Claims
- 1-33. (canceled)
- 34. A method comprising the steps of:
detecting that a transaction has been conducted using a user's account; determining if the user desires notification of the transaction via a wireless device and if so, sending selected information relating to the transaction to the user via the desired wireless device; determining if the user desires notification of the transaction via a wireline device and if so, sending the selected information relating to the transaction to the wireline device.
- 35. A method for alerting a credit card user to possible fraudulent use of a credit card comprising the steps of:
detecting that a financial transaction has been conducted using the user's credit card account; determining if the user desires notification of the transaction via a wireless device and if so, sending selected information relating to the transaction to the user via the desired wireless device; determining if the user desires notification of the transaction via a wireline device and if so, sending the selected information relating to the transaction to the wireline device, whereby the user receives timely notification of a transaction utilizing his/her credit card thereby alerting the user of possible unauthorized use if the selected information received concerning the transaction does not seem proper to the user.
- 36. The method of claim 34 wherein said detecting, determining and sending steps are performed by at least one electronic data processor.
- 37. A method comprising the steps of:
receiving data indicating that a transaction has been conducted using a user's account; determining if the user desires notification of the transaction via a wireless device and if so, sending selected data relating to the transaction to the user via the desired wireless device; determining if the user desires notification of the transaction via a wireline device and if so, sending the selected information relating to the transaction to the wireline device.
- 38. The method of claim 37 wherein said receiving further comprises receiving data from one of a merchant, a card holder, an account owner, or an entity having access to the account.
- 39. The method of claim 37 wherein said selected data comprises data depicting the amount of money involved in the transaction.
- 40. The method of claim 37 wherein the transaction involves one of a credit card transaction, a debit card transaction, a long distance calling card transaction, or an automated teller machine transaction.
- 41. The method of claim 40 wherein the transaction involves one of a credit card transaction, a debit card transaction, a long distance calling card transaction, and an automated teller machine transaction.
- 42. The method of claim 37 wherein said selected data comprises data depicting the amount of money involved in the transaction with one of a merchant, a service provider, a bank, an automated teller machine, and a brokerage firm.
- 43. The method of claim 37 wherein the selected data comprises data generated by a trigger mechanism activated by one of the execution of a purchase order for merchandise, the delay of a purchase order for merchandise, the execution of a shipment of purchase order merchandise, the delay of a shipment of purchase order merchandise, insufficient funds in an account, the generation of requested stock quotes, execution of a purchase, sell, or trade of at least one financial instrument, the delay of a purchase, sell, or trade of at least one financial instrument, the entry of a bank draft or bank check, and the clearing of a bank draft or check.
- 44. The method of claim 37 wherein the wireless device comprises one of a text pager, data-capable wireless telephone, and a wireless personal digital assistant (PDA).
- 45. The method of claim 37 wherein said selected data comprises at least one of a page, a text message, a short message service (SMS) function, an e-mail, and a voicemail.
- 46. The method of claim 37 wherein the wireless device comprises application software configured for processing the at least a portion of said data.
- 47. The method of claim 37 wherein the wireless device is configured for presenting the at least a portion of said data to one of an account owner, an investor, a stock trader, a bank account holder, and a purchaser of merchandise.
- 48. The method of claim 37 wherein the step of determining if the user desires notification of the transaction via a wireless device is performed using a look-up table which correlates at least one wireless device to the at least a portion of said transaction data.
- 49. The method of claim 34 wherein said detecting further comprises receiving data from one of a merchant, a card holder, an account owner, or an entity having access to the account.
- 50. The method of claim 34 wherein said selected information comprises data depicting the amount of money involved in the transaction.
- 51. The method of claim 34 wherein the transaction involves one of a credit card transaction, a debit card transaction, a long distance calling card transaction, or an automated teller machine transaction.
- 52. The method of claim 51 wherein the transaction involves one of a credit card transaction, a debit card transaction, a long distance calling card transaction, and an automated teller machine transaction.
- 53. The method of claim 34 wherein said selected information comprises data depicting the amount of money involved in the transaction with one of a merchant, a service provider, a bank, an automated teller machine, and a brokerage firm.
- 54. The method of claim 34 wherein the selected information comprises data generated by a trigger mechanism activated by one of the execution of a purchase order for merchandise, the delay of a purchase order for merchandise, the execution of a shipment of purchase order merchandise, the delay of a shipment of purchase order merchandise, insufficient funds in an account, the generation of requested stock quotes, execution of a purchase, sell, or trade of at least one financial instrument, the delay of a purchase, sell, or trade of at least one financial instrument, the entry of a bank draft or bank check, and the clearing of a bank draft or check.
- 55. The method of claim 34 wherein the wireless device comprises one of a text pager, data-capable wireless telephone, and a wireless personal digital assistant (PDA).
- 56. The method of claim 34 wherein said selected information comprises at least one of a page, a text message, a short message service (SMS) function, an e-mail, and a voicemail.
- 57. The method of claim 34 wherein the wireless device comprises application software configured for processing the at least a portion of said data.
- 58. The method of claim 34 wherein the wireless device is configured for presenting the at least a portion of said data to one of an account owner, an investor, a stock trader, a bank account holder, and a purchaser of merchandise.
- 59. The method of claim 34 wherein the step of determining if the user desires notification of the transaction via a wireless device is performed using a look-up table which correlates at least one wireless device to the at least a portion of said transaction data.
- 60. A method of providing information relating to a transaction, comprising the steps of:
receiving information relating to transaction relevant to an end user; determining whether such end users wishes to receive information relating to such transaction; sending selected information relating to such transaction to an end user device of such user.
- 61. The method of claim 60, wherein such device is either a wireless device or a wireline device.
- 62. The method of claim 60, further comprising the step of determining whether such end user wishes to receive information relating to such transaction via an end user wireless device or an end user wireline device, and sending such selected information to such device.
- 63. The method of claim 60, wherein such selected information is send to both a wireless device and a wireline device of the end user.
- 64. The method of claim 60, where the transaction pertains a debit with respect the user's account.
- 65. The method of claim 60, where in the transaction pertains to the shipping of goods.
- 66. A system for providing information relating to a transaction, comprising:
a processor for receiving information relating to transaction relevant to an end user and determining whether such end users wishes to receive information relating to such transaction; transmitter for transmitting information relating to such transaction to an end user device of such use if such end users wishes to receive information relating to such transaction.
- 67. The system of claim 66, wherein such transmitter is designed to provide wireless transmission of information relating to such transaction to a wireless end user device.
- 68. An end user device, comprising:
a receiver for receiving information relating to a transaction relevant to a user of such device; a display mechanism for displaying such information to the user.
CROSS-REFERENCE TO RELATED APPLICATIONS
[0001] This application is a continuation of copending U.S. patent application Ser. No. 09/557,553 filed Apr. 25, 2000, entitled “System and Method for Tracking Financial Transactions and Merchandise Purchases.”
Continuations (1)
|
Number |
Date |
Country |
Parent |
09557553 |
Apr 2000 |
US |
Child |
10841914 |
May 2004 |
US |