suitably modified to convey this information.
The pre-paid card may be permanently associated with the mobile account associated with the SIM card. When the balance of the mobile account associated with the SIM card falls, after activation and subsequent use, equal to or below a threshold amount, a value may automatically be deducted from the pre-paid card and applied to the mobile account, provided the pre-paid card has that value as credit. A user may establish the threshold for the mobile account, and may establish the amount of credit to be transferred from the pre-paid card to the mobile account in the event that the threshold condition is met, and may establish that such action is performed provided a minimum value is retained on the pre-paid card.
It should be understood that the pre-paid card is associated with a pre-paid account, with which any value associated with the pre-paid card is associated. The SIM card is similarly associated with a mobile account, with any value associated with the SIM card being associated with the mobile account.
There may be provided a mechanism which allows value or credit associated with either the SIM card or the pre-paid card to be transferred therebetween. By virtue of the technique described in this description, the pre-paid card and the SIM card are linked together, and therefore their associated accounts are linked together. A user may therefore be able to transfer value (i.e. credit) from the pre-paid card account to the mobile account, or vice versa, based on this existing link between the two accounts. A user may thus be able to apply credit to the pre-paid account or to the mobile account without having to purchase credit elsewhere, for example at a point-of-sale.
An application may be provided, which a user can access, which can facilitate the transfer of credit between a pre-paid account and a mobile account in this way. The application may be a website which a user can log on to, or a so-called ‘app’ which a user may utilise. An ‘app’ may be an application running on a smartphone or tablet device which a user can use to facilitate the transfer of credit between the mobile account and the pre-paid account. The link between these accounts is predetermined by the link established at set-up, as described in the foregoing.
A user may also utilise an application to access either account, which allows credit to be applied to that account by taking payment from another account, such as but not limited to an account associated with a credit card or a debit card, or an account associated with another pre-paid card.
With reference to
As can be seen in
After the steps carried out by the mobile operator 102, the success message 217 is transmitted as before, and the process continues as before.
The card 504 includes a ‘snap-out’ SIM card denoted by reference numeral 508, which is visible on both sides of the card pair package as shown in
One side of the pre-paid card comprises a ‘chip’ 514 which is used to store card information, and used, for example, in ‘chip-and-pin’ purchases. This is shown in
Although the arrangement of
The invention has been described by way of implementation in an exemplary architecture, and by way of an exemplary process for pairing SIM and pay-as-you-go or pre-paid cards and activating the paired cards. One skilled in the art will appreciate that the invention may be applied to alternative architectures, and the invention may employ alternative processes for activation. The invention provides a scope of protection for alternative architectures and implementations which is determined by the scope of the appended claims.
| Number | Date | Country | Kind |
|---|---|---|---|
| 1401936.8 | Feb 2014 | GB | national |
| Filing Document | Filing Date | Country | Kind |
|---|---|---|---|
| PCT/EP2015/052179 | 2/3/2015 | WO | 00 |
