Credit schemes

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G06Q20/24

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GPHYSICS G06Computing G06QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR G06Q20/00Payment architectures, schemes or protocols

Current Industry

G06Q20/24Credit schemes

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Patents Grantslast 30 patents

Information Patent Grant
System and method for providing a group payment vehicle
- Patent number 12,223,474
- Issue date Feb 11, 2025
- OneCard LLC
- Christian Waller
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Method of applying for credit at a self-checkout
- Patent number 12,211,025
- Issue date Jan 28, 2025
- Synchrony Bank
- Jake Miller
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Method and system for augmented feature purchase
- Patent number 12,198,119
- Issue date Jan 14, 2025
- Supertab AG
- Cosmin-Gabriel Ene
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Method and system for augmented feature purchase
- Patent number 12,198,118
- Issue date Jan 14, 2025
- Supertab AG
- Cosmin-Gabriel Ene
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Systems and methods of encoding BNPL transactions for terminal devices
- Patent number 12,190,345
- Issue date Jan 7, 2025
- Mastercard International Incorporated
- Mehulkumar Shah
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Systems and methods for charging of electric vehicles with charge b...
- Patent number 12,190,360
- Issue date Jan 7, 2025
- Zeco Systems Pte Ltd
- Lin-Zhuang Khoo
- B60 - VEHICLES IN GENERAL
Information Patent Grant
Integration of multi-user interactions using data linkage
- Patent number 12,190,306
- Issue date Jan 7, 2025
- AFTERPAY PTY LTD
- Jason Ambrose
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Payment milestones for improved financial health
- Patent number 12,190,309
- Issue date Jan 7, 2025
- Apple Inc.
- Aaron M. Melim
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Systems and methods for charging of electric vehicles with charge b...
- Patent number 12,175,506
- Issue date Dec 24, 2024
- Zeco Systems Pte Ltd
- Lin-Zhuang Khoo
- B60 - VEHICLES IN GENERAL
Information Patent Grant
Method and system for enabling merchants to share tokens
- Patent number 12,175,455
- Issue date Dec 24, 2024
- Shift4 Corporation
- Kevin James Cronic
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Graphical user interface permitting entry manipulation
- Patent number 12,159,023
- Issue date Dec 3, 2024
- Truist Bank
- Alexis Pastore
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Blockchain facilitation of asset transfers between computing systems
- Patent number 12,159,280
- Issue date Dec 3, 2024
- Wells Fargo Bank, N.A.
- Jimmie Harold Lenz
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Graphical user interface sanctioning entry manipulation
- Patent number 12,153,780
- Issue date Nov 26, 2024
- Truist Bank
- Alexis Pastore
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Automatic optimal payment type determination systems
- Patent number 12,147,965
- Issue date Nov 19, 2024
- CAPITAL ONE SERVICES, LLC
- Andrew Cohn
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Behavior based allocation of payment tokens
- Patent number 12,147,968
- Issue date Nov 19, 2024
- Wells Fargo Bank, N.A.
- Ben L. Hussey
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Multi-function electronic payment card and device system
- Patent number 12,141,785
- Issue date Nov 12, 2024
- CARDWARE, INC.
- David Wyatt
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Systems and methods for account matching based on partial profile data
- Patent number 12,131,327
- Issue date Oct 29, 2024
- JPMorgan Chase Bank, N.A.
- Craig M. Mullaney
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Reducing false positives using customer data and machine learning
- Patent number 12,125,039
- Issue date Oct 22, 2024
- STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
- Timothy Kramme
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Behavior based allocation of payment tokens
- Patent number 12,118,533
- Issue date Oct 15, 2024
- Wells Fargo Bank, N.A.
- Ben L. Hussey
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Graphical user interface providing entry manipulation
- Patent number 12,118,191
- Issue date Oct 15, 2024
- Truist Bank
- Alexis Pastore
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Database configuration for asset transfers
- Patent number 12,118,556
- Issue date Oct 15, 2024
- International Business Machines Corporation
- Pralhad Dinesh Deshpande
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Advanced methods, systems and devices for registering information i...
- Patent number 12,118,530
- Issue date Oct 15, 2024
- SICPA Holding S.A.
- Philippe Thevoz
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Accounting event process optimization for multi-tenant systems
- Patent number 12,106,280
- Issue date Oct 1, 2024
- Amazon Technologies, Inc.
- Catalin Constantin
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Systems and methods for providing a code to a user device
- Patent number 12,099,995
- Issue date Sep 24, 2024
- Wells Fargo Bank, N.A.
- Peter Ho
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Instant activation digital payment system with seamless digital wal...
- Patent number 12,079,800
- Issue date Sep 3, 2024
- Bank of America Corporation
- Ritesh R. Kini
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Math based currency point of sale systems and methods
- Patent number 12,073,371
- Issue date Aug 27, 2024
- Wells Fargo Bank, N.A.
- Ashish B. Kurani
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
System and method for a line of credit based digital content multic...
- Patent number 12,073,375
- Issue date Aug 27, 2024
- Harry Thomas Kloor
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Detecting unauthorized online applications using machine learning
- Patent number 12,073,408
- Issue date Aug 27, 2024
- STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
- Timothy Kramme
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
System and method for integrated multiple source player cash access
- Patent number 12,067,839
- Issue date Aug 20, 2024
- Everi Payments Inc.
- Mike LeStrange
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Card registry systems and methods
- Patent number 12,067,617
- Issue date Aug 20, 2024
- Consumerinfo.com, Inc.
- Ty Taylor
- G06 - COMPUTING CALCULATING COUNTING

