1. Field of the Invention
The present invention generally relates to an anti-phishing technique. More specifically, the present invention relates to a method for preventing theft, or so-called phishing (pronounced “fishing”), of personal financial information, such as passwords and credit card numbers, through spoofs of authentic e-mails from or web sites of financial institutions, and to a recording medium having a program recorded thereon.
2. Description of the Related Art
With the recent popularity of online interaction via the Internet, there has been a wider range of victims of fraud called phishing.
Phishing is fraud via e-mails from spoofers of real banks, credit card companies, shopping sites, etc., which link to “trap” web sites which look like the banks, shopping sites, etc., so as to entice users into giving their personal information, such as credit card numbers and passwords. An increasing number of victims accessing false web sites that appear identical to the authentic web sites have “fished” for the certification information by malicious scams via fake URLs (uniform resource locators) using Javascript code or with the address bar hidden in a pop-up window. Phishing is therefore a serious problem.
Japanese Unexamined Patent Application Publication No. 2002-222286 discloses an anti-fraud system. In this system, a third-party organization stores, as “white” web pages, portions of web pages collected via various search sites whose attributes of the registered information or identity information have been successfully confirmed by a URL registration organization or telephone directory information. In response to a request from a check requester or the like, it is checked whether a specified web page is white or black, or the specified web page is checked against IP (Internet protocol) addresses of existing web pages written and stored in a Java applet. If no match is found, it is determined that this web site is not administered by an authorized server, and this determination is reported to users and the owner of the authentic web page.
In the technique disclosed in this publication, the authenticity of a web site is checked for using a third-party organization or an applet on the page. If the IP address of the web site written in the web page or the Java applet itself is tampered with, the authenticity of the web page is not checked for unless an investigation request is submitted to and a response is obtained from the third-party organization.
Phishing, on the other hand, is a fraudulent attempt to mislead users into thinking they are going to access trusted web sites and into providing their certification information, and may not be prevented unless it is determined whether or not a web site to be accessed by a user is authentic before the user accesses the web site. Thus, a problem still remains.
In view of the foregoing problems, it is an object of the present invention to provide a method for preventing fraud of certification information and a recording medium having a program recorded thereon, in which it can be determined whether or not a web site to be accessed by a user is authentic before the user accesses the web site, thereby preventing theft of the certification information beforehand.
In an aspect of the present invention, a method of a system for preventing fraud of certification information includes an acquisition step where web page data is acquired, an appearance comparison step where the web page data acquired in the acquisition step is compared with web page appearance information stored in an information storage unit in association with web page address information and certification information, and a trial step where a web page processing request is output when the information storage unit stores similar web page appearance information to the web page data acquired in the acquisition step as a result of comparison performed in the appearance comparison step, the web page processing request being configured such that trial information different from the certification information in place of the certification information stored in association with the similar web page appearance information is set to the web page data acquired in the acquisition step.
In this document, a data communication request on a network to be communicated via HTTP (hypertext transfer protocol), HTTPS (hypertext transfer protocol security), etc., is referred to as a “web page processing request”.
According to the present invention, information on a web page for certification of an authentic access site is stored in advance in a web page storage unit. When a web page is acquired, the acquired web page is compared with the web page stored in the web page storage means. If these web pages look similar to each other, certification information associated with the similar web page is replaced by trial information before a web page processing request is output. Therefore, a user can recognize he/she is going to access to a different web page that looks like the authentic web site before accessing the web page, thereby preventing fraud of the certification information beforehand.
A system for preventing fraud of certification information according to an embodiment of the present invention will be described with reference to the drawings. First, the system overview will be described with reference to
In
The gateway server G1 is an information processor, such as a computer, including a communication unit G11 transmitting and receiving information to and from the user terminal U1 connected via the communication network N1 and the user terminal U2 and the web servers W1 to Wn connected via the communication network N2, an information storage unit G12 storing the information received via the communication unit U12, a comparison unit G13 comparing the information received via the communication unit G11 with the information stored in the information storage unit G12, a trial unit G14 generating different transmission information when the information received via the communication unit G11 meets predetermined conditions, and a controller G15 controlling these components to provide a gateway service. The information stored in the information storage unit G12 is described in detail below.
