Debit schemes

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G06Q20/26

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GPHYSICS G06Computing G06QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR G06Q20/00Payment architectures, schemes or protocols

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G06Q20/26Debit schemes

Industries

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Patents Grantslast 30 patents

Information Patent Grant
Decentralized computer systems and methods for using a debit networ...
- Patent number 12,205,132
- Issue date Jan 21, 2025
- Worldpay, LLC
- Chandra Olson
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
System and method for providing time to cure negative balances in f...
- Patent number 12,205,162
- Issue date Jan 21, 2025
- Huntington Bancshares Incorporated
- David Schamer
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
System and method for providing time to cure negative balances in f...
- Patent number 12,198,185
- Issue date Jan 14, 2025
- Huntington Bancshares Incorporated
- David Schamer
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Refunding real-time payment transaction via payment card network me...
- Patent number 12,169,840
- Issue date Dec 17, 2024
- MasterCard International Incorporated
- Irina Singh
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Method and GUI for settlement of commodity contracts denominated in...
- Patent number 12,148,033
- Issue date Nov 19, 2024
- ABAXX TECHNOLOGIES CORP.
- Joshua Crumb
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
System and method for remote access
- Patent number 12,141,766
- Issue date Nov 12, 2024
- Walmart Apollo, LLC
- Charles D. Berry
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Real-time provisioning of targeted recommendations based on decompo...
- Patent number 12,136,079
- Issue date Nov 5, 2024
- The Toronto Dominion Bank
- Christopher Mark Jones
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Advanced methods, systems and devices for registering information i...
- Patent number 12,118,530
- Issue date Oct 15, 2024
- SICPA Holding S.A.
- Philippe Thevoz
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Accounting event process optimization for multi-tenant systems
- Patent number 12,106,280
- Issue date Oct 1, 2024
- Amazon Technologies, Inc.
- Catalin Constantin
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Systems and methods for providing a code to a user device
- Patent number 12,099,995
- Issue date Sep 24, 2024
- Wells Fargo Bank, N.A.
- Peter Ho
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Profile based arrangements and methods for disparate network systems
- Patent number 12,093,906
- Issue date Sep 17, 2024
- U.S. Bank National Association
- Mark Dickelman
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Card registry systems and methods
- Patent number 12,067,617
- Issue date Aug 20, 2024
- Consumerinfo.com, Inc.
- Ty Taylor
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Bio-mesh network leveraging natural selection optimization for inte...
- Patent number 12,020,232
- Issue date Jun 25, 2024
- Bank of America Corporation
- Ramaswamy Muthukrishnan
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Interchange code prediction system for processing credit card trans...
- Patent number 12,002,022
- Issue date Jun 4, 2024
- TOAST, INC.
- Alan Z. Zhao
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Methods and systems for E-commerce payment transactions
- Patent number 11,995,635
- Issue date May 28, 2024
- Visa International Service Association
- Gayathri Venkat
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Technologies for enhanced payment transactions
- Patent number 11,989,750
- Issue date May 21, 2024
- Worldpay, LLC
- Brent Alan Badger
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Decentralized computer systems and methods for using a debit networ...
- Patent number 11,978,084
- Issue date May 7, 2024
- Worldpay, LLC
- Chandra Olson
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Efficient, accurate, and secure transfers of internally-custodied d...
- Patent number 11,961,136
- Issue date Apr 16, 2024
- BAKKT MARKETPLACE, LLC
- Nicolas Frederic Cabrera
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Bill payment using direct funds transfer
- Patent number 11,961,055
- Issue date Apr 16, 2024
- Block, Inc.
- Anish Bhatt
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Data processing system for processing network data records transmit...
- Patent number 11,955,215
- Issue date Apr 9, 2024
- Sidecar Health, Inc.
- Patrick Quigley
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Customer identification verification process
- Patent number 11,948,151
- Issue date Apr 2, 2024
- CAPITAL ONE SERVICES, LLC
- Jeremy Phillips
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Technologies for enhanced credit transactions
- Patent number 11,928,701
- Issue date Mar 12, 2024
- Worldpay, LLC
- Brent Alan Badger
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Trip-segment payments for vehicle insurance
- Patent number 11,922,512
- Issue date Mar 5, 2024
- Wells Fargo Bank, N.A.
- H. Brock Kolls
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Payment token
- Patent number 11,861,602
- Issue date Jan 2, 2024
- Hewlett Packard Enterprise Development LP
- William Norwood Scherer
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Method and system for multi-modal transaction authentication
- Patent number 11,816,665
- Issue date Nov 14, 2023
- STRIPE, INC.
- Steven V. Bacastow
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
System and method for token processing to link user accounts
- Patent number 11,810,109
- Issue date Nov 7, 2023
- Microsoft Technology Licensing, LLC
- Siim Viidu
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Tokenized data having split payment instructions for multiple accou...
- Patent number 11,790,333
- Issue date Oct 17, 2023
- PayPal, Inc.
- Alex Miyamoto
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Collective purchasing systems and methods for controlled-environmen...
- Patent number 11,790,469
- Issue date Oct 17, 2023
- Securus Technologies, LLC
- Connor Pickens
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Subscription management platforms for automated group-based subscri...
- Patent number 11,769,188
- Issue date Sep 26, 2023
- CAPITAL ONE SERVICES, LLC
- Sophie Bermudez
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Systems and methods for optimized routing of electronic transaction...
- Patent number 11,741,460
- Issue date Aug 29, 2023
- Worldpay, LLC
- Dennis Kettler
- G06 - COMPUTING CALCULATING COUNTING

