The present invention relates generally to service stations at which fuel is dispensed. More particularly, the present invention relates to installation and use of a sniffer to upgrade legacy fueling equipment.
Transaction processing within a retail fueling environment conventionally includes interaction between a customer and a fuel dispenser. The customer typically presses certain keys on a user interface provided on the fuel dispenser to provide input for a transaction. Output is provided to the customer in response by the user interface (typically via a visual display). The customer obtains payment authorization for the transaction by swiping a credit card at the fuel dispenser (also referred to as “pay at the pump”) or communicating with an employee situated at a point of sale (POS) terminal. After authorization is received, the customer dispenses fuel and interacts with the user interface of the fuel dispenser to complete the transaction. An example of such a fuel dispenser interface is the card reader in dispenser (CRIND®) equipped fuel dispenser manufactured by Gilbarco Inc.
Toward this end, existing fuel service forecourts are typically equipped with field wiring to provide communication between a forecourt controller (FCC) and the individual fuel dispensers. As known to those skilled in the art, the FCC may be a separate box that communicates with the POS, or the functionality of the FCC may be incorporated into the POS. In either case, the FCC controls the operation of the fuel dispensers. Also, in the case of “pay at the pump,” the POS receives payment information from the fuel dispensers in order to authorize the transaction and effect final payment. Recently, Gilbarco Inc., the assignee of the present invention, has proposed a system wherein certain forecourt functions are performed by a separate device (referred to as an “enhanced dispenser hub”) that communicates with a POS. The operation of an enhanced dispenser hub in a fueling environment is described in U.S. Pat. No. 8,438,064, incorporated fully herein by reference for all purposes.
The prior art typically uses two-wire current loop or RS422 signaling for communications between the FCC and the fuel dispensers (or other forecourt devices). Recently, the functionality desired at fuel dispensers has outgrown the limited capability that can be achieved with legacy field wiring. For example, in recent years, fuel dispensers have become more than a means for fueling a vehicle. Service station owners are advertising at the dispenser with everything from simple signs to video displays running commercials. These data-intensive features can be readily provided in a new service station because high bandwidth cable can be installed in the forecourt during construction. In the case of existing service stations, the cost to provide high bandwidth cable (e.g., Cat5) in the forecourt can be prohibitive.
In addition, there have been recent efforts to effect payment for various goods and services via mobile devices such as cell phones. From the standpoint of a service station operator, it would be desirable to retrofit existing fuel dispensers to accept “mobile payment” as an additional payment option. While desirable in theory, such retrofitting is difficult to achieve in practice. For example, various “mobile payment” techniques may require communication between the fuel dispenser and a host server at data rates higher than can be achieved using legacy field wiring. In addition, the retrofit option may require compatibility with fuel dispensers and/or FCCs from various manufacturers.
The present invention recognizes and addresses the foregoing considerations, and others, of prior art construction and methods. In this regard, certain exemplary and nonlimiting aspects of the present invention will now be described. These aspects are intended to provide some context for certain principles associated with the present invention, but are not intended to be defining of the full scope of the present invention.
Certain aspects of the present invention are directed to a system for upgrading legacy fuel dispensing equipment (or other kiosks or payment terminals) to have additional capability. Examples of retail fueling environments, fuel dispensers, and user interfaces for fuel dispensers are provided in U.S. Pat. No. 6,435,204 (entitled “Fuel Dispensing System”), U.S. Pat. No. 5,956,259 (entitled “Intelligent Fueling”), U.S. Pat. No. 5,734,851 (entitled “Multimedia Video/Graphics in Fuel Dispensers”), U.S. Pat. No. 6,052,629 (entitled “Internet Capable Browser Dispenser Architecture”), U.S. Pat. No. 5,689,071 (entitled “Wide Range, High Accuracy Flow Meter”), U.S. Pat. No. 6,935,191 (entitled “Fuel Dispenser Fuel Flow Meter Device, System and Method”), U.S. Pat. No. 7,289,877 (entitled “Fuel Dispensing System for Cash Customers”) and U.S. Pat. No. 7,774,231 (entitled “Electronic Payment Methods for a Mobile Device”) and U.S. published patent application nos. 20090048710 (entitled “Fuel Dispenser”), 20100268612 (entitled “Payment Processing System for Use in a Retail Environment Having Segmented Architecture”), and 20110185319 (entitled “Virtual PIN Pad for Fuel Payment Systems”). The entire disclosure of each of the foregoing patents and applications is hereby incorporated by reference as if set forth verbatim herein for all purposes.
