Ann Kirk

Person

San Francisco, CA, US

People

Patents Grantslast 30 patents

Information Patent Grant
Biller directory and payments engine architecture
- Patent number 12,254,463
- Issue date Mar 18, 2025
- Wells Fargo Bank, N.A.
- Alan W. Hecht
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Automated lending data collection and verification system and methods
- Patent number 12,182,860
- Issue date Dec 31, 2024
- Wells Fargo Bank, N.A.
- Alan W. Hecht
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Systems and methods for prioritizing fraud cases using artificial i...
- Patent number 12,136,096
- Issue date Nov 5, 2024
- Wells Fargo Bank, N.A.
- Rolf Anderson
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Interbank account verification and funds transfer system and method
- Patent number 12,125,038
- Issue date Oct 22, 2024
- Wells Fargo Bank, N.A.
- Al Hecht
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Biller consortium enrollment and transaction management engine
- Patent number 12,045,809
- Issue date Jul 23, 2024
- Wells Fargo Bank, N.A.
- Alan W. Hecht
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Real-time interbank transactions systems and methods
- Patent number 11,972,402
- Issue date Apr 30, 2024
- Wells Fargo Bank, N.A.
- Alan W. Hecht
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Systems and methods for funds transfers via a federated directory
- Patent number 11,972,401
- Issue date Apr 30, 2024
- Wells Fargo Bank, N.A.
- Alan W. Hecht
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Interbank account verification and funds transfer system and method
- Patent number 11,854,015
- Issue date Dec 26, 2023
- Wells Fargo Bank, N.A.
- Al Hecht
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Automated lending data collection and verification system and methods
- Patent number 11,741,538
- Issue date Aug 29, 2023
- Wells Fargo Bank, N.A.
- Alan W. Hecht
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Systems and methods for funds transfers via a federated directory
- Patent number 11,669,814
- Issue date Jun 6, 2023
- Wells Fargo Bank, N.A.
- Alan W. Hecht
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Real-time interbank transactions systems and methods
- Patent number 11,669,813
- Issue date Jun 6, 2023
- Wells Fargo Bank, N.A.
- Alan W. Hecht
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
User interface for a biller directory and payments engine
- Patent number 11,599,862
- Issue date Mar 7, 2023
- Wells Fargo Bank, N.A.
- Alan W. Hecht
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Interbank account verification and funds transfer system and method
- Patent number 11,568,417
- Issue date Jan 31, 2023
- Wells Fargo Bank, N.A.
- Al Hecht
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Systems and methods for funds transfers via a federated directory
- Patent number 11,501,270
- Issue date Nov 15, 2022
- Wells Fargo Bank, N.A.
- Alan W. Hecht
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Systems and methods for prioritizing fraud cases using artificial i...
- Patent number 11,379,855
- Issue date Jul 5, 2022
- Wells Fargo Bank, N.A.
- Rolf Anderson
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Systems and methods for funds transfers via a federated directory
- Patent number 11,321,685
- Issue date May 3, 2022
- Wells Fargo Bank, N.A.
- Alan W. Hecht
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Real-time interbank transactions systems and methods
- Patent number 11,295,283
- Issue date Apr 5, 2022
- Wells Fargo Bank, N.A.
- Alan W. Hecht
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Automated lending data collection and verification system and methods
- Patent number 11,227,332
- Issue date Jan 18, 2022
- Wells Fargo Bank, N.A.
- Alan W. Hecht
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Interbank account verification and funds transfer system and method
- Patent number 11,151,570
- Issue date Oct 19, 2021
- Wells Fargo Bank, N.A.
- Al Hecht
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Real-time interbank transactions systems and methods
- Patent number 11,068,866
- Issue date Jul 20, 2021
- Wells Fargo Bank, N.A.
- Alan W. Hecht
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Systems and methods for funds transfers via a federated directory
- Patent number 10,990,936
- Issue date Apr 27, 2021
- Wells Fargo Bank, N.A.
- Alan W. Hecht
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Interbank account verification and funds transfer system and method
- Patent number 10,949,816
- Issue date Mar 16, 2021
- Wells Fargo Bank, N.A.
- Al Hecht
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Interbank account verification and funds transfer system and method
- Patent number 10,515,368
- Issue date Dec 24, 2019
- Wells Fargo Bank, N.A.
- Al Hecht
- G06 - COMPUTING CALCULATING COUNTING

