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G06Q20/26
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PHYSICS
G06
Computing
G06Q
DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
G06Q20/00
Payment architectures, schemes or protocols
Current Industry
G06Q20/26
Debit schemes
Industries
Overview
Organizations
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Information
Impact
Patents Grants
last 30 patents
Information
Patent Grant
Method and system for multi-modal transaction authentication
Patent number
12,314,949
Issue date
May 27, 2025
Stripe, Inc.
Steven V. Bacastow
G06 - COMPUTING CALCULATING COUNTING
Information
Patent Grant
Methods and systems for providing a best price guarantee
Patent number
12,293,381
Issue date
May 6, 2025
Citicorp Credit Services, Inc. (USA)
Neeraj Sharma
G06 - COMPUTING CALCULATING COUNTING
Information
Patent Grant
Bio-mesh network leveraging natural selection optimization for inte...
Patent number
12,288,202
Issue date
Apr 29, 2025
Bank of America Corporation
Ramaswamy Muthukrishnan
G06 - COMPUTING CALCULATING COUNTING
Information
Patent Grant
Secure account creation
Patent number
12,277,556
Issue date
Apr 15, 2025
Block, Inc.
Brian Grassadonia
G06 - COMPUTING CALCULATING COUNTING
Information
Patent Grant
Data processing system for processing network data records transmit...
Patent number
12,254,968
Issue date
Mar 18, 2025
Sidecar Health, Inc.
Patrick Quigley
G06 - COMPUTING CALCULATING COUNTING
Information
Patent Grant
Device for resource dispensing using alternative communication rails
Patent number
12,248,923
Issue date
Mar 11, 2025
Bank of America Corporation
Paul Martin Mattison
G06 - COMPUTING CALCULATING COUNTING
Information
Patent Grant
System and method for providing a group payment vehicle
Patent number
12,223,474
Issue date
Feb 11, 2025
OneCard LLC
Christian Waller
G06 - COMPUTING CALCULATING COUNTING
Information
Patent Grant
Decentralized computer systems and methods for using a debit networ...
Patent number
12,205,132
Issue date
Jan 21, 2025
Worldpay, LLC
Chandra Olson
G06 - COMPUTING CALCULATING COUNTING
Information
Patent Grant
System and method for providing time to cure negative balances in f...
Patent number
12,205,162
Issue date
Jan 21, 2025
Huntington Bancshares Incorporated
David Schamer
G06 - COMPUTING CALCULATING COUNTING
Information
Patent Grant
System and method for providing time to cure negative balances in f...
Patent number
12,198,185
Issue date
Jan 14, 2025
Huntington Bancshares Incorporated
David Schamer
G06 - COMPUTING CALCULATING COUNTING
Information
Patent Grant
Refunding real-time payment transaction via payment card network me...
Patent number
12,169,840
Issue date
Dec 17, 2024
MasterCard International Incorporated
Irina Singh
G06 - COMPUTING CALCULATING COUNTING
Information
Patent Grant
Method and GUI for settlement of commodity contracts denominated in...
Patent number
12,148,033
Issue date
Nov 19, 2024
ABAXX TECHNOLOGIES CORP.
Joshua Crumb
G06 - COMPUTING CALCULATING COUNTING
Information
Patent Grant
System and method for remote access
Patent number
12,141,766
Issue date
Nov 12, 2024
Walmart Apollo, LLC
Charles D. Berry
G06 - COMPUTING CALCULATING COUNTING
Information
Patent Grant
Real-time provisioning of targeted recommendations based on decompo...
Patent number
12,136,079
Issue date
Nov 5, 2024
The Toronto Dominion Bank
Christopher Mark Jones
G06 - COMPUTING CALCULATING COUNTING
Information
Patent Grant
Advanced methods, systems and devices for registering information i...
Patent number
12,118,530
Issue date
Oct 15, 2024
SICPA Holding S.A.
Philippe Thevoz
G06 - COMPUTING CALCULATING COUNTING
Information
Patent Grant
Accounting event process optimization for multi-tenant systems
Patent number
12,106,280
Issue date
Oct 1, 2024
Amazon Technologies, Inc.
