Matthew D. Murphy

Person

Charlotte, NC, US

People

Patents Grantslast 30 patents

Information Patent Grant
Resource distribution hub generation on a mobile device
- Patent number 11,889,480
- Issue date Jan 30, 2024
- Bank of America Corporation
- Patrick Thomas McConnell
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Linking an advantage communication system to a pre-existing product
- Patent number 11,238,483
- Issue date Feb 1, 2022
- Bank of America Corporation
- Mark Churchill Monaco
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Resource distribution hub generation on a mobile device
- Patent number 11,234,235
- Issue date Jan 25, 2022
- Bank of America Corporation
- Patrick Thomas McConnell
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
System for secondary authentication via contactless distribution of...
- Patent number 11,196,737
- Issue date Dec 7, 2021
- Bank of America Corporation
- Patrick Thomas McConnell
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
System for correlation based on resource usage
- Patent number 11,107,112
- Issue date Aug 31, 2021
- Bank of America Corporation
- Victoria L. Dravneek
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Alternative processing network for custom rewards transactions
- Patent number 11,080,743
- Issue date Aug 3, 2021
- Bank of America Corporation
- Mark Churchill Monaco
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Integrating custom benefits into an in-use communication transmissi...
- Patent number 11,049,130
- Issue date Jun 29, 2021
- Bank of America Corporation
- Mark Churchill Monaco
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Custom rewards protocol and system architecture
- Patent number 11,004,103
- Issue date May 11, 2021
- Bank of America Corporation
- Mark Churchill Monaco
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Embedded tag for resource distribution
- Patent number 10,998,937
- Issue date May 4, 2021
- Bank of America Corporation
- Patrick Thomas McConnell
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
POS terminal(s) with free form rewards architecture
- Patent number 10,990,998
- Issue date Apr 27, 2021
- Bank of America Corporation
- Mark Churchill Monaco
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Linking an advantage communication system to a pre-existing product
- Patent number 10,984,437
- Issue date Apr 20, 2021
- Bank of America Corporation
- Mark Churchill Monaco
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
System for backend resource management simulation and live deployment
- Patent number 10,979,306
- Issue date Apr 13, 2021
- Bank of America Corporation
- Patrick Thomas McConnell
- H04 - ELECTRIC COMMUNICATION TECHNIQUE
Information Patent Grant
Point-of-sale (“POS”) system integrating merchant-based rewards
- Patent number 10,937,050
- Issue date Mar 2, 2021
- Bank of America Corporation
- Mark Churchill Monaco
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Data transfer, over session or connection, and between computing de...
- Patent number 10,798,007
- Issue date Oct 6, 2020
- Bank of America Corporation
- Steven M. Twombly
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Data transfer between computing device and user device at different...
- Patent number 10,716,060
- Issue date Jul 14, 2020
- Bank of America Corporation
- Steven M. Twombly
- H04 - ELECTRIC COMMUNICATION TECHNIQUE
Information Patent Grant
Aggregated entity resource tool
- Patent number 10,657,478
- Issue date May 19, 2020
- Bank of America Corporation
- Willard Andrew Barr
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Data transfer, over session or connection, and between computing de...
- Patent number 10,609,156
- Issue date Mar 31, 2020
- Bank of America Corporation
- Steven M. Twombly
- H04 - ELECTRIC COMMUNICATION TECHNIQUE
Information Patent Grant
Data transfer, over session or connection, and between computing de...
- Patent number 10,608,918
- Issue date Mar 31, 2020
- Bank of America Corporation
- Steven M. Twombly
- H04 - ELECTRIC COMMUNICATION TECHNIQUE
Information Patent Grant
Data transfer, over session or connection, and between computing de...
- Patent number 10,601,934
- Issue date Mar 24, 2020
- Bank of America Corporation
- Steven M. Twombly
- H04 - ELECTRIC COMMUNICATION TECHNIQUE
Information Patent Grant
Data transfer, over session or connection, and between computing de...
- Patent number 10,601,718
- Issue date Mar 24, 2020
- Bank of America Corporation
- Steven M. Twombly
- H04 - ELECTRIC COMMUNICATION TECHNIQUE
Information Patent Grant
Volume based transaction cost recovery
- Patent number 10,467,612
- Issue date Nov 5, 2019
- Bank of America Corporation
- Matthew D. Murphy
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Method and apparatus for providing a balance-verified transaction i...
- Patent number 10,354,233
- Issue date Jul 16, 2019
- Bank of America Corporation
- Matthew D. Murphy
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Surcharge violation registry
- Patent number 10,339,528
- Issue date Jul 2, 2019
- Bank of America Corporation
- Matthew D. Murphy
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Method and apparatus for providing a balance-verified ACH identifier
- Patent number 10,043,160
- Issue date Aug 7, 2018
- Bank of America Corporation
- Matthew D. Murphy
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Merchant category code (“MCC”) based acceptance cost recovery
- Patent number 9,972,001
- Issue date May 15, 2018
- Bank of America Corporation
- Matthew D. Murphy
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Remote disabling of target point-of-sale (“POS”) terminals
- Patent number 9,818,266
- Issue date Nov 14, 2017
- Bank of America Corporation
- Matthew D. Murphy
- G07 - CHECKING-DEVICES
Information Patent Grant
Low value based acceptance cost recovery
- Patent number 9,691,060
- Issue date Jun 27, 2017
- Bank of America Corporation
- Matthew D. Murphy
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Merchant category code (“MCC”) based acceptance cost recovery
- Patent number 9,576,282
- Issue date Feb 21, 2017
- Bank of America Corporation
- Matthew D. Murphy
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Geography based transaction cost recovery
- Patent number 9,087,330
- Issue date Jul 21, 2015
- Bank of America Corporation
- Matthew D. Murphy
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Surcharge auditing
- Patent number 8,972,293
- Issue date Mar 3, 2015
- Bank of America Corporation
- Matthew D. Murphy
- G06 - COMPUTING CALCULATING COUNTING