Patents Applicationslast 30 patents

Information Patent Application
MANAGEMENT OF MULTIPLE DIGITAL IDENTITIES USING A CENTRALIZED DISTR...
- Publication number 20250209192
- Publication date Jun 26, 2025
- Wells Fargo Bank, N.A.
- Matthew Carroll
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
ARTIFICIAL INTELLIGENCE SYSTEM FOR GRANULAR DIGITAL IDENTITY SELECTION
- Publication number 20250200636
- Publication date Jun 19, 2025
- Wells Fargo Bank, N.A.
- Ann M. Kirk
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
SYSTEMS AND METHODS FOR PRIORITIZING FRAUD CASES USING ARTIFICIAL I...
- Publication number 20250029121
- Publication date Jan 23, 2025
- Wells Fargo Bank, N.A.
- Rolf Anderson
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
BILLER-SIDE BILLER DIRECTORY AND PAYMENTS ENGINE ARCHITECTURE
- Publication number 20240320718
- Publication date Sep 26, 2024
- Wells Fargo Bank, N.A.
- Alan W. Hecht
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
REAL-TIME INTERBANK TRANSACTIONS SYSTEMS AND METHODS
- Publication number 20240281777
- Publication date Aug 22, 2024
- Wells Fargo Bank, N.A.
- Alan W. Hecht
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
SYSTEMS AND METHODS FOR FUNDS TRANSFERS VIA A FEDERATED DIRECTORY
- Publication number 20240220947
- Publication date Jul 4, 2024
- Wells Fargo Bank, N.A.
- Alan W. Hecht
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
DISTRIBUTED DEVICE TRUST DETERMINATION
- Publication number 20240129309
- Publication date Apr 18, 2024
- Wells Fargo Bank, N.A.
- Upul D. Hanwella
- H04 - ELECTRIC COMMUNICATION TECHNIQUE
Information Patent Application
INTERBANK ACCOUNT VERIFICATION AND FUNDS TRANSFER SYSTEM AND METHOD
- Publication number 20240127253
- Publication date Apr 18, 2024
- Wells Fargo Bank, N.A.
- Al Hecht
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
BILLER CONSORTIUM ENROLLMENT AND TRANSACTION MANAGEMENT ENGINE
- Publication number 20240127230
- Publication date Apr 18, 2024
- Wells Fargo Bank, N.A.
- Alan W. Hecht
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
PAYMENT OWNERSHIP VALIDATION
- Publication number 20240037555
- Publication date Feb 1, 2024
- Wells Fargo Bank, N.A.
- Daniel Cusick
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
AUTOMATED LENDING DATA COLLECTION AND VERIFICATION SYSTEM AND METHODS
- Publication number 20230385928
- Publication date Nov 30, 2023
- Wells Fargo Bank, N.A.
- Alan W. Hecht
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
REAL-TIME INTERBANK TRANSACTIONS SYSTEMS AND METHODS
- Publication number 20230281578
- Publication date Sep 7, 2023
- Wells Fargo Bank, N.A.
- Alan W. Hecht
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
SYSTEMS AND METHODS FOR FUNDS TRANSFERS VIA A FEDERATED DIRECTORY
- Publication number 20230267429
- Publication date Aug 24, 2023
- Wells Fargo Bank, N.A.
- Alan W. Hecht
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
USER INTERFACE FOR A BILLER DIRECTORY AND PAYMENTS ENGINE
- Publication number 20230206198
- Publication date Jun 29, 2023
- Wells Fargo Bank, N.A.
- Alan W. Hecht
- G06 - COMPUTING CALCULATING COUNTING

Person

Patents Grantslast 30 patents

Biller directory and payments engine architecture

Automated lending data collection and verification system and methods

Systems and methods for prioritizing fraud cases using artificial i...

Interbank account verification and funds transfer system and method

Biller consortium enrollment and transaction management engine

Real-time interbank transactions systems and methods

Systems and methods for funds transfers via a federated directory

Interbank account verification and funds transfer system and method

Automated lending data collection and verification system and methods

Systems and methods for funds transfers via a federated directory

Real-time interbank transactions systems and methods

User interface for a biller directory and payments engine

Interbank account verification and funds transfer system and method

Systems and methods for funds transfers via a federated directory

Systems and methods for prioritizing fraud cases using artificial i...

Systems and methods for funds transfers via a federated directory

Real-time interbank transactions systems and methods

Automated lending data collection and verification system and methods

Interbank account verification and funds transfer system and method

Real-time interbank transactions systems and methods

Systems and methods for funds transfers via a federated directory

Interbank account verification and funds transfer system and method

Interbank account verification and funds transfer system and method

Patents Applicationslast 30 patents

MANAGEMENT OF MULTIPLE DIGITAL IDENTITIES USING A CENTRALIZED DISTR...

ARTIFICIAL INTELLIGENCE SYSTEM FOR GRANULAR DIGITAL IDENTITY SELECTION

SYSTEMS AND METHODS FOR PRIORITIZING FRAUD CASES USING ARTIFICIAL I...

BILLER-SIDE BILLER DIRECTORY AND PAYMENTS ENGINE ARCHITECTURE

REAL-TIME INTERBANK TRANSACTIONS SYSTEMS AND METHODS

SYSTEMS AND METHODS FOR FUNDS TRANSFERS VIA A FEDERATED DIRECTORY

DISTRIBUTED DEVICE TRUST DETERMINATION

INTERBANK ACCOUNT VERIFICATION AND FUNDS TRANSFER SYSTEM AND METHOD

BILLER CONSORTIUM ENROLLMENT AND TRANSACTION MANAGEMENT ENGINE

PAYMENT OWNERSHIP VALIDATION

AUTOMATED LENDING DATA COLLECTION AND VERIFICATION SYSTEM AND METHODS

REAL-TIME INTERBANK TRANSACTIONS SYSTEMS AND METHODS

SYSTEMS AND METHODS FOR FUNDS TRANSFERS VIA A FEDERATED DIRECTORY

USER INTERFACE FOR A BILLER DIRECTORY AND PAYMENTS ENGINE