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Michelle E. Ziolkowski
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Troy, OH, US
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Patents Grants
last 30 patents
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Patent Grant
Instant network cash transfer at point of sale
Patent number
11,948,134
Issue date
Apr 2, 2024
Wells Fargo Bank, N.A.
Theresa Ann Clements
G06 - COMPUTING CALCULATING COUNTING
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Patent Grant
Instant network cash transfer at point of sale
Patent number
11,551,190
Issue date
Jan 10, 2023
Wells Fargo Bank, N.A.
Theresa Ann Clements
G06 - COMPUTING CALCULATING COUNTING
Patents Applications
last 30 patents
Information
Patent Application
PROVIDING OPTIONS FOR COMPLETING A REQUEST FOR PAYMENT
Publication number
20250029079
Publication date
Jan 23, 2025
Wells Fargo Bank, N.A.
Brent Teitel
G06 - COMPUTING CALCULATING COUNTING
Information
Patent Application
INSTANT NETWORK CASH TRANSFER AT POINT OF SALE
Publication number
20240211905
Publication date
Jun 27, 2024
Wells Fargo Bank, N.A.
Theresa Ann Clements
G06 - COMPUTING CALCULATING COUNTING
Information
Patent Application
INSTANT PAYMENTS AT POINT OF SALE VIA REAL TIME PAYMENT RAIL
Publication number
20240144209
Publication date
May 2, 2024
Wells Fargo Bank N.A.
Brent Teitel
G06 - COMPUTING CALCULATING COUNTING
Information
Patent Application
SYSTEMS AND METHODS FOR OPTIMIZED INVOICE SETTLEMENT
Publication number
20210342802
Publication date
Nov 4, 2021
Wells Fargo Bank, N.A.
Matthew Joseph Heffron
G06 - COMPUTING CALCULATING COUNTING