Michael J. Cowen

Person

London, GB

People

Patents Grantslast 30 patents

Information Patent Grant
Devices, methods and computer readable mediums for providing access...
- Patent number 11,954,680
- Issue date Apr 9, 2024
- MasterCard International Incorporated
- Simon Phillips
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Method, apparatus, and computer program product for topping up prep...
- Patent number 11,238,438
- Issue date Feb 1, 2022
- MasterCard International Incorporated
- Michael J. Cowen
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Tokenisation of payment data
- Patent number 11,080,698
- Issue date Aug 3, 2021
- MasterCard International Incorporated
- Michael John Cowen
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Mechanism to allow the use of disposable cards on a system designed...
- Patent number 10,956,899
- Issue date Mar 23, 2021
- MasterCard International Incorporated
- Colin Tanner
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Method and apparatus for simplifying the handling of complex paymen...
- Patent number 10,521,797
- Issue date Dec 31, 2019
- MASTERCARD INTERNATIONAL INCORPORATED PURCHASE
- Michael J. Cowen
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Transaction-history driven counterfeit fraud risk management solution
- Patent number 10,460,397
- Issue date Oct 29, 2019
- MasterCard International Incorporated
- Michael J. Cowen
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Method, apparatus, and computer program product for topping up prep...
- Patent number 10,255,596
- Issue date Apr 9, 2019
- MasterCard International Incorporated
- Michael J. Cowen
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Automatic data transfer
- Patent number 10,062,077
- Issue date Aug 28, 2018
- MasterCard International Incorporated
- Edward W. Judge
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Transaction systems and associated methods for enhanced account bal...
- Patent number 10,049,348
- Issue date Aug 14, 2018
- MasterCard International Incorporated
- James Noe
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Transport system user inspection
- Patent number 9,916,696
- Issue date Mar 13, 2018
- Mastercard International Incorporated Purchase
- Michael J. Cowen
- G07 - CHECKING-DEVICES
Information Patent Grant
Transaction-history driven counterfeit fraud risk management solution
- Patent number 9,747,644
- Issue date Aug 29, 2017
- MasterCard International Incorporated
- Michael J. Cowen
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Automatic data transfer
- Patent number 9,727,865
- Issue date Aug 8, 2017
- Mastercard International Incorporated Purchase
- Edward W. Judge
- G07 - CHECKING-DEVICES
Information Patent Grant
Transport system user inspection
- Patent number 9,520,003
- Issue date Dec 13, 2016
- MasterCard International Incorporated
- Michael J. Cowen
- G07 - CHECKING-DEVICES
Information Patent Grant
Method and apparatus for simplifying the handling of complex paymen...
- Patent number 9,098,851
- Issue date Aug 4, 2015
- MasterCard International Incorporated
- Michael J. Cowen
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Method, apparatus, and computer program product for topping up prep...
- Patent number 8,949,152
- Issue date Feb 3, 2015
- MasterCard International Incorporated
- Michael J. Cowen
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Method, apparatus, and computer program product for topping up prep...
- Patent number 8,341,084
- Issue date Dec 25, 2012
- MasterCard International Incorporated
- Michael J. Cowen
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Techniques for co-existence of multiple stored value applications o...
- Patent number 7,657,486
- Issue date Feb 2, 2010
- MasterCard International Incorporated
- Patrik Smets
- G06 - COMPUTING CALCULATING COUNTING

