using an SMS for payment

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G06Q20/3255

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GPHYSICS G06Computing G06QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR G06Q20/00Payment architectures, schemes or protocols

Current Industry

G06Q20/3255using an SMS for payment

Industries

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Patents Grantslast 30 patents

Information Patent Grant
Proximity-based device identification for payments
- Patent number 12,361,402
- Issue date Jul 15, 2025
- Block, Inc.
- Jack Dorsey
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Monetary transaction system
- Patent number 12,346,886
- Issue date Jul 1, 2025
- Fintiv, Inc.
- Michael A. Liberty
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Text messaging service based commerce system
- Patent number 12,346,889
- Issue date Jul 1, 2025
- Stodge Inc.
- Gavin Neil Foster
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Real-time reconciliation processing based on structured messaging data
- Patent number 12,333,518
- Issue date Jun 17, 2025
- The Toronto Dominion Bank
- Christopher Mark Jones
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Systems and methods for multi access channels for authentication an...
- Patent number 12,307,424
- Issue date May 20, 2025
- MasterCard International Incorporated
- Adam Kenneth Hosp
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Automated bill splitting
- Patent number 12,307,427
- Issue date May 20, 2025
- American Express Travel Related Services Company, Inc.
- Margaret H. Ryan
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Computerized agent external to an instant messaging (IM) service fo...
- Patent number 12,293,347
- Issue date May 6, 2025
- Roy S. Melzer
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Credential provisioning for an electronic device
- Patent number 12,282,950
- Issue date Apr 22, 2025
- Apple Inc.
- David T. Haggerty
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
ATM-based electronic payment conversion systems, methods, and user...
- Patent number 12,260,383
- Issue date Mar 25, 2025
- PNC Global Transfers, Inc.
- Mark Dennis
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Vendor token generator
- Patent number 12,248,914
- Issue date Mar 11, 2025
- SWOOP IP HOLDINGS LLC
- James Kassemi
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Methods and apparatus for mobile device messaging-based communicati...
- Patent number 12,248,941
- Issue date Mar 11, 2025
- Attentive Mobile Inc.
- Brian Long
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Systems and methods for electronic receipt transfer using ultrawide...
- Patent number 12,217,238
- Issue date Feb 4, 2025
- VERIFONE, INC.
- Ian Matthew Stoddart
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Multi-step validation and redemption for digital lottery tickets
- Patent number 12,211,354
- Issue date Jan 28, 2025
- IGT Global Solutions Corporation
- Zbigniew Brzozowski
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Systems and methods for securely opening APIS with cardholder authe...
- Patent number 12,205,082
- Issue date Jan 21, 2025
- MasterCard International Incorporated
- Adam Kenneth Hosp
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Systems and methods of verifying origin of request for payment
- Patent number 12,182,817
- Issue date Dec 31, 2024
- JPMorgan Chase Bank, N.A.
- Jasbir Banga
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Digital engagement platform for payment solutions with cash-enabled...
- Patent number 12,182,779
- Issue date Dec 31, 2024
- Blytz, Inc.
- Robyn Burkinshaw
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Proximity-based payments
- Patent number 12,175,448
- Issue date Dec 24, 2024
- Block, Inc.
- Jack Dorsey
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Geofence-based location tracking and notification triggering system
- Patent number 12,169,822
- Issue date Dec 17, 2024
- GPS Special.com LLC
- Abdelgawa Abdelkader
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Anonymous procurement of ticket vouchers
- Patent number 12,159,325
- Issue date Dec 3, 2024
- IGT
- Jeffery Shepherd
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Supplemental data transmission for network transactions
- Patent number 12,141,764
- Issue date Nov 12, 2024
- United Services Automobile Association (USAA)
- Dorothy Jean Bolt
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Verification of items by automated checkout system
- Patent number 12,136,322
- Issue date Nov 5, 2024
- Target Brands, Inc.
- Todd A. Hagen
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Systems and methods for communicating transaction data between mobi...
- Patent number 12,131,309
- Issue date Oct 29, 2024
- Visa International Service Association
- Jacques-Antoine Godet
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Peer-to-peer payment systems and methods
- Patent number 12,125,016
- Issue date Oct 22, 2024
- CAPITAL ONE SERVICES, LLC
- Kyrylo Oliynyk
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Ambient transaction system
- Patent number 12,125,076
- Issue date Oct 22, 2024
- U.S. Bank National Association
- Jeremy M. Silver
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Hold condition in a resource transfer system
- Patent number 12,099,988
- Issue date Sep 24, 2024
- Ripple Luxembourg S.A.
- Stefan Thomas
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Marketing messages in mobile commerce
- Patent number 12,093,911
- Issue date Sep 17, 2024
- First Data Corporation
- Steven E. Arthur
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Electronic system for automatically generating resource distributio...
- Patent number 12,093,919
- Issue date Sep 17, 2024
- Bank of America Corporation
- Ashwin Roongta
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Computer-based systems configured to provide actionable graphical u...
- Patent number 12,093,986
- Issue date Sep 17, 2024
- CAPITAL ONE SERVICES, LLC
- Leslie Lindsey
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Real-time provisioning of targeted, alternative product information...
- Patent number 12,067,606
- Issue date Aug 20, 2024
- The Toronto Dominion Bank
- Christopher Mark Jones
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Grant
Examples of delivery and/or referral service SMS ordering
- Patent number 12,051,057
- Issue date Jul 30, 2024
- CFPH, LLC
- Jay Winters
- G06 - COMPUTING CALCULATING COUNTING

