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Howard Spector
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Woolwich, NJ, US
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Patents Grants
last 30 patents
Information
Patent Grant
Method and system for payment card authentication
Patent number
11,961,080
Issue date
Apr 16, 2024
JPMorgan Chase Bank N.A.
Syed Rizwan Ali
G06 - COMPUTING CALCULATING COUNTING
Information
Patent Grant
Systems and methods for protecting sensitive data in user online ac...
Patent number
11,960,625
Issue date
Apr 16, 2024
JPMorgan Chase Bank, N.A.
Pavan Mummareddi
G06 - COMPUTING CALCULATING COUNTING
Information
Patent Grant
Systems and methods for enhanced payment codes
Patent number
11,961,063
Issue date
Apr 16, 2024
JPMorgan Chase Bank, N.A.
Howard Spector
G06 - COMPUTING CALCULATING COUNTING
Information
Patent Grant
Systems and methods for mobile wallet payments
Patent number
11,928,669
Issue date
Mar 12, 2024
JPMorgan Chase Bank, N.A.
Howard Spector
G06 - COMPUTING CALCULATING COUNTING
Information
Patent Grant
Systems and methods for activating and using dynamic cards
Patent number
11,922,400
Issue date
Mar 5, 2024
James P. White
G06 - COMPUTING CALCULATING COUNTING
Information
Patent Grant
Systems and methods for facilitating intent-based advertising and o...
Patent number
11,922,448
Issue date
Mar 5, 2024
JPMorgan Chase Bank, N.A.
Tuan Dao
G06 - COMPUTING CALCULATING COUNTING
Information
Patent Grant
Systems and methods for dynamic inclusion of enhanced data in trans...
Patent number
11,893,575
Issue date
Feb 6, 2024
JPMorgan Chase Bank, N.A.
Howard Spector
G06 - COMPUTING CALCULATING COUNTING
Information
Patent Grant
Systems and methods for preventing the fraudulent sending of data f...
Patent number
11,882,151
Issue date
Jan 23, 2024
JPMorgan Chase Bank, N.A.
Howard Spector
G06 - COMPUTING CALCULATING COUNTING
Information
Patent Grant
Secure digital safe deposit boxes and methods of use
Patent number
11,847,648
Issue date
Dec 19, 2023
JPMORGAN CHASE BANK , N.A.
Allison Beer
G06 - COMPUTING CALCULATING COUNTING
Information
Patent Grant
Systems and methods for facilitating payment application provisioni...
Patent number
11,836,710
Issue date
Dec 5, 2023
JPMorgan Chase Bank, N.A.
Howard Spector
G06 - COMPUTING CALCULATING COUNTING
Information
Patent Grant
Systems and methods for moving, reconciling, and aggregating data f...
Patent number
11,836,550
Issue date
Dec 5, 2023
JPMORGAN CHASE BANK , N.A.
Tayo Ibikunle
G06 - COMPUTING CALCULATING COUNTING
Information
Patent Grant
Systems and methods for third-party service integration in an appli...
Patent number
11,776,012
Issue date
Oct 3, 2023
JPMorgan Chase Bank, N.A.
Dave Carey
G06 - COMPUTING CALCULATING COUNTING
Information
Patent Grant
Systems and methods for issuer-specified domain controls on a payme...
Patent number
11,763,313
Issue date
Sep 19, 2023
JPMorgan Chase Bank, N.A.
Craig M. Mullaney
G06 - COMPUTING CALCULATING COUNTING
Information
Patent Grant
Systems and methods for conducting person to person transactions us...
Patent number
11,756,113
Issue date
Sep 12, 2023
JPMorgan Chase Bank, N.A.
David Christopher Carey
G06 - COMPUTING CALCULATING COUNTING
Information
Patent Grant
System and method for billpay using credit-based products
Patent number
11,748,725
Issue date
Sep 5, 2023
JPMorgan Chase Bank, N.A.
Howard Spector
G06 - COMPUTING CALCULATING COUNTING
Information
Patent Grant
Systems and methods for managing third party tokens and transaction...
Patent number
11,727,389
Issue date
Aug 15, 2023
JPMorgan Chase Bank, N.A.
Tuan Dao
G06 - COMPUTING CALCULATING COUNTING
Information
Patent Grant
Systems and methods for protection of data across multiple users an...
