Udaya Kumar Raju Ratnakaram

Person

Hyderabad, IN

People

Patents Grantslast 30 patents

Information Patent Grant
Queue management for pre-staged transactions at ultra-wide enabled...
- Patent number 12,230,110
- Issue date Feb 18, 2025
- Bank of America Corporation
- Sandeep Kumar Chauhan
- G07 - CHECKING-DEVICES
Information Patent Grant
Multi-computer system for optimized queue management based on facia...
- Patent number 12,190,368
- Issue date Jan 7, 2025
- Bank of America Corporation
- Udaya Kumar Raju Ratnakaram
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Verifying external accounts in real-time using dynamic smart contracts
- Patent number 12,169,837
- Issue date Dec 17, 2024
- Bank of America Corporation
- Udaya Kumar Raju Ratnakaram
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Multicomputer system providing voice enabled event processing
- Patent number 12,142,268
- Issue date Nov 12, 2024
- Bank of America Corporation
- Sandeep Kumar Chauhan
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Intelligent method for SIM-swap fraud detection and prevention
- Patent number 12,081,975
- Issue date Sep 3, 2024
- Bank of America Corporation
- Udaya Kumar Raju Ratnakaram
- H04 - ELECTRIC COMMUNICATION TECHNIQUE
Information Patent Grant
Light-weight and secure payment processing using a low-power wide-a...
- Patent number 12,073,376
- Issue date Aug 27, 2024
- Bank of America Corporation
- Puneetha Polasa
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Pre-staged transactions with ultra-wideband networking and haptic f...
- Patent number 12,058,249
- Issue date Aug 6, 2024
- Bank of America Corporation
- Sandeep Kumar Chauhan
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Multi-computer system with dynamic authentication for optimized que...
- Patent number 12,045,822
- Issue date Jul 23, 2024
- Bank of America Corporation
- Udaya Kumar Raju Ratnakaram
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
System and method for authenticating interactions with dynamically...
- Patent number 12,041,048
- Issue date Jul 16, 2024
- Bank of America Corporation
- Puneetha Polasa
- H04 - ELECTRIC COMMUNICATION TECHNIQUE
Information Patent Grant
Self-resolution of exception errors in a distributed network
- Patent number 12,028,203
- Issue date Jul 2, 2024
- Bank of America Corporation
- Udaya Kumar Raju Ratnakaram
- H04 - ELECTRIC COMMUNICATION TECHNIQUE
Information Patent Grant
Hosting account linking services to enable dynamic authentication a...
- Patent number 11,962,706
- Issue date Apr 16, 2024
- Bank of America Corporation
- Udaya Kumar Raju Ratnakaram
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Selective induction of binary code at run-time for web-based custom...
- Patent number 11,914,498
- Issue date Feb 27, 2024
- Bank of America Corporation
- Naveen Kumar Reddy Murthi
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Methods, devices, and systems for mobile device operations during t...
- Patent number 11,907,928
- Issue date Feb 20, 2024
- Bank of America Corporation
- Sandeep Kumar Chauhan
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Developer test environment with containerization of tightly coupled...
- Patent number 11,892,937
- Issue date Feb 6, 2024
- Bank of America Corporation
- Udaya Kumar Raju Ratnakaram
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
IoT-enabled digital payments
- Patent number 11,880,814
- Issue date Jan 23, 2024
- Bank of America Corporation
- Udaya Kumar Raju Ratnakaram
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Dynamic contactless payment based on facial recognition
- Patent number 11,816,668
- Issue date Nov 14, 2023
- Bank of America Corporation
- Udaya Kumar Raju Ratnakaram
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Intelligent processing of broken or failed ATM transactions
- Patent number 11,769,127
- Issue date Sep 26, 2023
- Bank of America Corporation
- Udaya Kumar Raju Ratnakaram
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Enhanced authentication framework using multi-dimensional hashing
- Patent number 11,757,649
- Issue date Sep 12, 2023
- Bank of America Corporation
- Udaya Kumar Raju Ratnakaram
- H04 - ELECTRIC COMMUNICATION TECHNIQUE
Information Patent Grant
Intelligent test cases generation based on voice conversation
- Patent number 11,709,765
- Issue date Jul 25, 2023
- Bank of America Corporation
- Kiran Sudhir Raja
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Dynamic contactless payment processing based on real-time contextua...
- Patent number 11,704,669
- Issue date Jul 18, 2023
- Bank of America Corporation
- Udaya Kumar Raju Ratnakaram
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Web-based customer service via single-class rebuild
- Patent number 11,669,316
- Issue date Jun 6, 2023
- Bank of America Corporation
- Naveen Kumar Reddy Murthi
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Apparatus and methods for remote view of safe deposit box contents
- Patent number 11,652,961
- Issue date May 16, 2023
- Bank of America Corporation
- Udaya Kumar Raju Ratnakaram
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
System employing smart device for secure and authenticated event ex...
- Patent number 11,599,627
- Issue date Mar 7, 2023
- Bank of America Corporation
- Udaya Kumar Raju Ratnakaram
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Electronic system for dynamic analysis and detection of transformed...
- Patent number 11,556,320
- Issue date Jan 17, 2023
- Bank of America Corporation
- Punit Srivastava
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Specialized transaction execution via assistive devices
- Patent number 11,551,213
- Issue date Jan 10, 2023
- Bank of America Corporation
- Eswara Prasad Ramoju
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Method and system for mobile data communication
- Patent number 11,527,250
- Issue date Dec 13, 2022
- Bank of America Corporation
- Sandeep Kumar Chauhan
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Contactless event processing
- Patent number 11,494,753
- Issue date Nov 8, 2022
- Bank of America Corporation
- Udaya Kumar Raju Ratnakaram
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
System and method for automatic self-resolution of an exception err...
- Patent number 11,438,251
- Issue date Sep 6, 2022
- Bank of America Corporation
- Udaya Kumar Raju Ratnakaram
- H04 - ELECTRIC COMMUNICATION TECHNIQUE
Information Patent Grant
System and method for detecting root cause of an exception error in...
- Patent number 11,411,805
- Issue date Aug 9, 2022
- Bank of America Corporation
- Udaya Kumar Raju Ratnakaram
- H04 - ELECTRIC COMMUNICATION TECHNIQUE
Information Patent Grant
Authentication of user activities based on establishing communicati...
- Patent number 11,392,684
- Issue date Jul 19, 2022
- Bank of America Corporation
- Udaya Kumar Raju Ratnakaram
- G06 - COMPUTING CALCULATING COUNTING

