Susan Smith Thomas

Person

Gastonia, NC, US

People

Patents Grantslast 30 patents

Information Patent Grant
Directional wayfinding
- Patent number 9,582,826
- Issue date Feb 28, 2017
- Bank of America Corporation
- Matthew A. Calman
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Preparing preliminary transaction work for a mobile banking customer
- Patent number 9,501,765
- Issue date Nov 22, 2016
- Bank of America Corporation
- David M. Grigg
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Preparing preliminary transaction work for a mobile banking customer
- Patent number 9,224,113
- Issue date Dec 29, 2015
- Bank of America Corporation
- David M. Grigg
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Generating readable indicia customized for product information
- Patent number 9,053,490
- Issue date Jun 9, 2015
- Bank of America Corporation
- Glenn Grossman
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Enhanced mobile application for assisting users at a point of trans...
- Patent number 9,026,461
- Issue date May 5, 2015
- Bank of America Corporation
- Matthew A. Calman
- G07 - CHECKING-DEVICES
Information Patent Grant
Automatic activation of mobile payment mechanisms based on identifi...
- Patent number 9,026,460
- Issue date May 5, 2015
- Bank of America Corporation
- David M. Grigg
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
System for pre-processing sales returns
- Patent number 9,015,070
- Issue date Apr 21, 2015
- Bank of America Corporation
- David M. Grigg
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Providing automated initial and final payment for an activity based...
- Patent number 8,744,968
- Issue date Jun 3, 2014
- Bank of America Corporation
- David M. Grigg
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Mobile device consumer interface process and system
- Patent number 8,744,914
- Issue date Jun 3, 2014
- Bank of America Corporation
- Felix A. Mon
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Audible transaction process and system
- Patent number 8,738,450
- Issue date May 27, 2014
- Bank of America Corporation
- Felix A. Mon
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Self-service home buying
- Patent number 8,688,594
- Issue date Apr 1, 2014
- Bank of America Corporation
- Susan Smith Thomas
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Cash folding apparatus and method
- Patent number 8,469,262
- Issue date Jun 25, 2013
- Bank of America Corporation
- Felix A. Mon
- G07 - CHECKING-DEVICES
Information Patent Grant
Personal financial network
- Patent number 8,447,692
- Issue date May 21, 2013
- Bank of America Corporation
- Susan S. Thomas
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Systems and methods for determining a financial health indicator
- Patent number 8,412,622
- Issue date Apr 2, 2013
- Bank of America Corporation
- Kazi M. Ariff
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Social network payment settlement system
- Patent number 8,412,630
- Issue date Apr 2, 2013
- Bank of America Corporation
- Erik Stephen Ross
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Determining a payment strategy
- Patent number 8,275,685
- Issue date Sep 25, 2012
- Bank of America Corporation
- Erik Stephen Ross
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Retirement on-ramp
- Patent number 8,050,995
- Issue date Nov 1, 2011
- Bank of America Corporation
- Peter J. Landry
- G06 - COMPUTING CALCULATING COUNTING