In this regard, some aspects of the present invention contemplate retrofitting existing fuel dispensers to utilize mobile payment transactions. For example, an active sniffer may be installed between the pump electronics and existing forecourt controller to intercept messages flowing therebetween. The sniffer may also communicate with a remote (e.g., internet-based) server using suitable internet connectivity (e.g., over legacy cable connectivity). Once a mobile device having mobile payment capability is detected in proximity to the dispenser, a transaction can be initiated. The sniffer may receive pump control messages from the remote server and provide them to the pump electronics in the appropriate format. After the transaction is complete, the sniffer may provide transaction information to the local POS system for logging and reconciliation purposes.
Different systems and methods of the present invention utilize various combinations of the disclosed elements and method steps as supported by the overall disclosure herein. Thus, combinations of elements other than those discussed above may be claimed. Moreover, the accompanying drawings, which are incorporated in and constitute a part of this specification, illustrate one or more embodiments of the invention and, together with the description, serve to explain the principles of the invention.
A full and enabling disclosure of the present invention, including the best mode thereof directed to one of ordinary skill in the art, is set forth in the specification, which makes reference to the appended drawings, in which:
Repeat use of reference characters in the present specification and drawings is intended to represent same or analogous features or elements of the invention.
Reference will now be made in detail to presently preferred embodiments of the invention, one or more examples of which are illustrated in the accompanying drawings. Each example is provided by way of explanation of the invention, not limitation of the invention. In fact, it will be apparent to those skilled in the art that modifications and variations can be made in the present invention without departing from the scope or spirit thereof. For instance, features illustrated or described as part of one embodiment may be used on another embodiment to yield a still further embodiment. Thus, it is intended that the present invention covers such modifications and variations as come within the scope of the appended claims and their equivalents.
In this example, each of the fuel dispensers 10 is retrofit to allow mobile payment. Toward this end, the customer's cell phone 20 is used to initiate a fueling transaction. Cell phone 20 may typically be a “smart phone” capable of running multiple and/or downloadable apps, such as those sold by Apple, Motorola, Samsung, HTC and others. Moreover, while a cell phone is one example of a wireless communication (mobile) device that may be used with embodiments of the present invention, other types of mobile devices may also be used for this purpose. For example, certain embodiments of the present invention may utilize various tablet computers.
To effect a mobile payment transaction, cell phone 20 will typically show an interface on its display with which the customer can interact. For example, the customer may choose a method of payment (rather than swiping a credit card at the dispenser) and indicate any limits on the transaction (such as $20). The interface may also be used to make other selections related to the transaction, such as fuel grade to be dispensed. Preferably, these preferences (e.g., fuel grade) may be stored as defaults so the customer does not need to choose them manually in subsequent transactions, unless a change is desired. If the customer is enrolled in a loyalty program, loyalty points may be accrued automatically without the need to swipe or scan a separate loyalty card. In addition, a receipt can be automatically sent to phone 20 at the conclusion of the transaction.
Referring again to
Collectively grouped under the heading “services” are resources that may be used to effect the fueling transaction, or enhance the customer's experience in various ways. For example, a media partner that has a business relationship with the service station (or third party operator of cloud server 22) may provide media content to phone 20 or to the display of fuel dispenser 10 during the fueling transaction. A loyalty server may validate the customer's loyalty status, and keep track of any rewards that are due. For example, customers with higher levels of rewards may be entitled to an immediate fuel discount. Promotions, such as coupons or advertisements, may be provided during the fueling transaction (either to phone 20 or the display of fuel dispenser 10). The services will also typically include authorization for the mobile payment through one or more payment networks.
