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G06Q20/3255
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Parent Industries
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PHYSICS
G06
Computing
G06Q
DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
G06Q20/00
Payment architectures, schemes or protocols
Current Industry
G06Q20/3255
using an SMS for payment
Industries
Overview
Organizations
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Information
Impact
Patents Grants
last 30 patents
Information
Patent Grant
Systems and methods of verifying origin of request for payment
Patent number
12,182,817
Issue date
Dec 31, 2024
JPMorgan Chase Bank, N.A.
Jasbir Banga
G06 - COMPUTING CALCULATING COUNTING
Information
Patent Grant
Digital engagement platform for payment solutions with cash-enabled...
Patent number
12,182,779
Issue date
Dec 31, 2024
Blytz, Inc.
Robyn Burkinshaw
G06 - COMPUTING CALCULATING COUNTING
Information
Patent Grant
Proximity-based payments
Patent number
12,175,448
Issue date
Dec 24, 2024
Block, Inc.
Jack Dorsey
G06 - COMPUTING CALCULATING COUNTING
Information
Patent Grant
Geofence-based location tracking and notification triggering system
Patent number
12,169,822
Issue date
Dec 17, 2024
GPS Special.com LLC
Abdelgawa Abdelkader
G06 - COMPUTING CALCULATING COUNTING
Information
Patent Grant
Anonymous procurement of ticket vouchers
Patent number
12,159,325
Issue date
Dec 3, 2024
IGT
Jeffery Shepherd
G06 - COMPUTING CALCULATING COUNTING
Information
Patent Grant
Supplemental data transmission for network transactions
Patent number
12,141,764
Issue date
Nov 12, 2024
United Services Automobile Association (USAA)
Dorothy Jean Bolt
G06 - COMPUTING CALCULATING COUNTING
Information
Patent Grant
Verification of items by automated checkout system
Patent number
12,136,322
Issue date
Nov 5, 2024
Target Brands, Inc.
Todd A. Hagen
G06 - COMPUTING CALCULATING COUNTING
Information
Patent Grant
Systems and methods for communicating transaction data between mobi...
Patent number
12,131,309
Issue date
Oct 29, 2024
Visa International Service Association
Jacques-Antoine Godet
G06 - COMPUTING CALCULATING COUNTING
Information
Patent Grant
Peer-to-peer payment systems and methods
Patent number
12,125,016
Issue date
Oct 22, 2024
CAPITAL ONE SERVICES, LLC
Kyrylo Oliynyk
G06 - COMPUTING CALCULATING COUNTING
Information
Patent Grant
Ambient transaction system
Patent number
12,125,076
Issue date
Oct 22, 2024
U.S. Bank National Association
Jeremy M. Silver
G06 - COMPUTING CALCULATING COUNTING
Information
Patent Grant
Hold condition in a resource transfer system
Patent number
12,099,988
Issue date
Sep 24, 2024
Ripple Luxembourg S.A.
Stefan Thomas
G06 - COMPUTING CALCULATING COUNTING
Information
Patent Grant
Marketing messages in mobile commerce
Patent number
12,093,911
Issue date
Sep 17, 2024
First Data Corporation
Steven E. Arthur
G06 - COMPUTING CALCULATING COUNTING
Information
Patent Grant
Electronic system for automatically generating resource distributio...
Patent number
12,093,919
Issue date
Sep 17, 2024
Bank of America Corporation
Ashwin Roongta
G06 - COMPUTING CALCULATING COUNTING
Information
Patent Grant
Computer-based systems configured to provide actionable graphical u...
Patent number
12,093,986
Issue date
Sep 17, 2024
CAPITAL ONE SERVICES, LLC
Leslie Lindsey
G06 - COMPUTING CALCULATING COUNTING
Information
Patent Grant
Real-time provisioning of targeted, alternative product information...
Patent number
12,067,606
Issue date
Aug 20, 2024
The Toronto Dominion Bank
Christopher Mark Jones
G06 - COMPUTING CALCULATING COUNTING
Information
Patent Grant
Examples of delivery and/or referral service SMS ordering
Patent number
12,051,057
Issue date
Jul 30, 2024
CFPH, LLC
Jay Winters
G06 - COMPUTING CALCULATING COUNTING
Information
Patent Grant
Instant personal electronic parking system and method
Patent number
12,045,844
Issue date
Jul 23, 2024
iPEP, Inc.