Catalin Constantin
G06 - COMPUTING CALCULATING COUNTING
Information
Patent Grant
Systems and methods for providing a code to a user device
Patent number
12,099,995
Issue date
Sep 24, 2024
Wells Fargo Bank, N.A.
Peter Ho
G06 - COMPUTING CALCULATING COUNTING
Information
Patent Grant
Profile based arrangements and methods for disparate network systems
Patent number
12,093,906
Issue date
Sep 17, 2024
U.S. Bank National Association
Mark Dickelman
G06 - COMPUTING CALCULATING COUNTING
Information
Patent Grant
Card registry systems and methods
Patent number
12,067,617
Issue date
Aug 20, 2024
Consumerinfo.com, Inc.
Ty Taylor
G06 - COMPUTING CALCULATING COUNTING
Information
Patent Grant
Bio-mesh network leveraging natural selection optimization for inte...
Patent number
12,020,232
Issue date
Jun 25, 2024
Bank of America Corporation
Ramaswamy Muthukrishnan
G06 - COMPUTING CALCULATING COUNTING
Information
Patent Grant
Interchange code prediction system for processing credit card trans...
Patent number
12,002,022
Issue date
Jun 4, 2024
TOAST, INC.
Alan Z. Zhao
G06 - COMPUTING CALCULATING COUNTING
Information
Patent Grant
Methods and systems for E-commerce payment transactions
Patent number
11,995,635
Issue date
May 28, 2024
Visa International Service Association
Gayathri Venkat
G06 - COMPUTING CALCULATING COUNTING
Information
Patent Grant
Technologies for enhanced payment transactions
Patent number
11,989,750
Issue date
May 21, 2024
Worldpay, LLC
Brent Alan Badger
G06 - COMPUTING CALCULATING COUNTING
Information
Patent Grant
Decentralized computer systems and methods for using a debit networ...
Patent number
11,978,084
Issue date
May 7, 2024
Worldpay, LLC
Chandra Olson
G06 - COMPUTING CALCULATING COUNTING
Information
Patent Grant
Efficient, accurate, and secure transfers of internally-custodied d...
Patent number
11,961,136
Issue date
Apr 16, 2024
BAKKT MARKETPLACE, LLC
Nicolas Frederic Cabrera
G06 - COMPUTING CALCULATING COUNTING
Information
Patent Grant
Bill payment using direct funds transfer
Patent number
11,961,055
Issue date
Apr 16, 2024
Block, Inc.
Anish Bhatt
G06 - COMPUTING CALCULATING COUNTING
Information
Patent Grant
Data processing system for processing network data records transmit...
Patent number
11,955,215
Issue date
Apr 9, 2024
Sidecar Health, Inc.
Patrick Quigley
G06 - COMPUTING CALCULATING COUNTING
Information
Patent Grant
Customer identification verification process
Patent number
11,948,151
Issue date
Apr 2, 2024
CAPITAL ONE SERVICES, LLC
Jeremy Phillips
G06 - COMPUTING CALCULATING COUNTING
Information
Patent Grant
Technologies for enhanced credit transactions
Patent number
11,928,701
Issue date
Mar 12, 2024
Worldpay, LLC
Brent Alan Badger
G06 - COMPUTING CALCULATING COUNTING
Information
Patent Grant
Trip-segment payments for vehicle insurance
Patent number
11,922,512
Issue date
Mar 5, 2024
Wells Fargo Bank, N.A.
H. Brock Kolls
G06 - COMPUTING CALCULATING COUNTING
Patents Applications
last 30 patents
Information
Patent Application
SYSTEM AND METHOD FOR PROVIDING A GROUP PAYMENT VEHICLE
Publication number
20250182073
Publication date
Jun 5, 2025
OneCard LLC
Christian Waller
G06 - COMPUTING CALCULATING COUNTING
Information
Patent Application
SYSTEM AND METHODS FOR ACCEPTING DUAL FUNCTION PAYMENT CREDENTIAL
Publication number
20250139597
Publication date
May 1, 2025
MasterCard International Incorporated
Shanthan Subramaniam
G06 - COMPUTING CALCULATING COUNTING
Information
Patent Application
GAMING CASHLESS OPEN BANKING WEB INTEGRATION
Publication number
20250118159
Publication date
Apr 10, 2025
LNW Gaming, Inc.
