Viraj CHAUDHARY

Person

Newark, NJ, US

People

Patents Grantslast 30 patents

Information Patent Grant
Physical environment based account authentication
- Patent number 12,261,850
- Issue date Mar 25, 2025
- CAPITAL ONE SERVICES, LLC
- Viraj Chaudhary
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Detecting separate login during action based knowledge-based authen...
- Patent number 12,242,576
- Issue date Mar 4, 2025
- CAPITAL ONE SERVICES, LLC
- Joshua Edwards
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
User presence detection for authentication question generation
- Patent number 12,242,592
- Issue date Mar 4, 2025
- CAPITAL ONE SERVICES, LLC
- Samuel Rapowitz
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Biometrics-infused dynamic knowledge-based authentication tool
- Patent number 12,236,430
- Issue date Feb 25, 2025
- CAPITAL ONE SERVICES, LLC
- Samuel Rapowitz
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Generation of authentication questions based on user-created transa...
- Patent number 12,229,231
- Issue date Feb 18, 2025
- CAPITAL ONE SERVICES, LLC
- Viraj Chaudhary
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Systems and methods for authenticating calls for a call center
- Patent number 12,212,716
- Issue date Jan 28, 2025
- CAPITAL ONE SERVICES, LLC
- Jenny Melendez
- H04 - ELECTRIC COMMUNICATION TECHNIQUE
Information Patent Grant
Authentication question improvement based on vocal confidence proce...
- Patent number 12,197,555
- Issue date Jan 14, 2025
- CAPITAL ONE SERVICES, LLC
- Joshua Edwards
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Systems utilizing secure offline limited-use tokens for temporary e...
- Patent number 12,192,195
- Issue date Jan 7, 2025
- CAPITAL ONE SERVICES, LLC
- Jennifer Kwok
- H04 - ELECTRIC COMMUNICATION TECHNIQUE
Information Patent Grant
Email processing for improved authentication question accuracy
- Patent number 12,120,114
- Issue date Oct 15, 2024
- CAPITAL ONE SERVICES, LLC
- Viraj Chaudhary
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
User authentication based on account transaction information in tex...
- Patent number 12,086,807
- Issue date Sep 10, 2024
- CAPITAL ONE SERVICES, LLC
- Tyler Maiman
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Method for determining the likelihood for someone to remember a par...
- Patent number 12,079,810
- Issue date Sep 3, 2024
- CAPITAL ONE SERVICES, LLC
- Samuel Rapowitz
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Detecting separate login during action based knowledge-based authen...
- Patent number 12,072,959
- Issue date Aug 27, 2024
- CAPITAL ONE SERVICES, LLC
- Joshua Edwards
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Using an always on listening device skill to relay answers to trans...
- Patent number 12,067,564
- Issue date Aug 20, 2024
- CAPITAL ONE SERVICES, LLC
- Tyler Maiman
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Excluding fraudulent transactions in transaction based authentication
- Patent number 12,056,221
- Issue date Aug 6, 2024
- CAPITAL ONE SERVICES, LLC
- Samuel Rapowitz
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Predictions based on analysis of big data
- Patent number 12,045,847
- Issue date Jul 23, 2024
- CAPITAL ONE SERVICES, LLC
- Jennifer Kwok
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Authentication question topic exclusion based on response hesitation
- Patent number 12,045,816
- Issue date Jul 23, 2024
- CAPITAL ONE SERVICES, LLC
- Daniel Miller
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Account authentication excluding merchants based on merchant logos
- Patent number 12,028,325
- Issue date Jul 2, 2024
- CAPITAL ONE SERVICES, LLC
- Tyler Maiman
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
User presence detection for authentication question generation
- Patent number 12,019,732
- Issue date Jun 25, 2024
- CAPITAL ONE SERVICES, LLC
- Samuel Rapowitz
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Transaction based authentication with item-level data
- Patent number 12,020,250
- Issue date Jun 25, 2024
- CAPITAL ONE SERVICES, LLC
- Daniel Miller
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Systems for predicting activity distribution across mediums and met...
- Patent number 12,008,586
- Issue date Jun 11, 2024
- CAPITAL ONE SERVICES, LLC
- Jennifer Kwok
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Account authentication using synthetic merchants
- Patent number 12,010,110
- Issue date Jun 11, 2024
- CAPITAL ONE SERVICES, LLC
- Joshua Edwards
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Favorite merchants selection in transaction based authentication
- Patent number 11,995,175
- Issue date May 28, 2024
- CAPITAL ONE SERVICES, LLC
- Tyler Maiman
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Compact transaction card with foldable magnetic stripe
- Patent number 11,977,939
- Issue date May 7, 2024
- CAPITAL ONE SERVICES, LLC
- Bryant Yee
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Preventing unauthorized access to personal data during authenticati...
- Patent number 11,960,592
- Issue date Apr 16, 2024
- CAPITAL ONE SERVICES, LLC
- Tyler Maiman
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Physical environment based account authentication
- Patent number 11,962,602
- Issue date Apr 16, 2024
- CAPITAL ONE SERVICES, LLC
- Viraj Chaudhary
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Authentication question improvement based on vocal confidence proce...
- Patent number 11,954,192
- Issue date Apr 9, 2024
- CAPITAL ONE SERVICES, LLC
- Joshua Edwards
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Detecting separate login during action based knowledge-based authen...
- Patent number 11,954,187
- Issue date Apr 9, 2024
- CAPITAL ONE SERVICES, LLC
- Joshua Edwards
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Generation of authentication questions based on user-created transa...
- Patent number 11,907,343
- Issue date Feb 20, 2024
- CAPITAL ONE SERVICES, LLC
- Viraj Chaudhary
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Authenticating based on behavioral transactional patterns
- Patent number 11,900,377
- Issue date Feb 13, 2024
- CAPITAL ONE SERVICES, LLC
- Joshua Edwards
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Third party data processing for improvement of authentication quest...
- Patent number 11,886,570
- Issue date Jan 30, 2024
- CAPITAL ONE SERVICES, LLC
- Joshua Edwards
- G06 - COMPUTING CALCULATING COUNTING

