The present disclosure relates to the field of automatic transaction machines and document-collecting apparatuses of automatic transaction machines, and methods of operating such.
An automated transaction machine can include a slot in the automated transaction machine's fascia through which a user can attempt to deposit documents, such as paper checks or currency, into the automated transaction machine. The automated transaction machine can include a document-collecting apparatus which can store deposited documents within the interior of the automated transaction machine. Documents can also be transferred from the document-collecting apparatus back to the user, including through the same slot in the fascia through which documents are deposited.
The background description provided herein is for the purpose of generally presenting the context of the disclosure. Work of the presently named inventors, to the extent it is described in this background section, as well as aspects of the description that may not otherwise qualify as prior art at the time of filing, are neither expressly nor impliedly admitted as prior art against the present disclosure.
A document-collecting apparatus of an automated transaction can include a document-retaining spool, a document-retaining-spool shaft, a web-supply spool, a web-supply-spool shaft, a web, and a single motor. The document-retaining-spool shaft can extend through an orifice in a center of the document-retaining spool. The web-supply-spool shaft can extend through an orifice in a center of the web-supply spool. The web can have a first end wound around the document-retaining spool and a second end opposite to the first end and wound around the web-supply spool. The single motor can be operatively connected to and can selectively drive the document-retaining-spool shaft and the web-supply-spool shaft.
In other features, the document-collecting apparatus can also include a single belt interconnecting a drive shaft of the single motor with both of the document-retaining-spool shaft and the web-supply spool shaft. The document-retaining spool and the document-retaining-spool shaft can be fixed together for concurrent rotation and the web-supply spool and the web-supply-spool shaft are rotatable with respect to one another. The document-collecting apparatus can also include a first clutch operably disposed between the belt and the web-supply-spool shaft. The single motor can be configured to rotate the drive shaft in first and second, opposite directions. The first clutch can be configured to transmit movement of the belt to rotation of the web-supply-spool shaft only when the drive shaft is rotating in the first direction. The document-collecting apparatus can also include a mounting plate and a second clutch. The mounting plate can support a second end of the web-supply-spool shaft. The second clutch can be operably disposed between the mounting plate and the web-supply-spool shaft. The second clutch can be configured to prevent movement of the web-supply-spool shaft only when the drive shaft is rotating in the second direction. The document-collecting apparatus can also include a third clutch operably disposed between the web-supply-spool shaft and the web-supply spool. The third clutch can be configured to dampen relative movement between the web-supply-spool shaft relative to the web-supply spool when the drive shaft is rotating in either of the first or second directions. The third clutch can also include a first portion fixed on the web-supply-spool shaft and a second portion engaged with the web-supply spool and a friction surface positioned between the first and the second portion. The second portion can be freely rotatable relative to the web-supply-spool shaft. The first portion and the second portion can be configured to slide across one another along the friction surface during movement relative to one another. The document-collecting apparatus can also include a torsion spring operably disposed between the second portion of the third clutch and the web-supply spool.
A method of collecting documents in an automated transaction machine can include extending a document-retaining-spool shaft through an orifice in a center of a document-retaining spool. The method can also include extending a web-supply-spool shaft through an orifice in a center of a web-supply spool. The method can also include winding a first end of a web around the document-retaining spool and winding a second end of the web opposite to the first end around the web-supply spool. The method can also include selectively driving both of the document-retaining-spool shaft and the web-supply-spool shaft with a single motor.
According to other features, the selectively driving can further comprise operatively connecting a drive shaft of the single motor to the document-retaining-spool shaft and also to the web-supply-spool shaft with a single belt. The method can also include passing the web around a first pinch roller positioned between the document-retaining spool and the web-supply spool. The method can also include receiving a document through the slot. The method can also include rotating the drive shaft of the single motor in a first rotational direction and thereby drawing the web onto the document-retaining spool and also passing the web around the first pinch roller in a second rotational direction. The method can also include directing the document between the first pinch roller and a second pinch roller after the receiving whereby the web and the document are pressed together between the first and second pinch rollers during the rotating. The method can also include drawing, during the rotating, the document in between first and second portions of the web wound about the document-retaining-spool with both of the first and second portions of the web in contact with the document. The method can also include rotating the drive shaft of the single motor in a third rotational direction opposite of the first rotational direction, thereby drawing the web onto the web-supply spool and also passing the web around the first pinch roller in a fourth rotational direction opposite of the second rotational direction. The method can also include separating the document from the first portion of the web with a scraper during the rotating. The method can also include directing the document between the scraper and the second pinch roller to the first pinch roller and the second pinch roller during the rotating of the drive shaft of the single motor in the third rotational direction. The method can also include directing the document between the first pinch roller and the second pinch roller after the separating whereby the web and the document are separated from one another during the rotating of the drive shaft of the single motor in the third rotational direction.