Patents Applicationslast 30 patents

Information Patent Application
SELECTIVE TRANSACTION AUTHORISATION METHOD AND SYSTEM
- Publication number 20220300971
- Publication date Sep 22, 2022
- MasterCard International Incorporated
- Michael John COWEN
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
Devices, Methods and Computer Readable Mediums for Providing Access...
- Publication number 20220129894
- Publication date Apr 28, 2022
- MasterCard International Incorporated
- Simon Phillips
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
Real Time Selection of Payment Account
- Publication number 20210406879
- Publication date Dec 30, 2021
- MasterCard International Incorporated
- James Christian Noë
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
AUTHORIZATION DATA PROCESSING FOR MULTIPLE ISSUERS
- Publication number 20210406907
- Publication date Dec 30, 2021
- MasterCard International Incorporated
- James Christian Noë
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
TECHNIQUES FOR PERFORMING AUTHENTICATION IN ECOMMERCE TRANSACTIONS
- Publication number 20210406849
- Publication date Dec 30, 2021
- MasterCard International Incorporated
- James Christian Noë
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
METHOD, APPARATUS, AND COMPUTER PROGRAM PRODUCT FOR TOPPING UP PREP...
- Publication number 20190370784
- Publication date Dec 5, 2019
- MasterCard International Incorporated
- Michael J. Cowen
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
RELATING TO TOKENISATION OF PAYMENT DATA
- Publication number 20190370795
- Publication date Dec 5, 2019
- MasterCard International Incorporated
- Michael John Cowen
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
CASH CARD SYSTEM
- Publication number 20180268394
- Publication date Sep 20, 2018
- MasterCard International Incorporated
- Robert White
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
TRANSACTION-HISTORY DRIVEN COUNTERFEIT FRAUD RISK MANAGEMENT SOLUTION
- Publication number 20180047112
- Publication date Feb 15, 2018
- MasterCard International Incorporated
- Michael J. Cowen
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
AUTOMATIC DATA TRANSFER
- Publication number 20170316413
- Publication date Nov 2, 2017
- MasterCard International Incorporated
- Edward W. Judge
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
TRANSPORT SYSTEM USER INSPECTION
- Publication number 20170092016
- Publication date Mar 30, 2017
- MasterCard International Incorporated
- Michael J. Cowen
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
Systems and Methods of Securing MO/TO Processing
- Publication number 20170061431
- Publication date Mar 2, 2017
- MasterCard International Incorporated
- Sebastien Christopher Slatter
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
MECHANISM FOR AUTHORISING TRANSACTIONS CONDUCTED AT UNATTENDED TERM...
- Publication number 20160071100
- Publication date Mar 10, 2016
- MasterCard International Incorporated
- James C. Noe
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
Method and Apparatus for Simplifying the Handling of Complex Paymen...
- Publication number 20150332268
- Publication date Nov 19, 2015
- MasterCard International Incorporated
- Michael J. Cowen
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
AUTOMATIC DATA TRANSFER
- Publication number 20150269572
- Publication date Sep 24, 2015
- MasterCard International Incorporated
- Edward W. Judge
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
TRANSPORT SYSTEM USER INSPECTION
- Publication number 20150269786
- Publication date Sep 24, 2015
- MasterCard International Incorporated
- Michael J. Cowen
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
METHOD, APPARATUS, AND COMPUTER PROGRAM PRODUCT FOR TOPPING UP PREP...
- Publication number 20150220911
- Publication date Aug 6, 2015
- MasterCard International Incorporated
- Michael J. Cowen
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
AUTOMATIC DATA TRANSFER
- Publication number 20150206110
- Publication date Jul 23, 2015
- MasterCard International Incorporated
- James C. Noe
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
METHOD AND SYSTEM FOR PROVIDING SOCIAL GAME USE WITH FINANCIAL CARD...
- Publication number 20150196845
- Publication date Jul 16, 2015
- MasterCard International Incorporated
- David Klemm
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
Document With Verification Data
- Publication number 20150124965
- Publication date May 7, 2015
- MasterCard International Incorporated
- James C. Noe
- H04 - ELECTRIC COMMUNICATION TECHNIQUE
Information Patent Application
TRANSACTION SYSTEMS AND ASSOCIATED METHODS FOR ENHANCED ACCOUNT BAL...
- Publication number 20150095232
- Publication date Apr 2, 2015
- MasterCard International Incorporated
- James Noe
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
TRANSACTION-HISTORY DRIVEN COUNTERFEIT FRAUD RISK MANAGEMENT SOLUTION
- Publication number 20140279309
- Publication date Sep 18, 2014
- Michael J. Cowen
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
MECHANISM TO ALLOW THE USE OF DISPOSABLE CARDS ON A SYSTEM DESIGNED...
- Publication number 20130212025
- Publication date Aug 15, 2013
- MasterCard International Incorporated
- Colin Tanner
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
METHOD, APPARATUS, AND COMPUTER PROGRAM PRODUCT FOR TOPPING UP PREP...
- Publication number 20130185211
- Publication date Jul 18, 2013
- MasterCard International Incorporated
- Michael J. Cowen
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
CASH CARD SYSTEM
- Publication number 20110276420
- Publication date Nov 10, 2011
- Robert White
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
METHOD, APPARATUS, AND COMPUTER PROGRAM PRODUCT FOR TOPPING UP PREP...
- Publication number 20100312617
- Publication date Dec 9, 2010
- Michael J. Cowen
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
Method and Apparatus for Simplifying the Handling of Complex Paymen...
- Publication number 20090210299
- Publication date Aug 20, 2009
- MasterCard International Incorporated
- Michael J. Cowen
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
Techniques for co-existence of multiple stored value applications o...
- Publication number 20070131761
- Publication date Jun 14, 2007
- MasterCard International Incorporated
- Patrik Smets
- G06 - COMPUTING CALCULATING COUNTING