Patents Applicationslast 30 patents

Information Patent Application
SYSTEM AND METHOD FOR AUTHENTICATING INTERACTIONS WITH DYNAMICALLY...
- Publication number 20240314122
- Publication date Sep 19, 2024
- Bank of America Corporation
- Puneetha Polasa
- H04 - ELECTRIC COMMUNICATION TECHNIQUE
Information Patent Application
SYSTEM FOR DYNAMIC DATA ENCRYPTION IN AN ACTIVE NETWORK SESSION
- Publication number 20230419329
- Publication date Dec 28, 2023
- Bank of America Corporation
- Puneetha Polasa
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
Light-Weight and Secure Payment Processing Using a Low-Power Wide-A...
- Publication number 20230385803
- Publication date Nov 30, 2023
- Bank of America Corporation
- Puneetha Polasa
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
SYSTEM AND METHOD FOR AUTHENTICATING INTERACTIONS WITH DYNAMICALLY...
- Publication number 20230328058
- Publication date Oct 12, 2023
- Bank of America Corporation
- Puneetha Polasa
- H04 - ELECTRIC COMMUNICATION TECHNIQUE
Information Patent Application
Intelligent Coordination of Transaction Processing in a Multi-Devic...
- Publication number 20230316289
- Publication date Oct 5, 2023
- Bank of America Corporation
- Puneetha Polasa
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
Contextual Selection of Payment Devices for Transactions in a Network
- Publication number 20230306415
- Publication date Sep 28, 2023
- Bank of America Corporation
- Puneetha Polasa
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
Dynamic Selection of Processing Devices in a Multi-Device Network
- Publication number 20230306404
- Publication date Sep 28, 2023
- Bank of America Corporation
- Puneetha Polasa
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
Multi-Computer System for Optimized Queue Management Based on Facia...
- Publication number 20230306496
- Publication date Sep 28, 2023
- Bank of America Corporation
- Udaya Kumar Raju Ratnakaram
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
Multi-Computer System with Dynamic Authentication for Optimized Que...
- Publication number 20230306428
- Publication date Sep 28, 2023
- Bank of America Corporation
- Udaya Kumar Raju Ratnakaram
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
DEVELOPER TEST ENVIRONMENT WITH CONTAINERIZATION OF TIGHTLY COUPLED...
- Publication number 20230273870
- Publication date Aug 31, 2023
- Bank of America Corporation
- Udaya Kumar Raju Ratnakaram
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
SELF-RESOLUTION OF EXCEPTION ERRORS IN A DISTRIBUTED NETWORK
- Publication number 20230275800
- Publication date Aug 31, 2023
- Bank of America Corporation
- Udaya Kumar Raju Ratnakaram
- H04 - ELECTRIC COMMUNICATION TECHNIQUE
Information Patent Application
Hosting Account Linking Services to Enable Dynamic Authentication a...
- Publication number 20230252472
- Publication date Aug 10, 2023
- Bank of America Corporation
- Udaya Kumar Raju Ratnakaram
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
Hosting Account Linking Services to Enable Dynamic Authentication a...
- Publication number 20230254152
- Publication date Aug 10, 2023
- Bank of America Corporation
- Udaya Kumar Raju Ratnakaram
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
Dynamic Intelligent Selection Based on Multi-Device Contextual Data
- Publication number 20230214801
- Publication date Jul 6, 2023
- Bank of America Corporation
- Udaya Kumar Raju Ratnakaram
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
IoT-Enabled Digital Payments
- Publication number 20230214798
- Publication date Jul 6, 2023
- Bank of America Corporation
- Udaya Kumar Raju Ratnakaram
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