The user terminal U2 is an information processor, such as a computer, a portable telephone, or a PDA, including the components of the user terminal U1 and the gateway server G1. The user terminal U2 includes an input unit U21 operated by a user to input information, e.g., a keyboard, a mouse, etc., a communication unit U22 transmitting and receiving information to and from the gateway server G1 and the web servers W1 to Wn connected via the communication network N2, an output unit U23 such as a display for outputting the information input via the input unit U21 or the information received via the communication unit U22, an information storage unit U24 storing the information input by the user via the input unit U21 or the information received via the communication unit U22, a comparison unit U25 comparing the input information input via the input unit U21 or the information received via the communication unit U22 with the information stored in the information storage unit U24, a trial unit U26 generating different information when the information input via the input unit U21 meets predetermined conditions, and a controller U27 controlling these components to provide user terminal functions. The information stored in the information storage unit U24 is described below.
The web servers W1 to W11 are information processors, such as computers, including communication units W11 to Wn1 transmitting and receiving information to and from the user terminal U2 and the gateway server G1 connected via the communication network N2, and the user terminal U1 connected to the gateway server G1 via the communication network N1, information storage units W12 to Wn2 storing the information received via the communication units W11 to Wn1, and controllers W13 to Wn3 controlling these components to provide web services.
The communication network N1 is a communication network, such as an intranet, via which data is transmitted and received between the user terminal U1 and the gateway server G1 via a line or wirelessly.
The communication network N2 is a communication network, such as the Internet, via which data is transmitted and received among the user terminal U2, the gateway server G1, and the web servers W1 to Wn via lines or wirelessly.
A method for preventing fraud of certification information according to a first embodiment of the present invention will now be described with reference to
The user terminal U1 receives input information via the input unit U11 by a user operation to enter a URL from the keyboard or to click a link in an e-mail using the mouse (step S101). Then, the controller U14 determines whether or not an information transmission instruction is input (step S102). If it is determined that an information transmission instruction is input (Yes in step S102), information is transmitted from the communication unit U12 to the communication network N1 based on the information input in step S101 (step S103). In this example, a web page processing request destined to a web server having the input URL domain is sent. The input that is determined in step S102 to be a transmission instruction may further include a web page uploading instruction and an e-mail transmission instruction. However, these instructions are not directly related to the gist of the present invention, and a detailed description thereof is thus omitted.
If a transmission instruction is not input in step S101 (No in step S102), it is determined whether or not a termination instruction is input (step S104). If a termination instruction is input, the process ends.
When the communication unit U12 receives information from the communication network N1 (step S106), the controller U14 determines whether or not the received information includes a web page (step S107). If it is determined that the information includes a web page (Yes in step S107), the web page is output to the output unit U13 (step S108). Then, the process returns to step S101.
If the controller U14 determines in step S104 that a termination instruction is not input (No in step S104), and determines in step S107 that the information does not include a web page (No in step S107), different processing is performed depending upon the information (step S105). Then, the process returns to step S101. The details of the processing of step S105 are not directly related to the gist of the present invention, and a description thereof is thus omitted.
When the gateway server G1 receives information via the communication unit G11 from the communication network N1 (step S301), the controller G15 determines whether or not the received information includes a web page processing request (step S302). If the information does not include a web page processing request (No in step S302), for example, if the information includes a web page uploading request or an e-mail transmission request, this information is transmitted as transmission information in step S306.
If the received information includes a web page processing request (Yes in step S302), the comparison unit G13 refers to the certification information table G121 (see
If the received information does not include the same value as any of the parameters G1212 (No in step S303), the received information is transmitted as transmission information in step S306. If the information includes the same value as any of the parameters G1212 (Yes in step S303), the trial unit G14 generates transmission information by replacing the received information with different trial information (step S305). The trial information may be trial information that is registered in association with each value of the parameters G1212 indicating a piece of certification information in the certification information table G121 stored in the information storage unit G12, trial information in which the pieces of certification information are re-ordered, trial information obtained by generating random numbers, or trial information generated by any other method for generating different information from the certification information. The trial information may also be any combination thereof. After this processing, the transmission information is transmitted to the communication network N2 (step S306).
When information is received via the communication unit G11 from the communication network N2 (step S307), the controller G15 determines whether or not the received information includes a web page (step S308). If it is determined that the received information does not include a web page (No in step S308), the received information is transmitted as the transmission information in step S315.