Patent number
11,681,826
Issue date
Jun 20, 2023
JPMorgan Chase Bank, N.A.
Tuan Dao
G06 - COMPUTING CALCULATING COUNTING
Information
Patent Grant
Systems and methods for providing pre-emptive intercept warnings fo...
Patent number
11,652,795
Issue date
May 16, 2023
JPMorgan Chase Bank, N.A.
Tuan Dao
H04 - ELECTRIC COMMUNICATION TECHNIQUE
Information
Patent Grant
Systems and methods for dynamic inclusion of enhanced data in trans...
Patent number
11,620,639
Issue date
Apr 4, 2023
JPMorgan Chase Bank, N.A.
Howard Spector
G06 - COMPUTING CALCULATING COUNTING
Information
Patent Grant
Systems and methods for supporting legacy and tokenized e-commerce
Patent number
11,587,068
Issue date
Feb 21, 2023
JPMorgan Chase Bank, N.A.
Howard Spector
G06 - COMPUTING CALCULATING COUNTING
Information
Patent Grant
Systems and methods for mobile wallet payments
Patent number
11,544,699
Issue date
Jan 3, 2023
JPMorgan Chase Bank, N.A.
Howard Spector
G06 - COMPUTING CALCULATING COUNTING
Information
Patent Grant
Systems and methods for digital identity verification
Patent number
11,544,779
Issue date
Jan 3, 2023
JPMorgan Chase Bank, N.A.
Howard Spector
G06 - COMPUTING CALCULATING COUNTING
Information
Patent Grant
Method and system for predictively caching data
Patent number
11,526,444
Issue date
Dec 13, 2022
JPMorgan Chase Bank, N.A.
Ramin Koch
G06 - COMPUTING CALCULATING COUNTING
Information
Patent Grant
Systems and methods for conducting transactions using a surrogate pin
Patent number
11,507,954
Issue date
Nov 22, 2022
JPMorgan Chase Bank, N.A.
Howard Spector
G06 - COMPUTING CALCULATING COUNTING
Information
Patent Grant
Systems and methods for issuer-specified domain controls on a payme...
Patent number
11,501,306
Issue date
Nov 15, 2022
JPMorgan Chase Bank, N.A.
Craig M. Mullaney
G06 - COMPUTING CALCULATING COUNTING
Information
Patent Grant
Systems and methods for providing embedded banking services
Patent number
11,449,851
Issue date
Sep 20, 2022
JPMorgan Chase Bank, N.A.
Howard Spector
G06 - COMPUTING CALCULATING COUNTING
Information
Patent Grant
Systems and methods for account agnostic transaction routing
Patent number
11,436,586
Issue date
Sep 6, 2022
JPMorgan Chase Bank, N.A.
James P. White
G06 - COMPUTING CALCULATING COUNTING
Information
Patent Grant
Secure digital safe deposit boxes and methods of use
Patent number
11,397,948
Issue date
Jul 26, 2022
JPMorgan Chase Bank, N.A.
Allison Beer
G06 - COMPUTING CALCULATING COUNTING
Information
Patent Grant
Systems and methods for providing pre-emptive intercept warnings fo...
Patent number
11,362,995
Issue date
Jun 14, 2022
JPMorgan Chase Bank, N.A.
Tuan Dao
H04 - ELECTRIC COMMUNICATION TECHNIQUE
Information
Patent Grant
Systems and methods for providing expedited promotions
Patent number
11,334,903
Issue date
May 17, 2022
JPMorgan Chase Bank, N.A.
Howard Spector
G06 - COMPUTING CALCULATING COUNTING
Patents Applications
last 30 patents
Information
Patent Application
SYSTEMS AND METHODS FOR ENHANCED PAYMENT CODES
Publication number
20240177137
Publication date
May 30, 2024
JPMorgan Chase Bank, N.A.
Howard SPECTOR
G06 - COMPUTING CALCULATING COUNTING
Information
Patent Application
SYSTEMS AND METHODS FOR MOBILE WALLET PAYMENTS
Publication number
20240112174
Publication date
Apr 4, 2024
JPMorgan Chase Bank, N.A.
Howard SPECTOR
G06 - COMPUTING CALCULATING COUNTING
Information
Patent Application
SYSTEMS AND METHODS FOR ACTIVATING AND USING DYNAMIC CARDS
Publication number
20240095715
Publication date
Mar 21, 2024
JPMorgan Chase Bank, N.A.