Jon Christian WOLFE
G06 - COMPUTING CALCULATING COUNTING
Information
Patent Application
DECENTRALIZED COMPUTER SYSTEMS AND METHODS FOR USING A DEBIT NETWOR...
Publication number
20250111403
Publication date
Apr 3, 2025
Worldpay, LLC
Chandra OLSON
G06 - COMPUTING CALCULATING COUNTING
Information
Patent Application
METHOD AND APPARATUS FOR FACILITATING PROVISION OF EXPOSURE MANAGEM...
Publication number
20250094994
Publication date
Mar 20, 2025
Affirm, Inc.
Ross Briden
G06 - COMPUTING CALCULATING COUNTING
Information
Patent Application
Efficient, Accurate, and Secure Transfers of Internally-Custodied D...
Publication number
20250078149
Publication date
Mar 6, 2025
Bakkt Marketplace, LLC
Nicolas Frederic Cabrera
G06 - COMPUTING CALCULATING COUNTING
Information
Patent Application
PROFILE BASED ARRANGEMENTS AND METHODS FOR DISPARATE NETWORK SYSTEMS
Publication number
20250045712
Publication date
Feb 6, 2025
US Bank National Association
Mark Dickelman
G06 - COMPUTING CALCULATING COUNTING
Information
Patent Application
SYTSEMS AND METHODS FOR AUGMENTED-REALITY ASSISTED DETERMINATION OF...
Publication number
20250021959
Publication date
Jan 16, 2025
Capital One Services, LLC
George BERGERON
G06 - COMPUTING CALCULATING COUNTING
Information
Patent Application
REAL-TIME PROVISIONING OF TARGETED RECOMMENDATIONS BASED ON DECOMPO...
Publication number
20250014010
Publication date
Jan 9, 2025
The Toronto-Dominion Bank
Christopher Mark Jones
G06 - COMPUTING CALCULATING COUNTING
Information
Patent Application
SYSTEMS AND METHODS FOR MOBILE WALLET PROVISIONING
Publication number
20240412199
Publication date
Dec 12, 2024
Wells Fargo Bank, N.A.
Peter Ho
G06 - COMPUTING CALCULATING COUNTING
Information
Patent Application
METHOD AND APPARATUS FOR HANDLING OF REFUNDS IN ASSOCIATION WITH A...
Publication number
20240378581
Publication date
Nov 14, 2024
Affirm, Inc.
Joshua Qian
G06 - COMPUTING CALCULATING COUNTING
Information
Patent Application
SYSTEM AND METHOD FOR PROVIDING A GROUP PAYMENT VEHICLE
Publication number
20240338666
Publication date
Oct 10, 2024
OneCard LLC
Christian Waller
G06 - COMPUTING CALCULATING COUNTING
Information
Patent Application
MULTI-TOKEN PROVISIONING, ONLINE PURCHASE TRANSACTION PROCESSING, A...
Publication number
20240320665
Publication date
Sep 26, 2024
Discover Financial Services
Bryan L. Manka
G06 - COMPUTING CALCULATING COUNTING
Information
Patent Application
METHODS AND SYSTEMS FOR E-COMMERCE PAYMENT TRANSACTIONS
Publication number
20240311798
Publication date
Sep 19, 2024
VISA INTERNATIONAL SERVICE ASSOCIATION
Gayathri Venkat
G06 - COMPUTING CALCULATING COUNTING
Information
Patent Application
BIO-MESH NETWORK LEVERAGING NATURAL SELECTION OPTIMIZATION FOR INTE...
Publication number
20240303623
Publication date
Sep 12, 2024
Bank of America Corporation
Ramaswamy Muthukrishnan
G06 - COMPUTING CALCULATING COUNTING
Information
Patent Application
DATA PROCESSING SYSTEM FOR PROCESSING NETWORK DATA RECORDS TRANSMIT...
Publication number
20240290451
Publication date
Aug 29, 2024
Sidecar Health, Inc.