Patents Applicationslast 30 patents

Information Patent Application
Email Processing for Improved Authentication Question Accuracy
- Publication number 20250016156
- Publication date Jan 9, 2025
- Capital One Services, LLC
- Viraj Chaudhary
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
User Authentication Based on Account Transaction Information in Tex...
- Publication number 20240394712
- Publication date Nov 28, 2024
- Capital One Services, LLC
- Tyler Maiman
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
Method for Determining the Likelihood for Someone to Remember a Par...
- Publication number 20240370867
- Publication date Nov 7, 2024
- Capital One Services, LLC
- Samuel Rapowitz
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
Authentication Question Topic Exclusion Based on Response Hesitation
- Publication number 20240330929
- Publication date Oct 3, 2024
- Capital One Services, LLC
- Daniel Miller
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
SYSTEMS AND METHODS TO USE BEHAVIORAL BIOMETRICS TO DETECT AND DEFE...
- Publication number 20240311831
- Publication date Sep 19, 2024
- Capital One Services, LLC
- Jennifer KWOK
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
SYSTEM AND METHOD FOR SECURE AUTHENTICATION WITH BEHAVIORAL BIOMETRICS
- Publication number 20240311456
- Publication date Sep 19, 2024
- Capital One Services, LLC
- Jennifer KWOK
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
ACCOUNT AUTHENTICATION EXCLUDING MERCHANTS BASED ON MERCHANT LOGOS
- Publication number 20240305619
- Publication date Sep 12, 2024
- Capital One Services, LLC
- Tyler Maiman
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
Transaction Based Authentication with Item-Level Data
- Publication number 20240303660
- Publication date Sep 12, 2024
- Capital One Services, LLC
- Daniel Miller
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
Account Authentication Using Synthetic Merchants
- Publication number 20240283788
- Publication date Aug 22, 2024
- Capital One Services, LLC
- Joshua Edwards
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
FAVORITE MERCHANTS SELECTION IN TRANSACTION BASED AUTHENTICATION
- Publication number 20240273178
- Publication date Aug 15, 2024
- Capital One Services, LLC
- Tyler Maiman
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
SYSTEMS AND METHODS FOR GENERATING AUTHENTICATION QUIZZES
- Publication number 20240267237
- Publication date Aug 8, 2024
- Capital One Services, LLC
- Samuel Rapowitz
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
Physical Environment Based Account Authentication
- Publication number 20240223571
- Publication date Jul 4, 2024
- Capital One Services, LLC
- Viraj Chaudhary
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
Preventing Unauthorized Access to Personal Data During Authenticati...
- Publication number 20240220600
- Publication date Jul 4, 2024
- Capital One Services, LLC
- Tyler Maiman
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
Authentication Question Improvement Based on Vocal Confidence Proce...
- Publication number 20240211571
- Publication date Jun 27, 2024
- Capital One Services, LLC
- Joshua Edwards
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
User Presence Detection for Authentication Question Generation
- Publication number 20240211585
- Publication date Jun 27, 2024
- Capital One Services, LLC
- Samuel Rapowitz
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
Detecting Separate Login During Action Based Knowledge-Based Authen...