Referring now to
Depending on the embodiment, beacons 100 may be unidirectional or bidirectional. A unidirectional beacon will typically broadcast dispenser identification (ID) and perhaps other information or commands that can be used to facilitate a transaction. In this case, communication between phone 20 and the cloud server will typically occur via the digital phone network. On the other hand, if the beacon is capable of bidirectional communication and dispenser 10 is internet-enabled, phone 20 may send information to the cloud server through dispenser 10. This may be advantageous in areas where cell phone service is lacking or inconsistent.
As noted above, many existing fuel dispensers utilize low-data rate legacy cables, such as two-wire or RS422, to exchange messages with the forecourt controller and point-of-sale (POS) system located in the convenience store. In this embodiment, pump electronics 104 transmit signals to and receive signals from forecourt controller (FCC) 106 over two-wire (“TW”) legacy cable 108. As is well-known, FCC 106 receives requests to initiate a transaction from pump electronics 104 and instructs pump electronics 104 to allow dispensing of fuel after the transaction has been authorized. When dispensing of fuel has been finalized, pump electronics 104 provides information on the volume and monetary amount of the dispensed fuel back to FCC 106 so that the transaction can be finalized.
Because the low frequency of two-wire communication limits the speed of data transfer, efforts have recently been made to utilize legacy wiring to provide high bandwidth communications, such as video advertising, to the dispensers. One such system is disclosed in U.S. Pub. App. No. 2013/0121428 (“the '428 application”), incorporated herein by reference in its entirety for all purposes. In accordance with the present invention, the dispenser will have enhanced and additional features while maintaining compatibility with equipment already installed at the fuel dispensing environment.
Aspects of the present invention may be incorporated into new dispensers at the time of manufacture, or may be added to existing dispensers as a retrofit. In the embodiment of
As shown in
In addition, sniffer 110 will preferably include a TCP/IP channel that can allow communication to cloud server 22, or any compatible on-site automation device (such as tank gauge 16). It will be appreciated that sensitive information transmitted to or from sniffer 110 can be suitably encrypted as necessary or desired. For example, communication with cloud server 22 can provide dispenser 10 with the capability of accepting mobile payment regardless of the brand or type of FCC already installed in the fueling environment. The mobile payment may be initiated, for example, when phone 20 is brought into lobe pattern 102 of a beacon 100. This technique allows the customer's mobile phone to detect the fueling position, thus enabling mobile payment and delivery of advertising media to the dispenser by proximity. (One skilled in the art will appreciate that other proximity technologies, such as NFC, RFID, etc. may also be used in various embodiments of the present invention.) In the case of a retrofit, this proximity and mobile payment capability can be added to existing dispensers already installed in the field.
Sniffer 110 can provide various messages to the existing FCC which allow the mobile payment transaction to occur under the control of cloud server 22. For example, assuming the dispenser is engaged in a mobile transaction, sniffer 110 can inform the FCC that the dispenser is “Idle.” Alternatively, if the FCC is programmed to recognize a small set of new messages, the sniffer can inform the FCC that the dispenser is under “cloud control.” Once the mobile payment transaction is complete, sniffer 110 could provide details of the transaction to FCC 106 in a manner that can be logged by the store's point-of-sale (POS) system 112. This may be responsive to a standard status request issued by FCC 106 on a periodic (e.g., polling) basis. As an alternative, or in addition, the mobile sales information could be stored on cloud server 22 and accessed when the store operator logs into a previously-created account.
Referring to
Often, however, it will be desirable to provide a wired connection to sniffer 110 to ensure more reliable connectivity. For example, high speed data communication may be provided over legacy cable 108, such as using DSL or HomePlug techniques. In this regard, the illustrated embodiment provides a first over legacy cable (OLC) modem 114 connected to a suitable port of sniffer 110. A second OLC modem 116 is located away from fuel dispenser 10, such as inside the convenience store. As indicated at 118, high bandwidth network communications are transmitted on cable 108 along with the lower frequency two-wire signals transmitted to and from FCC 106. Modem 116 is connected to a suitable router or gateway that provides communication with cloud server 22.
