Claims
- 1. A method for reissuing credit cards to cardholder accounts, the method comprising:
identifying one or more cardholder accounts in good standing; providing an uncompleted record for the cardholder account; evaluating whether the cardholder account is eligible for credit card reissue when the uncompleted record is selected; generating a completed record if the cardholder account is eligible; and fulfilling the credit card using the completed record.
- 2. The method of claim 1 further comprising providing a reinstate date for reevaluating the cardholder account if the cardholder account is found ineligible.
- 3. The method of claim 1 wherein the uncompleted record contains minimal account information for identifying the cardholder.
- 4. The method of claim 1 wherein the completed record contains all of the information for embossing the credit card.
- 5. The method of claim 1 wherein the act of evaluating further comprises running account information through a file having client defined criteria.
- 6. The method of claim 1 wherein the act of identifying further comprises running account information through an adaptive control system.
- 7. The method of claim 1 wherein the act of identifying further comprises running account information through a product configuration file.
- 8. The method of claim 1 wherein the act of evaluating further comprises running account information through an adaptive control system.
- 9. The method of claim 1 wherein the completed record contains all of the information for completing the credit card.
- 10. The method of claim 1 wherein the act of evaluating further comprises selecting the uncompleted record from a summary row available to a production facility.
- 11. A method for reissuing cards to cardholders, the method comprising:
evaluating a record for a cardholder account for a first time to determine whether the cardholder account is eligible for reissue; evaluating the record a second time to determine whether the cardholder account is still eligible for reissue; and embossing the card for reissue, if the cardholder account remains eligible after the second evaluation.
- 12. The method of claim 11 further comprising forwarding, immediately or shortly after the act of fulfilling, the card to the cardholder.
- 13. The method of claim 11 further comprising providing a summary row from which records are selectable.
- 14. The method of claim 11 wherein both acts of evaluating further comprises running account information about the cardholder account through an adaptive control system.
- 15. A system for reissuing cards to cardholders, the system comprising:
a product control file having one or more reissue criteria; one or more software instructions for generating a record for one or more cardholder accounts in good standing; one or more software instructions for evaluating the cardholder account for a first time by running the cardholder account through the product control file to determine whether the cardholder account is eligible; one or more software instructions for evaluating the cardholder account a second time to determine whether the cardholder account is still eligible for reissue; and one or more software instructions to assist embossing a card using the record if the cardholder account remains eligible after the second evaluation.
- 16. The system of claim 15 further comprising an embossing machine for embossing the card based on the record.
- 17. The method of claim 1 further comprising generating records for all cardholder accounts found eligible, and grouping the records into two or more groups.
- 18. A method for reissuing credit cards to one or more cardholder accounts, the method comprising:
evaluating a record for a cardholder account to determine whether the cardholder account is eligible for reissue; providing an uncompleted record for the cardholder account; generating a completed record when sufficient material for fulfilling the record is available; and fulfilling the credit card using the completed record.
- 19. The system of claim 18 further comprising providing an embossing machine for embossing the credit card based on the record.
CROSS-REFERENCES TO RELATED APPLICATIONS
[0001] This application is a continuation in part of U.S. application Ser. No. ______, entitled “System for Card Processing, Embossing and Fulfillment”, filed ______, the complete disclosure of which is herein incorporated by reference.