Patents Applicationslast 30 patents

Information Patent Application
HIGH-SECURITY TOGGLE SYSTEM FOR PAYMENT INSTRUMENT DISPLAY
- Publication number 20240330909
- Publication date Oct 3, 2024
- Bank of America Corporation
- Nicole Guereque
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
RESOURCE DISTRIBUTION HUB GENERATION ON A MOBILE DEVICE
- Publication number 20220150878
- Publication date May 12, 2022
- Bank of America Corporation
- Patrick Thomas McConnell
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
SYSTEM FOR DETERMINING RESOURCE ALLOCATION BASED ON USAGE ATTRIBUTE...
- Publication number 20220067598
- Publication date Mar 3, 2022
- Bank of America Corporation
- Victoria L. Dravneek
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
SYSTEM FOR ADJUSTING RESOURCE ALLOCATION BASED ON USER SELECTION
- Publication number 20220070110
- Publication date Mar 3, 2022
- Bank of America Corporation
- Victoria L. Dravneek
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
SYSTEM FOR RESOURCE PRESENTMENT AND ALLOCATION BASED ON HISTORICAL...
- Publication number 20220067676
- Publication date Mar 3, 2022
- Bank of America Corporation
- Victoria L. Dravneek
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
SYSTEM FOR DETERMINATION OF RESOURCE USAGE DEMAND
- Publication number 20220067757
- Publication date Mar 3, 2022
- Bank of America Corporation
- Victoria L. Dravneek
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
POS TERMINAL(S) WITH FREE FORM REWARDS ARCHITECTURE
- Publication number 20210217046
- Publication date Jul 15, 2021
- Bank of America Corporation
- Mark Churchill Monaco
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
SYSTEM FOR BACKEND RESOURCE MANAGEMENT SIMULATION AND LIVE DEPLOYMENT
- Publication number 20200389363
- Publication date Dec 10, 2020
- Bank of America Corporation
- Patrick Thomas McConnell
- H04 - ELECTRIC COMMUNICATION TECHNIQUE
Information Patent Application
RESOURCE DISTRIBUTION HUB GENERATION ON A MOBILE DEVICE
- Publication number 20200351852
- Publication date Nov 5, 2020
- Bank of America Corporation
- Patrick Thomas McConnell
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
RESOURCE DISTRIBUTION INSTRUMENTS WITH EMBEDDED CODES OR COMMUNICAT...
- Publication number 20200348976
- Publication date Nov 5, 2020
- Bank of America Corporation
- Patrick Thomas McConnell
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
EMBEDDED TAG FOR RESOURCE DISTRIBUTION
- Publication number 20200350955
- Publication date Nov 5, 2020
- Bank of America Corporation
- Patrick Thomas McConnell
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
SYSTEM FOR SECURE CONTACTLESS DISTRIBUTION OF DYNAMIC RESOURCES
- Publication number 20200349552
- Publication date Nov 5, 2020
- Bank of America Corporation
- Patrick Thomas McConnell
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
SYSTEM FOR SECONDARY AUTHENTICATION VIA CONTACTLESS DISTRIBUTION OF...
- Publication number 20200351262
- Publication date Nov 5, 2020
- Bank of America Corporation
- Patrick Thomas McConnell
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
LINKING AN ADVANTAGE COMMUNICATION SYSTEM TO A PRE-EXISTING PRODUCT
- Publication number 20200320566
- Publication date Oct 8, 2020
- Bank of America Corporation
- Mark Churchill Monaco
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
INTERACTIVE DIGITAL HUB FOR PROVIDING REAL-TIME AGGREGATED SUPPLEME...
- Publication number 20200051104
- Publication date Feb 13, 2020
- Bank of America Corporation
- Victoria L. Dravneek
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
Data Transfer, Over Session or Connection, and Between Computing De...
- Publication number 20200014627
- Publication date Jan 9, 2020