Alternatively, as shown in
One or more beacons 100 are also connected to sniffer 110 via suitable ports. For example, the beacons may be configured as Bluetooth BLE dongles attached to USB ports on sniffer 110. A temporary power source 120 is preferably provided to ensure continued operation of sniffer 110 during a power outage, at least for a time sufficient to ensure that all necessary messages have been transmitted away from or through sniffer 110. For example, certain information, such as the amount of fuel dispensed or the accrued monetary total for the fuel dispensed, is considered to be “mission critical” information. Such information is subject to various requirements intended to ensure its preservation in the event power is lost.
As also shown in
In a preferred embodiment, the sniffer is configured so that it will not operate unless loaded with authentic (i.e., authorized) firmware. For example, due to regulatory environments in many jurisdictions, it may be necessary for any firmware run on the sniffer to be approved by Weights & Measures (W&M). In this regard, a suitable anti-tampering chip, such as the USIP chip supplied by Maxim Integrated Products of Austin, Tex., may be utilized. The anti-tampering chip preferably sits between the general sniffing application and one of the serial channels, like a “secure lock.” If the firmware is not authentic, the secure chip will keep the door locked and make impossible any communication. In addition, unique private certificates may be stored inside an anti-tampering area. This allows a secure identification of the device against the cloud server 22, avoiding possibility of cloning. To achieve that, the anti-tampering chip may store the keys inside a very secure, anti-tampering area: the keys will be destroyed in any attempt to get to them. Preferably, the communication will be directly from this chip and cloud server 22 and is thus very secure.
Referring now to
Once the transaction is authorized (shown at step 132), cloud server 22 instructs pump electronics 104 to allow fueling to begin. During this time, sniffer 110 may provide suitable messages to FCC 106 indicating that a mobile payment transaction is in progress (e.g., “Dispenser Enabled By Remote Cloud Payment Controller”) or, if forecourt controller 106 is not programmed to understand this message, simply that the dispenser 10 is “Idle” (indicated at step 134). Either way, it will be appreciated that the mobile payment transaction is authorized and is controlled independently of FCC 106 and POS 112. This independent control provides various operational advantages and enhanced functionality while also providing backward compatibility. For example, as discussed in more detail below, transaction information for analytical purposes can be obtained directly from the dispenser without the need to interface with POS 112 (which may have been supplied by any one of many vendors).
After dispensing is completed, pump electronics 104 provide information regarding the volume and monetary amount of the fuel that was dispensed (indicated at step 136). This signal is intercepted by sniffer 110, and the requisite information is provided to cloud server 22 in order to finalize the transaction (indicated at step 138). Assuming FCC 106 and POS 112 have been suitably programmed, sniffer 110 may send a signal after the transaction is finalized which allows POS 112 to log the transaction (e.g., “Delivered 12.4 Gallons by Mobile Payment. Transaction ID is 42BH0124.”) (indicated at step 140). As noted above, if the existing site equipment is not equipped to understand this message, the service station operator can obtain the same information manually by logging in to cloud server 22.
The internet connection of sniffer 110 can provide existing dispenser 10 with additional new functionality unrelated to payment. This new functionality is diagrammatically represented in
In addition, sniffer 110 may allow various maintenance functions to be achieved by remote control, or operational information about dispenser 10 to be shared with cloud server 22 or on-site automation equipment. These functions may be based on commands received from another device over the TCP/IP channel, or based on commands originating in the configuration file of sniffer 110. Such commands might include, for example, remote reboot, remote calibration, firmware updates, or remote changing of dispenser parameters. It will be appreciated that any such requests may be injected on side B of sniffer 110 while the FCC is fed a “placeholder” message (such as a message indicating the pump is “Idle”). Because sniffer 110 “masks” the activity occurring on the dispenser side, long delays that could cause timeout errors or other errors at FCC are avoided.
