Credit schemes

Industry

CPC
G06Q20/24

This industry / category may be too specific. Please go to a parent level for more data

Parent Industries

GPHYSICS G06Computing G06QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR G06Q20/00Payment architectures, schemes or protocols

Current Industry

G06Q20/24Credit schemes

Industries

Please log in for detailed analytics

Patents Grantslast 30 patents

Information Patent Grant
System, method and apparatus for providing voluntary down payments...
- Patent number 12,367,474
- Issue date Jul 22, 2025
- AFFIRM, INC.
- Henry McGowan
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Retailer card instant approval and provisioning
- Patent number 12,361,407
- Issue date Jul 15, 2025
- Wells Fargo Bank, N.A.
- Peter Ho
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Reducing false positive fraud alerts for online financial transactions
- Patent number 12,361,435
- Issue date Jul 15, 2025
- STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
- Timothy Kramme
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Systems and methods for personal information and preference storage...
- Patent number 12,339,999
- Issue date Jun 24, 2025
- Wells Fargo Bank, N.A.
- Chintan Mehta
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
System and method for incentivizing repeat transactions with mercha...
- Patent number 12,340,389
- Issue date Jun 24, 2025
- Rodney Yates
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Retailer card instant approval and provisioning
- Patent number 12,321,925
- Issue date Jun 3, 2025
- Wells Fargo Bank, N.A.
- Peter Ho
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Systems and methods for generating an execution webpage with dynami...
- Patent number 12,299,175
- Issue date May 13, 2025
- CITICORP CREDIT SERVICES, INC. (USA)
- Ashutosh Sureka
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Reduced friction for merchant interactions
- Patent number 12,299,659
- Issue date May 13, 2025
- Block, Inc.
- Sivan Whiteley
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Methods and systems for providing a best price guarantee
- Patent number 12,293,381
- Issue date May 6, 2025
- Citicorp Credit Services, Inc. (USA)
- Neeraj Sharma
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
System and method for peer-to-peer assistance in provisioning payme...
- Patent number 12,282,908
- Issue date Apr 22, 2025
- MasterCard International Incorporated
- Saravana Perumal Shanmugam
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Reducing false positives using customer feedback and machine learning
- Patent number 12,236,439
- Issue date Feb 25, 2025
- STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
- Timothy Kramme
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
System and method for integrating data from a remote server with a...
- Patent number 12,236,415
- Issue date Feb 25, 2025
- Synchrony Bank
- Jason Chen
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Heuristic money laundering detection engine
- Patent number 12,236,470
- Issue date Feb 25, 2025
- STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
- Elizabeth A. Flowers
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Heuristic account fraud detection engine
- Patent number 12,229,816
- Issue date Feb 18, 2025
- STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
- Elizabeth A. Flowers
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Methods for augmented/virtual-reality transaction systems for enabl...
- Patent number 12,229,744
- Issue date Feb 18, 2025
- Supertab AG
- Cosmin-Gabriel Ene
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
System and method for providing a group payment vehicle
- Patent number 12,223,474
- Issue date Feb 11, 2025
- OneCard LLC
- Christian Waller
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Method of applying for credit at a self-checkout
- Patent number 12,211,025
- Issue date Jan 28, 2025
- Synchrony Bank
- Jake Miller
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Method and system for augmented feature purchase
- Patent number 12,198,119
- Issue date Jan 14, 2025
- Supertab AG
- Cosmin-Gabriel Ene
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Method and system for augmented feature purchase
- Patent number 12,198,118
- Issue date Jan 14, 2025
- Supertab AG
- Cosmin-Gabriel Ene
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Systems and methods of encoding BNPL transactions for terminal devices
- Patent number 12,190,345
- Issue date Jan 7, 2025
- Mastercard International Incorporated
- Mehulkumar Shah
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Systems and methods for charging of electric vehicles with charge b...
- Patent number 12,190,360
- Issue date Jan 7, 2025
- Zeco Systems Pte Ltd
- Lin-Zhuang Khoo
- B60 - VEHICLES IN GENERAL
Information Patent Grant
Integration of multi-user interactions using data linkage
- Patent number 12,190,306
- Issue date Jan 7, 2025
- AFTERPAY PTY LTD
- Jason Ambrose
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Payment milestones for improved financial health
- Patent number 12,190,309
- Issue date Jan 7, 2025
- Apple Inc.
- Aaron M. Melim
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Systems and methods for charging of electric vehicles with charge b...
- Patent number 12,175,506
- Issue date Dec 24, 2024
- Zeco Systems Pte Ltd
- Lin-Zhuang Khoo
- B60 - VEHICLES IN GENERAL
Information Patent Grant
Method and system for enabling merchants to share tokens
- Patent number 12,175,455
- Issue date Dec 24, 2024
- Shift4 Corporation
- Kevin James Cronic
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Graphical user interface permitting entry manipulation
- Patent number 12,159,023
- Issue date Dec 3, 2024
- Truist Bank
- Alexis Pastore
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Blockchain facilitation of asset transfers between computing systems
- Patent number 12,159,280
- Issue date Dec 3, 2024
- Wells Fargo Bank, N.A.
- Jimmie Harold Lenz
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Graphical user interface sanctioning entry manipulation
- Patent number 12,153,780
- Issue date Nov 26, 2024
- Truist Bank
- Alexis Pastore
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Automatic optimal payment type determination systems
- Patent number 12,147,965
- Issue date Nov 19, 2024
- CAPITAL ONE SERVICES, LLC
- Andrew Cohn
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Behavior based allocation of payment tokens
- Patent number 12,147,968
- Issue date Nov 19, 2024
- Wells Fargo Bank, N.A.
- Ben L. Hussey
- G06 - COMPUTING CALCULATING COUNTING

