David Joa

Person

Irvine, CA, US

People

Patents Grantslast 30 patents

Information Patent Grant
Interactive lineage mapping system
- Patent number 11,256,701
- Issue date Feb 22, 2022
- Bank of America Corporation
- Timothy J. Bendel
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Predicting economic conditions
- Patent number 11,127,025
- Issue date Sep 21, 2021
- Bank of America Corporation
- Timothy J. Bendel
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Predicting economic conditions
- Patent number 11,127,026
- Issue date Sep 21, 2021
- Bank of America Corporation
- Timothy J. Bendel
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Predicting economic conditions
- Patent number 10,643,225
- Issue date May 5, 2020
- Bank of America Corporation
- Timothy J. Bendel
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Predicting economic conditions
- Patent number 10,636,045
- Issue date Apr 28, 2020
- Bank of America Corporation
- Timothy J. Bendel
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
System for mending through automated processes
- Patent number 10,049,155
- Issue date Aug 14, 2018
- Bank of America Corporation
- Raghuram Neela
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Predicting economic conditions
- Patent number 9,741,048
- Issue date Aug 22, 2017
- Bank of America Corporation
- Timothy J. Bendel
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Predicting economic conditions
- Patent number 9,639,897
- Issue date May 2, 2017
- Bank of America Corporation
- Timothy J. Bendel
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Inter-system data forensics
- Patent number 9,524,397
- Issue date Dec 20, 2016
- Bank of America Corporation
- Ryan M. Greenway
- H04 - ELECTRIC COMMUNICATION TECHNIQUE
Information Patent Grant
Automatically updating account information
- Patent number 9,508,057
- Issue date Nov 29, 2016
- Bank of America Corporation
- David Joa
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Automated teller machine (“ATM”) dynamic keypad
- Patent number 9,196,111
- Issue date Nov 24, 2015
- Bank of America Corporation
- Kurt D. Newman
- G07 - CHECKING-DEVICES
Information Patent Grant
Environmental adjustments using biometrics
- Patent number 9,135,419
- Issue date Sep 15, 2015
- Bank of America Corporation
- Kurt D. Newman
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Biometric authentication for video communication sessions
- Patent number 8,931,071
- Issue date Jan 6, 2015
- Bank of America Corporation
- Kurt D. Newman
- H04 - ELECTRIC COMMUNICATION TECHNIQUE
Information Patent Grant
System for optimizing social networking
- Patent number 8,874,674
- Issue date Oct 28, 2014
- Bank of America Corporation
- Thayer S Allison
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Financial transaction data profile
- Patent number 8,862,512
- Issue date Oct 14, 2014
- Bank of America
- David Joa
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Trigger data quality monitor
- Patent number 8,805,730
- Issue date Aug 12, 2014
- Bank of America Corporation
- Naveen G. Yeri
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Electronic mail analysis and processing
- Patent number 8,805,937
- Issue date Aug 12, 2014
- Bank of America Corporation
- Timothy J. Bendel
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Identifying potential customers using payment information
- Patent number 8,751,342
- Issue date Jun 10, 2014
- Bank of America Corporation
- Mark Krein
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Authorized custodian verification
- Patent number 8,749,347
- Issue date Jun 10, 2014
- Bank of America Corporation
- Kurt D. Newman
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Authentication systems, operations, processing, and interactions
- Patent number 8,693,737
- Issue date Apr 8, 2014
- Bank of America Corporation
- Kurt D. Newman
- G07 - CHECKING-DEVICES
Information Patent Grant
Business customer community hub
- Patent number 8,688,578
- Issue date Apr 1, 2014
- Bank of America Corporation
- Srinath Nagarajan
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Financial account related trigger feature for risk mitigation
- Patent number 8,688,572
- Issue date Apr 1, 2014
- Bank of America Corporation
- Yanghong Shao
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Bank card authorization with balance indicator
- Patent number 8,682,785
- Issue date Mar 25, 2014
- Bank of America Corporation
- Debashis Ghosh
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Apparatus and methods for verifying a credit applicant's income tha...
- Patent number 8,645,264
- Issue date Feb 4, 2014
- Bank of America Corporation
- Thayer Allison
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Offset optimization system
- Patent number 8,645,245
- Issue date Feb 4, 2014
- Bank of America Corporation
- Debashis Ghosh
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Financial account related trigger feature for detecting changes in...
- Patent number 8,583,550
- Issue date Nov 12, 2013
- Bank of America Corporation
- Naveen G Yeri
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Apparatus and methods for facts based trading
- Patent number 8,566,217
- Issue date Oct 22, 2013
- Bank of America Corporation
- Debashis Ghosh
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Integration of facial recognition into cross channel authentication
- Patent number 8,558,663
- Issue date Oct 15, 2013
- Bank of America Corporation
- Kurt D. Newman
- G07 - CHECKING-DEVICES
Information Patent Grant
Utilization of digit sequences for biometric authentication
- Patent number 8,550,339
- Issue date Oct 8, 2013
- Bank of America Corporation
- Kurt D. Newman
- H04 - ELECTRIC COMMUNICATION TECHNIQUE
Information Patent Grant
Lateness migration model
- Patent number 8,527,403
- Issue date Sep 3, 2013
- Bank of America Corporation
- Yanghong Shao
- G06 - COMPUTING CALCULATING COUNTING