An automated transaction machine (ATM) can include a fascia and a document-collecting apparatus. The fascia can include a slot. The document-collecting apparatus can be positioned within the ATM to receive documents inserted through the slot. The document-collecting apparatus can include a document-retaining spool, a document-retaining-spool shaft, a web-supply spool, a web-supply-spool shaft, a web, and a single motor. The document-retaining-spool shaft can extend through an orifice in a center of the document-retaining spool. The web-supply-spool shaft can extend through an orifice in a center of the web-supply spool. The web can have a first end wound around the document-retaining spool and a second end opposite to the first end and wound around the web-supply spool. The single motor can be operatively connected to and can selectively drive the document-retaining-spool shaft and the web-supply-spool shaft.
According to additional features, the ATM can also include a belt interconnecting a drive shaft of the motor with both of a first end of the document-retaining-spool shaft and a first end of the web-supply-spool shaft. The ATM can also include a mounting plate supporting both of a second end of the document-retaining-spool shaft and a second end of the web-supply-spool shaft. The ATM can also include a first clutch operably positioned between the first end of the web-supply-spool shaft and the belt. The first clutch can be configured to transmit only one direction of movement of the belt into rotation of the web-supply-spool shaft. The ATM can also include a second clutch operably positioned between the second end of the web-supply-spool shaft and the mounting plate. The second clutch can be configured to permit rotation of the web-supply-spool shaft in only one direction. The orifice of the web-supply spool can be circular. The ATM can also include a friction clutch operably positioned between the web-supply spool and the web-supply-spool shaft. The friction clutch can permit and dampen relative movement between the web-supply spool and the web-supply-spool shaft. The ATM can also include a torsion spring operably positioned between the web-supply spool and the friction clutch. The torsion spring can permit relative movement between the web-supply spool and the friction clutch, can store energy associated with relative movement between the web-supply spool and the friction clutch through elastic deformation, and can induce relative movement between the web-supply spool and the friction clutch through elastic recovery. The ATM can also include first and second pinch rollers spaced from both of the document-retaining spool and the web-supply spool. The web can pass between the first and second pinch rollers. The ATM can also include a scraper positioned between the first and second pinch rollers and the document-retaining spool. The scraper can include a tip resting on a portion of the web wound around the document-retaining spool.
The detailed description set forth below references the following drawings:
The present disclosure, as demonstrated by the exemplary embodiment described below, discloses an automated transaction machine that includes a document-collecting apparatus which can store deposited documents on a document-retaining spool within the interior of the automated transaction machine. The document-retaining spool can be rotated by a single motor which, when driven in one direction, can cause documents inserted into the automated transaction machine to be stored on a web wound around the document-retaining spool. When such single motor is driven in an opposite direction, documents can be removed from the document-retaining spool and, ultimately, returned to the user.
The present disclosure, as demonstrated by the exemplary embodiment described below, can include a belt, driven by the single motor, which is coupled to the document-retaining spool shaft and a web-supply spool shaft. When the single motor is driven in one direction (i.e., a direction by which documents will be stored on the web wrapped around the document-retaining spool), the single motor drives only the document-retaining spool shaft and does not drive the web-supply spool shaft. When the single motor is driven in the opposite direction (i.e., a direction by which documents will be removed from the document-retaining spool and the web wrapped around the web-supply spool), the single motor drives both the document-retaining spool shaft and the web-supply spool shaft. Including only one motor enhances efficiency, reduces energy consumption, and reduces maintenance issues.