Kelly T. Monassebian
G06 - COMPUTING CALCULATING COUNTING
Information
Patent Grant
Telephone call purchase with payment using mobile payment device
Patent number
12,045,798
Issue date
Jul 23, 2024
VRAY INC.
Jack Shauh
G06 - COMPUTING CALCULATING COUNTING
Information
Patent Grant
Owner controlled and incentivised smartphone platform based on micr...
Patent number
12,028,423
Issue date
Jul 2, 2024
T-MOBILE INNOVATIONS LLC
Zheng Fang
G06 - COMPUTING CALCULATING COUNTING
Information
Patent Grant
Image based MMS transactions mechanism
Patent number
12,002,031
Issue date
Jun 4, 2024
PayPal, Inc.
Eduardo Alfonso Batlle
G06 - COMPUTING CALCULATING COUNTING
Information
Patent Grant
Systems and methods for configuring a mobile device to automaticall...
Patent number
11,995,631
Issue date
May 28, 2024
CAPITAL ONE SERVICES, LLC
Lawrence Douglas
G06 - COMPUTING CALCULATING COUNTING
Information
Patent Grant
Web-based checkout and alternate login based on secure identifiers...
Patent number
11,983,696
Issue date
May 14, 2024
SWOOP IP HOLDINGS LLC
John P. Killoran
G06 - COMPUTING CALCULATING COUNTING
Information
Patent Grant
Blaze in app purchase with authentication using a remote management...
Patent number
11,966,897
Issue date
Apr 23, 2024
Michelle Fisher
G06 - COMPUTING CALCULATING COUNTING
Information
Patent Grant
Text messaging service based commerce system
Patent number
11,966,909
Issue date
Apr 23, 2024
Stodge Inc.
Gavin Neil Foster
G06 - COMPUTING CALCULATING COUNTING
Information
Patent Grant
System and method for mobile cross-authentication
Patent number
11,966,907
Issue date
Apr 23, 2024
YoongNet Inc.
Seung Eun Hong
G06 - COMPUTING CALCULATING COUNTING
Information
Patent Grant
Booking method and system
Patent number
11,961,016
Issue date
Apr 16, 2024
SMARTCOM LABS OY
Jukka Kalevi Salonen
G06 - COMPUTING CALCULATING COUNTING
Information
Patent Grant
Systems and methods for improved verification of transactions
Patent number
11,941,628
Issue date
Mar 26, 2024
Wells Fargo Bank, N.A.
David Dietrich
G06 - COMPUTING CALCULATING COUNTING
Information
Patent Grant
Verification of items by automated checkout system
Patent number
11,935,374
Issue date
Mar 19, 2024
Target Brands, Inc.
Todd A. Hagen
G06 - COMPUTING CALCULATING COUNTING
Information
Patent Grant
Methods and apparatus for mobile device messaging-based communicati...
Patent number
11,935,068
Issue date
Mar 19, 2024
Attentive Mobile Inc.
Brian Long
G06 - COMPUTING CALCULATING COUNTING
Information
Patent Grant
Short-term authorized pass
Patent number
11,928,676
Issue date
Mar 12, 2024
BREAD FINANCIAL PAYMENTS, INC
Suman Rao Jangama
G06 - COMPUTING CALCULATING COUNTING
Patents Applications
last 30 patents
Information
Patent Application
HOLD CONDITION IN A RESOURCE TRANSFER SYSTEM
Publication number
20250014012
Publication date
Jan 9, 2025
Ripple Luxembourg S.A.
Stefan Thomas
G06 - COMPUTING CALCULATING COUNTING
Information
Patent Application
SHORT-RANGE TRANSMISSION OF RECEIPT DATA WITHOUT CONTACT IDENTIFIERS
Publication number
20240420111
Publication date
Dec 19, 2024
PAYPAL, INC.