Dynamic Contactless Payment Processing Based on Real-Time Contextua...
- Publication number 20230214841
- Publication date Jul 6, 2023
- Bank of America Corporation
- Udaya Kumar Raju Ratnakaram
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
Intelligent Test Cases Generation Based on Voice Conversation
- Publication number 20230214314
- Publication date Jul 6, 2023
- Bank of America Corporation
- Kiran Sudhir Raja
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
Dynamic Contactless Payment Based on Facial Recognition
- Publication number 20230214838
- Publication date Jul 6, 2023
- Bank of America Corporation
- Udaya Kumar Raju Ratnakaram
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
VERIFYING EXTERNAL ACCOUNTS IN REAL-TIME USING DYNAMIC SMART CONTRACTS
- Publication number 20230131232
- Publication date Apr 27, 2023
- Bank of America Corporation
- Udaya Kumar Raju Ratnakaram
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
ENHANCED AUTHENTICATION FRAMEWORK USING MULTI-DIMENSIONAL HASHING
- Publication number 20230047229
- Publication date Feb 16, 2023
- Bank of America Corporation
- Udaya Kumar Raju Ratnakaram
- H04 - ELECTRIC COMMUNICATION TECHNIQUE
Information Patent Application
SPECIALIZED TRANSACTION EXECUTION VIA ASSISTIVE DEVICES
- Publication number 20230032352
- Publication date Feb 2, 2023
- Bank of America Corporation
- Eswara Prasad Ramoju
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
Queue Management for Pre-staged Transactions at Ultra-Wide Enabled...
- Publication number 20230012424
- Publication date Jan 12, 2023
- Bank of America Corporation
- Sandeep Kumar Chauhan
- G07 - CHECKING-DEVICES
Information Patent Application
Pre-Staged Transactions with Ultra-Wideband Networking and Haptic F...
- Publication number 20230010257
- Publication date Jan 12, 2023
- Bank of America Corporation
- Sandeep Kumar Chauhan
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
Conducting Secure Fragmented Payment Transactions
- Publication number 20220405723
- Publication date Dec 22, 2022
- Bank of America Corporation
- Sindhuja Gunda
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
Conducting Secure Fragmented Payment Transactions
- Publication number 20220405730
- Publication date Dec 22, 2022
- Bank of America Corporation
- Sindhuja Gunda
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
Multicomputer System Providing Voice Enabled Event Processing
- Publication number 20220406303
- Publication date Dec 22, 2022
- Bank of America Corporation
- Sandeep Kumar Chauhan
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
WEB-BASED CUSTOMER SERVICE VIA SINGLE-CLASS REBUILD
- Publication number 20220308851
- Publication date Sep 29, 2022
- Bank of America Corporation
- Naveen Kumar Reddy Murthi
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
SELECTIVE INDUCTION OF BINARY CODE AT RUN-TIME FOR WEB-BASED CUSTOM...
- Publication number 20220308983
- Publication date Sep 29, 2022
- Bank of America Corporation
- Naveen Kumar Reddy Murthi
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
APPARATUS AND METHODS FOR REMOTE VIEW OF SAFE DEPOSIT BOX CONTENTS
- Publication number 20220295018
- Publication date Sep 15, 2022
- Bank of America Corporation
- Udaya Kumar Raju Ratnakaram
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
APPARATUS AND METHODS FOR REMOTE VIEW OF SAFE DEPOSIT BOX CONTENTS
- Publication number 20220217306
- Publication date Jul 7, 2022
- Bank of America Corporation
- Udaya Kumar Raju Ratnakaram
- G06 - COMPUTING CALCULATING COUNTING

Udaya Kumar Raju Ratnakaram

Person

Patents Grantslast 30 patents

Queue management for pre-staged transactions at ultra-wide enabled...