Patents Applicationslast 30 patents

Information Patent Application
DYNAMIC CUSTOMIZED INCENTIVES FOR INSTALLMENT PAYMENT PLANS
- Publication number 20250053952
- Publication date Feb 13, 2025
- MasterCard International Incorporated
- Rakshith Gabri
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
SYSTEM AND METHOD FOR A LINE OF CREDIT BASED DIGITAL CONTENT MULTI-...
- Publication number 20250045723
- Publication date Feb 6, 2025
- KPN Innovations LLC
- Harry Thomas Kloor
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
SYSTEM AND METHOD FOR PARTIAL PAYMENT AUTHORIZATION
- Publication number 20250045764
- Publication date Feb 6, 2025
- Wells Fargo Bank, N.A.
- Alexander Foote
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
TRUST PLATFORM
- Publication number 20250037132
- Publication date Jan 30, 2025
- Capital One Services, LLC
- Lawrence Hutchison DOUGLAS
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
BLOCKCHAIN FACILITATION OF ASSET TRANSFERS BETWEEN COMPUTING SYSTEMS
- Publication number 20250029098
- Publication date Jan 23, 2025
- Wells Fargo Bank, N.A.
- Jimmie Harold Lenz
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
SYTSEMS AND METHODS FOR AUGMENTED-REALITY ASSISTED DETERMINATION OF...
- Publication number 20250021959
- Publication date Jan 16, 2025
- Capital One Services, LLC
- George BERGERON
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
REDUCING FALSE POSITIVES USING CUSTOMER DATA AND MACHINE LEARNING
- Publication number 20250014043
- Publication date Jan 9, 2025
- State Farm Mutual Automobile Insurance Company
- Timothy Kramme
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
SYSTEMS AND METHODS FOR A CREDIT-BASED SPLIT-COMMISSION ELECTRONIC...
- Publication number 20240428220
- Publication date Dec 26, 2024
- Paybook, Inc.
- Gerardo Trevino Rojas
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
Method and System for Reduced-Risk Extension of Credit
- Publication number 20240420232
- Publication date Dec 19, 2024
- Steven J. Zeringue
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
SYSTEMS AND METHODS FOR ACCOUNT MATCHING BASED ON PARTIAL PROFILE DATA
- Publication number 20240412211
- Publication date Dec 12, 2024
- JPMorgan Chase Bank, N.A.
- Craig M. MULLANEY
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
VARIABLE CASINO LINES OF CREDIT BASED ON DIFFERENT PROPERTIES OF CR...
- Publication number 20240412593
- Publication date Dec 12, 2024
- IGT
- Kevin M. Higgins
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
ESTABLISHING A CASINO LINE OF CREDIT BASED ON CRYPTOCURRENCY HELD I...
- Publication number 20240412592
- Publication date Dec 12, 2024
- IGT
- Kevin M. Higgins
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
MATH BASED CURRENCY POINT OF SALE SYSTEMS AND METHODS
- Publication number 20240412176
- Publication date Dec 12, 2024
- Wells Fargo Bank, N.A.
- Ashish B. Kurani
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
SYSTEMS AND METHODS FOR MOBILE WALLET PROVISIONING
- Publication number 20240412199
- Publication date Dec 12, 2024
- Wells Fargo Bank, N.A.
- Peter Ho
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
ACCESSING GAMING ESTABLISHMENT ACCOUNT FUNDS WITH A TICKET VOUCHER...
- Publication number 20240395108
- Publication date Nov 28, 2024
- IGT
- Erik Petersen
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
MULTI-FUNCTION ELECTRONIC PAYMENT CARD AND DEVICE SYSTEM
- Publication number 20240394687
- Publication date Nov 28, 2024
- David WYATT
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