Patents Applicationslast 30 patents

Information Patent Application
ELECTRONIC SYSTEM FOR AUTOMATICALLY GENERATING RESOURCE DISTRIBUTIO...
- Publication number 20250232288
- Publication date Jul 17, 2025
- Bank of America Corporation
- Ashwin Roongta
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
VENDOR TOKEN GENERATOR
- Publication number 20250156824
- Publication date May 15, 2025
- SWOOP IP HOLDINGS LLC
- James KASSEMI
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
SYSTEMS AND METHODS FOR ELECTRONIC RECEIPT TRANSFER USING ULTRAWIDE...
- Publication number 20250156836
- Publication date May 15, 2025
- VeriFone, Inc.
- Ian Matthew STODDART
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
BANKING TRANSACTIONS VIA MESSAGING APP
- Publication number 20250148459
- Publication date May 8, 2025
- JP Morgan Chase Bank, NA
- Shilpa M
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
SECURING ELECTRONIC TRANSFERS BY PERFORMING PRE-TRANSACTION VERIFIC...
- Publication number 20250131418
- Publication date Apr 24, 2025
- RSF Investments LLC
- Christopher Salvador
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
MULTI-STEP VALIDATION AND REDEMPTION FOR DIGITAL LOTTERY TICKETS
- Publication number 20250124765
- Publication date Apr 17, 2025
- IGT Global Solutions Corporation
- Zbigniew Brzozowski
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
SYSTEMS AND METHODS FOR SECURELY OPENING APIS WITH CARDHOLDER AUTHE...
- Publication number 20250104023
- Publication date Mar 27, 2025
- MasterCard International Incorporated
- Adam Kenneth Hosp
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
SYSTEMS AND METHODS OF VERIFYING ORIGIN OF REQUEST FOR PAYMENT
- Publication number 20250094991
- Publication date Mar 20, 2025
- JPMorgan Chase Bank, N.A.
- Jasbir BANGA
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
METHODS AND SYSTEMS FOR FACILITATING SECURE PAYMENT FOR A TRANSACTION
- Publication number 20250086621
- Publication date Mar 13, 2025
- Emporium Investments
- Iyobosa Ero
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
PROXIMITY-BASED DEVICE IDENTIFICATION FOR PAYMENTS
- Publication number 20250078063
- Publication date Mar 6, 2025
- Block, Inc.
- Jack Dorsey
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
TEXT MESSAGING SERVICE BASED COMMERCE SYSTEM
- Publication number 20250053955
- Publication date Feb 13, 2025
- Stodge Inc.
- Gavin Neil Foster
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
ANONYMOUS PROCUREMENT OF TICKET VOUCHERS
- Publication number 20250054089
- Publication date Feb 13, 2025
- IGT
- Jeffery Shepherd
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
HOLD CONDITION IN A RESOURCE TRANSFER SYSTEM
- Publication number 20250014012
- Publication date Jan 9, 2025
- Ripple Luxembourg S.A.
- Stefan Thomas
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
SHORT-RANGE TRANSMISSION OF RECEIPT DATA WITHOUT CONTACT IDENTIFIERS
- Publication number 20240420111
- Publication date Dec 19, 2024
- PAYPAL, INC.
- Eduardo Alejandro Solana Lopez
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
SYSTEM AND METHOD FOR FACILITATING FRICTIONLESS PAYMENT TRANSACTION...
- Publication number 20240386411
- Publication date Nov 21, 2024
- VISA INTERNATIONAL SERVICE ASSOCIATION
- John Markh
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
WEB-BASED CHECKOUT AND ALTERNATE LOGIN BASED ON SECURE IDENTIFIERS...
- Publication number 20240370844
- Publication date Nov 7, 2024