If the controller G15 determines that the received information includes a web page (Yes in step S308), the comparison unit G13 converts this web page into the same format as the web page appearance information G123 stored in the information storage unit G12 (step S309), and compares it with the web page appearance information G123 stored in the information storage unit G12 to determine whether or not there is a similar appearance (step S310). If the comparison unit G13 determines that there is no similar appearance (No in step S310), the information received in step S307 is transmitted as the transmission information in step S315.
If the comparison unit G13 determines that there is a similar appearance (Yes in step S310), the controller G15 determines whether or not the received information is a response to the transmission information generated by replacement in step S305 (step S311). If it is determined that the information is a response to the transmission information generated by replacement in step S305 (Yes in step S311), the trial attention message G1242 shown in
For example, an authentic web page actually performs authentication to check for authenticity, and reports an authentication result. In this case, when different trial information from the certification information is generated in step S305 and is transmitted, an authentication error occurs, and a web page including information indicating the same entry and the authentication error or a web page including instruction information to click a return button to input information again from the beginning because of the error is sent back from the authentic web page. A false web page for phishing, however, does not perform actual authentication, and information indicating successful login may be sent from this false web page. The trial attention message G1242 shown in
If the controller G15 determines that the received information is not a response to the transmission information generated by replacement in step S305 (No in step S311), the comparison unit G13 refers to the web page information table G122 (see
The web servers W1 to Wn perform identical processing. When the web servers W1 to Wn receive information via the communication units W11 to Wn1 from the communication network N2 (step S501), the controllers W13 to Wn3 determine whether or not the received information includes a web page processing request (step S502). If the received information includes a non-web page processing request, e.g., a web page uploading request (No in step S502), different processing for, for example, storing it in the information storage units W12 to Wn2 is performed (step S503), and the process proceeds to step S509. The details of the processing of step S503 are not directly related to the gist of the present invention, and a description thereof is thus omitted.
If the controller G15 determines in step S502 that the received information includes a web page processing request (Yes in step S502), it further determines whether or not authentication is necessary (step S504). If authentication is necessary (Yes in step S504), an authentication request is transmitted from the communication units W11 to Wn1 to an authentication server (not shown) (step S505), and an authentication result is received (step S506). It is then determined whether or not the authentication result indicates successful authentication (step S507). If the information received in step S501 includes a web page processing request (Yes in step S502) but does not include an authentication request (No in step S504), or if the authentication result received in step S506 indicates successful authentication (Yes in step S507), the information storage units W12 to Wn2 are searched for the requested information (step S508). The requested information, if searched for, or a report indicating that the information is not searched for, otherwise, is returned from the communication units W11 to Wn1 to the information request source as a response to the web page processing request (step S509). If the authentication result received in step S505 indicates an authentication error (No in step S507), an authentication error report is returned in step S509.
In addition to the process described above, in order to manage a series of operations (sessions) including a plurality of web page processing requests, cookies for uniquely identifying users are issued and managed. However, this is not directly related to the gist of the present invention, and a description thereof is thus omitted.
The first embodiment may be modified. A method for preventing fraud of certification information according to a second embodiment of the present invention will be described with reference to
In step S304, if the comparison unit G13 determines that the received information includes the same value as any of the parameters G1212 by referring to the certification information table G121 (see
In step S314, if the comparison unit G13 compares the address G1221 associated with the file name G1222 of the web page appearance information G123 that is determined as the similar appearance in step S310, which is processed from the web page information table G122 (see
A method for preventing fraud of certification information according to a third embodiment of the present invention will be described with reference to
When the user terminal U2 receives input information from the input unit U21 by a user input from the keyboard or a click using the mouse (step S701), the controller U27 determines whether or not an information transmission instruction is input (step S702). The input that is determined in step S702 to be a transmission instruction may include a web page processing request, a web page uploading instruction, an e-mail transmission instruction. The instructions other than the web page processing request are not directly related to the gist of the present invention, and a detailed description thereof is thus omitted.
If it is determined in step S702 that the information includes a transmission instruction, the comparison unit U25 determines whether or not information to be requested by the instruction input in step S701 includes the same value as any of the parameters U2412 by referring to the certification information table U241 (see
In step S706, the requested information is transmitted from the communication unit U22 to the communication network N2 (step S706). If a transmission instruction is not input in step S701 (No in step S702), the controller U27 determines whether or not a termination instruction is input (step S707). If a termination instruction is input, the process ends.