For example, technicians are generally required under current practice to open the dispenser's cabinet and physically connect a laptop computer or the like to the dispenser's internal electronics in order to change metrological settings. Active sniffer 110 could allow the technician to make these changes using a smart phone or tablet computer that is not physically connected to the dispenser, assuming an appropriate validation protocol is implemented to prevent fraud. Another example is real-time reporting of dispenser information such as that stored in the electronic totalizer. This information provides the units (e.g., gallons) of fuel sold since the pump was installed, which can be used for antifraud or weights and measures (W&M) reasons. In fact, transaction information detected by sniffer 110 can be sent to tank gauge 16 in real-time (or near real-time) for purposes of inventory reconciliation. Specifically, this information can be used along with information regarding current levels of fuel in an underground storage tank (determined by a tank gauge) and information regarding additions to the underground storage tank (e.g., from fuel delivery trucks), to facilitate inventory tracking and control. This also facilitates more immediate detection of leaks or other losses in the fuel delivery system.
As noted above, an important advantage realized in many embodiments of the present invention is backward compatibility with FCCs or fuel dispensers from various manufacturers. In order to achieve more seamless operation, the configuration file of sniffer 110 preferably defines protocols to avoid conflicts with the existing two-wire communication. For example, timeout errors could occur if the FCC requests dispenser status during long periods of remote activity. So, as noted above, the FCC can be informed that the dispenser is “idle” during a remote transaction. Other situations require more complex protocols, such as if a remote command comes in while a traditional fueling transaction is in process.
In this regard,
If the sniffer/remote command is the first (meaning no others are already in queue), sniffer 110 determines (as indicated at 156) if the FCC is in a intra-polling period. In other words, is the FCC in a quiet time between periodic status checks of the forecourt dispensers? If not, sniffer 110 waits for an intra-polling period (as indicated at 158). If so, sniffer 110 determines whether delivery is active due to an ongoing traditional fueling transaction (as indicated at 160). If delivery is active, sniffer 110 waits (as indicated at 158) until the traditional transaction is completely finalized.
Assuming all conditions for allowing the sniffer/remote command to proceed are satisfied, it may be performed (as indicated at 162). During the performance of this command, it is possible that a new polling request or other command may be received from the FCC (as indicated at 164). It is then determined, as indicated at 166, whether the operation initiated by the sniffer/remote command is ongoing or concluded. If not, it may be necessary to cache the FCC command for a short period of time (as indicated at 168). Once the sniffer/remote command is concluded (if not already concluded), the FCC message is passed to the dispenser so that it may be performed (as indicated at 170). The response from the dispenser is thus passed back to the FCC generally on a synchronous basis.
It can thus be seen that the present invention provides various apparatus and methods relating to installation and use of a sniffer in a fueling equipment. As a result, legacy equipment can be upgraded to provide additional features (such as mobile payment) or additional functionality useful to the operator of the service station. One skilled in the art will appreciate that various methodologies described in U.S. Pub. No. 2013/0246171 (“the '171 application”) may be practiced according to the techniques discussed herein. Accordingly, the '171 application is incorporated herein by reference in its entirety for all purposes.
While one or more preferred embodiments of the invention have been described above, it should be understood that any and all equivalent realizations of the present invention are included within the scope and spirit thereof. While much of the discussion above has involved fuel as the exemplary product being dispensed, one skilled in the art will recognize that aspects of the present invention are applicable to a wide variety of different goods and services. Thus, the embodiments depicted are presented by way of example only and are not intended as limitations upon the present invention. For example, many aspects of the present invention are described above in the exemplary context of a retail fueling environment. It should be understood by those of ordinary skill in this art, however, that the present invention is not limited to these embodiments because other commercial environments are contemplated and modifications can be made. Therefore, it is contemplated that any and all such embodiments are included in the present invention as may fall within the scope and spirit thereof.
This application is based upon and claims the benefit of U.S. provisional application Ser. No. 61/889,431, filed Oct. 10, 2013 and U.S. provisional application Ser. No. 61/901,494, filed Nov. 8, 2013. Both of the foregoing applications are incorporated fully herein by reference.