- SWOOP IP HOLDINGS LLC
- John P. Killoran
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
REAL-TIME PROVISIONING OF TARGETED, ALTERNATIVE PRODUCT INFORMATION...
- Publication number 20240362699
- Publication date Oct 31, 2024
- The Toronto-Dominion Bank
- Christopher Mark Jones
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
EXAMPLES OF DELIVERY AND/OR REFERRAL SERVICE SMS ORDERING
- Publication number 20240338674
- Publication date Oct 10, 2024
- CFPH, L.L.C.
- Jay Winters
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
OWNER CONTROLLED AND INCENTIVISED SMARTPHONE PLATFORM BASED ON MICR...
- Publication number 20240314212
- Publication date Sep 19, 2024
- T-Mobile Innovations LLC
- Zheng Fang
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
TELEPHONE CALL PURCHASE WITH PAYMENT USING MOBILE PAYMENT DEVICE
- Publication number 20240311796
- Publication date Sep 19, 2024
- Jack Shauh
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
REAL-TIME CROSS-CHANNEL VERIFICATION
- Publication number 20240281813
- Publication date Aug 22, 2024
- Bank of America Corporation
- Indradeep Dantuluri
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
SYSTEMS AND METHODS FOR CONFIGURING A MOBILE DEVICE TO AUTOMATICALL...
- Publication number 20240273502
- Publication date Aug 15, 2024
- Capital One Services, LLC
- Lawrence DOUGLAS
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
SYSTEM AND METHOD FOR NFC TRANSACTIONS ON USER MOBILE DEVICES
- Publication number 20240273511
- Publication date Aug 15, 2024
- SYNERGISTIC FINANCIAL NETWORKS PRIVATE LIMITED
- Alok Arora
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
AMBIENT TRANSACTION SYSTEM
- Publication number 20240257194
- Publication date Aug 1, 2024
- US Bank National Association
- Jeremy M. Silver
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
SYSTEMS AND METHODS FOR IMPROVED VERIFICATION OF TRANSACTIONS
- Publication number 20240232881
- Publication date Jul 11, 2024
- Wells Fargo Bank, N.A.
- David Dietrich
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
PAYMENT METHOD AND APPARATUS, AND DEVICE
- Publication number 20240232856
- Publication date Jul 11, 2024
- Yang LI
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
AUTOMATED BILL SPLITTING
- Publication number 20240232833
- Publication date Jul 11, 2024
- AMERICAN EXPRESS TRAVEL RELATED SERVICES COMPANY, INC.
- Margaret H. RYAN
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
AUTHORIZING PEER-TO-PEER PAYMENTS IN MESSAGING APPLICATIONS
- Publication number 20240193613
- Publication date Jun 13, 2024
- WhatsApp LLC
- Biren Arvindkumar Patel
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
TRANSACTION ASSISTANCE SYSTEM
- Publication number 20240185193
- Publication date Jun 6, 2024
- DEALMAKER PLAYBOOK, INC.
- Alex Minicucci
- G06 - COMPUTING CALCULATING COUNTING
Information Patent Application
VERIFICATION OF ITEMS BY AUTOMATED CHECKOUT SYSTEM
- Publication number 20240185690
- Publication date Jun 6, 2024
- Target Brands, Inc.
- Todd A. Hagen
- G06 - COMPUTING CALCULATING COUNTING

using an SMS for payment

Industry

Parent Industries

Current Industry

Patents Grantslast 30 patents

Proximity-based device identification for payments

Monetary transaction system

Text messaging service based commerce system

Real-time reconciliation processing based on structured messaging data

Systems and methods for multi access channels for authentication an...