A further benefit of the exemplary embodiment is that when documents are stored on the document-retaining spool only the document-retaining spool shaft (and thus the document-retaining spool) is driven. The web-supply spool shaft and the web-supply spool are not driven by the motor when documents are being stored on the document-retaining spool. This can reduce slack on the web on which documents are transported. This increases the efficiency of transporting documents and reduces instances where documents are not properly transported due to, for example, slack in the web or failure of a document to adequately adhere to the web during transport.
Referring now to the drawings,
The exemplary ATM 10 also includes a display 14. The computing device 12 can control the display 14 to present information to the user for furthering completion of the transaction. The display 14 can be a touch screen that allows the user to enter information through the display 14. The exemplary display 14 is configured to transmit any user-entered information to the computing device 12.
The exemplary ATM 10 also includes a key pad 16 and an encryption module 18. Generally, the combination of a key pad and an encryption module are referred to in the art as an encrypted pin pad (EPP). The exemplary key pad 16 includes a plurality of keys, such as key 20. The exemplary encryption module 18 has one or more processors and a non-transitory, computer readable medium. The user can press the keys of the key pad 16 to enter a Personal Identification Number (PIN). The key pad 16 is placed in communication with the encryption module 18 and therefore the numbers of the PIN are received by the encryption module 18. It is noted that the communication of the PIN is direct and secure; the PIN cannot be intercepted between the key pad 16 and the encryption module 18. The PIN is then encrypted by the encryption module 18 to define a PIN block. The encryption module 18 includes a network encryption key and applies the network encryption key to encrypt the PIN to the PIN block. The exemplary encryption module 18 is configured to transmit the PIN block to the computing device 12, which can direct the PIN block away from the ATM 10 during the completion of a financial transaction.
The exemplary ATM 10 also includes a card reader 22. The card reader 22 can receive a token from the user, such as a card. The card reader 22 can be configured to execute read and write operations with respect to any storage medium fixed to the user's card. The exemplary card reader 22 can be configured to read data from a magnetic strip on the back of a card or a chip embedded in the card. The exemplary card reader 22 can be configured to transmit any data read from the user's card to the computing device 12, which can direct the data read from the card away from the ATM 10 during completion of a financial transaction. The exemplary card reader 22 can also be configured to receive commands and data from the computing device 12 and change data stored on the user's card.
The exemplary ATM 10 also includes a printer module 24. The computing device 12 can control the printer module 24 to print a receipt when a transaction has been completed. The printer module 24 can communicate one or more messages to the computing device 12, such as a maintenance message regarding the need to refill printer paper.
The exemplary ATM 10 also includes an article exchange unit or document-collecting apparatus 26. In the exemplary embodiment, document-collecting apparatus 26 is configured to receive items such as checks or paper currency. An exemplary document-collecting apparatus 26 can include a drum or document-retaining spool 50 on which received items are stored. The exemplary document-collecting apparatus 26 includes a fascia 29 including a slot 28 open to an exterior of the ATM 10 for the receipt of such items. In other embodiments of the present disclosure, a document-collecting apparatus can be configured to facilitate the receipt of other items, different than paper. The document-collecting apparatus 26 can include one or more sensors and transmit signals from any such sensors to the computing device 12 to execute an exchange.
The exemplary ATM 10 also includes a printer module 30. The printer module 30 can generate a continuous record of all transactions executed by the ATM 10. The computing device 12 can control the printer module 30 to supplement the record after each transaction has been completed. The printer module 30 can communicate one or more messages to the computing device 12, such as a maintenance message regarding the need to refill printer paper.
The exemplary ATM 10 also includes an access module 32. The access module 32 can be positioned proximate to a rear side of the ATM 10. The access module 32 can be utilized by service and support technicians. For example, the access module 32 can be utilized by a field engineer to complete software updates to the computing device 12. The access module 32 can also be utilized when non-software updates and maintenance is performed, such as the refilling of printer paper or currency.
