The present invention relates to authenticating an end user; more specifically, authenticating an end user by means of dynamic information to prevent fraud.
Conventional authentication methods utilize static information to validate an end user. Since static information by its very nature rarely changes, individuals can easily capture an end user's authentication information for fraudulent use in the future.
Furthermore, conventional authentication methods traditionally employ only 1-way authentication. The term 1-way authentication hereinafter means identifying only a single party to a multiple party transaction. Conventional authentication methods usually call for an end user to authenticate to an entity (e.g. bank, credit card company, government agency, etc.) without the entity authenticating to the end user. The use of 1-way authentication methods exposes an end user to phishing attacks. The term phishing hereinafter means an attempt to criminally and/or fraudulently acquire sensitive information by masquerading as a trustworthy entity in an electronic medium.
A method for authenticating an end user, said method comprising generating a first mask in response to an authentication request from an end user, the first mask comprising a set of root nodes, a set of server nodes, and a set of client nodes each being unique to the end user, a first subset of root nodes being transparent and randomly selected from the set of root nodes, a second subset of root nodes being opaque, a first subset of server nodes being transparent and randomly selected from the set of server nodes, a second subset of server nodes being opaque, the set of client nodes being opaque; and determining authenticity of the end user based on comparing data received from the end user with the first subset of root nodes, the data comprising a set of nodes selected by the end user, the end user having selected the data in response to the first mask.
The present invention provides a system and method that overcomes at least one of the current disadvantages of conventional methods.
Although certain embodiments of the present invention are described herein, it is understood modifications may be made to the present invention without departing from its course and scope. Scope of the present invention is not limited to the number of constituting components, the materials thereof, the shapes thereof, the relative arrangement thereof, etc. Furthermore, while the accompanying drawings illustrate certain embodiments of the present invention, such drawings are not necessarily depicted to scale.
One embodiment of the present invention utilizes two displays to facilitate authenticating an end user. The first display being controlled by a server while the end user controls the second display. In one embodiment of the present invention the second display is a liquid crystal display (LCD) contained within a card. The card may be similar to that of a credit card, charge card, debit card, etc.
Furthermore, the first and second displays share some geometrical characteristics. Specifically, the width and height, measured in pixels, are identical for both the first and second display. Alternative embodiments measure the height and width of the first and second displays in units other than pixels; potentially in millimeters, centimeters, inches, etc. The first and second displays are each utilized in an embodiment of the present invention to represent the mask illustrated in
The mask 100 comprises a set of server nodes 102, a set of root nodes 104, and a set of client nodes 106. The sets of server nodes 102, root nodes 104, and client nodes 106 are unique in that their union make up the entire viewable area of the first and/or second display. Furthermore, the intersection of the set of server nodes 102, the set of root nodes 104, and the set of client nodes 106 is disjoint.
In one embodiment of the present invention the number of nodes in the set of server nodes 102 and the number of nodes in the set of client nodes 106 are equivalent, if not the same number. Additionally, the nodes designated to the set of server nodes 102 as well as the set of client nodes 106 are randomly selected and therefore not easily guessed. Likewise, the nodes comprising the root nodes 104 are randomly selected to avoid guessing.
In one embodiment of the present invention the first display generates the server mask 200 while the second display generates the client mask 202. The server mask 200 and client mask 202 comprise two differently displayed sets of nodes. The set of nodes collectively called the selected nodes are transparent while the set of nodes collectively called the un-selected nodes are opaque. The transparent nodes allow for a background pattern to be seen through the nodes, the background pattern being such a bright pattern to maximize contrast between the dark pattern designated for the opaque nodes.
The set of transparent nodes in the server mask 200 comprises a randomly selected subset of the server nodes 102. The set of transparent nodes in the server mask 200 also comprises a randomly selected subset of the root nodes 104. The set of opaque nodes in the server mask 200 comprises the supplement of the server nodes 102 and the supplement of the root nodes 104. Additionally, the set of opaque nodes in the server mask 200 contains the entire set of client nodes 106.
The set of transparent nodes in the client mask 202 comprises a different randomly selected subset of the root nodes 104. The set of transparent nodes in the client mask 202 also comprises a randomly selected subset of the client nodes 106. The set of opaque nodes in the client mask 202 comprises all of the server nodes 102, the supplement of the root nodes 104, and the supplement of the client nodes 106.
A unique feature of the present invention which solves the problems left unsolved by the conventional method of authentication is in the way the server mask 200 and client mask 202 are used together to authenticate an end user. Since the set of server nodes 102 and the set of client nodes 106 are disjoint, when an end user overlays the client mask 202 onto the server mask 200, all the server nodes 102 and client nodes 106 appear opaque. The resulting overlay 204 displays only a randomly selected subset of the rood nodes 104 which both the server mask 200 and the client mask 202 displayed as transparent.