- Bank of America Corporation
- Steven M. Twombly
- H04 - ELECTRIC COMMUNICATION TECHNIQUE
Information Patent Application
POS TERMINAL(S) WITH FREE FORM REWARDS ARCHITECTURE
- Publication number 20190147484
- Publication date May 16, 2019
- Bank of America Corporation
- Mark Churchill Monaco
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
CRYPTO-CURRENCY REWARDS NETWORK
- Publication number 20190147486
- Publication date May 16, 2019
- Bank of America Corporation
- Mark Churchill Monaco
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
LINKING AN ADVANTAGE COMMUNICATION SYSTEM TO A PRE-EXISTING PRODUCT
- Publication number 20190147475
- Publication date May 16, 2019
- Bank of America Corporation
- Mark Churchill Monaco
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
POINT-OF-SALE ("POS") SYSTEM INTEGRATING MERCHANT-BASED REWARDS
- Publication number 20190147708
- Publication date May 16, 2019
- Bank of America Corporation
- Mark Churchill Monaco
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
ALTERNATIVE PROCESSING NETWORK FOR CUSTOM REWARDS TRANSACTIONS
- Publication number 20190147485
- Publication date May 16, 2019
- Bank of America Corporation
- Mark Churchill Monaco
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
INTEGRATING CUSTOM BENEFITS INTO AN IN-USE COMMUNICATION TRANSMISSI...
- Publication number 20190147479
- Publication date May 16, 2019
- Bank of America Corporation
- Mark Churchill Monaco
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
CUSTOM REWARDS PROTOCOL AND SYSTEM ARCHITECTURE
- Publication number 20190147483
- Publication date May 16, 2019
- Bank of America Corporation
- Mark Churchill Monaco
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
AGGREGATED ENTITY RESOURCE TOOL
- Publication number 20180374011
- Publication date Dec 27, 2018
- Bank of America Corporation
- Willard Andrew Barr
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
Data Transfer Between Computing Device and User Device Over Session...
- Publication number 20180288562
- Publication date Oct 4, 2018
- Bank of America Corporation
- Steven M. Twombly
- G01 - MEASURING TESTING
Information Patent Application
Data Transfer, Over Session or Connection, and Between Computing De...
- Publication number 20180287852
- Publication date Oct 4, 2018
- Bank of America Corporation
- Steven M. Twombly
- H04 - ELECTRIC COMMUNICATION TECHNIQUE
Information Patent Application
Data Transfer, Over Session or Connection, and Between Computing De...
- Publication number 20180287948
- Publication date Oct 4, 2018
- Bank of America Corporation
- Steven M. Twombly
- H04 - ELECTRIC COMMUNICATION TECHNIQUE
Information Patent Application
Data Transfer, Over Session or Connection, and Between Computing De...
- Publication number 20180287950
- Publication date Oct 4, 2018
- Bank of America Corporation
- Steven M. Twombly
- H04 - ELECTRIC COMMUNICATION TECHNIQUE
Information Patent Application
Data Transfer, Over Session or Connection, and Between Computing De...
- Publication number 20180287927
- Publication date Oct 4, 2018
- Bank of America Corporation
- Steven M. Twombly
- H04 - ELECTRIC COMMUNICATION TECHNIQUE
Information Patent Application
Data Transfer, Over Session or Connection, and Between Computing De...
- Publication number 20180288174
- Publication date Oct 4, 2018
- Bank of America Corporation
- Steven M. Twombly
- H04 - ELECTRIC COMMUNICATION TECHNIQUE

Matthew D. Murphy

Person

Patents Grantslast 30 patents

Resource distribution hub generation on a mobile device

Linking an advantage communication system to a pre-existing product

Resource distribution hub generation on a mobile device

System for secondary authentication via contactless distribution of...