Automated bill splitting

Computerized agent external to an instant messaging (IM) service fo...

Credential provisioning for an electronic device

ATM-based electronic payment conversion systems, methods, and user...

Vendor token generator

Methods and apparatus for mobile device messaging-based communicati...

Systems and methods for electronic receipt transfer using ultrawide...

Multi-step validation and redemption for digital lottery tickets

Systems and methods for securely opening APIS with cardholder authe...

Systems and methods of verifying origin of request for payment

Digital engagement platform for payment solutions with cash-enabled...

Proximity-based payments

Geofence-based location tracking and notification triggering system

Anonymous procurement of ticket vouchers

Supplemental data transmission for network transactions

Verification of items by automated checkout system

Systems and methods for communicating transaction data between mobi...

Peer-to-peer payment systems and methods

Ambient transaction system

Hold condition in a resource transfer system

Marketing messages in mobile commerce

Electronic system for automatically generating resource distributio...

Computer-based systems configured to provide actionable graphical u...

Real-time provisioning of targeted, alternative product information...

Examples of delivery and/or referral service SMS ordering

Patents Applicationslast 30 patents

ELECTRONIC SYSTEM FOR AUTOMATICALLY GENERATING RESOURCE DISTRIBUTIO...

VENDOR TOKEN GENERATOR

SYSTEMS AND METHODS FOR ELECTRONIC RECEIPT TRANSFER USING ULTRAWIDE...

BANKING TRANSACTIONS VIA MESSAGING APP

SECURING ELECTRONIC TRANSFERS BY PERFORMING PRE-TRANSACTION VERIFIC...

MULTI-STEP VALIDATION AND REDEMPTION FOR DIGITAL LOTTERY TICKETS

SYSTEMS AND METHODS FOR SECURELY OPENING APIS WITH CARDHOLDER AUTHE...

SYSTEMS AND METHODS OF VERIFYING ORIGIN OF REQUEST FOR PAYMENT

METHODS AND SYSTEMS FOR FACILITATING SECURE PAYMENT FOR A TRANSACTION

PROXIMITY-BASED DEVICE IDENTIFICATION FOR PAYMENTS

TEXT MESSAGING SERVICE BASED COMMERCE SYSTEM

ANONYMOUS PROCUREMENT OF TICKET VOUCHERS

HOLD CONDITION IN A RESOURCE TRANSFER SYSTEM

SHORT-RANGE TRANSMISSION OF RECEIPT DATA WITHOUT CONTACT IDENTIFIERS

SYSTEM AND METHOD FOR FACILITATING FRICTIONLESS PAYMENT TRANSACTION...

WEB-BASED CHECKOUT AND ALTERNATE LOGIN BASED ON SECURE IDENTIFIERS...

REAL-TIME PROVISIONING OF TARGETED, ALTERNATIVE PRODUCT INFORMATION...

EXAMPLES OF DELIVERY AND/OR REFERRAL SERVICE SMS ORDERING

OWNER CONTROLLED AND INCENTIVISED SMARTPHONE PLATFORM BASED ON MICR...

TELEPHONE CALL PURCHASE WITH PAYMENT USING MOBILE PAYMENT DEVICE

REAL-TIME CROSS-CHANNEL VERIFICATION

SYSTEMS AND METHODS FOR CONFIGURING A MOBILE DEVICE TO AUTOMATICALL...

SYSTEM AND METHOD FOR NFC TRANSACTIONS ON USER MOBILE DEVICES

AMBIENT TRANSACTION SYSTEM

SYSTEMS AND METHODS FOR IMPROVED VERIFICATION OF TRANSACTIONS

PAYMENT METHOD AND APPARATUS, AND DEVICE

AUTOMATED BILL SPLITTING

AUTHORIZING PEER-TO-PEER PAYMENTS IN MESSAGING APPLICATIONS

TRANSACTION ASSISTANCE SYSTEM

VERIFICATION OF ITEMS BY AUTOMATED CHECKOUT SYSTEM