Eduardo Alejandro Solana Lopez
G06 - COMPUTING CALCULATING COUNTING
Information
Patent Application
SYSTEM AND METHOD FOR FACILITATING FRICTIONLESS PAYMENT TRANSACTION...
Publication number
20240386411
Publication date
Nov 21, 2024
VISA INTERNATIONAL SERVICE ASSOCIATION
John Markh
G06 - COMPUTING CALCULATING COUNTING
Information
Patent Application
WEB-BASED CHECKOUT AND ALTERNATE LOGIN BASED ON SECURE IDENTIFIERS...
Publication number
20240370844
Publication date
Nov 7, 2024
SWOOP IP HOLDINGS LLC
John P. Killoran
G06 - COMPUTING CALCULATING COUNTING
Information
Patent Application
REAL-TIME PROVISIONING OF TARGETED, ALTERNATIVE PRODUCT INFORMATION...
Publication number
20240362699
Publication date
Oct 31, 2024
The Toronto-Dominion Bank
Christopher Mark Jones
G06 - COMPUTING CALCULATING COUNTING
Information
Patent Application
EXAMPLES OF DELIVERY AND/OR REFERRAL SERVICE SMS ORDERING
Publication number
20240338674
Publication date
Oct 10, 2024
CFPH, L.L.C.
Jay Winters
G06 - COMPUTING CALCULATING COUNTING
Information
Patent Application
OWNER CONTROLLED AND INCENTIVISED SMARTPHONE PLATFORM BASED ON MICR...
Publication number
20240314212
Publication date
Sep 19, 2024
T-Mobile Innovations LLC
Zheng Fang
G06 - COMPUTING CALCULATING COUNTING
Information
Patent Application
TELEPHONE CALL PURCHASE WITH PAYMENT USING MOBILE PAYMENT DEVICE
Publication number
20240311796
Publication date
Sep 19, 2024
Jack Shauh
G06 - COMPUTING CALCULATING COUNTING
Information
Patent Application
REAL-TIME CROSS-CHANNEL VERIFICATION
Publication number
20240281813
Publication date
Aug 22, 2024
Bank of America Corporation
Indradeep Dantuluri
G06 - COMPUTING CALCULATING COUNTING
Information
Patent Application
SYSTEMS AND METHODS FOR CONFIGURING A MOBILE DEVICE TO AUTOMATICALL...
Publication number
20240273502
Publication date
Aug 15, 2024
Capital One Services, LLC
Lawrence DOUGLAS
G06 - COMPUTING CALCULATING COUNTING
Information
Patent Application
SYSTEM AND METHOD FOR NFC TRANSACTIONS ON USER MOBILE DEVICES
Publication number
20240273511
Publication date
Aug 15, 2024
SYNERGISTIC FINANCIAL NETWORKS PRIVATE LIMITED
Alok Arora
G06 - COMPUTING CALCULATING COUNTING
Information
Patent Application
AMBIENT TRANSACTION SYSTEM
Publication number
20240257194
Publication date
Aug 1, 2024
US Bank National Association
Jeremy M. Silver
G06 - COMPUTING CALCULATING COUNTING
Information
Patent Application
SYSTEMS AND METHODS FOR IMPROVED VERIFICATION OF TRANSACTIONS
Publication number
20240232881
Publication date
Jul 11, 2024
Wells Fargo Bank, N.A.
David Dietrich
G06 - COMPUTING CALCULATING COUNTING
Information
Patent Application
PAYMENT METHOD AND APPARATUS, AND DEVICE
Publication number
20240232856
Publication date
Jul 11, 2024
Yang LI
G06 - COMPUTING CALCULATING COUNTING
Information
Patent Application
AUTOMATED BILL SPLITTING
Publication number
20240232833
Publication date
Jul 11, 2024
AMERICAN EXPRESS TRAVEL RELATED SERVICES COMPANY, INC.
Margaret H. RYAN
G06 - COMPUTING CALCULATING COUNTING
Information
Patent Application
AUTHORIZING PEER-TO-PEER PAYMENTS IN MESSAGING APPLICATIONS
Publication number
20240193613
Publication date
Jun 13, 2024
WhatsApp LLC
Biren Arvindkumar Patel
G06 - COMPUTING CALCULATING COUNTING
Information
Patent Application
TRANSACTION ASSISTANCE SYSTEM
Publication number
20240185193
Publication date
Jun 6, 2024
DEALMAKER PLAYBOOK, INC.