System for correlation based on resource usage

Alternative processing network for custom rewards transactions

Integrating custom benefits into an in-use communication transmissi...

Custom rewards protocol and system architecture

Embedded tag for resource distribution

POS terminal(s) with free form rewards architecture

Linking an advantage communication system to a pre-existing product

System for backend resource management simulation and live deployment

Point-of-sale (“POS”) system integrating merchant-based rewards

Data transfer, over session or connection, and between computing de...

Data transfer between computing device and user device at different...

Aggregated entity resource tool

Data transfer, over session or connection, and between computing de...

Data transfer, over session or connection, and between computing de...

Data transfer, over session or connection, and between computing de...

Data transfer, over session or connection, and between computing de...

Volume based transaction cost recovery

Method and apparatus for providing a balance-verified transaction i...

Surcharge violation registry

Method and apparatus for providing a balance-verified ACH identifier

Merchant category code (“MCC”) based acceptance cost recovery

Remote disabling of target point-of-sale (“POS”) terminals

Low value based acceptance cost recovery

Merchant category code (“MCC”) based acceptance cost recovery

Geography based transaction cost recovery

Surcharge auditing

Patents Applicationslast 30 patents

HIGH-SECURITY TOGGLE SYSTEM FOR PAYMENT INSTRUMENT DISPLAY

RESOURCE DISTRIBUTION HUB GENERATION ON A MOBILE DEVICE

SYSTEM FOR DETERMINING RESOURCE ALLOCATION BASED ON USAGE ATTRIBUTE...

SYSTEM FOR ADJUSTING RESOURCE ALLOCATION BASED ON USER SELECTION

SYSTEM FOR RESOURCE PRESENTMENT AND ALLOCATION BASED ON HISTORICAL...

SYSTEM FOR DETERMINATION OF RESOURCE USAGE DEMAND

POS TERMINAL(S) WITH FREE FORM REWARDS ARCHITECTURE

SYSTEM FOR BACKEND RESOURCE MANAGEMENT SIMULATION AND LIVE DEPLOYMENT

RESOURCE DISTRIBUTION HUB GENERATION ON A MOBILE DEVICE

RESOURCE DISTRIBUTION INSTRUMENTS WITH EMBEDDED CODES OR COMMUNICAT...

EMBEDDED TAG FOR RESOURCE DISTRIBUTION

SYSTEM FOR SECURE CONTACTLESS DISTRIBUTION OF DYNAMIC RESOURCES

SYSTEM FOR SECONDARY AUTHENTICATION VIA CONTACTLESS DISTRIBUTION OF...

LINKING AN ADVANTAGE COMMUNICATION SYSTEM TO A PRE-EXISTING PRODUCT

INTERACTIVE DIGITAL HUB FOR PROVIDING REAL-TIME AGGREGATED SUPPLEME...

Data Transfer, Over Session or Connection, and Between Computing De...

POS TERMINAL(S) WITH FREE FORM REWARDS ARCHITECTURE

CRYPTO-CURRENCY REWARDS NETWORK

LINKING AN ADVANTAGE COMMUNICATION SYSTEM TO A PRE-EXISTING PRODUCT

POINT-OF-SALE ("POS") SYSTEM INTEGRATING MERCHANT-BASED REWARDS

ALTERNATIVE PROCESSING NETWORK FOR CUSTOM REWARDS TRANSACTIONS

INTEGRATING CUSTOM BENEFITS INTO AN IN-USE COMMUNICATION TRANSMISSI...

CUSTOM REWARDS PROTOCOL AND SYSTEM ARCHITECTURE

AGGREGATED ENTITY RESOURCE TOOL

Data Transfer Between Computing Device and User Device Over Session...

Data Transfer, Over Session or Connection, and Between Computing De...

Data Transfer, Over Session or Connection, and Between Computing De...

Data Transfer, Over Session or Connection, and Between Computing De...

Data Transfer, Over Session or Connection, and Between Computing De...

Data Transfer, Over Session or Connection, and Between Computing De...