Multi-computer system for optimized queue management based on facia...

Verifying external accounts in real-time using dynamic smart contracts

Multicomputer system providing voice enabled event processing

Intelligent method for SIM-swap fraud detection and prevention

Light-weight and secure payment processing using a low-power wide-a...

Pre-staged transactions with ultra-wideband networking and haptic f...

Multi-computer system with dynamic authentication for optimized que...

System and method for authenticating interactions with dynamically...

Self-resolution of exception errors in a distributed network

Hosting account linking services to enable dynamic authentication a...

Selective induction of binary code at run-time for web-based custom...

Methods, devices, and systems for mobile device operations during t...

Developer test environment with containerization of tightly coupled...

IoT-enabled digital payments

Dynamic contactless payment based on facial recognition

Intelligent processing of broken or failed ATM transactions

Enhanced authentication framework using multi-dimensional hashing

Intelligent test cases generation based on voice conversation

Dynamic contactless payment processing based on real-time contextua...

Web-based customer service via single-class rebuild

Apparatus and methods for remote view of safe deposit box contents

System employing smart device for secure and authenticated event ex...

Electronic system for dynamic analysis and detection of transformed...

Specialized transaction execution via assistive devices

Method and system for mobile data communication

Contactless event processing

System and method for automatic self-resolution of an exception err...

System and method for detecting root cause of an exception error in...

Authentication of user activities based on establishing communicati...

Patents Applicationslast 30 patents

SYSTEM AND METHOD FOR AUTHENTICATING INTERACTIONS WITH DYNAMICALLY...

SYSTEM FOR DYNAMIC DATA ENCRYPTION IN AN ACTIVE NETWORK SESSION

Light-Weight and Secure Payment Processing Using a Low-Power Wide-A...

SYSTEM AND METHOD FOR AUTHENTICATING INTERACTIONS WITH DYNAMICALLY...

Intelligent Coordination of Transaction Processing in a Multi-Devic...

Contextual Selection of Payment Devices for Transactions in a Network

Dynamic Selection of Processing Devices in a Multi-Device Network

Multi-Computer System for Optimized Queue Management Based on Facia...

Multi-Computer System with Dynamic Authentication for Optimized Que...

DEVELOPER TEST ENVIRONMENT WITH CONTAINERIZATION OF TIGHTLY COUPLED...

SELF-RESOLUTION OF EXCEPTION ERRORS IN A DISTRIBUTED NETWORK

Hosting Account Linking Services to Enable Dynamic Authentication a...

Hosting Account Linking Services to Enable Dynamic Authentication a...

Dynamic Intelligent Selection Based on Multi-Device Contextual Data

IoT-Enabled Digital Payments

Dynamic Contactless Payment Processing Based on Real-Time Contextua...

Intelligent Test Cases Generation Based on Voice Conversation

Dynamic Contactless Payment Based on Facial Recognition

VERIFYING EXTERNAL ACCOUNTS IN REAL-TIME USING DYNAMIC SMART CONTRACTS

ENHANCED AUTHENTICATION FRAMEWORK USING MULTI-DIMENSIONAL HASHING

SPECIALIZED TRANSACTION EXECUTION VIA ASSISTIVE DEVICES

Queue Management for Pre-staged Transactions at Ultra-Wide Enabled...

Pre-Staged Transactions with Ultra-Wideband Networking and Haptic F...

Conducting Secure Fragmented Payment Transactions

Conducting Secure Fragmented Payment Transactions

Multicomputer System Providing Voice Enabled Event Processing

WEB-BASED CUSTOMER SERVICE VIA SINGLE-CLASS REBUILD

SELECTIVE INDUCTION OF BINARY CODE AT RUN-TIME FOR WEB-BASED CUSTOM...

APPARATUS AND METHODS FOR REMOTE VIEW OF SAFE DEPOSIT BOX CONTENTS

APPARATUS AND METHODS FOR REMOTE VIEW OF SAFE DEPOSIT BOX CONTENTS