Michael J. Cowen

Person

Patents Grantslast 30 patents

Devices, methods and computer readable mediums for providing access...

Method, apparatus, and computer program product for topping up prep...

Tokenisation of payment data

Mechanism to allow the use of disposable cards on a system designed...

Method and apparatus for simplifying the handling of complex paymen...

Transaction-history driven counterfeit fraud risk management solution

Method, apparatus, and computer program product for topping up prep...

Automatic data transfer

Transaction systems and associated methods for enhanced account bal...

Transport system user inspection

Transaction-history driven counterfeit fraud risk management solution

Automatic data transfer

Transport system user inspection

Method and apparatus for simplifying the handling of complex paymen...

Method, apparatus, and computer program product for topping up prep...

Method, apparatus, and computer program product for topping up prep...

Techniques for co-existence of multiple stored value applications o...

Patents Applicationslast 30 patents

SELECTIVE TRANSACTION AUTHORISATION METHOD AND SYSTEM

Devices, Methods and Computer Readable Mediums for Providing Access...

Real Time Selection of Payment Account

AUTHORIZATION DATA PROCESSING FOR MULTIPLE ISSUERS

TECHNIQUES FOR PERFORMING AUTHENTICATION IN ECOMMERCE TRANSACTIONS

METHOD, APPARATUS, AND COMPUTER PROGRAM PRODUCT FOR TOPPING UP PREP...

RELATING TO TOKENISATION OF PAYMENT DATA

CASH CARD SYSTEM

TRANSACTION-HISTORY DRIVEN COUNTERFEIT FRAUD RISK MANAGEMENT SOLUTION

AUTOMATIC DATA TRANSFER

TRANSPORT SYSTEM USER INSPECTION

Systems and Methods of Securing MO/TO Processing

MECHANISM FOR AUTHORISING TRANSACTIONS CONDUCTED AT UNATTENDED TERM...

Method and Apparatus for Simplifying the Handling of Complex Paymen...

AUTOMATIC DATA TRANSFER

TRANSPORT SYSTEM USER INSPECTION

METHOD, APPARATUS, AND COMPUTER PROGRAM PRODUCT FOR TOPPING UP PREP...

AUTOMATIC DATA TRANSFER

METHOD AND SYSTEM FOR PROVIDING SOCIAL GAME USE WITH FINANCIAL CARD...

Document With Verification Data

TRANSACTION SYSTEMS AND ASSOCIATED METHODS FOR ENHANCED ACCOUNT BAL...

TRANSACTION-HISTORY DRIVEN COUNTERFEIT FRAUD RISK MANAGEMENT SOLUTION

MECHANISM TO ALLOW THE USE OF DISPOSABLE CARDS ON A SYSTEM DESIGNED...

METHOD, APPARATUS, AND COMPUTER PROGRAM PRODUCT FOR TOPPING UP PREP...

CASH CARD SYSTEM

METHOD, APPARATUS, AND COMPUTER PROGRAM PRODUCT FOR TOPPING UP PREP...

Method and Apparatus for Simplifying the Handling of Complex Paymen...

Techniques for co-existence of multiple stored value applications o...