The exemplary ATM 10 also includes a transceiver 34. The exemplary transceiver 34 is configured to facilitate communication between the computing device 12 and other computing devices that are distinct from and physically remote from the computing device 12. An example of such a remote computing device is a server computing device, such as a banking or financial institution server communicating with a plurality of ATMs. The exemplary transceiver 34 places the computing device 12 in communication with one or more networks, such as network 36. The network 36 can be a local area network (LAN), a wide area network (WAN) such as the Internet, a Multi-protocol label switching (MPLS) network, a cellular network such as operated by cellular phone companies, or any combination thereof. The network 36 can be a financial/bank network such as NYCE, PULSE, PLUS, Cirrus, AFFN, Interac, Interswitch, STAR, LINK, MegaLink, or BancNet. The transceiver 34 can transmit data and requests for input generated by the computing device 12 and receive responses to these requests, directing these responses to the computing device 12.
The exemplary ATM 10 also includes a transceiver 38. The exemplary transceiver 38 is configured to facilitate communication between at least one of the encryption module 18 and the computing device 12 and other computing devices that are distinct from and physically proximate to the ATM 10. An example of such a proximate computing device is a smartphone possessed by the user. The dashed connection lines in
The exemplary ATM 10 also includes an advanced function dispenser (AFD) 40. The AFD 40 can dispense banknotes, such as currency. The exemplary AFD 40 is positioned in a safe 42. One or more cassettes or cash boxes 44 are also positioned and protected in the safe 42. Banknotes are stored in the cassettes 44 for disbursement to a user of the ATM 10. The exemplary AFD 40 can extract the banknotes from one or more of the cassettes 44 and direct them out of the ATM 10 through the slot 28. The AFD 40 thus communicates with the slot 28 in parallel with the document-collecting apparatus 26. The exemplary AFD 40 can communicate with and be controlled by the computing device 12 for at least some operations. Each of the cassettes 44 can engage the AFD 40 through a rack whereby the positioning of the cassettes is controlled. Further, the each of the cassettes 44 and the AFD 40 can include mating connectors of any form, whereby a positive interconnection is confirmed electronically. When one or more of the cassettes 44 and the AFD 40 are not properly interconnected, a signal or lack thereof can be communicated to the computing device 12 whereby an error message is generated or the ATM 10 can be disabled.
The exemplary ATM 10 also includes a scanner 48. The scanner 48 can scan, for example, at least a portion of a display of a smart phone and communicate the scanned display to the computing device 12. A token can be displayed on the display of the smart phone and thus scanned by the scanner 48. The token can be a bar code, a quick response (QR) code, a number, a string of alphanumeric characters, a weblink, or some other symbolic indicia. The exemplary scanner 48 is configured to transmit any scanned data to the computing device 12, which can direct the scanned away from the ATM 10 during completion of a financial transaction.
The exemplary document-collecting apparatus 26 can include a document-retaining-spool shaft 54 extending through the orifice 56 in the center of the document-retaining spool 50. The document-retaining-spool shaft 54 can be constructed out of, for example, stainless steel, plastic (including pvc), ceramics, or other suitable materials. The document-retaining-spool shaft 54 can be coupled to a sensor or an encoder which can provide data as to linear web speed and/or rotation speed. The document-retaining spool 50 can be coupled to the document-retaining-spool shaft 54 such that their rotations are coupled to one another and the document-retaining-spool shaft 54 rotates with the rotation of the document-retaining spool 50.
The exemplary document-collecting apparatus 26 can include a web-supply spool 58 on which the web 60 can be retained or disbursed in conjunction with the rotation of the web-supply spool 58. The web-supply spool 58 can be shaped as a hollow cylinder with an orifice 64 in its center, and a web-supply-spool shaft 62 can extend through the orifice 64. The web-supply spool 58 can be constructed out of, for example, stainless steel, plastic (including pvc), ceramics, or other suitable materials. The web 60 has a first end 66 wound around the document-retaining spool 50 and a second end 68 opposite to the first end 66 and wound around the web-supply spool 58. The web 60 can include printed bars located at each end of the web 60 which can be read by sensors to indicate the beginning and end of the web 60.
The document-collecting apparatus 26 can include a single motor 70 operatively connected to the document-retaining-spool shaft 54 and the web-supply-spool shaft 62. The single motor 70 selectively drives the document-retaining-spool shaft 54 and the web-supply-spool shaft 62. The web-supply-spool shaft 62 can be coupled to a sensor or an encoder capable of providing data regarding linear web speed and/or rotation speed.