Patents Applicationslast 30 patents

Information Patent Application
TRANSACTION QUEUING
- Publication number 20160171454
- Publication date Jun 16, 2016
- Bank of America Corporation
- David M. Grigg
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
TRANSACTION QUEUING
- Publication number 20160110675
- Publication date Apr 21, 2016
- Bank of America Corporation
- David M. Grigg
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
SYSTEMS AND METHODS FOR DETERMINING A FINANCIAL HEALTH INDICATOR
- Publication number 20150287137
- Publication date Oct 8, 2015
- Bank of America Corporation
- KAZI M. ARIFF
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
SYSTEMS AND METHODS FOR DETERMINING A FINANCIAL HEALTH INDICATOR
- Publication number 20150221044
- Publication date Aug 6, 2015
- Bank of America Corporation
- KAZI M. ARIFF
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
UNDERSTANDING PAST PURCHASE TRANSACTIONS BASED ON PURCHASE TRANSACT...
- Publication number 20150066688
- Publication date Mar 5, 2015
- Bank of America Corporation
- Jason P. Blackhurst
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
USE OF AN E-RECEIPT TO VERIFY OWNERSHIP AND SERVICE OF A PRODUCT
- Publication number 20150032642
- Publication date Jan 29, 2015
- Bank of America Corporation
- Jason P. Blackhurst
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
AGGREGATION OF SAVINGS DATA FROM PAST TRANSACTIONS
- Publication number 20150032521
- Publication date Jan 29, 2015
- Bank of America Corporation
- Matthew A. Calman
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
UNDERSTANDING PAST PURCHASE TRANSACTIONS BASED ON PURCHASE TRANSACT...
- Publication number 20150032602
- Publication date Jan 29, 2015
- Bank of America Corporation
- Jason P. Blackhurst
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
OFFERS BASED ON USER'S SEASONALITY AND GIFT GIVING SCHEDULE
- Publication number 20150032536
- Publication date Jan 29, 2015
- Bank of America Corporation
- Susan S. Thomas
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
PROVIDING REWARDS BUCKETS AND SAVINGS TOWARDS SPECIFIC GOALS
- Publication number 20140279799
- Publication date Sep 18, 2014
- Bank of America Corporation
- Susan Smith Thomas
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
SYSTEMS AND METHODS FOR DETERMINING AN OFFER BASED ON AN ACCOUNT BA...
- Publication number 20140279006
- Publication date Sep 18, 2014
- Bank of America Corporation
- Matthew A. Calman
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
USER INTERFACE FOR MOBILE PAYMENT VIA TRANSFER NETWORK
- Publication number 20140279506
- Publication date Sep 18, 2014
- Bank of America Corporation
- Eileen D. Bridges
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
DETERMINING AN OFFER BASED ON A PRE-PAID ACCOUNT BALANCE AND CONSUM...
- Publication number 20140278989
- Publication date Sep 18, 2014
- Bank of America Corporation
- Matthew A. Calman
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
SYSTEMS AND METHODS FOR PROVIDING AN OFFER BASED ON AN ACCOUNT BALA...
- Publication number 20140279005
- Publication date Sep 18, 2014
- Bank of America Corporation
- Matthew A. Calman
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
SELF-SERVICE INTERCEPT ON OR OFF PREMISE
- Publication number 20140279009
- Publication date Sep 18, 2014
- Bank of America Corporation
- David M. Grigg
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
MOBILE PAYMENT VIA TRANSFER NETWORK
- Publication number 20140279483
- Publication date Sep 18, 2014
- Bank of America Corporation
- Eileen D. Bridges
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
SEPARATING OFFERS ASSOCIATED WITH ONE ACCOUNT BASED ON GEOLOCATION...
- Publication number 20140279004
- Publication date Sep 18, 2014
- Bank of America Corporation
- Susan Smith Thomas
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
SYSTEM AND METHODS FOR PROVIDING LOCATION-BASED GOAL BALANCE INFORM...
- Publication number 20140172559
- Publication date Jun 19, 2014
- Bank of America Corporation
- Matthew A. Calman
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
TRANSACTION QUEUING
- Publication number 20140156328
- Publication date Jun 5, 2014
- Bank of America Corporation
- David M. Grigg
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
READABLE INDICIA FOR ADVERTISEMENTS
- Publication number 20140046854
- Publication date Feb 13, 2014
- Bank of America Corporation
- Peter John Bertanzetti
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
GENERATING READABLE INDICIA CUSTOMIZED FOR PRODUCT INFORMATION
- Publication number 20140042218
- Publication date Feb 13, 2014
- Bank of America Corporation
- Glenn Grossman
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
ASSESSING ADVERTISEMENT IMPACT USING ADVERTISEMENT READABLE INDICIA
- Publication number 20140046752
- Publication date Feb 13, 2014
- Bank of America Corporation
- Peter John Bertanzetti
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
READABLE INDICIA FOR A REBATE REQUEST
- Publication number 20140025468
- Publication date Jan 23, 2014
- Bank of America Corporation
- Glenn Grossman
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
READABLE INDICIA FOR A PAYMENT CLAIM
- Publication number 20140025574
- Publication date Jan 23, 2014
- Bank of America Corporation
- David M. Grigg
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
SYSTEM FOR PRE-PROCESSING SALES RETURNS
- Publication number 20140006224
- Publication date Jan 2, 2014
- Bank of America Corporation
- David M. Grigg
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
MOBILE SYSTEM FOR PRE-PROCESSING SALES RETURNS
- Publication number 20140006199
- Publication date Jan 2, 2014
- Bank of America Corporation
- David M. Grigg
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
EXPEDITED REGISTRATION AND PROCESSING OF OFFERS AT A POINT OF TRANS...
- Publication number 20140006136
- Publication date Jan 2, 2014
- BANK OF AMERICA CORPORATION
- David M. Grigg
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
SYSTEM FOR ITEM LEVEL PAYMENT VEHICLE SUGGESTION
- Publication number 20140006259
- Publication date Jan 2, 2014
- Bank of America Corporation
- David M. Grigg
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
NOTIFYING MOBILE DEVICE USERS OF A SUGGESTED PAYMENT TYPE PRIOR TO...
- Publication number 20140006272
- Publication date Jan 2, 2014
- Bank of America Corporation
- Matthew A. Calman
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
SYSTEMS AND METHODS FOR PRESENTING OFFERS DURING A SHOPPING EXPERIENCE
- Publication number 20140006128
- Publication date Jan 2, 2014
- Bank of America Corporation
- David M. Grigg
- G06 - COMPUTING CALCULATING COUNTING