METHOD AND APPARATUS FOR HANDLING OF REFUNDS IN ASSOCIATION WITH A...
- Publication number 20240378581
- Publication date Nov 14, 2024
- Affirm, Inc.
- Joshua Qian
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
DETECTING UNAUTHORIZED ONLINE APPLICATIONS USING MACHINE LEARNING
- Publication number 20240370875
- Publication date Nov 7, 2024
- State Farm Mutual Automobile Insurance Company
- Timothy Kramme
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
TRANSFERRING LINE OF CREDIT FUNDS AS OVERDRAFT PROTECTION
- Publication number 20240362974
- Publication date Oct 31, 2024
- IGT
- Jeffery Shepherd
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
METHODS AND SYSTEMS FOR SECURE TRANSFER OF PAYMENT PLANS
- Publication number 20240346468
- Publication date Oct 17, 2024
- VISA INTERNATIONAL SERVICE ASSOCIATION
- Zoriana ADAMOVYCH
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
Interactive Payment Card Processing System with Application Services
- Publication number 20240346542
- Publication date Oct 17, 2024
- VeteranCrowd Rewards, Inc.
- Patrick K. Brady
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
BOOKING MANAGEMENT SYSTEM
- Publication number 20240346390
- Publication date Oct 17, 2024
- Expedia, Inc.
- Suguna Navin
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
SYSTEMS AND METHODS FOR MULTI-PARTY TRANSACTIONS
- Publication number 20240338723
- Publication date Oct 10, 2024
- Datum Point Labs Inc.
- Patrick Nunally
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
SYSTEMS AND METHODS FOR MOBILE PRE-AUTHORIZATION OF A CREDIT TRANSA...
- Publication number 20240338707
- Publication date Oct 10, 2024
- Capital One Services, LLC
- Mark Sorbello
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
SYSTEM AND METHOD FOR PROVIDING A GROUP PAYMENT VEHICLE
- Publication number 20240338666
- Publication date Oct 10, 2024
- OneCard LLC
- Christian Waller
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
END-TO-END MERCHANT-BASED TRANSACTION AUTHORIZATION
- Publication number 20240330920
- Publication date Oct 3, 2024
- Apple Inc.
- Abde N. FARUQUI
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
SYSTEMS AND METHODS FOR PROCESSING ELECTRONIC TRANSACTIONS BASED ON...
- Publication number 20240311794
- Publication date Sep 19, 2024
- YAHOO ASSETS LLC
- Philip J. PHILLIOU
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
METHODS AND SYSTEMS FOR E-COMMERCE PAYMENT TRANSACTIONS
- Publication number 20240311798
- Publication date Sep 19, 2024
- VISA INTERNATIONAL SERVICE ASSOCIATION
- Gayathri Venkat
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
System and Method for Secure Acceptance of Customer Credit Card Num...
- Publication number 20240303646
- Publication date Sep 12, 2024
- State Farm Mutual Automobile Insurance Company
- Ryan Chambers
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
SYSTEM AND METHOD FOR THE AUTOMATED PROVISION OF TRANSACTIONAL DATA
- Publication number 20240289766
- Publication date Aug 29, 2024
- Chargezoom Inc.
- Matthew Dubois
- G06 - COMPUTING CALCULATING COUNTING

Credit schemes

Industry

Parent Industries

Current Industry

Patents Grantslast 30 patents

System and method for providing a group payment vehicle

Method of applying for credit at a self-checkout

Method and system for augmented feature purchase

Method and system for augmented feature purchase

Systems and methods of encoding BNPL transactions for terminal devices

Systems and methods for charging of electric vehicles with charge b...

