1. Field of the Invention
The present invention generally relates to a system and method for preparing vehicle repair estimates and sourcing parts for vehicles.
2. Description of Related Art
Insurance adjusters and repair shops generally process a claim by performing a number of related tasks that include numerical cost estimates, information management, and communications between, for example, insurance company offices and employees in the field. The sum of tasks performed in claims processing define a workflow that must be accommodated in the insurance and automobile repair industries. Existing methods and systems for handling the repair of motor vehicles and insurance claims are typically limited to undertaking only one or a few of the daily tasks that make up insurance claim and repair workflow. For example, some methods are limited to calculation of a specific type of damage or injury and generating an estimate for repairing or replacing the damaged or injured item.
The calculation of a repair cost estimate is often done on a computer by entering reference data from external sources. The computer program may generate a numerical value as a result of looking at the data from the external sources and comparing it to the items that need to be replaced or repaired. In one estimating system, a vehicle claim estimate related to car panel and chassis damage is calculated and provided to a user. In another system, an auto body shop generates an estimate, including a digitized image of the vehicle that may be transmitted via modem to an insurance company. Other tasks necessary to vehicle repair and insurance claims processing, such as communication between an insurance company and repair facilities or managing of correspondence are typically handled separately.
The various available methods and systems for generating vehicle repair estimates are typically further limited to individual discrete calculations. After an appraiser prepares an estimate for repairing a vehicle, a separate calculation is often completed through a separate computer program to compute total loss valuation of a vehicle. Although these individual calculations may be obtained through separate programs, the results of each of the programs are difficult or awkward to compare because of the separate programs and data files involved.
Similarly, although separate methods and systems for performing some of the administrative tasks in vehicle repair and insurance claim processing workflow are available, each of these separate computer programs requires certain types of data and each outputs a certain type of data. The data required for the separate programs may overlap and lead to redundant data entry tasks being performed. Data sharing between the different, discrete methods and systems that an insurance company uses may be difficult due to incompatible data formats. Therefore, a claim adjuster must spend time keeping track of, and running, the separate programs. Appraisers, repair shops, and others involved in claim processing often need to switch between, and learn how to operate, separate software programs having separate data and interface requirements. Present methods of handling insurance claims not only tend to require the use of separate software and hardware tools for various calculations, but also require separate organization of administrative material and client mailings to the insured party.
Insurance companies and other parties involved in the claims process often juggle many separate computer files and pieces of paper generated for each claim.
In satisfying the above need, as well as overcoming the enumerated drawbacks and other limitations of the related art, the present invention provides a system and method for preparing vehicle repair estimates and sourcing parts for vehicles. The system includes a processor, a display in communication with the processor, and an input device in communication with the processor.
The display is configured to display information generated by the processor, while the input device is configured to receive inputs from a user and transmit the inputs to the processor. The processor is configured to identify records in a first electronic database that relate to a particular vehicle, identify records in a second (or more) electronic database relating to a source of parts for the particular vehicle, display a repair estimate illustrating recommended parts and part sources on the display, guidelines if a non-recommended part has been selected, and receive user input identifying parts other than recommended, or identifying a different source for a recommended part, and automatically updating the estimate.
The records in the first electronic database may contain data relating to parts of the particular vehicle and/or records of vehicles manufactured by a plurality of manufacturers. The records in the second electronic database may contain data on currently available parts for the particular vehicle from a plurality of different sources including at least an original equipment manufacturer, an aftermarket parts source, a reconditioned parts source, or a recycled parts source. The repair estimate may be modified by a user using the input device of the computer to utilize parts from a different source. The estimate is then automatically updated when the user utilizes parts from the different source.
Further objects, features and advantages of this invention will become readily apparent to persons skilled in the art after a review of the following description, with reference to the drawings and claims that are appended to and form a part of this specification.
