Claims
- 72. A method for enabling television (“TV”) commerce to generate revenue streams for TV originators in an interactive television environment, said environment having a connection to a computer network and said method comprising steps of:
initiating a TV commerce transaction by a consumer using said interactive television environment, wherein said transaction pertains to an offering of a merchant; gathering TV context information related to said transaction; digitally signing said gathered TV context information, by a device used by said consumer, on behalf of said consumer; including said digitally-signed TV context information in a message sent from said device to said merchant, wherein receipt of said message by said merchant triggers payment processing for said transaction; forwarding said digitally-signed TV context information from said merchant to an acquirer that processes payments for said merchant; and upon verifying, by said acquirer, that payment for said transaction is authorized and that said device created said digital signature on said TV context information, automatically allocating a portion of said authorized payment to one or more of said TV originators, according to said TV context information, and reducing an amount of said payment to be paid to said merchant by said automatically allocated portion.
- 73. The method according to claim 72, wherein said acquirer determines that said payment for said transaction is authorized by verifying a digital signature on an authorization token that has been created by an issuer of an account of said consumer to signify that said issuer authorizes said payment for said transaction using said account.
- 74. A system for enabling television (“TV”) commerce to generate revenue streams for TV originators in an interactive television environment, said environment having a connection to a computer network and said system comprising:
means for initiating a TV commerce transaction by a consumer using said interactive television environment, wherein said transaction pertains to an offering of a merchant; means for gathering TV context information related to said transaction; means for digitally signing said gathered TV context information, by a device used by said consumer, on behalf of said consumer; means for including said digitally-signed TV context information in a message sent from said device to said merchant, wherein receipt of said message by said merchant triggers payment processing for said transaction; means for forwarding said digitally-signed TV context information from said merchant to an acquirer that processes payments for said merchant; and upon verifying, by said acquirer, that payment for said transaction is authorized and that said device created said digital signature on said TV context information, means for automatically allocating a portion of said authorized payment to one or more of said TV originators, according to said TV context information, and reducing an amount of said payment to be paid to said merchant by said automatically allocated portion.
- 75. A computer program product for enabling television (“TV”) commerce to generate revenue streams for TV originators, said computer program product embodied on computer readable media readable by one or more computing systems in an interactive television environment having a connection to a computer network and comprising:
computer-readable program code means for initiating a TV commerce transaction by a consumer using said interactive television environment, wherein said transaction pertains to an offering of a merchant; computer-readable program code means for gathering TV context information related to said transaction; computer-readable program code means for digitally signing said gathered TV context information, by a device used by said consumer, on behalf of said consumer; computer-readable program code means for including said digitally-signed TV context information in a message sent from said device to said merchant, wherein receipt of said message by said merchant triggers payment processing for said transaction; computer-readable program code means for forwarding said digitally-signed TV context information from said merchant to an acquirer that processes payments for said merchant; and upon verifying, by said acquirer, that payment for said transaction is authorized and that said device created said digital signature on said TV context information, computer-readable program code means for automatically allocating a portion of said authorized payment to one or more of said TV originators, according to said TV context information, and reducing an amount of said payment to be paid to said merchant by said automatically allocated portion.
RELATED INVENTION
[0001] The present invention is a Divisional of commonly-assigned U.S. patent (Ser. No. 09/469,007, filed on Dec. 21, 1999), which is titled “Television Commerce Payments” and which is hereby incorporated herein by reference.
Divisions (1)
|
Number |
Date |
Country |
Parent |
09469007 |
Dec 1999 |
US |
Child |
10891241 |
Jul 2004 |
US |