Tim PONTIOUS

Person

Columbus, OH, US

People

Patents Grantslast 30 patents

Information Patent Grant
Digital pass with user verification
- Patent number 12,292,955
- Issue date May 6, 2025
- BREAD FINANCIAL PAYMENTS, INC
- Christian Billman
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Determining attribution for an electronic credit application
- Patent number 12,236,479
- Issue date Feb 25, 2025
- BREAD FINANCIAL PAYMENTS, INC
- Jess Lawrence
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Limited use temporary credit account
- Patent number 11,727,409
- Issue date Aug 15, 2023
- BREAD FINANCIAL PAYMENTS, INC
- Timothy D. Pontious
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Mobile device verification for an electronic application before pro...
- Patent number 11,526,884
- Issue date Dec 13, 2022
- BREAD FINANCIAL PAYMENTS, INC
- Uchenna Chilaka
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Authenticated account interaction via cellular text message
- Patent number 11,436,626
- Issue date Sep 6, 2022
- Comenity LLC
- Jess Lawrence
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Validating a customer in an electronic transaction
- Patent number 11,361,317
- Issue date Jun 14, 2022
- Comenity LLC
- Christian Billman
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Drivers license parser
- Patent number 10,380,619
- Issue date Aug 13, 2019
- Comenity LLC
- Tim Pontious
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Drivers license look-up
- Patent number 9,256,866
- Issue date Feb 9, 2016
- Comenity LLC
- Tim Pontious
- G06 - COMPUTING CALCULATING COUNTING

Patents Applicationslast 30 patents

Information Patent Application
AUTHENTICATED ACCOUNT INTERACTION VIA CELLULAR TEXT MESSAGE
- Publication number 20230267496
- Publication date Aug 24, 2023
- COMENITY LLC
- Jess LAWRENCE
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
LIMITED USE TEMPORARY CREDIT ACCOUNT
- Publication number 20220036453
- Publication date Feb 3, 2022
- COMENITY LLC
- Timothy D. PONTIOUS
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
MOBILE DEVICE VERIFICATION FOR AN ELECTRONIC APPLICATION BEFORE PRO...
- Publication number 20210117969
- Publication date Apr 22, 2021
- COMENITY LLC
- Uchenna CHILAKA
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
CUSTOMER ACQUISITION WITHOUT INITIALLY RECEIVING PERSONALLY IDENTIF...
- Publication number 20210019742
- Publication date Jan 21, 2021
- COMENITY LLC
- Timothy D. Pontious
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
VALIDATING A CUSTOMER IN AN ELECTRONIC TRANSACTION
- Publication number 20200380509
- Publication date Dec 3, 2020
- COMENITY LLC
- Christian BILLMAN
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
DIGITAL PASS WITH USER VERIFICATION
- Publication number 20200334349
- Publication date Oct 22, 2020
- COMENITY LLC
- Christian BILLMAN
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
OUT-OF-BAND VERIFICATION FOR AN ELECTRONIC APPLICATION
- Publication number 20200143465
- Publication date May 7, 2020
- COMENITY LLC
- Uchenna CHILAKA
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
USING A CUSTOMER ID IN A MOBILE WALLET TO MAKE A TRANSACTION
- Publication number 20200104834
- Publication date Apr 2, 2020
- COMENITY LLC
- Timothy D. PONTIOUS
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
DETERMINING ATTRIBUTION FOR AN ELECTRONIC CREDIT APPLICATION
- Publication number 20200098041
- Publication date Mar 26, 2020
- COMENITY LLC
- Jess LAWRENCE
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
AUTHENTICATED ACCOUNT INTERACTION VIA TEXT CELLULAR TEXT MESSAGE
- Publication number 20200051115
- Publication date Feb 13, 2020
- COMENITY LLC
- Jess LAWRENCE
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
LIMITED USE TEMPORARY CREDIT ACCOUNT
- Publication number 20180330383
- Publication date Nov 15, 2018
- COMENITY LLC
- Timothy D. PONTIOUS
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
MOBILE CREDIT ACQUISITION WITH FORM POPULATION
- Publication number 20180053252
- Publication date Feb 22, 2018
- COMENITY LLC
- Adam KOLTNOW
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
CREDIT ACCOUNT LINKING SYSTEM
- Publication number 20150248661
- Publication date Sep 3, 2015
- COMENITY LLC
- Tim PONTIOUS
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
DRIVERS LICENSE PARSER
- Publication number 20150248691
- Publication date Sep 3, 2015
- COMENITY LLC
- Tim PONTIOUS
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
DRIVERS LICENSE LOOK-UP
- Publication number 20150248726
- Publication date Sep 3, 2015
- COMENITY LLC
- Tim PONTIOUS
- G06 - COMPUTING CALCULATING COUNTING

Tim PONTIOUS

Person

Patents Grantslast 30 patents

Digital pass with user verification

Determining attribution for an electronic credit application

Limited use temporary credit account

Mobile device verification for an electronic application before pro...

Authenticated account interaction via cellular text message

Validating a customer in an electronic transaction

Drivers license parser

Drivers license look-up

Patents Applicationslast 30 patents

AUTHENTICATED ACCOUNT INTERACTION VIA CELLULAR TEXT MESSAGE

LIMITED USE TEMPORARY CREDIT ACCOUNT

MOBILE DEVICE VERIFICATION FOR AN ELECTRONIC APPLICATION BEFORE PRO...

CUSTOMER ACQUISITION WITHOUT INITIALLY RECEIVING PERSONALLY IDENTIF...

VALIDATING A CUSTOMER IN AN ELECTRONIC TRANSACTION

DIGITAL PASS WITH USER VERIFICATION

OUT-OF-BAND VERIFICATION FOR AN ELECTRONIC APPLICATION

USING A CUSTOMER ID IN A MOBILE WALLET TO MAKE A TRANSACTION

DETERMINING ATTRIBUTION FOR AN ELECTRONIC CREDIT APPLICATION

AUTHENTICATED ACCOUNT INTERACTION VIA TEXT CELLULAR TEXT MESSAGE

LIMITED USE TEMPORARY CREDIT ACCOUNT

MOBILE CREDIT ACQUISITION WITH FORM POPULATION

CREDIT ACCOUNT LINKING SYSTEM

DRIVERS LICENSE PARSER

DRIVERS LICENSE LOOK-UP