Alex Minicucci
G06 - COMPUTING CALCULATING COUNTING
Information
Patent Application
VERIFICATION OF ITEMS BY AUTOMATED CHECKOUT SYSTEM
Publication number
20240185690
Publication date
Jun 6, 2024
Target Brands, Inc.
Todd A. Hagen
G06 - COMPUTING CALCULATING COUNTING
Information
Patent Application
ON-DEMAND SECURE DATA ENTRY FOR REPRESENTATIVE-ASSISTED TRANSACTIONS
Publication number
20240177136
Publication date
May 30, 2024
Broadsource Group Pty Ltd
Russell Penney
G06 - COMPUTING CALCULATING COUNTING
Information
Patent Application
AMBIENT TRANSACTION SYSTEM
Publication number
20240169404
Publication date
May 23, 2024
US Bank National Association
Jeremy M. Silver
G06 - COMPUTING CALCULATING COUNTING
Information
Patent Application
CRYPTOGRAPHIC IMPROVEMENTS TO CELLULAR DATA TRANSFER UTILIZING BLOC...
Publication number
20240144264
Publication date
May 2, 2024
DJ3N, LLC
Edward Atter
G06 - COMPUTING CALCULATING COUNTING
Information
Patent Application
AGGREGATED MESSAGING IN DYNAMIC BATCHES FOR NETWORK OPTIMIZATION
Publication number
20240144276
Publication date
May 2, 2024
PAYPAL, INC.
George Chen Kaidi
G06 - COMPUTING CALCULATING COUNTING
Information
Patent Application
SYSTEM AND METHOD FOR ENABLING PAYMENTS OVER MESSAGING
Publication number
20240127212
Publication date
Apr 18, 2024
GupShup Inc
Beerud Dilip Sheth
G06 - COMPUTING CALCULATING COUNTING
Information
Patent Application
METHOD AND APPARATUS FOR IMPROVING SECURITY OF A COMPUTER NETWORK U...
Publication number
20240127254
Publication date
Apr 18, 2024
SWOOP IP HOLDINGS LLC
James Kassemi
G06 - COMPUTING CALCULATING COUNTING
Information
Patent Application
MULTI-STEP VALIDATION AND REDEMPTION FOR DIGITAL LOTTERY TICKETS
Publication number
20240087426
Publication date
Mar 14, 2024
IGT Global Solutions Corporation
Zbigniew Brzozowski
G06 - COMPUTING CALCULATING COUNTING
Information
Patent Application
METHODS AND SYSTEMS FOR REMOTELY AUTHORIZING TRANSACTIONS
Publication number
20240062168
Publication date
Feb 22, 2024
Integrated Media Management, LLC
Nishit Shah
G06 - COMPUTING CALCULATING COUNTING
Information
Patent Application
Systems and Methods for Communicating Transaction Data Between Mobi...
Publication number
20240062186
Publication date
Feb 22, 2024
VISA INTERNATIONAL SERVICE ASSOCIATION
Jacques-Antoine Godet
G06 - COMPUTING CALCULATING COUNTING
Information
Patent Application
BLAZE IN APP PURCHASE WITH AUTHENTICATION USING A REMOTE MANAGEMENT...
Publication number
20240005293
Publication date
Jan 4, 2024
Michelle Fisher
G06 - COMPUTING CALCULATING COUNTING
Information
Patent Application
COMPUTERIZED AGENT EXTERNAL TO AN INSTANT MESSAGING (IM) SERVICE FO...
Publication number
20230410084
Publication date
Dec 21, 2023
Roy S. Melzer
G06 - COMPUTING CALCULATING COUNTING
Information
Patent Application
SYSTEMS AND METHODS FOR MESSAGE-ENABLED TRANSFERS
Publication number
20230401558
Publication date
Dec 14, 2023
Wells Fargo Bank, N.A.
Alan W. Hecht
G06 - COMPUTING CALCULATING COUNTING