Patents Applicationslast 30 patents

Information Patent Application
SYSTEM AND METHOD FOR PAYMENT DEVICE ISSUANCE, LIFECYCLE MANAGEMENT...
- Publication number 20250217796
- Publication date Jul 3, 2025
- JPMorgan Chase Bank, N.A.
- Mohamed NOAH
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
REDUCING FALSE POSITIVES USING CUSTOMER FEEDBACK AND MACHINE LEARNING
- Publication number 20250191001
- Publication date Jun 12, 2025
- State Farm Mutual Automobile Insurance Company
- Timothy Kramme
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
SYSTEM AND METHOD FOR PROVIDING A GROUP PAYMENT VEHICLE
- Publication number 20250182073
- Publication date Jun 5, 2025
- OneCard LLC
- Christian Waller
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
GENERATING USER INTERFACES COMPRISING A UNIVERSAL DYNAMIC BASE LIMI...
- Publication number 20250165983
- Publication date May 22, 2025
- Chime Financial, Inc.
- Taylor Lentz
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
HEURISTIC MONEY LAUNDERING DETECTION ENGINE
- Publication number 20250166044
- Publication date May 22, 2025
- State Farm Mutual Automobile Insurance Company
- Elizabeth Flowers
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
SYSTEM AND METHOD FOR INTEGRATING DATA FROM A REMOTE SERVER WITH A...
- Publication number 20250165950
- Publication date May 22, 2025
- Synchrony Bank
- Jason Chen
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
SYSTEMS AND METHODS FOR CONTROLLING THE CHARGING OF ELECTRIC VEHICL...
- Publication number 20250156913
- Publication date May 15, 2025
- Zeco Systems Pte Ltd
- Lin-Zhuang Khoo
- B60 - VEHICLES IN GENERAL
Information Patent Application
SYSTEMS AND METHODS FOR CONTROLLING THE CHARGING OF ELECTRIC VEHICL...
- Publication number 20250156914
- Publication date May 15, 2025
- Zeco Systems Pte Ltd
- Lin-Zhuang Khoo
- B60 - VEHICLES IN GENERAL
Information Patent Application
METHODS FOR AUGMENTED-REALITY SYSTEMS FOR ENABLING RAPID SELECTION...
- Publication number 20250155974
- Publication date May 15, 2025
- Cosmin-Gabriel Ene
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
HEURISTIC ACCOUNT FRAUD DETECTION ENGINE
- Publication number 20250156928
- Publication date May 15, 2025
- State Farm Mutual Automobile Insurance Company
- Elizabeth Flowers
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
METHOD AND SYSTEM FOR ENABLING MERCHANTS TO SHARE TOKENS
- Publication number 20250139612
- Publication date May 1, 2025
- SHIFT4 CORPORATION
- Kevin James Cronic
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
SETTLING OUTSTANDING LINE OF CREDIT LIABILITY WITH GAMING ESTABLISH...
- Publication number 20250124761
- Publication date Apr 17, 2025
- IGT
- Kevin Higgins
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
SYSTEMS AND METHODS FOR CONTROLLING THE CHARGING OF ELECTRIC VEHICL...
- Publication number 20250124479
- Publication date Apr 17, 2025
- Zeco Systems Pte Ltd
- Lin-Zhuang Khoo
- B60 - VEHICLES IN GENERAL
Information Patent Application
GenAI LETTER OF CONFIRMATION OF BENEFITS
- Publication number 20250117769
- Publication date Apr 10, 2025
- The Toronto-Dominion Bank
- Shahriar Taheri
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
Credit-based transaction processing method and apparatus
- Publication number 20250117770
- Publication date Apr 10, 2025
- ALIPAY (HANGZHOU) INFORMATION TECHNOLOGY CO., LTD.
- Xiangjian SHI