Patents Applicationslast 30 patents

Information Patent Application
SYTSEMS AND METHODS FOR AUGMENTED-REALITY ASSISTED DETERMINATION OF...
- Publication number 20250021959
- Publication date Jan 16, 2025
- Capital One Services, LLC
- George BERGERON
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
REAL-TIME PROVISIONING OF TARGETED RECOMMENDATIONS BASED ON DECOMPO...
- Publication number 20250014010
- Publication date Jan 9, 2025
- The Toronto-Dominion Bank
- Christopher Mark Jones
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
SYSTEMS AND METHODS FOR MOBILE WALLET PROVISIONING
- Publication number 20240412199
- Publication date Dec 12, 2024
- Wells Fargo Bank, N.A.
- Peter Ho
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
METHOD AND APPARATUS FOR HANDLING OF REFUNDS IN ASSOCIATION WITH A...
- Publication number 20240378581
- Publication date Nov 14, 2024
- Affirm, Inc.
- Joshua Qian
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
SYSTEM AND METHOD FOR PROVIDING A GROUP PAYMENT VEHICLE
- Publication number 20240338666
- Publication date Oct 10, 2024
- OneCard LLC
- Christian Waller
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
MULTI-TOKEN PROVISIONING, ONLINE PURCHASE TRANSACTION PROCESSING, A...
- Publication number 20240320665
- Publication date Sep 26, 2024
- Discover Financial Services
- Bryan L. Manka
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
METHODS AND SYSTEMS FOR E-COMMERCE PAYMENT TRANSACTIONS
- Publication number 20240311798
- Publication date Sep 19, 2024
- VISA INTERNATIONAL SERVICE ASSOCIATION
- Gayathri Venkat
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
BIO-MESH NETWORK LEVERAGING NATURAL SELECTION OPTIMIZATION FOR INTE...
- Publication number 20240303623
- Publication date Sep 12, 2024
- Bank of America Corporation
- Ramaswamy Muthukrishnan
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
DATA PROCESSING SYSTEM FOR PROCESSING NETWORK DATA RECORDS TRANSMIT...
- Publication number 20240290451
- Publication date Aug 29, 2024
- Sidecar Health, Inc.
- Patrick Quigley
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
METHODS AND SYSTEMS FOR A MOBILE SMART METER AND A SMART METER OUTLET
- Publication number 20240230373
- Publication date Jul 11, 2024
- Commonwealth Edison Company
- Irfan Khan
- B60 - VEHICLES IN GENERAL
Information Patent Application
SYNCHRONIZING ACCOUNT RESTRICTIONS BETWEEN GAMING ESTABLISHMENT ACC...
- Publication number 20240194025
- Publication date Jun 13, 2024
- IGT
- Jeffery Shepherd
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
BENEFITS FOR RETAIL PURCHASES EMPLOYING DEBIT CARD ASSOCIATED WITH...
- Publication number 20240169337
- Publication date May 23, 2024
- IGT
- Jeffery Shepherd
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
TECHNOLOGIES FOR ENHANCED CREDIT TRANSACTIONS
- Publication number 20240169386
- Publication date May 23, 2024
- Worldpay, LLC
- Brent Alan BADGER
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
DEVICE FOR RESOURCE DISPENSING USING ALTERNATIVE COMMUNICATION RAILS
- Publication number 20240144227
- Publication date May 2, 2024
- Bank of America Corporation
- Paul Martin Mattison
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
INTEGRATION OF FINANCING INTO A CUSTOMER SELF-CHECKOUT INVOLVING SC...
- Publication number 20240112249
- Publication date Apr 4, 2024
- Affirm, Inc.
- Ellen Glover
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