- Publication number 20240211558
- Publication date Jun 27, 2024
- Capital One Services, LLC
- Joshua Edwards
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
COMPUTER-BASED METHOD AND SYSTEM FOR MANAGING A FOOD INVENTORY OF A...
- Publication number 20240193711
- Publication date Jun 13, 2024
- Capital One Services, LLC
- Viraj Chaudhary
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
METHODS AND SYSTEMS FOR ESTIMATING THE STATUS OF A VEHICLE USING IN...
- Publication number 20240144326
- Publication date May 2, 2024
- Capital One Services, LLC
- Viraj CHAUDHARY
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
Generation of Authentication Questions Based on User-Created Transa...
- Publication number 20240143710
- Publication date May 2, 2024
- Capital One Services, LLC
- Viraj Chaudhary
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
Authenticating Based on Behavioral Transactional Patterns
- Publication number 20240135379
- Publication date Apr 25, 2024
- Capital One Services, LLC
- Joshua Edwards
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
COMPUTER-BASED SYSTEMS FOR DETERMINING A TRAVEL TIME TO AN AIRPORT...
- Publication number 20240127373
- Publication date Apr 18, 2024
- Capital One Services, LLC
- Viraj Chaudhary
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
Third Party Data Processing for Improvement of Authentication Quest...
- Publication number 20240119136
- Publication date Apr 11, 2024
- Capital One Services, LLC
- Joshua Edwards
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
Using an Always on Listening Device Skill to Relay Answers to Trans...
- Publication number 20240070669
- Publication date Feb 29, 2024
- Capital One Services, LLC
- Tyler Maiman
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
User Authentication Based on Account Transaction Information in Tex...
- Publication number 20240062211
- Publication date Feb 22, 2024
- Capital One Services, LLC
- Tyler Maiman
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
Computer Authentication Using Transaction Questions That Exclude Pe...
- Publication number 20240013211
- Publication date Jan 11, 2024
- Capital One Services, LLC
- Joshua Edwards
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
Method for Determining the Likelihood for Someone to Remember a Par...
- Publication number 20240013214
- Publication date Jan 11, 2024
- Capital One Services, LLC
- Samuel Rapowitz
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
Email Processing for Improved Authentication Question Accuracy
- Publication number 20230421555
- Publication date Dec 28, 2023
- Capital One Services, LLC
- Viraj Chaudhary
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
AUTHENTICATING A CARD BASED ON CARD MOVEMENT
- Publication number 20230419324
- Publication date Dec 28, 2023
- Capital One Services, LLC
- Cruz Vargas
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
SYSTEMS AND METHODS FOR AUTHENTICATING CALLS FOR A CALL CENTER
- Publication number 20230336662
- Publication date Oct 19, 2023
- Capital One Services, LLC
- Jenny Melendez
- H04 - ELECTRIC COMMUNICATION TECHNIQUE
Information Patent Application
EXCLUDING FRAUDULENT TRANSACTIONS IN TRANSACTION BASED AUTHENTICATION
- Publication number 20230273981
- Publication date Aug 31, 2023
- Capital One Services, LLC
- Samuel Rapowitz
- G06 - COMPUTING CALCULATING COUNTING

Viraj CHAUDHARY

Person

Patents Grantslast 30 patents

Physical environment based account authentication

Detecting separate login during action based knowledge-based authen...