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The system 10 may also include a server 24 that is in communication with a first database 26 and a second database 28. The first and second databases 26 and 28 may be directly connected to the server 24 or may be connected through a network to the server 24. The databases 26 and 28 can be stored in a variety of different mediums including magnetic, optical, and solid state devices. However, it should be understood that any suitable storage medium may be used to store the first and second databases 26 and 28. Further, the first and second databases 26 and 28 may each be stored in a single database or combined together or even stored across a variety of different databases in different locations and connected to the server 24 through a variety of suitable ways.
The records in the first database 26 may contain data relating to the parts of a particular vehicle and having records of vehicles manufactured by a plurality of different vehicle manufacturers. The records in the second database 28 may contain data on currently available parts for a particular vehicle from a plurality of different sources including at least one of an original equipment manufacturer, an aftermarket parts source, a reconditioned parts source, and/or a recycled parts source. The data contained in the databases 26 and 28 may be updated via the server 24 by either providing information directly to the server 24 or by the server 24 communicating with other computers via the network 22. This updating may occur instantly as the information changes or may occur on a periodic basis.
The system 10 may also include another server 30. The server 30 may be a server operated by a third party, such as a parts supplier. As will be explained in more detail later, request for inclusion of parts to the third party server 30 can be transmitted from the system 12 to the server 30 via the network 22. The server 30 can provide authorization to utilize parts from a non-preferred vendor.
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In step 46, a determination is made that the user input identifying parts other than recommended, or identifying a different source for a recommended part is determined. If this has occurred, the estimate is automatically updated. Further, the repair estimate can be modified by the user 20 using the input device 18 to utilize parts from a different source and then automatically updates the estimate when the user 20 utilizes parts from the different source, as illustrated in step 48.
The server 24 recommends parts by reducing the total universe of eligible parts based off filtering rules and ranking criteria ensuring that the appropriate types of parts are used with consideration for availability, price, and other customizable criteria. For example, if there is a rule that says use OEM parts to replace an airbag that ensures higher safety on the vehicle. If 10 airbags are returned by the server 24, the user must still decide which is the best given a number of criteria.
Further, the server 24 may further support a “best part” selection. This functionality enables the server 24 to select a single part as best meeting the logic defined in the sourcing rules. The user may still be able to view the other available parts; however, the server 24 may utilize rules based intelligence to select the best parts without human interaction or choice.
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In this case, selections regarding original equipment manufacturer, aftermarket, and recycled repair parts are shown. With regards to the right fender 86, even more choices are shown including reconditioned parts, recycled parts, and optional original equipment manufacturer parts. In both cases, a vendor column 94 is shown describing different vendors for each of the different part sources. Additional information in columns 96 are shown and may include part number, quantity on hand, days until delivery, the price of the part, labor hours, refinishing hours, total price, and price difference from the original equipment manufacturer. There may also be an additional column indicating the price difference from the original equipment manufacturer price utilizing a color or symbol, as shown in column 98. Also, an indicator indicating the best part match for a singular part, a quote or a quote expiration date for a given part price may be displayed.
Further, a recommendation may be displayed to recommend a recycled assembly to in place of a collection of related parts. Alternatively or additionally, a rule may recommend a collection of related part lines in place of a recycled assembly.
Additionally or alternatively, the information displayed in
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The system 12 may also further display on the display device a difference in price between a current estimate part and an estimate from another source of the part. This system may also display a repair estimate on a separate line, wherein a repair estimate uses approved parts and part sources based on a list of rules generated by an insurance company to utilize preferred parts from preferred sources. The system may also determine if the user has selected an override command by selecting the separate line, wherein the override command allows the user to select different parts from different sources. By so doing, the user can simply accept what the insurance company has provided or it can override the insurance company recommendation and utilize parts from different sources. The system may also display guideline information explaining to the user the changes required in an estimate to make the estimate compliant with the rules of an insurance company. Further, the system may further comprise comparing the cost of repair, refinish, paintless dent repair, sublet operations, and/or replace operations
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As a person skilled in the art will readily appreciate, the above description is meant as an illustration of implementation of the principles this invention. This description is not intended to limit the scope or application of this invention in that the invention is susceptible to modification, variation and change, without departing from the spirit of this invention, as defined in the following claims.