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
SYSTEMS AND METHODS FOR AUTOMATED ENROLLMENT ORCHESTRATION
- Publication number 20250111418
- Publication date Apr 3, 2025
- Synchrony Bank
- Jake Miller
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
DISTRIBUTED NETWORK OF ORDER SYSTEMS
- Publication number 20250078026
- Publication date Mar 6, 2025
- CFPH, L.L.C.
- Jed Kleckner
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
INTERACTIVE INTERFACE TO CREATE SHARED PURCHASE CHANNEL
- Publication number 20250069055
- Publication date Feb 27, 2025
- Afterpay Pty Ltd
- Jason Ambrose
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
MULTI-FUNCTION ELECTRONIC PAYMENT CARD AND DEVICE SYSTEM
- Publication number 20250069060
- Publication date Feb 27, 2025
- Cardware, Inc.
- David WYATT
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
RECEPTACLE STRINGER DEVICE AND SYSTEM
- Publication number 20250061429
- Publication date Feb 20, 2025
- John MANNINEN
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
DYNAMIC CUSTOMIZED INCENTIVES FOR INSTALLMENT PAYMENT PLANS
- Publication number 20250053952
- Publication date Feb 13, 2025
- MasterCard International Incorporated
- Rakshith Gabri
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
SYSTEM AND METHOD FOR A LINE OF CREDIT BASED DIGITAL CONTENT MULTI-...
- Publication number 20250045723
- Publication date Feb 6, 2025
- KPN Innovations LLC
- Harry Thomas Kloor
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
SYSTEM AND METHOD FOR PARTIAL PAYMENT AUTHORIZATION
- Publication number 20250045764
- Publication date Feb 6, 2025
- Wells Fargo Bank, N.A.
- Alexander Foote
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
TRUST PLATFORM
- Publication number 20250037132
- Publication date Jan 30, 2025
- Capital One Services, LLC
- Lawrence Hutchison DOUGLAS
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
BLOCKCHAIN FACILITATION OF ASSET TRANSFERS BETWEEN COMPUTING SYSTEMS
- Publication number 20250029098
- Publication date Jan 23, 2025
- Wells Fargo Bank, N.A.
- Jimmie Harold Lenz
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
SYTSEMS AND METHODS FOR AUGMENTED-REALITY ASSISTED DETERMINATION OF...
- Publication number 20250021959
- Publication date Jan 16, 2025
- Capital One Services, LLC
- George BERGERON
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
REDUCING FALSE POSITIVES USING CUSTOMER DATA AND MACHINE LEARNING
- Publication number 20250014043
- Publication date Jan 9, 2025
- State Farm Mutual Automobile Insurance Company
- Timothy Kramme
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
SYSTEMS AND METHODS FOR A CREDIT-BASED SPLIT-COMMISSION ELECTRONIC...
- Publication number 20240428220
- Publication date Dec 26, 2024
- Paybook, Inc.
- Gerardo Trevino Rojas
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
Method and System for Reduced-Risk Extension of Credit
- Publication number 20240420232
- Publication date Dec 19, 2024
- Steven J. Zeringue
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
SYSTEMS AND METHODS FOR ACCOUNT MATCHING BASED ON PARTIAL PROFILE DATA
- Publication number 20240412211
- Publication date Dec 12, 2024
- JPMorgan Chase Bank, N.A.
- Craig M. MULLANEY
- G06 - COMPUTING CALCULATING COUNTING

Credit schemes

Industry

Parent Industries

Current Industry

Patents Grantslast 30 patents

System, method and apparatus for providing voluntary down payments...