Patents Applicationslast 30 patents

Information Patent Application
TRANSACTION CLASSIFYING
- Publication number 20240232684
- Publication date Jul 11, 2024
- Bank of America Corporation
- Krishna Reddy Mandala
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
TRANSACTION CLASSIFYING
- Publication number 20240135236
- Publication date Apr 25, 2024
- Bank of America Corporation
- Krishna Reddy Mandala
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
Predicting Economic Conditions
- Publication number 20200226624
- Publication date Jul 16, 2020
- Bank of America Corporation
- Timothy J. Bendel
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
Predicting Economic Conditions
- Publication number 20200219115
- Publication date Jul 9, 2020
- Bank of America Corporation
- Timothy J. Bendel
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
INTERACTIVE LINEAGE MAPPING SYSTEM
- Publication number 20200210435
- Publication date Jul 2, 2020
- Bank of America Corporation
- Timothy J. Bendel
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
SYSTEM FOR ANALYZING RESOURCE UTILIZATION, INFLOW AND OUTFLOW
- Publication number 20170345093
- Publication date Nov 30, 2017
- Bank of America Corporation
- David Joa
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
SYSTEM FOR MENDING THROUGH AUTOMATED PROCESSES
- Publication number 20170206272
- Publication date Jul 20, 2017
- Bank of America Corporation
- Raghuram Neela
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
Predicting Economic Conditions
- Publication number 20170178160
- Publication date Jun 22, 2017
- Bank of America Corporation
- Timothy J. Bendel
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
Predicting Economic Conditions
- Publication number 20170178161
- Publication date Jun 22, 2017
- Bank of America Corporation
- Timothy J. Bendel
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
INTER-SYSTEM DATA FORENSICS
- Publication number 20170011228
- Publication date Jan 12, 2017
- Bank of America Corporation
- Ryan M. Greenway
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
INTER-SYSTEM DATA FORENSICS
- Publication number 20170011100
- Publication date Jan 12, 2017
- Bank of America Corporation
- Ryan M. Greenway
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
Predicting Economic Conditions
- Publication number 20160260114
- Publication date Sep 8, 2016
- Bank of America Corporation
- Timothy J. Bendel
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
Predicting Economic Conditions
- Publication number 20160247234
- Publication date Aug 25, 2016
- Bank of America Corporation
- Timothy J. Bendel
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
ACCOUNT REVIEW TRIGGER FEATURE
- Publication number 20160180454
- Publication date Jun 23, 2016
- Bank of America Corporation
- Naveen G. Yeri
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
System for Analyzing Patterns
- Publication number 20160063520
- Publication date Mar 3, 2016
- Bank of America Corporation
- Debashis Ghosh
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
System for Repository Database
- Publication number 20160048867
- Publication date Feb 18, 2016
- Bank of America Corporation
- David Joa
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
System for Repository Database
- Publication number 20160048562
- Publication date Feb 18, 2016
- Bank of America Corporation
- David Joa
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
Anonymous Electronic Payment System
- Publication number 20150254660
- Publication date Sep 10, 2015
- Bank of America Corporation
- Thayer S. Allison
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
COMPREHENSIVE EXPOSURE REVENUE ANALYTICS
- Publication number 20150170066
- Publication date Jun 18, 2015
- Bank of America Corporation
- Samir B. Pawar
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
COMPREHENSIVE EXPOSURE NETWORK ANALYSIS
- Publication number 20150170076
- Publication date Jun 18, 2015
- Bank of America Corporation
- Samir B. Pawar
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
Macro-Economic Indicator System
- Publication number 20150170168
- Publication date Jun 18, 2015
- Bank of America Corporation
- Raghuram Neela
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
Entity Identification and Association
- Publication number 20150154615
- Publication date Jun 4, 2015
- Bank of America Corporation
- Samir B. Pawar
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
CUSTOMER-DEFINED ACCOUNT MANAGEMENT RULES FOR IMPROVED LINKED FINAN...
- Publication number 20150134511
- Publication date May 14, 2015
- Bank of America Corporation
- Debashis Ghosh
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
MERCHANT TRACKING AND ANALYSIS TOOL
- Publication number 20150073977
- Publication date Mar 12, 2015
- Bank of America Corporation
- Debashis Ghosh
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
AUTHENTICATION SYSTEMS, OPERATIONS, PROCESSING, AND INTERACTIONS
- Publication number 20140321719
- Publication date Oct 30, 2014
- Bank of America Corporation
- Kurt D. Newman
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
SEGMENT ASSIGNMENT OPTIMIZATION ENGINE
- Publication number 20140257932
- Publication date Sep 11, 2014
- Bank of America Corporation
- David Joa
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
Intelligent Personal Finance Tracking Engine
- Publication number 20140258023
- Publication date Sep 11, 2014
- Bank of America Corporation
- David JOA
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
MICRO SEGMENTS OPTIMIZATION ENGINE
- Publication number 20140257933
- Publication date Sep 11, 2014
- Bank of America Corporation
- David Joa
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
Automatically Updating Account Information
- Publication number 20140244482
- Publication date Aug 28, 2014
- Bank of America Corporation
- David JOA
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
Identifying Potential Customers Using Payment Information
- Publication number 20140236794
- Publication date Aug 21, 2014
- Bank of America Corporation
- Mark Krein
- G06 - COMPUTING CALCULATING COUNTING