Patrick Quigley
G06 - COMPUTING CALCULATING COUNTING
Information
Patent Application
METHODS AND SYSTEMS FOR A MOBILE SMART METER AND A SMART METER OUTLET
Publication number
20240230373
Publication date
Jul 11, 2024
Commonwealth Edison Company
Irfan Khan
B60 - VEHICLES IN GENERAL
Information
Patent Application
SYNCHRONIZING ACCOUNT RESTRICTIONS BETWEEN GAMING ESTABLISHMENT ACC...
Publication number
20240194025
Publication date
Jun 13, 2024
IGT
Jeffery Shepherd
G06 - COMPUTING CALCULATING COUNTING
Information
Patent Application
BENEFITS FOR RETAIL PURCHASES EMPLOYING DEBIT CARD ASSOCIATED WITH...
Publication number
20240169337
Publication date
May 23, 2024
IGT
Jeffery Shepherd
G06 - COMPUTING CALCULATING COUNTING
Information
Patent Application
TECHNOLOGIES FOR ENHANCED CREDIT TRANSACTIONS
Publication number
20240169386
Publication date
May 23, 2024
Worldpay, LLC
Brent Alan BADGER
G06 - COMPUTING CALCULATING COUNTING
Information
Patent Application
DEVICE FOR RESOURCE DISPENSING USING ALTERNATIVE COMMUNICATION RAILS
Publication number
20240144227
Publication date
May 2, 2024
Bank of America Corporation
Paul Martin Mattison
G06 - COMPUTING CALCULATING COUNTING
Information
Patent Application
INTEGRATION OF FINANCING INTO A CUSTOMER SELF-CHECKOUT INVOLVING SC...
Publication number
20240112249
Publication date
Apr 4, 2024
Affirm, Inc.
Ellen Glover
G06 - COMPUTING CALCULATING COUNTING
Information
Patent Application
SOFTWARE APPLICATIONS FOR FINANCIAL EDUCATION
Publication number
20240112594
Publication date
Apr 4, 2024
Wells Fargo Bank, N.A.
Mosiah Monroe-Estes
G06 - COMPUTING CALCULATING COUNTING
Information
Patent Application
METHOD AND SYSTEM FOR MULTI-MODAL TRANSACTION AUTHENTICATION
Publication number
20240054492
Publication date
Feb 15, 2024
STRIPE, INC.
Steven V. Bacastow
G06 - COMPUTING CALCULATING COUNTING
Information
Patent Application
CACHED BALANCE INSPECTION IN REAL-TIME CARD TRANSACTIONS
Publication number
20240054474
Publication date
Feb 15, 2024
Marqeta, Inc.
Ritesh Gadewar
G06 - COMPUTING CALCULATING COUNTING
Information
Patent Application
Item-Based Payment Processing System
Publication number
20240029143
Publication date
Jan 25, 2024
Toshiba Global Commerce Solutions Holdings Corporation
Brad M. Johnson
G06 - COMPUTING CALCULATING COUNTING
Information
Patent Application
METHODS AND DEVICES FOR UTILIZING A CRYPTOCURRENCY BACKED DEBIT CARD
Publication number
20240020664
Publication date
Jan 18, 2024
Signify Holdings, Inc.
Yoon Kwan Kim
G06 - COMPUTING CALCULATING COUNTING
Information
Patent Application
COMMERCIAL LAUNDRY APPLIANCES ENERGY-BASED PRICING
Publication number
20240020737
Publication date
Jan 18, 2024
Haier US Appliance Solutions, Inc.
Ryan James Scheckelhoff
G06 - COMPUTING CALCULATING COUNTING
Information
Patent Application
SYSTEMS AND METHODS FOR OPTIMIZED ROUTING OF ELECTRONIC TRANSACTION...
Publication number
20230351376
Publication date
Nov 2, 2023
Worldpay, LLC
Dennis KETTLER
G06 - COMPUTING CALCULATING COUNTING
Information
Patent Application
DECENTRALIZED PARKING MANAGEMENT SYSTEM
Publication number
20230297897
Publication date
Sep 21, 2023
Scientia Potentia Est ll, LLC
Jeremy Blackburn
G06 - COMPUTING CALCULATING COUNTING