Number | Name | Date | Kind |
---|---|---|---|
4967366 | Kaehler | Oct 1990 | A |
5689071 | Ruffner et al. | Nov 1997 | A |
5734851 | Leatherman et al. | Mar 1998 | A |
5859416 | Gatto | Jan 1999 | A |
5956259 | Hartsell, Jr. et al. | Sep 1999 | A |
6052629 | Leatherman et al. | Apr 2000 | A |
6073840 | Marion | Jun 2000 | A |
6089284 | Kaehler et al. | Jul 2000 | A |
6098879 | Terranova | Aug 2000 | A |
6116505 | Withrow | Sep 2000 | A |
6152591 | McCall | Nov 2000 | A |
6176421 | Royal, Jr. | Jan 2001 | B1 |
6360138 | Coppola | Mar 2002 | B1 |
6364206 | Keohane | Apr 2002 | B1 |
6422464 | Terranova | Jul 2002 | B1 |
6435204 | White et al. | Aug 2002 | B2 |
6442448 | Finley | Aug 2002 | B1 |
6704774 | Terranova | Mar 2004 | B2 |
6741909 | Leatherman et al. | May 2004 | B2 |
6769607 | Pitroda et al. | Aug 2004 | B1 |
6813609 | Wilson | Nov 2004 | B2 |
6882900 | Terranova | Apr 2005 | B1 |
6935191 | Olivier et al. | Aug 2005 | B2 |
7031945 | Donner | Apr 2006 | B1 |
7039389 | Johnson, Jr. | May 2006 | B2 |
7255264 | de Leon | Aug 2007 | B2 |
7280087 | Williams et al. | Oct 2007 | B2 |
7289877 | Wilson | Oct 2007 | B2 |
7408758 | Myers | Aug 2008 | B2 |
7546251 | Leatherman et al. | Jun 2009 | B1 |
7562813 | Humphries et al. | Jul 2009 | B2 |
7574377 | Carapelli | Aug 2009 | B2 |
7607576 | Robertson | Oct 2009 | B2 |
7664885 | Carapelli | Feb 2010 | B2 |
7774231 | Pond et al. | Aug 2010 | B2 |
8009032 | Long | Aug 2011 | B2 |
8032414 | Payne et al. | Oct 2011 | B2 |
8342407 | Williams et al. | Jan 2013 | B2 |
8386322 | Williams et al. | Feb 2013 | B2 |
8577734 | Treyz et al. | Nov 2013 | B2 |
8666542 | Durham | Mar 2014 | B2 |
8897708 | Witkowski et al. | Nov 2014 | B2 |
8925808 | Harrell | Jan 2015 | B2 |
8939361 | Stoudt et al. | Jan 2015 | B2 |
8983137 | Hradetzky | Mar 2015 | B2 |
9047596 | Williams et al. | Jun 2015 | B2 |
9053503 | Carapelli | Jun 2015 | B2 |
9458004 | Schulze | Oct 2016 | B2 |
20030200108 | Malnoe | Oct 2003 | A1 |
20040030601 | Pond et al. | Feb 2004 | A1 |
20040050648 | Carapelli | Mar 2004 | A1 |
20040182921 | Dickson et al. | Sep 2004 | A1 |
20040254861 | Pentel | Dec 2004 | A1 |
20050000974 | Chirnomas | Jan 2005 | A1 |
20050029358 | Mankins | Feb 2005 | A1 |
20050085226 | Zalewski et al. | Apr 2005 | A1 |
20050184145 | Law et al. | Aug 2005 | A1 |
20050184155 | Pinkus | Aug 2005 | A1 |
20050192832 | Call et al. | Sep 2005 | A1 |
20060266822 | Kelley et al. | Nov 2006 | A1 |
20070022058 | Labrou et al. | Jan 2007 | A1 |
20070057038 | Gannon | Mar 2007 | A1 |
20070152035 | Adams et al. | Jul 2007 | A1 |
20070156436 | Fisher et al. | Jul 2007 | A1 |
20070190939 | Abel | Aug 2007 | A1 |
20080040287 | Harrell et al. | Feb 2008 | A1 |
20080154735 | Carlson | Jun 2008 | A1 |
20080191878 | Abraham | Aug 2008 | A1 |
20080248815 | Busch | Oct 2008 | A1 |
20080308628 | Payne et al. | Dec 2008 | A1 |
20090048708 | DeLine | Feb 2009 | A1 |
20090048710 | DeLine | Feb 2009 | A1 |
20090084840 | Williams et al. | Apr 2009 | A1 |
20090129403 | Harrell et al. | May 2009 | A1 |
20090259590 | Carapelli | Oct 2009 | A1 |
20090265638 | Carapelli et al. | Oct 2009 | A1 |
20100051689 | Diamond | Mar 2010 | A1 |