If the controller U27 determines in step S707 that a termination instruction is not input (No in step S707) and if it determines in step S710, described below, that the information does not include a web page (No in S710), different processing is performed depending upon the information (step S708). Then, the process returns to step S701. The details of the processing of step S708 are not directly related to the gist of the present invention, and a description thereof is thus omitted.
When the communication unit U22 of the user terminal U2 receives information from the communication network N2 (step S709), the controller U27 determines whether or not the received information includes a web page (step S710). If it is determined that the received information does not include a web page (No in step S710), the process proceeds to step S708.
If the controller U27 determines in step S710 that the received information includes a web page (Yes in step S710), the comparison unit U25 converts this web page into the same format as the web page appearance information U243 stored in the information storage unit U24 (step S711), and compares it with the web page appearance information U243 stored in the information storage unit U24 to determine whether or not there is a similar appearance (step S712). If there is no similar appearance (No in step S712), then in step S717, the received information is directly output from the output unit U23 (step S717).
If the comparison unit U25 determines in step S712 that there is a similar appearance (Yes in step S712), the controller U27 determines whether or not the received information is a response to the information transmitted in step S706 after replacing the information in step S705 (step S713). If it is determined that the information is the response (Yes in step S713), the trial attention message U2442 shown in
If the controller U27 determines in step S713 that the received information is not the response (No in step S713), the comparison unit U25 refers to the web page information table U242, and acquires and compares the address U2421 associated with the file name U2422 of the web page appearance information U243 that is determined as the similar appearance in step S712 with the address of the web page received in step S709 to determine whether or not these addresses are identical (step S715). If the addresses are identical, the received web page is authentic, and then in step S717, this information is output from the output unit U23. On the other hand, a web page of a phishing site has a different address even if it looks like the authentic web page. Thus, if the addresses differ from each other (No in step S715), the parameter U2412 associated with the address U2411 having the same value as the address U2421 acquired in step S715 is acquired by referring to the certification information table U241 (step S716). The trial unit G14 replaces the acquired parameter U2412 with different trial information in step S706, and the resulting information is set to the web page acquired in step S709.
The operation of the web servers W1 to Wn shown in
A method for preventing fraud of certification information according to a fourth embodiment of the present invention will be described with reference to
In step S704, if the comparison unit U25 determines that the received information includes the same value as any of the parameters U2412 by referring to the certification information table U241 (see
In step S716, if the comparison unit U25 compares the address U2421 associated with the file name U2422 of the web page appearance information U243 that is determined as the similar appearance in step S712, which is retrieved from the web page information table U242 (see
In the first and third embodiments, if the web page processing request includes the same value as any of the parameters G1212, i.e., certification information, the web page processing request is replaced by trial information to test normal authentication, and a response is obtained. A web page that looks like the authentic web page and that has a different address can possibly be a fraud web page for phishing, and a request for this web page is replaced by trial information without an inquiry to the user, and a response is obtained. Thus, a web page that is an authentication response based on this trial information and a trial attention message are output to the user terminal, and the user can therefore check for a phishing web page based on the output result, thereby preventing certification information fraud beforehand.
In the second and fourth embodiments, if the web page processing includes the same value as any of the parameters G1212, i.e., certification information, and if this certification information indicates an input value of a web page with an address attention message because it looks like the authentic web page and has a different address, that is, a web page that can possibly be a phishing web page, the certification information is replaced by trial information, and an authentication test is not performed on the authentic web page. Therefore, with respect to a web page that looks like the authentic web page, which is suspected to be a phishing web page, a web page that is an authentication response based on trial information and a trial attention message are output to the user terminal, and the user can check for a phishing web page based on the output result, thereby preventing certification information fraud beforehand.
In the foregoing embodiments, either the gateway server G1 or the user terminal U2 includes an information storage unit, a comparison unit, and a trial unit. However, the present invention is not limited to these embodiments, and any other combination of the information processors and the components may be used without departing from the scope of the present invention.
Number | Date | Country | Kind |
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2005-031633 | Feb 2005 | JP | national |