James P. White
G06 - COMPUTING CALCULATING COUNTING
Information
Patent Application
SYSTEMS AND METHODS FOR DYNAMIC INCLUSION OF ENHANCED DATA IN TRANS...
Publication number
20240095717
Publication date
Mar 21, 2024
JPMorgan Chase Bank, N.A.
Howard SPECTOR
G06 - COMPUTING CALCULATING COUNTING
Information
Patent Application
SYSTEMS AND METHODS FOR VERIFIED COMMUNICATION BETWEEN MOBILE APPLI...
Publication number
20230403562
Publication date
Dec 14, 2023
JPMorgan Chase Bank, N.A.
Howard SPECTOR
H04 - ELECTRIC COMMUNICATION TECHNIQUE
Information
Patent Application
SYSTEMS AND METHODS FOR VERIFIED COMMUNICATION BETWEEN MOBILE APPLI...
Publication number
20230376953
Publication date
Nov 23, 2023
JPMorgan Chase Bank, N.A.
Howard SPECTOR
G06 - COMPUTING CALCULATING COUNTING
Information
Patent Application
SYSTEMS AND METHODS FOR THIRD-PARTY SERVICE INTEGRATION IN AN APPLI...
Publication number
20230377001
Publication date
Nov 23, 2023
JPMorgan Chase Bank, N.A.
Dave CAREY
G06 - COMPUTING CALCULATING COUNTING
Information
Patent Application
SYSTEMS AND METHODS FOR PROTECTION OF DATA ACROSS MULTIPLE USERS AN...
Publication number
20230367907
Publication date
Nov 16, 2023
JPMorgan Chase Bank, N.A.
Tuan DAO
G06 - COMPUTING CALCULATING COUNTING
Information
Patent Application
SYSTEMS AND METHODS FOR SECURE DELEGATED ACCESS TO DIGITAL RESOURCES
Publication number
20230362161
Publication date
Nov 9, 2023
JPMorgan Chase Bank, N.A.
Howard SPECTOR
H04 - ELECTRIC COMMUNICATION TECHNIQUE
Information
Patent Application
SYSTEM AND METHOD FOR BILLPAY USING CREDIT-BASED PRODUCTS
Publication number
20230325799
Publication date
Oct 12, 2023
JPMorgan Chase Bank, N.A.
Howard SPECTOR
G06 - COMPUTING CALCULATING COUNTING
Information
Patent Application
SYSTEMS AND METHODS FOR CROSS-PLATFORM CONVERSION AND EXCHANGE OF V...
Publication number
20230316268
Publication date
Oct 5, 2023
JPMorgan Chase Bank, N.A.
Dave CAREY
G06 - COMPUTING CALCULATING COUNTING
Information
Patent Application
SYSTEMS AND METHODS FOR MOVING, RECONCILING, AND AGGREGATING DATA F...
Publication number
20230315546
Publication date
Oct 5, 2023
JPMorgan Chase Bank, N.A.
Tayo IBIKUNLE
G06 - COMPUTING CALCULATING COUNTING
Information
Patent Application
SYSTEMS AND METHODS FOR GENERATING CUSTOM PRODUCTS USING CONFIGURAB...
Publication number
20230306410
Publication date
Sep 28, 2023
JPMorgan Chase Bank, N.A.
Priya ELAMBARUTHI
G06 - COMPUTING CALCULATING COUNTING
Information
Patent Application
SYSTEMS AND METHODS FOR MANAGING THIRD PARTY TOKENS AND TRANSACTION...
Publication number
20230306411
Publication date
Sep 28, 2023
JPMorgan Chase Bank, N.A.
Tuan Dao
G06 - COMPUTING CALCULATING COUNTING
Information
Patent Application
SYSTEMS AND METHODS FOR DYNAMIC INCLUSION OF ENHANCED DATA IN TRANS...
Publication number
20230196338
Publication date
Jun 22, 2023
JPMorgan Chase Bank, N.A.
Howard SPECTOR
G06 - COMPUTING CALCULATING COUNTING
Information
Patent Application
SYSTEMS AND METHODS FOR CRYPTOCURRENCY CHECKOUT
Publication number
20230186283
Publication date
Jun 15, 2023
JPMorgan Chase Bank, N.A.