SOFTWARE APPLICATIONS FOR FINANCIAL EDUCATION
- Publication number 20240112594
- Publication date Apr 4, 2024
- Wells Fargo Bank, N.A.
- Mosiah Monroe-Estes
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
METHOD AND SYSTEM FOR MULTI-MODAL TRANSACTION AUTHENTICATION
- Publication number 20240054492
- Publication date Feb 15, 2024
- STRIPE, INC.
- Steven V. Bacastow
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
CACHED BALANCE INSPECTION IN REAL-TIME CARD TRANSACTIONS
- Publication number 20240054474
- Publication date Feb 15, 2024
- Marqeta, Inc.
- Ritesh Gadewar
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
Item-Based Payment Processing System
- Publication number 20240029143
- Publication date Jan 25, 2024
- Toshiba Global Commerce Solutions Holdings Corporation
- Brad M. Johnson
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
METHODS AND DEVICES FOR UTILIZING A CRYPTOCURRENCY BACKED DEBIT CARD
- Publication number 20240020664
- Publication date Jan 18, 2024
- Signify Holdings, Inc.
- Yoon Kwan Kim
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
COMMERCIAL LAUNDRY APPLIANCES ENERGY-BASED PRICING
- Publication number 20240020737
- Publication date Jan 18, 2024
- Haier US Appliance Solutions, Inc.
- Ryan James Scheckelhoff
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
SYSTEMS AND METHODS FOR OPTIMIZED ROUTING OF ELECTRONIC TRANSACTION...
- Publication number 20230351376
- Publication date Nov 2, 2023
- Worldpay, LLC
- Dennis KETTLER
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
DECENTRALIZED PARKING MANAGEMENT SYSTEM
- Publication number 20230297897
- Publication date Sep 21, 2023
- Scientia Potentia Est ll, LLC
- Jeremy Blackburn
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
SYSTEMS AND METHODS FOR PROXIMITY-BASED MOBILE DEVICE PERSON-TO-PER...
- Publication number 20230281597
- Publication date Sep 7, 2023
- JPMorgan Chase Bank, N.A.
- Samuel BROSEN
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
BIO-MESH NETWORK LEVERAGING NATURAL SELECTION OPTIMIZATION FOR INTE...
- Publication number 20230259917
- Publication date Aug 17, 2023
- Bank of America Corporation
- Ramaswamy Muthukrishnan
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
SECURE ACCOUNT CREATION
- Publication number 20230259927
- Publication date Aug 17, 2023
- Block, Inc.
- Brian Grassadonia
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
SYSTEMS AND METHODS FOR PROVIDING A CODE TO A USER DEVICE
- Publication number 20230252455
- Publication date Aug 10, 2023
- Wells Fargo Bank, N.A.
- Peter Ho
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
MULTI-TOKEN PROVISIONING, ONLINE PURCHASE TRANSACTION PROCESSING, A...
- Publication number 20230206226
- Publication date Jun 29, 2023
- Discover Financial Services
- Bryan L. Manka
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
SYSTEMS AND METHODS FOR DEBIT CARD ISSUANCE
- Publication number 20230186280
- Publication date Jun 15, 2023
- ALTERNA CARD SERVICES, INC.
- Madeleine Tapia
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
SYSTEM AND METHOD FOR AN ELECTRONIC WALLET WITH ENHANCED CRYPTOCURR...
- Publication number 20230177493
- Publication date Jun 8, 2023
- ORIGINAL DIGITAL CORPORATION
- JOEL R. BINN
- G06 - COMPUTING CALCULATING COUNTING

Debit schemes

Industry

Parent Industries

Current Industry

Patents Grantslast 30 patents

Decentralized computer systems and methods for using a debit networ...