Retailer card instant approval and provisioning

Reducing false positive fraud alerts for online financial transactions

Systems and methods for personal information and preference storage...

System and method for incentivizing repeat transactions with mercha...

Retailer card instant approval and provisioning

Systems and methods for generating an execution webpage with dynami...

Reduced friction for merchant interactions

Methods and systems for providing a best price guarantee

System and method for peer-to-peer assistance in provisioning payme...

Reducing false positives using customer feedback and machine learning

System and method for integrating data from a remote server with a...

Heuristic money laundering detection engine

Heuristic account fraud detection engine

Methods for augmented/virtual-reality transaction systems for enabl...

System and method for providing a group payment vehicle

Method of applying for credit at a self-checkout

Method and system for augmented feature purchase

Method and system for augmented feature purchase

Systems and methods of encoding BNPL transactions for terminal devices

Systems and methods for charging of electric vehicles with charge b...

Integration of multi-user interactions using data linkage

Payment milestones for improved financial health

Systems and methods for charging of electric vehicles with charge b...

Method and system for enabling merchants to share tokens

Graphical user interface permitting entry manipulation

Blockchain facilitation of asset transfers between computing systems

Graphical user interface sanctioning entry manipulation

Automatic optimal payment type determination systems

Behavior based allocation of payment tokens

Patents Applicationslast 30 patents

SYSTEM AND METHOD FOR PAYMENT DEVICE ISSUANCE, LIFECYCLE MANAGEMENT...

REDUCING FALSE POSITIVES USING CUSTOMER FEEDBACK AND MACHINE LEARNING

SYSTEM AND METHOD FOR PROVIDING A GROUP PAYMENT VEHICLE

GENERATING USER INTERFACES COMPRISING A UNIVERSAL DYNAMIC BASE LIMI...

HEURISTIC MONEY LAUNDERING DETECTION ENGINE

SYSTEM AND METHOD FOR INTEGRATING DATA FROM A REMOTE SERVER WITH A...

SYSTEMS AND METHODS FOR CONTROLLING THE CHARGING OF ELECTRIC VEHICL...

SYSTEMS AND METHODS FOR CONTROLLING THE CHARGING OF ELECTRIC VEHICL...

METHODS FOR AUGMENTED-REALITY SYSTEMS FOR ENABLING RAPID SELECTION...

HEURISTIC ACCOUNT FRAUD DETECTION ENGINE

METHOD AND SYSTEM FOR ENABLING MERCHANTS TO SHARE TOKENS

SETTLING OUTSTANDING LINE OF CREDIT LIABILITY WITH GAMING ESTABLISH...

SYSTEMS AND METHODS FOR CONTROLLING THE CHARGING OF ELECTRIC VEHICL...

GenAI LETTER OF CONFIRMATION OF BENEFITS

Credit-based transaction processing method and apparatus

SYSTEMS AND METHODS FOR AUTOMATED ENROLLMENT ORCHESTRATION

DISTRIBUTED NETWORK OF ORDER SYSTEMS

INTERACTIVE INTERFACE TO CREATE SHARED PURCHASE CHANNEL

MULTI-FUNCTION ELECTRONIC PAYMENT CARD AND DEVICE SYSTEM

RECEPTACLE STRINGER DEVICE AND SYSTEM

DYNAMIC CUSTOMIZED INCENTIVES FOR INSTALLMENT PAYMENT PLANS

SYSTEM AND METHOD FOR A LINE OF CREDIT BASED DIGITAL CONTENT MULTI-...

SYSTEM AND METHOD FOR PARTIAL PAYMENT AUTHORIZATION

TRUST PLATFORM

BLOCKCHAIN FACILITATION OF ASSET TRANSFERS BETWEEN COMPUTING SYSTEMS

SYTSEMS AND METHODS FOR AUGMENTED-REALITY ASSISTED DETERMINATION OF...

REDUCING FALSE POSITIVES USING CUSTOMER DATA AND MACHINE LEARNING

SYSTEMS AND METHODS FOR A CREDIT-BASED SPLIT-COMMISSION ELECTRONIC...

Method and System for Reduced-Risk Extension of Credit

SYSTEMS AND METHODS FOR ACCOUNT MATCHING BASED ON PARTIAL PROFILE DATA