20100133335 | Maguid et al. | Jun 2010 | A1 |
20100268612 | Berrio et al. | Oct 2010 | A1 |
20110057790 | Martin et al. | Mar 2011 | A1 |
20110112866 | Gerrans | May 2011 | A1 |
20110185319 | Carapelli | Jul 2011 | A1 |
20130054315 | Shutter | Feb 2013 | A1 |
20130121428 | Carapelli et al. | May 2013 | A1 |
20130232019 | Frieden | Sep 2013 | A1 |
20130246171 | Carapelli | Sep 2013 | A1 |
20140006188 | Grigg et al. | Jan 2014 | A1 |
20140074714 | Melone et al. | Mar 2014 | A1 |
20140089174 | Carapelli et al. | Mar 2014 | A1 |
20140114473 | McNinch | Apr 2014 | A1 |
20140172157 | Bellamy, III et al. | Jun 2014 | A1 |
20150032558 | Bonk et al. | Jan 2015 | A1 |
20150106196 | Williams et al. | Apr 2015 | A1 |
20150120476 | Harrell | Apr 2015 | A1 |
20150142588 | Hum et al. | May 2015 | A1 |
20150143116 | Tang et al. | May 2015 | A1 |
Number | Date | Country |
---|---|---|
1681778 | Jul 2006 | EP |
1804475 | Apr 2014 | EP |
2012004771 | Jan 2012 | WO |
2013040169 | Mar 2013 | WO |
Entry |
---|
Smart Card Alliance. “Contactless Payment and the Retail Point of Sale: Applications, Technologies and Transaction Models” [online]. Dated Mar. 2003. Retrieved on Nov. 10, 2012 (Nov. 10, 2012). Retrieved from the Internet at URL: <http://www.it.iitb.ac.in/˜tijo/seminar/Contactless_Pmt_Report.pdf>, all enclosed pages cited. |
International Search Report and Written Opinion dated Nov. 27, 2012 (Nov. 27, 2012), PCT Application No. PCT/US2012/055098, International Filing Date Sep. 13, 2012 (Sep. 13, 2012), all enclosed pages cited. |
International Search Report and Written Opinion dated Jan. 26, 2015 (Jan. 26, 2015), PCT Application No. PCT/US2014/060132, International Filing Date Oct. 10, 2014 (Oct. 10, 2014), all enclosed pages cited. |
International Search Report and Written Opinion dated Jan. 29, 2015 (Jan. 29, 2015), corresponding PCT Application No. PCT/US2014/060049, International Filing Date Oct. 10, 2014 (Oct. 10, 2014), all enclosed pages cited. |
Extended European Search Report dated Apr. 12, 2017 in corresponding European Application No. EP 14851584.4 all enclosed pages cited. |
Extended Search Report dated Feb. 15, 2017 in corresponding European patent application No. 14851893.9, all enclosed pages cited. |
Eurasian Official Notification dated Oct. 31, 2017 in corresponding patent application serial No. 201690729, all enclosed pages cited. |
Eurasian Official Notification dated Oct. 31, 2017 in co-pending patent application serial No. 201690727, all enclosed pages cited. |
Chinese Office Action dated Feb. 5, 2018 in corresponding patent application serial No. 201480066938.1, all enclosed pages cited. |
Non-final Office Action dated Jan. 19, 2018 in co-pending U.S. Appl. No. 14/510,874, all enclosed pages cited. |
Final Office Action dated Aug. 29, 2017 in corresponding U.S. Appl. No. 14/510,874, all inclosed pages cited. |
Office Action dated Sep. 6, 2017 in corresponding Mexican patent application serial No. MX/a/2016/004549, all enclosed pages cited. |
Number | Date | Country | |
---|---|---|---|
20150105920 A1 | Apr 2015 | US |
Number | Date | Country | |
---|---|---|---|
61901494 | Nov 2013 | US | |
61889431 | Oct 2013 | US |