System and method for providing time to cure negative balances in f...

System and method for providing time to cure negative balances in f...

Refunding real-time payment transaction via payment card network me...

Method and GUI for settlement of commodity contracts denominated in...

System and method for remote access

Real-time provisioning of targeted recommendations based on decompo...

Advanced methods, systems and devices for registering information i...

Accounting event process optimization for multi-tenant systems

Systems and methods for providing a code to a user device

Profile based arrangements and methods for disparate network systems

Card registry systems and methods

Bio-mesh network leveraging natural selection optimization for inte...

Interchange code prediction system for processing credit card trans...

Methods and systems for E-commerce payment transactions

Technologies for enhanced payment transactions

Decentralized computer systems and methods for using a debit networ...

Efficient, accurate, and secure transfers of internally-custodied d...

Bill payment using direct funds transfer

Data processing system for processing network data records transmit...

Customer identification verification process

Technologies for enhanced credit transactions

Trip-segment payments for vehicle insurance

Payment token

Method and system for multi-modal transaction authentication

System and method for token processing to link user accounts

Tokenized data having split payment instructions for multiple accou...

Collective purchasing systems and methods for controlled-environmen...

Subscription management platforms for automated group-based subscri...

Systems and methods for optimized routing of electronic transaction...

Patents Applicationslast 30 patents

SYTSEMS AND METHODS FOR AUGMENTED-REALITY ASSISTED DETERMINATION OF...

REAL-TIME PROVISIONING OF TARGETED RECOMMENDATIONS BASED ON DECOMPO...

SYSTEMS AND METHODS FOR MOBILE WALLET PROVISIONING

METHOD AND APPARATUS FOR HANDLING OF REFUNDS IN ASSOCIATION WITH A...

SYSTEM AND METHOD FOR PROVIDING A GROUP PAYMENT VEHICLE

MULTI-TOKEN PROVISIONING, ONLINE PURCHASE TRANSACTION PROCESSING, A...

METHODS AND SYSTEMS FOR E-COMMERCE PAYMENT TRANSACTIONS

BIO-MESH NETWORK LEVERAGING NATURAL SELECTION OPTIMIZATION FOR INTE...

DATA PROCESSING SYSTEM FOR PROCESSING NETWORK DATA RECORDS TRANSMIT...

METHODS AND SYSTEMS FOR A MOBILE SMART METER AND A SMART METER OUTLET

SYNCHRONIZING ACCOUNT RESTRICTIONS BETWEEN GAMING ESTABLISHMENT ACC...

BENEFITS FOR RETAIL PURCHASES EMPLOYING DEBIT CARD ASSOCIATED WITH...

TECHNOLOGIES FOR ENHANCED CREDIT TRANSACTIONS

DEVICE FOR RESOURCE DISPENSING USING ALTERNATIVE COMMUNICATION RAILS

INTEGRATION OF FINANCING INTO A CUSTOMER SELF-CHECKOUT INVOLVING SC...

SOFTWARE APPLICATIONS FOR FINANCIAL EDUCATION

METHOD AND SYSTEM FOR MULTI-MODAL TRANSACTION AUTHENTICATION

CACHED BALANCE INSPECTION IN REAL-TIME CARD TRANSACTIONS

Item-Based Payment Processing System

METHODS AND DEVICES FOR UTILIZING A CRYPTOCURRENCY BACKED DEBIT CARD

COMMERCIAL LAUNDRY APPLIANCES ENERGY-BASED PRICING

SYSTEMS AND METHODS FOR OPTIMIZED ROUTING OF ELECTRONIC TRANSACTION...

DECENTRALIZED PARKING MANAGEMENT SYSTEM

SYSTEMS AND METHODS FOR PROXIMITY-BASED MOBILE DEVICE PERSON-TO-PER...

BIO-MESH NETWORK LEVERAGING NATURAL SELECTION OPTIMIZATION FOR INTE...

SECURE ACCOUNT CREATION

SYSTEMS AND METHODS FOR PROVIDING A CODE TO A USER DEVICE

MULTI-TOKEN PROVISIONING, ONLINE PURCHASE TRANSACTION PROCESSING, A...

SYSTEMS AND METHODS FOR DEBIT CARD ISSUANCE

SYSTEM AND METHOD FOR AN ELECTRONIC WALLET WITH ENHANCED CRYPTOCURR...