David Christopher CAREY
G06 - COMPUTING CALCULATING COUNTING
Information
Patent Application
SYSTEMS AND METHODS FOR THIRD-PARTY SERVICE INTEGRATION IN AN APPLI...
Publication number
20230177563
Publication date
Jun 8, 2023
JPMorgan Chase Bank, N.A.
Dave CAREY
G06 - COMPUTING CALCULATING COUNTING
Information
Patent Application
SYSTEMS AND METHODS FOR USE AND MANAGEMENT OF ISSUER PROVIDED PAYME...
Publication number
20230153795
Publication date
May 18, 2023
JPMorgan Chase Bank, N.A.
John D MOORE
G06 - COMPUTING CALCULATING COUNTING
Information
Patent Application
SYSTEMS AND METHODS FOR DIGITAL IDENTITY VERIFICATION
Publication number
20230094243
Publication date
Mar 30, 2023
JPMorgan Chase Bank, N.A.
Howard SPECTOR
G06 - COMPUTING CALCULATING COUNTING
Information
Patent Application
METHOD AND SYSTEM FOR ANONYMOUS CASHLESS PAYMENTS
Publication number
20230081875
Publication date
Mar 16, 2023
JPMorgan Chase Bank, N.A.
Howard Spector
G06 - COMPUTING CALCULATING COUNTING
Information
Patent Application
SYSTEMS AND METHODS FOR MOBILE WALLET PAYMENTS
Publication number
20230081810
Publication date
Mar 16, 2023
JPMorgan Chase Bank, N.A.
Howard SPECTOR
G06 - COMPUTING CALCULATING COUNTING
Information
Patent Application
SYSTEMS AND METHODS FOR ISSUER-SPECIFIED DOMAIN CONTROLS ON A PAYME...
Publication number
20230076359
Publication date
Mar 9, 2023
JPMorgan Chase Bank, N.A.
Craig M. Mullaney
G06 - COMPUTING CALCULATING COUNTING
Information
Patent Application
SYSTEMS AND METHODS FOR CONDUCTING TRANSACTIONS USING A SURROGATE PIN
Publication number
20230068468
Publication date
Mar 2, 2023
JPMorgan Chase Bank, N.A.
Howard SPECTOR
G06 - COMPUTING CALCULATING COUNTING
Information
Patent Application
SYSTEMS AND METHODS OF VERIFYING ORIGIN OF REQUEST FOR PAYMENT
Publication number
20230061294
Publication date
Mar 2, 2023
JPMorgan Chase Bank, N.A.
Jasbir BANGA
G06 - COMPUTING CALCULATING COUNTING
Information
Patent Application
SYSTEMS AND METHODS FOR PROVIDING ONLINE SECURITY
Publication number
20230043208
Publication date
Feb 9, 2023
JPMorgan Chase Bank, N.A.
Howard SPECTOR
G06 - COMPUTING CALCULATING COUNTING
Information
Patent Application
SYSTEMS AND METHODS FOR HOMOMORPHIC ENCRYPTION-BASED TRIGGERING
Publication number
20230006819
Publication date
Jan 5, 2023
JPMorgan Chase Bank, N.A.
Howard SPECTOR
H04 - ELECTRIC COMMUNICATION TECHNIQUE
Information
Patent Application
SYSTEMS AND METHODS FOR PROVIDING EMBEDDED BANKING SERVICES
Publication number
20220405732
Publication date
Dec 22, 2022
JPMorgan Chase Bank, N.A.
Howard SPECTOR
G06 - COMPUTING CALCULATING COUNTING
Information
Patent Application
SYSTEMS AND METHODS FOR LOCAL DATA STORAGE
Publication number
20220358246
Publication date
Nov 10, 2022
JPMorgan Chase Bank, N.A.
Pavan MUMMAREDDI
G06 - COMPUTING CALCULATING COUNTING
Information
Patent Application
SECURE DIGITAL SAFE DEPOSIT BOXES AND METHODS OF USE
Publication number
20220327535
Publication date
Oct 13, 2022
JPMorgan Chase Bank, N.A.
Allison BEER
G06 - COMPUTING CALCULATING COUNTING
Information
Patent Application
METHOD AND SYSTEM FOR PAYMENT CARD AUTHENTICATION
Publication number
20220327547
Publication date
Oct 13, 2022
JPMorgan Chase Bank, N.A.
Syed Rizwan ALI
G06 - COMPUTING CALCULATING COUNTING