Person

Patents Grantslast 30 patents

Interactive lineage mapping system

Predicting economic conditions

Predicting economic conditions

Predicting economic conditions

Predicting economic conditions

System for mending through automated processes

Predicting economic conditions

Predicting economic conditions

Inter-system data forensics

Automatically updating account information

Automated teller machine (“ATM”) dynamic keypad

Environmental adjustments using biometrics

Biometric authentication for video communication sessions

System for optimizing social networking

Financial transaction data profile

Trigger data quality monitor

Electronic mail analysis and processing

Identifying potential customers using payment information

Authorized custodian verification

Authentication systems, operations, processing, and interactions

Business customer community hub

Financial account related trigger feature for risk mitigation

Bank card authorization with balance indicator

Apparatus and methods for verifying a credit applicant's income tha...

Offset optimization system

Financial account related trigger feature for detecting changes in...

Apparatus and methods for facts based trading

Integration of facial recognition into cross channel authentication

Utilization of digit sequences for biometric authentication

Lateness migration model

Patents Applicationslast 30 patents

TRANSACTION CLASSIFYING

TRANSACTION CLASSIFYING

Predicting Economic Conditions

Predicting Economic Conditions

INTERACTIVE LINEAGE MAPPING SYSTEM

SYSTEM FOR ANALYZING RESOURCE UTILIZATION, INFLOW AND OUTFLOW

SYSTEM FOR MENDING THROUGH AUTOMATED PROCESSES

Predicting Economic Conditions

Predicting Economic Conditions

INTER-SYSTEM DATA FORENSICS

INTER-SYSTEM DATA FORENSICS

Predicting Economic Conditions

Predicting Economic Conditions

ACCOUNT REVIEW TRIGGER FEATURE

System for Analyzing Patterns

System for Repository Database

System for Repository Database

Anonymous Electronic Payment System

COMPREHENSIVE EXPOSURE REVENUE ANALYTICS

COMPREHENSIVE EXPOSURE NETWORK ANALYSIS

Macro-Economic Indicator System

Entity Identification and Association

CUSTOMER-DEFINED ACCOUNT MANAGEMENT RULES FOR IMPROVED LINKED FINAN...

MERCHANT TRACKING AND ANALYSIS TOOL

AUTHENTICATION SYSTEMS, OPERATIONS, PROCESSING, AND INTERACTIONS

SEGMENT ASSIGNMENT OPTIMIZATION ENGINE

Intelligent Personal Finance Tracking Engine

MICRO SEGMENTS OPTIMIZATION ENGINE

Automatically Updating Account Information

Identifying Potential Customers Using Payment Information