In order to ensure the server mask 200 and the client mask 202 share root nodes as displayed in 204, a number of root nodes 104 must be randomly selected. If N represents the entire set of root nodes 104, the server mask 200 must select a X number of root nodes 104 wherein
Additionally, the client mask 202 must select a Y number of root nodes 104 wherein
Therefore, in order to authenticate the end user, said end user must select an Z number of nodes from the overlay 204 wherein Z=X+Y−N.
The present invention prevents other individuals or entities from fraudulently authenticate to the server by capturing the contents of the client mask 202. This is due to the fact that the transparent nodes contained in the client mask 202 are randomly selected for each authentication session and thus a previously generated client mask 202 has an infinitesimally small chance of granting authentication in the future.
The present invention also prevents an end user from unsuspectingly providing confidential information to a phishing entity by utilizing two-way authentication. This is due to the fact that the set of server nodes 102 is unique only to an end user are not known to the general public. Therefore, if a phishing site were to attempt a fraudulent authentication session with an end user, there is an infinitesimally small chance the phishing attack would select the correct set of server nodes 102 to display in the server mask 200. An end user noticing an unusually large number of Z nodes in the overlay 204 would instantly recognize that the server mask 200 was fraudulently created and thus not provide confidential information. Therefore, an end user not only authenticates to a server, the server authenticates to the end user to maximize the protection of confidential information.
Step 306 generates a server mask in response to an end user's request to authenticate 304. In one embodiment of the present invention the request for authentication 304 comprises a user ID and/or password associated with the end user. The server mask 200 generated by step 306 comprises a randomly selected subset of root nodes 104 which are unique to the end user requesting said authentication. After completion of step 306, the method continues with step 308 wherein the end user submits authentication data.
Step 308 comprises the end user submitting authentication data to the method 300. In one embodiment of the present invention, the end user facilitates the selection of the authentication data D to submit in 308 by utilizing a second display contained in a card sized device which therein creates a client mask 202. The end user overlays the client mask 202 onto the server mask 200, generating the overlay 204 of
Step 310 determines whether the authentication is valid based on the authentication data submitted 308 by the end user. The end user submits authentication data 308, identified as D, which represents transparent nodes contained in the server mask 200. If each node in set D corresponds to a root node 104 randomly selected to appear transparent in the server mask 200, the method 300 grants authentication 316 to the end user. However, if even a single node in set D does not correspond to any of the root nodes 104 randomly selected to appear transparent in the server mask 200, the method 300 denies authentication 314 to the end user.
The computer system 900 comprises a processor 908, an input device 906 coupled to the processor 908, an output device 910 coupled to the processor 908, and memory devices 902 and 912 each coupled to the processor 908.
The input device 906 may be, inter alia, a keyboard, a mouse, a keypad, a touchscreen, a voice recognition device, a sensor, a network interface card (NIC), a Voice/video over Internet Protocol (VOIP) adapter, a wireless adapter, a telephone adapter, a dedicated circuit adapter, etc.
The output device 910 may be, inter alia, a printer, a plotter, a computer screen, a magnetic tape, a removable hard disk, a floppy disk, a NIC, a VOIP adapter, a wireless adapter, a telephone adapter, a dedicated circuit adapter, an audio and/or visual signal generator, a light emitting diode (LED), etc.
The memory devices 902 and 912 may be, inter alia, a cache, a dynamic random access memory (DRAM), a read-only memory (ROM), a hard disk, a floppy disk, a magnetic tape, an optical storage such as a compact disc (CD) or a digital video disc (DVD), etc. The memory device 912 includes a computer code 914 which is a computer program that comprises computer-executable instructions.
The computer code 914 includes, inter alia, an algorithm used for authenticating an end user according to the present invention. The processor 908 executes the computer code 914. The memory device 902 includes input data 904. The input data 904 includes input required by the computer code 914. The output device 910 displays output from the computer code 914. Either or both memory devices 902 and 912 (or one or more additional memory devices not shown in
Any of the components of the present invention can be deployed, managed, serviced, etc. by a service provider that offers to deploy or integrate computing infrastructure with respect to a process for authenticating an end user. Thus, the present invention discloses a process for supporting computer infrastructure, comprising integrating, hosting, maintaining and deploying computer-readable code into a computing system (e.g., computing system 900), wherein the code in combination with the computing system is capable of performing a method for authenticating an end user.
In another embodiment, the invention provides a business method that performs the process steps of the invention on a subscription, advertising and/or fee basis. That is, a service provider, such as a Solution Integrator, can offer to create, maintain, support, etc. a process for authenticating an end user. In this case, the service provider can create, maintain, support, etc. a computer infrastructure that performs the process steps of the invention for one or more customers. In return, the service provider can receive payment from the customer(s) under a subscription and/or fee agreement, and/or the service provider can receive payment from the sale of advertising content to one or more third parties.
While
While particular embodiments of the present invention have been described herein for purposes of illustration, many modifications and changes will become apparent to those skilled in the art. Accordingly, the appended claims are intended to encompass all such modifications and changes as fall within the true spirit and scope of this invention.
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