Integration of multi-user interactions using data linkage

Payment milestones for improved financial health

Systems and methods for charging of electric vehicles with charge b...

Method and system for enabling merchants to share tokens

Graphical user interface permitting entry manipulation

Blockchain facilitation of asset transfers between computing systems

Graphical user interface sanctioning entry manipulation

Automatic optimal payment type determination systems

Behavior based allocation of payment tokens

Multi-function electronic payment card and device system

Systems and methods for account matching based on partial profile data

Reducing false positives using customer data and machine learning

Behavior based allocation of payment tokens

Graphical user interface providing entry manipulation

Database configuration for asset transfers

Advanced methods, systems and devices for registering information i...

Accounting event process optimization for multi-tenant systems

Systems and methods for providing a code to a user device

Instant activation digital payment system with seamless digital wal...

Math based currency point of sale systems and methods

System and method for a line of credit based digital content multic...

Detecting unauthorized online applications using machine learning

System and method for integrated multiple source player cash access

Card registry systems and methods

Patents Applicationslast 30 patents

DYNAMIC CUSTOMIZED INCENTIVES FOR INSTALLMENT PAYMENT PLANS

SYSTEM AND METHOD FOR A LINE OF CREDIT BASED DIGITAL CONTENT MULTI-...

SYSTEM AND METHOD FOR PARTIAL PAYMENT AUTHORIZATION

TRUST PLATFORM

BLOCKCHAIN FACILITATION OF ASSET TRANSFERS BETWEEN COMPUTING SYSTEMS

SYTSEMS AND METHODS FOR AUGMENTED-REALITY ASSISTED DETERMINATION OF...

REDUCING FALSE POSITIVES USING CUSTOMER DATA AND MACHINE LEARNING

SYSTEMS AND METHODS FOR A CREDIT-BASED SPLIT-COMMISSION ELECTRONIC...

Method and System for Reduced-Risk Extension of Credit

SYSTEMS AND METHODS FOR ACCOUNT MATCHING BASED ON PARTIAL PROFILE DATA

VARIABLE CASINO LINES OF CREDIT BASED ON DIFFERENT PROPERTIES OF CR...

ESTABLISHING A CASINO LINE OF CREDIT BASED ON CRYPTOCURRENCY HELD I...

MATH BASED CURRENCY POINT OF SALE SYSTEMS AND METHODS

SYSTEMS AND METHODS FOR MOBILE WALLET PROVISIONING

ACCESSING GAMING ESTABLISHMENT ACCOUNT FUNDS WITH A TICKET VOUCHER...

MULTI-FUNCTION ELECTRONIC PAYMENT CARD AND DEVICE SYSTEM

METHOD AND APPARATUS FOR HANDLING OF REFUNDS IN ASSOCIATION WITH A...

DETECTING UNAUTHORIZED ONLINE APPLICATIONS USING MACHINE LEARNING

TRANSFERRING LINE OF CREDIT FUNDS AS OVERDRAFT PROTECTION

METHODS AND SYSTEMS FOR SECURE TRANSFER OF PAYMENT PLANS

Interactive Payment Card Processing System with Application Services

BOOKING MANAGEMENT SYSTEM

SYSTEMS AND METHODS FOR MULTI-PARTY TRANSACTIONS

SYSTEMS AND METHODS FOR MOBILE PRE-AUTHORIZATION OF A CREDIT TRANSA...

SYSTEM AND METHOD FOR PROVIDING A GROUP PAYMENT VEHICLE

END-TO-END MERCHANT-BASED TRANSACTION AUTHORIZATION

SYSTEMS AND METHODS FOR PROCESSING ELECTRONIC TRANSACTIONS BASED ON...

METHODS AND SYSTEMS FOR E-COMMERCE PAYMENT TRANSACTIONS

System and Method for Secure Acceptance of Customer Credit Card Num...

SYSTEM AND METHOD FOR THE AUTOMATED PROVISION OF TRANSACTIONAL DATA