Claims
- 1. A method for selectively processing information to reissue credit cards to cardholders, the method comprising:
assigning scores to cardholder accounts; evaluating the cardholder accounts to determine eligibility for reissue; classifying into one or more groups, those cardholder accounts found eligible for reissue, wherein a first one of the groups contain cardholder accounts with a first set of scores, and a second one of the groups contain cardholder accounts with a second set of scores; and processing the first group with the first set of scores before processing the second group with the second set of scores.
- 2. The method of claim 1 wherein the cardholder accounts are cardholder accounts that are scheduled for reissue.
- 3. The method of claim 1 wherein the act of processing the first group further comprises embossing the credit cards with cardholder information.
- 4. The method of claim 1 wherein the act of evaluating cardholder further comprises comparing cardholder information with eligibility criteria to determine cardholder eligibility.
- 5. The method of claim 1 further comprising receiving criteria to determine the score from a client.
- 6. The method of claim 1 wherein the scores are assigned based on an account behavior score.
- 7. A method for ranking records in order to issue cards, the method comprising:
providing a first record for issuing a first card; providing a second record for issuing a second card; assigning a first value to the first record; assigning a second value to the second record; using the first value to classify the first record into a first group; using the second value to classify the second record into a second group; and processing the first group to issue the first card before processing the second group.
- 8. The method of claim 7 wherein the first record is a reissue record having account information about a current cardholder.
- 9. The method of claim 7 wherein the first record is a new record having information about a prospective applicant.
- 10. The method of claim 7 wherein the first value is an account behavior score.
- 11. The method of claim 7 wherein the first value is a discretionary value provided by a client.
- 12. A method for ranking records to reissue credit cards to cardholders, the method comprising:
providing a first record for reissuing a first credit card; providing a second record for reissuing a second credit card; assigning a first score to the first record; assigning a second score to the second reissue record, the second score being different from the first score; grouping, by using the first score, the first reissue record into a first group; grouping, by using the second score, the second reissue record into a second group; and selecting the first group for reissue of the first credit card before selecting the second group.
- 13. The method of claim 12 wherein the act of assigning a first score further comprises assigning scores provided by a reissue qualification process.
- 14. A system for ranking records to reissue cards to cardholders, the system comprising:
programming code for assigning scores to cardholder accounts that are scheduled for reissue; programming code for evaluating cardholder accounts to determine eligibility for reissue; programming code for classifying the cardholder into groups, wherein a first group contains cardholder with a first set of scores, and a second group contains cardholder with a second set of scores, the second set of scores being different from the first set of scores; and programming code for processing the records for the first group before processing the records for the second group.
- 15. The system of claim 14 further comprising programming code for assigning scores from a reissue qualification process.
CROSS-REFERENCES TO RELATED APPLICATIONS
[0001] This application is a continuation in part of U.S. application Ser. No. ______, entitled “System for Card Processing, Embossing and Fulfillment”, filed ______, the complete disclosure of which is herein incorporated by reference.