User presence detection for authentication question generation

Biometrics-infused dynamic knowledge-based authentication tool

Generation of authentication questions based on user-created transa...

Systems and methods for authenticating calls for a call center

Authentication question improvement based on vocal confidence proce...

Systems utilizing secure offline limited-use tokens for temporary e...

Email processing for improved authentication question accuracy

User authentication based on account transaction information in tex...

Method for determining the likelihood for someone to remember a par...

Detecting separate login during action based knowledge-based authen...

Using an always on listening device skill to relay answers to trans...

Excluding fraudulent transactions in transaction based authentication

Predictions based on analysis of big data

Authentication question topic exclusion based on response hesitation

Account authentication excluding merchants based on merchant logos

User presence detection for authentication question generation

Transaction based authentication with item-level data

Systems for predicting activity distribution across mediums and met...

Account authentication using synthetic merchants

Favorite merchants selection in transaction based authentication

Compact transaction card with foldable magnetic stripe

Preventing unauthorized access to personal data during authenticati...

Physical environment based account authentication

Authentication question improvement based on vocal confidence proce...

Detecting separate login during action based knowledge-based authen...

Generation of authentication questions based on user-created transa...

Authenticating based on behavioral transactional patterns

Third party data processing for improvement of authentication quest...

Patents Applicationslast 30 patents

Email Processing for Improved Authentication Question Accuracy

User Authentication Based on Account Transaction Information in Tex...

Method for Determining the Likelihood for Someone to Remember a Par...

Authentication Question Topic Exclusion Based on Response Hesitation

SYSTEMS AND METHODS TO USE BEHAVIORAL BIOMETRICS TO DETECT AND DEFE...

SYSTEM AND METHOD FOR SECURE AUTHENTICATION WITH BEHAVIORAL BIOMETRICS

ACCOUNT AUTHENTICATION EXCLUDING MERCHANTS BASED ON MERCHANT LOGOS

Transaction Based Authentication with Item-Level Data

Account Authentication Using Synthetic Merchants

FAVORITE MERCHANTS SELECTION IN TRANSACTION BASED AUTHENTICATION

SYSTEMS AND METHODS FOR GENERATING AUTHENTICATION QUIZZES

Physical Environment Based Account Authentication

Preventing Unauthorized Access to Personal Data During Authenticati...

Authentication Question Improvement Based on Vocal Confidence Proce...

User Presence Detection for Authentication Question Generation

Detecting Separate Login During Action Based Knowledge-Based Authen...

COMPUTER-BASED METHOD AND SYSTEM FOR MANAGING A FOOD INVENTORY OF A...

METHODS AND SYSTEMS FOR ESTIMATING THE STATUS OF A VEHICLE USING IN...

Generation of Authentication Questions Based on User-Created Transa...

Authenticating Based on Behavioral Transactional Patterns

COMPUTER-BASED SYSTEMS FOR DETERMINING A TRAVEL TIME TO AN AIRPORT...

Third Party Data Processing for Improvement of Authentication Quest...

Using an Always on Listening Device Skill to Relay Answers to Trans...

User Authentication Based on Account Transaction Information in Tex...

Computer Authentication Using Transaction Questions That Exclude Pe...

Method for Determining the Likelihood for Someone to Remember a Par...

Email Processing for Improved Authentication Question Accuracy

AUTHENTICATING A CARD BASED ON CARD MOVEMENT

SYSTEMS AND METHODS FOR AUTHENTICATING CALLS FOR A CALL CENTER

EXCLUDING FRAUDULENT TRANSACTIONS IN TRANSACTION BASED AUTHENTICATION