As shown in
In the exemplary embodiment, the document-retaining spool 50 and the document-retaining-spool shaft 54 are fixed together for concurrent rotation and the web-supply spool 58 and the web-supply-spool shaft 62 are rotatable with respect to one another.
In the exemplary embodiment, a first clutch 80 can be operably disposed between the belt 72 and the web-supply-spool shaft 62. The single motor 70 is configured to rotate the drive shaft 74 in first and second, opposite directions. In
With particular reference to
The exemplary second portion 88 is freely rotatable relative to the web-supply-spool shaft 62. The first portion 86 and the second portion 88 can be configured to slide across one another along the friction surface 90 during movement relative to one another. The exemplary friction surface 90 inhibits but does not preclude relative movement between the portions 86, 88. A friction clutch having part number OTLV6-1000B (from Origin Brand), with a 1000 gram force*cm torque limit, can be utilized in one or more embodiments of the present disclosure.
The exemplary document-collecting apparatus 26 also includes a spacer 91 and a torsion spring 92 operably disposed between the second portion 88 of the third clutch 84 and the web-supply spool 58. The spacer 91 can interconnect the second portion 88 and the spring 92. The spacer 91 and the second portion 88 can be fixed for concurrent rotation, but could be axially moveable relative to one another. For example, the spacer 91 and the second portion 88 could be interconnected with splines. The spacer 91 can be a desirable inclusion in one or more embodiments of the present disclosure to accommodate different size springs and spools. The exemplary spring 92 is a helical torsion spring.
In an exemplary embodiment, as shown in
In an exemplary embodiment, the torsion spring 92 can be operably positioned between the web-supply spool 58 and the third clutch 84. The exemplary torsion spring 92 permits relative movement between the web-supply spool 58 and the spacer 91/second portion 88. The exemplary spring 92 stores energy arising during relative movement between the web-supply spool 58 and the spacer 91/second portion 88 through elastic deformation. The energy can then be released by inducing relative movement through elastic recovery. For example, when shaft 62 has ceased moving, the web-supply spool 58 can be lagging or be “behind” the shaft 62 relative to rotation and the spring 92 can elastically recover and induce at least partial or full “catch-up” rotation of the web-supply spool 58.
In an exemplary method of collecting a document in the automated transaction machine 10, the document 52 can be inserted in the slot 28. The position of the slot 28 relative to other components is referenced generally at 31 in
In an exemplary method of releasing a document from the automated transaction machine 10, the drive shaft 74 can be rotated by the motor 70 in the first direction 35 and thereby rotate the shafts 54 and 62, and thus the spools 50 and 58, counter-clockwise (based on the perspective of
While the present disclosure has been described with reference to an exemplary embodiment, it will be understood by those skilled in the art that various changes may be made and equivalents may be substituted for elements thereof without departing from the scope of the present disclosure. In addition, many modifications may be made to adapt a particular situation or material to the teachings of the present disclosure without departing from the essential scope thereof. Therefore, it is intended that the present disclosure not be limited to the particular embodiment disclosed as the best mode contemplated for carrying out this present disclosure, but that the present disclosure will include all embodiments falling within the scope of the appended claims. The right to claim elements and/or sub-combinations that are disclosed herein is hereby unconditionally reserved. The use of the words “can” and “may” in this document is not an assertion that the subject preceding the word is unimportant or unnecessary or “not critical” relative to anything else in this document. The words “can” and “may” are used herein in a positive and affirming sense and no other motive should be presumed. More than one “invention” may be disclosed in the present disclosure; an “invention” is defined by the content of a patent claim and not by the content of a detailed description of an embodiment of an invention.
This application is a national phase filing claiming the benefit of International Application No. PCT/US2020/30995, filed May 1, 2020, for a DOCUMENT-COLLECTING APPARATUS OF AUTOMATED TRANSACTION MACHINE AND METHOD. This application also claims the benefit of U.S. Provisional Patent Application Ser. No. 62/845,511 for a DOCUMENT-COLLECTING APPARATUS OF AUTOMATED TRANSACTION MACHINE AND METHOD, filed on May 9/2019, which is hereby incorporated by reference in its entirety.
Filing Document | Filing Date | Country | Kind |
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PCT/US2020/030995 | 5/1/2020 | WO | 00 |
Number | Date | Country | |
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62845511 | May 2019 | US |