Susan Smith Thomas

Person

Patents Grantslast 30 patents

Directional wayfinding

Preparing preliminary transaction work for a mobile banking customer

Preparing preliminary transaction work for a mobile banking customer

Generating readable indicia customized for product information

Enhanced mobile application for assisting users at a point of trans...

Automatic activation of mobile payment mechanisms based on identifi...

System for pre-processing sales returns

Providing automated initial and final payment for an activity based...

Mobile device consumer interface process and system

Audible transaction process and system

Self-service home buying

Cash folding apparatus and method

Personal financial network

Systems and methods for determining a financial health indicator

Social network payment settlement system

Determining a payment strategy

Retirement on-ramp

Patents Applicationslast 30 patents

TRANSACTION QUEUING

TRANSACTION QUEUING

SYSTEMS AND METHODS FOR DETERMINING A FINANCIAL HEALTH INDICATOR

SYSTEMS AND METHODS FOR DETERMINING A FINANCIAL HEALTH INDICATOR

UNDERSTANDING PAST PURCHASE TRANSACTIONS BASED ON PURCHASE TRANSACT...

USE OF AN E-RECEIPT TO VERIFY OWNERSHIP AND SERVICE OF A PRODUCT

AGGREGATION OF SAVINGS DATA FROM PAST TRANSACTIONS

UNDERSTANDING PAST PURCHASE TRANSACTIONS BASED ON PURCHASE TRANSACT...

OFFERS BASED ON USER'S SEASONALITY AND GIFT GIVING SCHEDULE

PROVIDING REWARDS BUCKETS AND SAVINGS TOWARDS SPECIFIC GOALS

SYSTEMS AND METHODS FOR DETERMINING AN OFFER BASED ON AN ACCOUNT BA...

USER INTERFACE FOR MOBILE PAYMENT VIA TRANSFER NETWORK

DETERMINING AN OFFER BASED ON A PRE-PAID ACCOUNT BALANCE AND CONSUM...

SYSTEMS AND METHODS FOR PROVIDING AN OFFER BASED ON AN ACCOUNT BALA...

SELF-SERVICE INTERCEPT ON OR OFF PREMISE

MOBILE PAYMENT VIA TRANSFER NETWORK

SEPARATING OFFERS ASSOCIATED WITH ONE ACCOUNT BASED ON GEOLOCATION...

SYSTEM AND METHODS FOR PROVIDING LOCATION-BASED GOAL BALANCE INFORM...

TRANSACTION QUEUING

READABLE INDICIA FOR ADVERTISEMENTS

GENERATING READABLE INDICIA CUSTOMIZED FOR PRODUCT INFORMATION

ASSESSING ADVERTISEMENT IMPACT USING ADVERTISEMENT READABLE INDICIA

READABLE INDICIA FOR A REBATE REQUEST

READABLE INDICIA FOR A PAYMENT CLAIM

SYSTEM FOR PRE-PROCESSING SALES RETURNS

MOBILE SYSTEM FOR PRE-PROCESSING SALES RETURNS

EXPEDITED REGISTRATION AND PROCESSING OF OFFERS AT A POINT OF TRANS...

SYSTEM FOR ITEM LEVEL PAYMENT VEHICLE SUGGESTION

NOTIFYING MOBILE DEVICE USERS OF A SUGGESTED PAYMENT TYPE PRIOR TO...

SYSTEMS AND METHODS FOR PRESENTING OFFERS DURING A SHOPPING EXPERIENCE